Mortgage Lenders and Brokers in Columbia City, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Columbia City, Indiana mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA620 Country Side Dr, Columbia City, IN 46725A+5.0 ★Texas Ratio: 3.68%, 1St Source Bank1St Source Bank630 Country Side Dr, Columbia City, IN 46725A+5.0 ★Texas Ratio: 5.01%, Star Financial BankStar Financial Bank102 W Van Buren St, Columbia City, IN 46725A+5.0 ★Texas Ratio: 2.87%, Crossroads BankCrossroads Bank526 W Connexion Way, Columbia City, IN 46725A5.0 ★Texas Ratio: 12.07%, Horizon BankHorizon Bank123 S Main St, Columbia City, IN 46725A+5.0 ★Texas Ratio: 4.40%, Lake City BankLake City Bank601 Country Side Dr, Columbia City, IN 46725A+5.0 ★Texas Ratio: 2.66%, Profed Federal Credit UnionProfed Federal Credit Union379 W Plaza Dr, Columbia City, IN 46725 1024A+5.0 ★Texas Ratio: 2.42%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, and MidWest America Federal Credit UnionMidWest America Federal Credit Union393 W Plaza Dr, Columbia City, IN 46725 1024A+5.0 ★Texas Ratio: 4.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Columbia City, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbia City are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Columbia City, Indiana
Market share is the lender's share of all home loans closed in Columbia City, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Columbia City 620 Country Side Dr, Columbia City, IN 46725 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +2 HELOCs |
2.4% | 88.9% | $192,142 | View |
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1 office in Columbia City 630 Country Side Dr, Columbia City, IN 46725 A+5.0 ★Texas Ratio: 5.01% |
Conventional, FHA, USDA, HELOC | 6 +8 HELOCs |
2% | 87.5% | $163,333 | View |
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2 offices in Columbia City 102 W Van Buren St, Columbia City, IN 46725 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +14 HELOCs |
1.4% | 71.4% | $145,000 | View |
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1 office in Columbia City 526 W Connexion Way, Columbia City, IN 46725 A5.0 ★Texas Ratio: 12.07% |
Conventional | 3 | 1% | 100% | $128,333 | View |
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1 office in Columbia City 123 S Main St, Columbia City, IN 46725 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $655,000 | View |
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1 office in Columbia City 601 Country Side Dr, Columbia City, IN 46725 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +19 HELOCs |
0% | n/a | View | |
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379 W Plaza Dr, Columbia City, IN 46725 1024 A+5.0 ★Texas Ratio: 2.42% |
Conventional, HELOC | 15 +3 HELOCs |
5.1% | 100% | $123,666 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 8 +3 HELOCs |
2.7% | 80% | $208,750 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 6 +1 HELOCs |
2% | 100% | $168,333 | View |
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393 W Plaza Dr, Columbia City, IN 46725 1024 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 5 +5 HELOCs |
1.7% | 100% | $55,000 | |
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603 W Harcourt Rd, Angola, IN 46703 8802 A+5.0 ★Texas Ratio: 2.95% |
Conventional | 4 | 1.4% | 80% | $120,000 | View |
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206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional | 3 | 1% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
0.7% | 100% | $175,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 0.7% | 100% | $30,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.7% | 100% | $90,000 | View |
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5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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304 S Orange St, Albion, IN 46701 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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7995 N State Road 59, Brazil, IN 47834 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA, USDA | 39 | 13.3% | 93.3% | $188,076 | |
Three Rivers Federal Crediit U
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Conventional, USDA, HELOC | 30 +12 HELOCs |
10.2% | 96.8% | $191,666 | |
Gvc Mortgage, Inc.
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Conventional, FHA, VA, USDA | 23 | 7.8% | 100% | $219,347 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Fire Police City County Federa
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 5.8% | 77.3% | $157,941 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 12 | 4.1% | 100% | $134,166 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
2.4% | 77.8% | $236,428 | |
Pennymac Loan Services LLC
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FHA, VA | 6 | 2% | 100% | $191,666 | |
Union Savings Bank
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Conventional | 6 | 2% | 85.7% | $246,666 | |
Union Home Mortgage Corp.
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Conventional | 5 | 1.7% | 100% | $203,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 5 | 1.7% | 41.7% | $95,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.4% | 77.8% | $202,500 | |
Diamond Residential Mtg Corp
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Conventional | 4 | 1.4% | 100% | $152,500 | |
Mortgage Research Center
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Conventional, VA | 4 | 1.4% | 66.7% | $250,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1% | 100% | $295,000 | |
American Financing Corporation
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FHA | 3 | 1% | 100% | $161,666 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 1% | 100% | $131,666 | |
Nations Lending Corporation
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Conventional, VA | 3 | 1% | 100% | $235,000 | |
Stockton Mortgage Corporation
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Conventional, VA | 3 | 1% | 100% | $175,000 | |
V.I.P. Mortgage, Inc.
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Conventional, VA | 3 | 1% | 100% | $288,333 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, USDA | 3 | 1% | 100% | $258,333 | |
Polaris Home Funding Corp.
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FHA | 2 | 0.7% | 100% | $230,000 | |
Everett Financial, Inc.
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Conventional, USDA | 2 | 0.7% | 100% | $310,000 | |
Newrez LLC
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Conventional, USDA | 2 | 0.7% | 100% | $145,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 2 | 0.7% | 100% | $105,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.7% | 100% | $125,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $150,000 | |
Lower, LLC
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FHA | 2 | 0.7% | 100% | $300,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.7% | 100% | $260,000 | |
Goodleap, LLC
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FHA | 1 | 0.3% | 66.7% | $225,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $175,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
The Farmers & Merchants State Bank
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $85,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.3% | 100% | $235,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $355,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.3% | 50% | $215,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Lake Michigan Credit Union
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 50% | $275,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 33.3% | $35,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Columbia City Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Columbia City, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Columbia City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbia City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Columbia City, IN
Use these to narrow the list above. Each category shows how many Columbia City, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Columbia City, IN
Independent mortgage companies closed 59.7 percent of home loans in Columbia City, Indiana in 2025, banks 17.4 percent and credit unions 22.9 percent. Ruoff Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Profed Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, 1St Source Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Columbia City, IN
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Columbia City, Indiana with 7 loans, about 2.4 percent of the market. The largest lender headquartered in Indiana was 1St Source Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Columbia City, Indiana in 2025, led by Ruoff Mortgage Company with 7. 14 lenders closed VA loans, led by Pennymac Loan Services LLC, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 11 credit unions closed home loans in Columbia City, Indiana in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Columbia City, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbia City, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbia City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
