Mortgage Lenders and Brokers in Washington, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Washington, Illinois mortgage lenders include Morton Community BankMorton Community Bank1895 Washington Rd, Washington, IL 61571A+5.0 ★Texas Ratio: 5.85%, Goodfield State BankGoodfield State Bank2 Saint Clare Ct, Washington, IL 61571B4.6 ★Texas Ratio: 20.01%, PNC Bank N.A.PNC Bank N.A.1996 Freedom Pkwy, Washington, IL 61571A+5.0 ★Texas Ratio: 4.24%, Ipava State BankIpava State Bank116 Washington Sq, Washington, IL 61571A+5.0 ★Texas Ratio: 1.43%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company100 S Cummings Ln, Washington, IL 61571A+5.0 ★Texas Ratio: 0.84%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Inb, National AssociationInb, National Association2402 E Washington St, Bloomington, IL 61704A5.0 ★Texas Ratio: 9.74%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Busey BankBusey Bank4415 Martin Luther King Dr, Alton, IL 62002A+5.0 ★Texas Ratio: 2.31%, and First State Mortgage ServicesFirst State Mortgage Services825 N Randall Rd, Batavia, IL 60510. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Washington, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Washington are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Washington, Illinois
Market share is the lender's share of all home loans closed in Washington, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Washington 1895 Washington Rd, Washington, IL 61571 A+5.0 ★Texas Ratio: 5.85% |
Conventional, HELOC | 17 +20 HELOCs |
7.5% | 94.4% | $215,000 | View |
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1 office in Washington 2 Saint Clare Ct, Washington, IL 61571 B4.6 ★Texas Ratio: 20.01% |
Conventional | 12 | 5.3% | 100% | $155,833 | View |
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★ 1.7 stars, 3 reviews 1 office in Washington 1996 Freedom Pkwy, Washington, IL 61571 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 7 +7 HELOCs |
3.1% | 87.5% | $183,571 | View |
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1 office in Washington 116 Washington Sq, Washington, IL 61571 A+5.0 ★Texas Ratio: 1.43% |
Conventional | 4 | 1.8% | 80% | $107,500 | View |
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2 offices in Washington 100 S Cummings Ln, Washington, IL 61571 A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $205,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 9 | 4% | 100% | $262,777 | View |
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2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74% |
Conventional | 7 | 3.1% | 100% | $246,428 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.8% | 100% | $277,500 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 3 | 1.3% | 100% | $211,666 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional | 2 | 0.9% | 100% | $295,000 | |
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442 S Demazenod Dr, Belleville, IL 62223 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.9% | 66.7% | $110,000 | View |
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122 W Broadway, Astoria, IL 61501 A-5.0 ★Texas Ratio: 14.33% |
Conventional | 2 | 0.9% | 100% | $245,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $265,000 | View |
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105 Ne Church St, Atlanta, IL 61723 A+5.0 ★Texas Ratio: 4.08% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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107 E Chippewa St, Dwight, IL 60420 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $565,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.4% | 100% | $725,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Citizens Equity First Credit U
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Conventional, HELOC | 37 +30 HELOCs |
16.4% | 100% | $184,729 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 23 | 10.2% | 100% | $219,347 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 8% | 100% | $210,555 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 4.9% | 84.6% | $172,272 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA | 11 | 4.9% | 84.6% | $305,909 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.2% | 100% | $255,000 | |
Mortgage Research Center
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VA | 4 | 1.8% | 80% | $267,500 | |
Freedom Mortgage Corporation
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FHA | 3 | 1.3% | 100% | $151,666 | |
Newrez LLC
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Conventional | 3 | 1.3% | 60% | $88,333 | |
Synergy One Lending, Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $195,000 | |
Point Mortgage Corp
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Conventional | 2 | 0.9% | 100% | $195,000 | |
Transportation Federal Credit Union
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Conventional | 2 | 0.9% | 100% | $40,000 | |
Provident Funding Associates
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Conventional | 2 | 0.9% | 100% | $210,000 | |
Towne Mortgage Company
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FHA, VA | 2 | 0.9% | 100% | $140,000 | |
Endeavor Capital, LLC
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Conventional | 2 | 0.9% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.9% | 100% | $220,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Compeer Financial
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Conventional | 1 | 0.4% | 100% | $245,000 | |
loanDepot.com LLC
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FHA | 1 | 0.4% | 100% | $105,000 | |
Assurance Financial Group, L.L.C.
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VA | 1 | 0.4% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $125,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $95,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $285,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 50% | $195,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $35,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Washington Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Washington, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Washington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Washington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Washington, IL
Use these to narrow the list above. Each category shows how many Washington, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Washington, IL
Independent mortgage companies closed 46.5 percent of home loans in Washington, Illinois in 2025, banks 34.5 percent and credit unions 19 percent. Mutual of Omaha Mortgage was the largest mortgage company, Morton Community Bank the largest bank and University of Illinois Community Credit Union the largest credit union. Among lenders headquartered in Illinois, Morton Community Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Washington, IL
By home loans closed in 2025, Morton Community Bank was the largest mortgage lender in Washington, Illinois with 17 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Washington, Illinois in 2025, led by Rocket Mortgage with 3. 12 lenders closed VA loans, led by Flat Branch Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 5 credit unions closed home loans in Washington, Illinois in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Washington, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Washington, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Washington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
