☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Indiana / Lawrence

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Lawrence, Indiana

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lawrence, Indiana mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, The National Bank of IndianapolisThe National Bank of Indianapolis5760 E Main St, Carmel, IN 46033A+5.0 ★Texas Ratio: 1.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Financial Center First Credit UnionFinancial Center First Credit Union20 N Emerson Ave, Greenwood, IN 46143 8895A+5.0 ★Texas Ratio: 4.51%, Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%, and Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lawrence, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lawrence are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lawrence, Indiana

Market share is the lender's share of all home loans closed in Lawrence, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	34 +4 HELOCs	3.7%	91.9%	$215,882	View
FORUM Credit Union 9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80%	Conventional, HELOC	22 +5 HELOCs	2.4%	66.7%	$181,363	View
Old National Bank 2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, HELOC	16 +6 HELOCs	1.7%	72.7%	$186,875	View
Indiana Members Credit Union 10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	10 +16 HELOCs	1.1%	92.3%	$99,000	View
The National Bank of Indianapolis 5760 E Main St, Carmel, IN 46033 A+5.0 ★Texas Ratio: 1.37%	Conventional	10	1.1%	100%	$156,000	View
Fifth Third Bank, National Association 100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	9 +19 HELOCs	1%	75%	$181,666	View
Everwise Credit Union 7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81%	Conventional, FHA, HELOC	9 +7 HELOCs	1%	64.3%	$133,888	View
Financial Center First Credit Union 20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51%	Conventional	8	0.9%	62.5%	$118,750	View
Regions Bank 104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	7 +7 HELOCs	0.8%	44.4%	$115,000	View
Huntington National Bank 101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	6 +24 HELOCs	0.6%	46.2%	$258,333	View
US Bank, N.A. 720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	5 +3 HELOCs	0.5%	38.5%	$297,000	View
Bank of America NA 6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +2 HELOCs	0.5%	100%	$239,000	View
Keybank National Association 5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81%	Conventional	4	0.4%	80%	$240,000	View
The State Bank & Trust Company 307 North Wayne Street, Angola, IN 46703 A+5.0 ★Texas Ratio: 1.99%	Conventional	4	0.4%	100%	$435,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +17 HELOCs	0.3%	100%	$188,333	View
First Financial Bank 104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, HELOC	2 +7 HELOCs	0.2%	100%	$250,000	View
German American Bank 2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93%	Conventional, FHA	2	0.2%	100%	$250,000	View
American Community Bank of In 11275 Broadway, Crown Point, IN 46307 B-4.3 ★Texas Ratio: 22.89%	Conventional	2	0.2%	100%	$110,000	View
Busey Bank 11550 N Meridian St, Carmel, IN 46032 A+5.0 ★Texas Ratio: 2.31%	Conventional	2	0.2%	100%	$170,000	View
Merchants Bank of Indiana 410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97%	Conventional	2	0.2%	100%	$235,000	View
BMO Harris Bank NA 7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +14 HELOCs	0.1%	100%	$255,000	View
Star Financial Bank 735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$245,000	View
Horizon Bank 307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$145,000	View
Centra Credit Union 11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34%	Conventional	1	0.1%	50%	$35,000	View
Flagstar Bank NA 2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$125,000	View
Citizens Bank 99 S Dan Jones Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.64%	Conventional	1	0.1%	100%	$255,000	View
Greenfield Banking Company 12140 E Washington St, Cumberland, IN 46229 A+5.0 ★Texas Ratio: 5.68%	Conventional	1	0.1%	50%	$275,000	View
First Bank Richmond 200 W Main St, Cambridge City, IN 47327 A-4.9 ★Texas Ratio: 16.01%	Conventional	1	0.1%	100%	$95,000	View
First Merchants Bank 800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12%	HELOC	0 +3 HELOCs	0%	0%		View
1St Source Bank 518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01%	HELOC	0 +2 HELOCs	0%	n/a		View
Indiana University CU 105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12%	HELOC	0 +1 HELOCs	0%	0%		View
Jackson County Bank 2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Lake City Bank 114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +1 HELOCs	0%	n/a		View
Gvc Mortgage, Inc.	Conventional, FHA	31	3.4%	100%	$239,516
Ruoff Mortgage Company	Conventional, FHA, VA	24	2.6%	96.6%	$262,916
Mjw Financial LLC dba Mjw Mortgage	Conventional, FHA	16	1.7%	100%	$236,875
Elements Financial Federal Cre	Conventional, FHA, HELOC	12 +5 HELOCs	1.3%	100%	$258,333
Royal United Mortgage LLC	Conventional	5	0.5%	83.3%	$191,000
Purdue Federal Cu	Conventional	2	0.2%	100%	$250,000
Three Rivers Federal Crediit U	Conventional	1	0.1%	100%	$245,000
First Federal Savings and Loan	Conventional	1	0.1%	100%	$125,000
Lennar Mortgage, LLC	Conventional, FHA, VA	98	10.6%	77.8%	$277,244
Rocket Mortgage	Conventional, FHA, VA	71	7.7%	85.9%	$214,014
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	60 +2 HELOCs	6.5%	88.4%	$282,500
Fairway Independent Mort Corp	Conventional, FHA, VA	38	4.1%	90.5%	$242,368
Guild Mortgage Company	Conventional, FHA, VA	27	2.9%	100%	$225,740
Mortgage Research Center	Conventional, FHA, VA	23	2.5%	73.5%	$269,782
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo	22	2.4%	100%	$312,272
Freedom Mortgage Corporation	FHA, VA	20	2.2%	90.6%	$295,000
Newrez LLC	Conventional, FHA, VA	18	1.9%	70.4%	$203,333
Zippy Loans, LLC	Conventional	17	1.8%	45.2%	$35,588
Milestone Home Lending, LLC	Conventional, FHA, VA	12	1.3%	92.3%	$265,000
Nationstar Mortgage	Conventional, FHA	11	1.2%	92.3%	$111,363
New American Funding, LLC.	Conventional, FHA	11	1.2%	85.7%	$195,909
Union Savings Bank	Conventional, VA, HELOC	10 +6 HELOCs	1.1%	90.9%	$263,000
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	10 +1 HELOCs	1.1%	43.5%	$148,000
CrossCountry Mortgage, LLC	Conventional, FHA	10	1.1%	100%	$286,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	9	1%	90%	$237,222
Navy Federal Credit Union	Conventional, VA, HELOC	8 +6 HELOCs	0.9%	80%	$247,500
Pennymac Loan Services LLC	Conventional, FHA, VA	8	0.9%	100%	$205,000
Carrington Mortgage Services LLC	Conventional, FHA	7	0.8%	44.4%	$92,142
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	7	0.8%	100%	$265,000
Goodleap, LLC	Conventional, FHA, VA, HELOC	6 +2 HELOCs	0.6%	85.7%	$166,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.6%	100%	$295,000	View
Howard Hanna Financial Services, Inc	Conventional, FHA, VA	5	0.5%	100%	$287,000
loanDepot.com LLC	Conventional, FHA	5	0.5%	83.3%	$113,000
Primelending	Conventional, FHA	4	0.4%	100%	$227,500
Sage Home Loans Corporation	Conventional	4	0.4%	100%	$287,500
New Day Financial, LLC.	VA	4	0.4%	85.7%	$287,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA, VA	4	0.4%	100%	$255,000	View
Prosperity Home Mortgage, LLC	Conventional, VA	4	0.4%	100%	$240,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	80%	$120,000	View
Plaza Home Mortgage, Inc	Conventional	4	0.4%	57.1%	$250,000
Spring Eq, LLC	Conventional, HELOC	3 +2 HELOCs	0.3%	66.7%	$65,000
Everett Financial, Inc.	Conventional, FHA	3	0.3%	100%	$185,000
Lakeview Loan Servicing, LLC	FHA, VA	3	0.3%	40%	$225,000
American Financing Corporation	Conventional, FHA	3	0.3%	50%	$268,333
Bay Equity LLC	Conventional, VA	3	0.3%	100%	$271,666
Calcon Mutual Mortgage LLC	Conventional, FHA	3	0.3%	100%	$318,333
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.3%	60%	$111,666	View
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	3	0.3%	100%	$158,333
Stockton Mortgage Corporation	FHA, VA	3	0.3%	100%	$208,333
Mortgage Solutions of Colorado	FHA, VA	3	0.3%	75%	$308,333
Mutual of Omaha Mortgage	Conventional, FHA	3	0.3%	60%	$258,333
Lower, LLC	Conventional, FHA	3	0.3%	100%	$171,666
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$160,000	View
The Loan Store, Inc	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$330,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.86%	Conventional, FHA	2	0.2%	100%	$340,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.2%	100%	$135,000
Kind Lending, LLC	Conventional, VA	2	0.2%	100%	$445,000
AmeriHome Mortgage Company, LLC	FHA	2	0.2%	66.7%	$285,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.2%	100%	$260,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.2%	50%	$325,000	View
Success Mortgage Partners, Inc	Conventional, FHA	2	0.2%	100%	$255,000
Discover Bank	Conventional	2	0.2%	42.9%	$50,000
Flat Branch Mortgage, Inc.	Conventional	2	0.2%	100%	$225,000
First Option Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$135,000
Provident Funding Associates	Conventional	2	0.2%	100%	$460,000
Zillow Home Loans, LLC	Conventional, FHA	2	0.2%	100%	$245,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	2	0.2%	100%	$185,000	View
Top Flite Financial, Inc.	Conventional, FHA	2	0.2%	66.7%	$180,000
Polaris Home Funding Corp.	FHA	1	0.1%	100%	$205,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$265,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$305,000	View
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	Conventional	1	0.1%	100%	$295,000	View
Servisfirst Bank A5.0 ★Texas Ratio: 8.75%	FHA	1	0.1%	100%	$415,000	View
Success Lending, LLC	FHA	1	0.1%	100%	$235,000
Canopy Mortgage, LLC	VA	1	0.1%	100%	$265,000
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
Equity Prime Mortgage LLC	VA	1	0.1%	50%	$265,000
Norwich Commercial Group Inc	VA	1	0.1%	100%	$395,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$355,000
Fair Way Lending, LLC	Conventional	1	0.1%	100%	$115,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
City Lending Inc.	FHA	1	0.1%	100%	$185,000
Eustis Mortgage Corp	FHA	1	0.1%	100%	$265,000
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$225,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$345,000
Jlb Corporation dba Golden Oak Lending	Conventional	1	0.1%	100%	$415,000
Credit Human Federal Credit Un	Conventional	1	0.1%	100%	$165,000
Connexus Credit Union	Conventional	1	0.1%	100%	$95,000
Click n' Close, Inc.	Conventional	1	0.1%	33.3%	$255,000
Clearview Federal Credit Union	Conventional	1	0.1%	100%	$85,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$285,000
Mid-Continent Funding, Inc.	FHA	1	0.1%	100%	$205,000
Cardinal Financial Company, Li	VA	1	0.1%	100%	$175,000
Stg Mortgage Inc	VA	1	0.1%	50%	$285,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Atlantic Bay Mortgage Group	FHA	1	0.1%	100%	$235,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$215,000	View
Credence Funding Corporation	VA	1	0.1%	100%	$305,000
American Pacific Mortgage Corporation	FHA	1	0.1%	100%	$345,000
Saygo Home Loans, LLC	VA	1	0.1%	100%	$275,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$325,000
Iserve Residential Lending	Conventional	1	0.1%	100%	$125,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$135,000
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$165,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$195,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$245,000	View
Paramount Residential Mortgage	FHA	1	0.1%	100%	$265,000
Vanderbilt Mortgage and Finance, Inc	FHA	1	0.1%	100%	$215,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$115,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$165,000
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	1	0.1%	100%	$225,000	View
Southwest Funding LP	VA	1	0.1%	100%	$235,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$305,000
Village Capital & Investment	VA	1	0.1%	100%	$345,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +5 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	100%
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Cmg Mortgage Inc	HELOC	0 +1 HELOCs	0%	0%
Quorum Federal Credit Union A+5.0 ★Texas Ratio: 1.80%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Lawrence Mortgage Rate Trends

Daily average mortgage rates for Indiana compared with the national average, updated every evening.

30-Year Fixed IN Avg

7.542%

▲ 0.158 vs 7 days ago

15-Year Fixed IN Avg

7.050%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lawrence, Indiana

Looking for mortgage lenders near me or mortgage brokers near me in Lawrence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lawrence in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lawrence, IN

Use these to narrow the list above. Each category shows how many Lawrence, IN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 89 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 49 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 63 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 37 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IN 28 lenders headquartered in Indiana, the closest thing to a mortgage lender near you

Who Lends in Lawrence, IN

Independent mortgage companies closed 73.1 percent of home loans in Lawrence, Indiana in 2025, banks 18.5 percent and credit unions 8.4 percent. Gvc Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and FORUM Credit Union the largest credit union. Among lenders headquartered in Indiana, FORUM Credit Union led with 22 loans.

73.1%

Mortgage companies

18.5%

Banks

8.4%

Credit unions

23%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Indiana. None

More Indiana Mortgage Lender Pages

All Indiana lenders 807 lenders Indianapolis city 389 lenders Fort Wayne 223 lenders Westfield 235 lenders Fishers 224 lenders Evansville 159 lenders Carmel 206 lenders South Bend 159 lenders Lafayette 153 lenders Noblesville 204 lenders Greenwood 186 lenders Kokomo 160 lenders Elkhart 118 lenders

Frequently Asked Questions About Mortgage Lenders in Lawrence, IN

Who is the largest mortgage lender in Lawrence, IN?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lawrence, Indiana with 34 loans, about 3.7 percent of the market. The largest lender headquartered in Indiana was FORUM Credit Union with 22 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lawrence, IN have the highest approval rates?

Among lenders with meaningful volume in Lawrence, Indiana, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.4 percent, against a 80.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lawrence, IN mortgage lenders offer FHA, VA and USDA loans?

63 lenders closed FHA loans in Lawrence, Indiana in 2025, led by Lennar Mortgage, LLC with 55. 37 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lawrence, IN lender list?

Yes. 49 banks and 19 credit unions closed home loans in Lawrence, Indiana in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lawrence, IN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lawrence, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lawrence, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lawrence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.