Mortgage Lenders and Brokers in Columbus, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Columbus, Indiana mortgage lenders include Centra Credit UnionCentra Credit Union1430 N National Rd, Columbus, IN 47201 5577A+5.0 ★Texas Ratio: 5.34%, First Financial BankFirst Financial Bank3950 W Jonathan Moore Pike, Columbus, IN 47201A+5.0 ★Texas Ratio: 3.21%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2117 Twenty Fifth Street, Columbus, IN 47201A+5.0 ★Texas Ratio: 3.22%, Jackson County BankJackson County Bank3880 W Jonathan Moore Pike, Columbus, IN 47201A5.0 ★Texas Ratio: 7.28%, German American BankGerman American Bank2310 W Jonathan Moore Pike, Columbus, IN 47201A+5.0 ★Texas Ratio: 1.93%, Old National BankOld National Bank4330 W Jonathan Moore Pike, Columbus, IN 47201A+5.0 ★Texas Ratio: 4.98%, Horizon BankHorizon Bank655 3rd St, Columbus, IN 47201A+5.0 ★Texas Ratio: 4.40%, PNC Bank N.A.PNC Bank N.A.1830 25th St, Columbus, IN 47201A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, and Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Columbus, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbus are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Columbus, Indiana
Market share is the lender's share of all home loans closed in Columbus, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1430 N National Rd, Columbus, IN 47201 5577 A+5.0 ★Texas Ratio: 5.34% |
Conventional, Jumbo, HELOC | 193 +197 HELOCs |
15.4% | 93.3% | $222,253 | View |
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4 offices in Columbus 3950 W Jonathan Moore Pike, Columbus, IN 47201 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, Jumbo, HELOC | 112 +64 HELOCs |
8.9% | 83.1% | $226,785 | View |
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1 office in Columbus 2117 Twenty Fifth Street, Columbus, IN 47201 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, USDA, HELOC | 38 +23 HELOCs |
3% | 80% | $216,578 | View |
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3 offices in Columbus 3880 W Jonathan Moore Pike, Columbus, IN 47201 A5.0 ★Texas Ratio: 7.28% |
Conventional, Jumbo, HELOC | 37 +37 HELOCs |
3% | 97.6% | $375,000 | View |
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4 offices in Columbus 2310 W Jonathan Moore Pike, Columbus, IN 47201 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, HELOC | 28 +80 HELOCs |
2.2% | 84.8% | $230,357 | View |
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3 offices in Columbus 4330 W Jonathan Moore Pike, Columbus, IN 47201 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 23 +22 HELOCs |
1.8% | 85.7% | $351,521 | View |
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1 office in Columbus 655 3rd St, Columbus, IN 47201 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 7 +13 HELOCs |
0.6% | 87.5% | $166,428 | View |
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★ 1.7 stars, 3 reviews 1 office in Columbus 1830 25th St, Columbus, IN 47201 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 7 +7 HELOCs |
0.6% | 100% | $195,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 11 | 0.9% | 85.7% | $232,272 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.3% | 71.4% | $675,000 | View |
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105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 3 | 0.2% | 100% | $428,333 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +5 HELOCs |
0.2% | 100% | $275,000 | View |
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630 Lincoln Ave, Bedford, IN 47421 2116 A5.0 ★Texas Ratio: 7.37% |
Conventional, Jumbo | 2 | 0.2% | 100% | $605,000 | View |
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1124 N Main St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.2% | 100% | $210,000 | View |
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5760 E Main St, Carmel, IN 46033 A+5.0 ★Texas Ratio: 1.37% |
Conventional | 2 | 0.2% | 100% | $440,000 | View |
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275 N Highway 31, Austin, IN 47102 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $505,000 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $535,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $205,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 20% | $205,000 | View |
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1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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2510 N Lebanon St, Lebanon, IN 46052 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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1627 E Us Highway 40, Clayton, IN 46118 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Union Savings and Loan Association
730 N Central Ave, Connersville, IN 47331 |
Conventional | 1 | 0.1% | 100% | $245,000 | |
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401 Ohio Street Suite D, Terre Haute, IN 47807 B+4.1 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.1% | 100% | $645,000 | View |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
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1037 15th Street, Bedford, IN 47421 A4.9 ★Texas Ratio: 6.28% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.1% | 100% | $195,000 | View |
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735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 66 | 5.3% | 98.6% | $222,424 | |
Gvc Mortgage, Inc.
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Conventional, FHA, VA | 63 | 5% | 97.1% | $273,730 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional, FHA, VA | 4 | 0.3% | 100% | $247,500 | |
Purdue Federal Cu
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $415,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Elements Financial Federal Cre
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 77 | 6.2% | 75.2% | $192,402 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 68 | 5.4% | 94.5% | $248,235 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 50 | 4% | 96.4% | $231,800 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 49 | 3.9% | 96.1% | $290,510 | |
Union Savings Bank
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Conventional, FHA, HELOC | 35 +9 HELOCs |
2.8% | 97.2% | $269,285 | |
Mortgage Research Center
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FHA, VA | 35 | 2.8% | 85.4% | $293,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 34 +1 HELOCs |
2.7% | 81% | $272,352 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 26 | 2.1% | 89.5% | $298,846 | |
21St Mortgage
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Conventional | 16 | 1.3% | 57.1% | $55,000 | |
Newrez LLC
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Conventional, FHA, VA | 14 | 1.1% | 63.6% | $289,285 | |
Nationstar Mortgage
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Conventional, FHA, VA | 14 | 1.1% | 87.5% | $137,857 | |
Success Lending, LLC
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Conventional, FHA, VA | 13 | 1% | 100% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 11 +1 HELOCs |
0.9% | 91.7% | $253,181 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 8 | 0.6% | 72.7% | $257,500 | View |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 8 | 0.6% | 60% | $185,000 | |
loanDepot.com LLC
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Conventional, FHA, Jumbo, HELOC | 6 +2 HELOCs |
0.5% | 66.7% | $406,666 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 6 +1 HELOCs |
0.5% | 100% | $196,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 0.5% | 100% | $368,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 0.5% | 100% | $168,333 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 6 | 0.5% | 100% | $125,000 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 6 | 0.5% | 100% | $276,666 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 6 | 0.5% | 100% | $278,333 | |
Churchill Mortgage Corporation
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Conventional | 5 | 0.4% | 100% | $289,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.3% | 80% | $172,500 | |
Discover Bank
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Conventional | 4 | 0.3% | 50% | $72,500 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 0.3% | 80% | $267,500 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.3% | 66.7% | $200,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 0.3% | 100% | $262,500 | |
Farm Credit Mid-America, Aca
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Conventional | 4 | 0.3% | 100% | $215,000 | |
Goodleap, LLC
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FHA, HELOC | 3 +3 HELOCs |
0.2% | 66.7% | $158,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.2% | 100% | $178,333 | View |
Panorama Mortgage Group, LLC
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Conventional, FHA | 3 | 0.2% | 100% | $201,666 | |
Zippy Loans, LLC
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Conventional | 3 | 0.2% | 25% | $58,333 | |
Nbkc Bank
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Conventional | 3 | 0.2% | 100% | $288,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.2% | 100% | $255,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.2% | 100% | $198,333 | |
SIRVA Mortgage, Inc.
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Conventional | 3 | 0.2% | 100% | $301,666 | |
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A+5.0 ★Texas Ratio: 3.86% |
Conventional, FHA | 2 | 0.2% | 100% | $255,000 | View |
American Financial Resources LLC
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FHA | 2 | 0.2% | 100% | $200,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.2% | 50% | $210,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.2% | 100% | $355,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.2% | 100% | $395,000 | |
United Trust Bank
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FHA, VA | 2 | 0.2% | 100% | $180,000 | |
Milestone Home Lending, LLC
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Conventional | 2 | 0.2% | 100% | $335,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $90,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 0.2% | 100% | $255,000 | |
Mid-Continent Funding, Inc.
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VA | 2 | 0.2% | 100% | $220,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 2 | 0.2% | 100% | $130,000 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $215,000 | |
Wolfe Financial Inc
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Conventional, FHA | 2 | 0.2% | 100% | $240,000 | |
Member First Mortgage, LLC
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Conventional | 2 | 0.2% | 75% | $145,000 | |
Lower, LLC
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Conventional, VA | 2 | 0.2% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 100% | $170,000 | View |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.2% | 100% | $265,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $230,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.2% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 8.3% | $65,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Primelending
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VA | 1 | 0.1% | 50% | $255,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Primary Residential Mortgage, INC.
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VA | 1 | 0.1% | 100% | $645,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 50% | $105,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.1% | 100% | $275,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $155,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Plus Relocation Mortgage, LLC
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VA | 1 | 0.1% | 100% | $375,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.1% | 100% | $315,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Schumacher Mortgage LLC
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VA | 1 | 0.1% | 100% | $675,000 | |
American Financing Corporation
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Conventional | 1 | 0.1% | 25% | $185,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $265,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Stg Mortgage Inc
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FHA | 1 | 0.1% | 100% | $225,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 50% | $215,000 | |
Meade County Bank
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.1% | 100% | $235,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Lake Michigan Credit Union
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Conventional | 1 | 0.1% | 100% | $795,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $595,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 50% | $275,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,005,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.80% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Columbus Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Columbus, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Columbus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Columbus, IN
Use these to narrow the list above. Each category shows how many Columbus, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Columbus, IN
Independent mortgage companies closed 54.3 percent of home loans in Columbus, Indiana in 2025, banks 28.5 percent and credit unions 17.2 percent. Ruoff Mortgage Company was the largest mortgage company, First Financial Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, Centra Credit Union led with 193 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Columbus, IN
By home loans closed in 2025, Centra Credit Union was the largest mortgage lender in Columbus, Indiana with 193 loans, about 15.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Columbus, Indiana, Ruoff Mortgage Company approved the highest share of completed applications in 2025 at 98.6 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Columbus, Indiana in 2025, led by Rocket Mortgage with 18. 35 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 15 credit unions closed home loans in Columbus, Indiana in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Columbus, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbus, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
