Mortgage Lenders and Brokers in Cumberland, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cumberland, Indiana mortgage lenders include Greenfield Banking CompanyGreenfield Banking Company12140 E Washington St, Cumberland, IN 46229A+5.0 ★Texas Ratio: 5.68%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, Financial Center First Credit UnionFinancial Center First Credit Union20 N Emerson Ave, Greenwood, IN 46143 8895A+5.0 ★Texas Ratio: 4.51%, and Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cumberland, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cumberland are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cumberland, Indiana
Market share is the lender's share of all home loans closed in Cumberland, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cumberland 12140 E Washington St, Cumberland, IN 46229 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 6 | 1% | 75% | $323,333 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, FHA, HELOC | 27 +13 HELOCs |
4.6% | 81.8% | $293,518 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 14 +11 HELOCs |
2.4% | 93.3% | $228,571 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 10 +3 HELOCs |
1.7% | 76.9% | $216,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 6 +11 HELOCs |
1% | 60% | $181,666 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, Jumbo, HELOC | 6 +7 HELOCs |
1% | 85.7% | $328,333 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 5 +15 HELOCs |
0.9% | 75% | $117,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
0.7% | 100% | $327,500 | View |
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20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 4 | 0.7% | 57.1% | $177,500 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 3 +5 HELOCs |
0.5% | 60% | $198,333 | View |
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5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 0.5% | 75% | $241,666 | View |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 0.5% | 100% | $201,666 | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 50% | $130,000 | View |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $150,000 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 2 | 0.3% | 50% | $650,000 | View |
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99 S Dan Jones Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 0.3% | 100% | $510,000 | View |
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2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
Conventional | 2 | 0.3% | 100% | $515,000 | View |
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307 North Wayne Street, Angola, IN 46703 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 2 | 0.3% | 100% | $210,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +11 HELOCs |
0.2% | 100% | $195,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $125,000 | View |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $215,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $75,000 | View |
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701 Highlander Point Dr, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo | 1 | 0.2% | 100% | $995,000 | View |
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9333 N Meridian St, Indianapolis, IN 46260 A5.0 ★Texas Ratio: 13.92% |
Conventional, Jumbo | 1 | 0.2% | 100% | $3,045,000 | View |
Union Savings and Loan Association
730 N Central Ave, Connersville, IN 47331 |
Conventional | 1 | 0.2% | 100% | $705,000 | |
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200 W Main St, Cambridge City, IN 47327 A-4.9 ★Texas Ratio: 16.01% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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275 N Highway 31, Austin, IN 47102 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Ruoff Mortgage Company
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Conventional, FHA | 19 | 3.3% | 95.2% | $290,263 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional, FHA, VA | 16 | 2.7% | 100% | $270,625 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 15 | 2.6% | 100% | $281,000 | |
Elements Financial Federal Cre
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Conventional, FHA, HELOC | 9 +4 HELOCs |
1.5% | 100% | $188,333 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Three Rivers Federal Crediit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 41 | 7% | 82.4% | $202,560 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 38 +1 HELOCs |
6.5% | 76.5% | $297,368 | |
Lennar Mortgage, LLC
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Conventional, FHA | 30 | 5.2% | 85.7% | $183,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 30 | 5.2% | 96.8% | $299,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 28 | 4.8% | 85.3% | $289,642 | |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 3.3% | 100% | $266,578 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 18 | 3.1% | 94.7% | $262,222 | |
Mortgage Research Center
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Conventional, FHA, VA | 15 | 2.6% | 78.9% | $280,333 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 2.1% | 63.2% | $161,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 1.9% | 78.6% | $232,272 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 10 | 1.7% | 100% | $253,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 9 +1 HELOCs |
1.5% | 90% | $205,000 | |
Union Savings Bank
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Conventional, FHA, HELOC | 7 +5 HELOCs |
1.2% | 87.5% | $237,857 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 7 | 1.2% | 100% | $243,571 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1% | 72.7% | $241,666 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 6 | 1% | 54.5% | $385,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 5 +2 HELOCs |
0.9% | 71.4% | $253,000 | |
Primelending
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Conventional, FHA, VA | 5 | 0.9% | 100% | $297,000 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 4 +2 HELOCs |
0.7% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.7% | 80% | $55,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
0.7% | 66.7% | $347,500 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 4 | 0.7% | 36.4% | $162,500 | |
Milestone Home Lending, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $242,500 | |
Carrington Mortgage Services LLC
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Conventional | 4 | 0.7% | 33.3% | $105,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 4 | 0.7% | 100% | $207,500 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 75% | $335,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $271,666 | |
American Financing Corporation
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Conventional, FHA | 3 | 0.5% | 100% | $188,333 | |
New Day Financial, LLC.
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VA | 3 | 0.5% | 75% | $245,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 100% | $311,666 | View |
Nationstar Mortgage
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Conventional | 3 | 0.5% | 100% | $211,666 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 0.5% | 100% | $231,666 | View |
Howard Hanna Financial Services, Inc
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FHA | 2 | 0.3% | 100% | $345,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.3% | 100% | $305,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $275,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $110,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 0.3% | 100% | $295,000 | |
First Option Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $300,000 | |
Nations Lending Corporation
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FHA, VA | 2 | 0.3% | 100% | $305,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 0.3% | 100% | $355,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.3% | 50% | $285,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.3% | 100% | $390,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $275,000 | View |
Honda Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $45,000 | |
Mission Loans, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.86% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 50% | $265,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 25% | $205,000 | |
Success Lending, LLC
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VA | 1 | 0.2% | 100% | $275,000 | |
Sage Home Loans Corporation
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FHA | 1 | 0.2% | 100% | $265,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Golden Empire Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $425,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $205,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $195,000 | View |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.2% | 100% | $245,000 | |
Schumacher Mortgage LLC
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VA | 1 | 0.2% | 100% | $785,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $365,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $225,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $185,000 | View |
Transportation Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.2% | 100% | $605,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
VA | 1 | 0.2% | 100% | $395,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $225,000 | |
Saygo Home Loans, LLC
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Conventional | 1 | 0.2% | 50% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $585,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $215,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 71.4% | $435,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Cumberland Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cumberland, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Cumberland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cumberland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cumberland, IN
Use these to narrow the list above. Each category shows how many Cumberland, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Cumberland, IN
Independent mortgage companies closed 73.4 percent of home loans in Cumberland, Indiana in 2025, banks 15.3 percent and credit unions 11.3 percent. Ruoff Mortgage Company was the largest mortgage company, Greenfield Banking Company the largest bank and FORUM Credit Union the largest credit union. Among lenders headquartered in Indiana, Greenfield Banking Company led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cumberland, IN
By home loans closed in 2025, Greenfield Banking Company was the largest mortgage lender in Cumberland, Indiana with 6 loans, about 1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Cumberland, Indiana in 2025, led by United Wholesale Mortgage with 17. 33 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 11 credit unions closed home loans in Cumberland, Indiana in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cumberland, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cumberland, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cumberland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
