Mortgage Lenders and Brokers in The Galena Territory, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
The Galena Territory, Illinois mortgage lenders include Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, North Shore Trust & SavingsNorth Shore Trust & Savings3060 W Sand Lake Rd, Lindenhurst, IL 60046A+5.0 ★Texas Ratio: 3.87%, Fidelity Bank & TrustFidelity Bank & Trust242 Wall St, East Dubuque, IL 61025A5.0 ★Texas Ratio: 12.05%, Municipal Trust and Savings BankMunicipal Trust and Savings Bank720 Main St Nw, Bourbonnais, IL 60914A+5.0 ★Texas Ratio: 0.16%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company485 Lake St, Antioch, IL 60002A+5.0 ★Texas Ratio: 0.84%, and Associated Bank NAAssociated Bank NA104 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in The Galena Territory, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in The Galena Territory are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in The Galena Territory, Illinois
Market share is the lender's share of all home loans closed in The Galena Territory, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 3 | 4.5% | 100% | $248,333 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +5 HELOCs |
3% | 100% | $195,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 2 | 3% | 100% | $630,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 3% | 100% | $360,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $275,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 1.5% | 100% | $155,000 | View |
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242 Wall St, East Dubuque, IL 61025 A5.0 ★Texas Ratio: 12.05% |
Conventional | 1 | 1.5% | 100% | $105,000 | View |
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720 Main St Nw, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 1.5% | 100% | $625,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 1.5% | 100% | $315,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 1.5% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 N High St, Belleville, IL 62220 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Originpoint, LLC
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Conventional | 2 | 3% | 100% | $200,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 3% | 100% | $340,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 2 | 3% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.5% | 100% | $515,000 | View |
Rocket Mortgage
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Conventional | 7 | 10.4% | 100% | $173,571 | |
United Wholesale Mortgage
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Conventional | 4 | 6% | 80% | $297,500 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 3 +11 HELOCs |
4.5% | 60% | $181,666 | |
Greenstate Credit Union
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Conventional | 3 | 4.5% | 100% | $305,000 | |
Midwestone Bank
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Conventional, HELOC | 2 +1 HELOCs |
3% | 100% | $565,000 | |
Arc Home LLC
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Conventional | 2 | 3% | 100% | $360,000 | |
Newrez LLC
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Conventional | 2 | 3% | 100% | $200,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 3% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional | 2 | 3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.5% | 100% | $235,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 1.5% | 100% | $555,000 | |
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A5.0 ★Texas Ratio: 12.33% |
USDA | 1 | 1.5% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 6.98% |
Conventional | 1 | 1.5% | 50% | $55,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $455,000 | |
Dart Bank
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FHA | 1 | 1.5% | 100% | $395,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.5% | 100% | $265,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1.5% | 100% | $465,000 | |
Covantage Credit Union
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Conventional | 1 | 1.5% | 100% | $55,000 | |
Mortgage Center LC
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Conventional | 1 | 1.5% | 100% | $245,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $355,000 | |
Towne Mortgage Company
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Conventional | 1 | 1.5% | 100% | $305,000 | |
Pentagon Federal Credit Union
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VA | 1 | 1.5% | 100% | $265,000 | |
Wings Financial Credit Union
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Conventional | 1 | 1.5% | 100% | $415,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 1.5% | 100% | $235,000 | |
Ohnward Bank and Trust
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Conventional | 1 | 1.5% | 100% | $705,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
The Galena Territory Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in The Galena Territory, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in The Galena Territory? The list below shows the banks, credit unions and mortgage brokers that closed home loans in The Galena Territory in 2025, with lenders based there listed first.
Types of Mortgage Lenders in The Galena Territory, IL
Use these to narrow the list above. Each category shows how many The Galena Territory, IL lenders fit and what that kind of lender is usually best for.
Who Lends in The Galena Territory, IL
Independent mortgage companies closed 46.3 percent of home loans in The Galena Territory, Illinois in 2025, banks 29.9 percent and credit unions 23.9 percent. Originpoint, LLC was the largest mortgage company, Barrington Bank & Trust Company, N.A. the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, Barrington Bank & Trust Company, N.A. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in The Galena Territory, IL
By home loans closed in 2025, Barrington Bank & Trust Company, N.A. was the largest mortgage lender in The Galena Territory, Illinois with 3 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in The Galena Territory, Illinois in 2025, led by Nationstar Mortgage with 1. 2 lenders closed VA loans, led by Guaranteed Rate, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 10 credit unions closed home loans in The Galena Territory, Illinois in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in The Galena Territory, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in The Galena Territory, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up The Galena Territory. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
