Mortgage Lenders and Brokers in Streator, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Streator, Illinois mortgage lenders include Streator Onized Credit UnionStreator Onized Credit Union912 N Shabbona St, Streator, IL 61364A+5.0 ★Texas Ratio: 2.17%, American Commercial Bank & Trust, National AssociationAmerican Commercial Bank & Trust, National Association409 E Bridge St, Streator, IL 61364A+5.0 ★Texas Ratio: 3.75%, First State BankFirst State Bank115 Plaza Dr, Streator, IL 61364A+5.0 ★Texas Ratio: 3.55%, First Federal Savings BankFirst Federal Savings Bank8 Dannys Dr, Streator, IL 61364A5.0 ★Texas Ratio: 8.80%, Midland States BankMidland States Bank201 E Main St, Streator, IL 61364A5.0 ★Texas Ratio: 9.50%, Financial Plus Credit UnionFinancial Plus Credit Union1800 E Division St, Diamond, IL 60416 6007A+5.0 ★Texas Ratio: 4.80%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Bank of PontiacBank of Pontiac4001 General Electric Rd, Bloomington, IL 61704A+5.0 ★Texas Ratio: 1.83%, and Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Streator, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Streator are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Streator, Illinois
Market share is the lender's share of all home loans closed in Streator, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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912 N Shabbona St, Streator, IL 61364 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 41 | 15.3% | 68.3% | $73,536 | View |
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2 offices in Streator 409 E Bridge St, Streator, IL 61364 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 14 | 5.2% | 87.5% | $165,000 | View |
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1 office in Streator 115 Plaza Dr, Streator, IL 61364 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 14 | 5.2% | 87.5% | $167,142 | View |
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1 office in Streator 8 Dannys Dr, Streator, IL 61364 A5.0 ★Texas Ratio: 8.80% |
Conventional | 8 | 3% | 88.9% | $116,250 | View |
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1 office in Streator 201 E Main St, Streator, IL 61364 A5.0 ★Texas Ratio: 9.50% |
Conventional, FHA, HELOC | 6 +4 HELOCs |
2.2% | 100% | $121,666 | View |
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1800 E Division St, Diamond, IL 60416 6007 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 6 | 2.2% | 100% | $115,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.5% | 100% | $120,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.1% | 50% | $101,666 | View |
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4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional | 3 | 1.1% | 100% | $95,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.7% | 100% | $110,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 2 | 0.7% | 100% | $80,000 | View |
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125 W Bluff St, Marseilles, IL 61341 A+5.0 ★Texas Ratio: 2.75% |
Conventional | 2 | 0.7% | 100% | $130,000 | View |
First State Mortgage Services
115 Plaza Dr, Streator, IL 61364 |
Conventional, USDA | 2 | 0.7% | 100% | $205,000 | |
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444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 2 | 0.7% | 100% | $175,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 0.4% | 100% | $115,000 | |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.4% | 100% | $145,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Guaranteed Rate, Inc.
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Conventional, VA | 11 | 4.1% | 84.6% | $111,363 | |
Citizens Equity First Credit U
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $95,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 50% | $195,000 | |
Iroquois Federal Savings & Loan Association
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Conventional | 1 | 0.4% | 100% | $65,000 | |
loanDepot.com LLC
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Conventional, FHA, USDA | 37 | 13.8% | 90.2% | $140,405 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 5.2% | 64% | $108,571 | |
Mortgage Research Center
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VA | 8 | 3% | 66.7% | $158,750 | |
United Wholesale Mortgage
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Conventional, FHA | 7 | 2.6% | 77.8% | $122,142 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 7 | 2.6% | 100% | $90,714 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 1.9% | 100% | $111,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1.5% | 80% | $137,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.5% | 100% | $117,500 | |
New Day Financial, LLC.
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VA | 4 | 1.5% | 83.3% | $112,500 | |
Greenstate Credit Union
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Conventional | 3 | 1.1% | 100% | $91,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 1.1% | 100% | $145,000 | View |
Zillow Home Loans, LLC
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Conventional | 3 | 1.1% | 100% | $88,333 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 2 | 0.7% | 100% | $45,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.7% | 100% | $95,000 | |
Affordable Mortgage Advisors
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Conventional | 2 | 0.7% | 100% | $75,000 | |
Compeer Financial
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Conventional | 2 | 0.7% | 100% | $135,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $80,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.7% | 100% | $110,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 0.7% | 100% | $30,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 0.7% | 100% | $360,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 2 | 0.7% | 100% | $125,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0.4% | 100% | $35,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $145,000 | |
Nbkc Bank
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VA | 1 | 0.4% | 100% | $305,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.4% | 100% | $135,000 | |
Resicentral LLC
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FHA | 1 | 0.4% | 100% | $135,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 16.7% | $65,000 | |
Synergy One Lending, Inc.
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USDA | 1 | 0.4% | 100% | $155,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $175,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
American Financing Corporation
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.4% | 50% | $65,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Streator Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Streator, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Streator? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Streator in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Streator, IL
Use these to narrow the list above. Each category shows how many Streator, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Streator, IL
Independent mortgage companies closed 50.4 percent of home loans in Streator, Illinois in 2025, banks 29.5 percent and credit unions 20.1 percent. United Home Loans, Inc. was the largest mortgage company, American Commercial Bank & Trust, National Association the largest bank and Streator Onized Credit Union the largest credit union. Among lenders headquartered in Illinois, Streator Onized Credit Union led with 41 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Streator, IL
By home loans closed in 2025, Streator Onized Credit Union was the largest mortgage lender in Streator, Illinois with 41 loans, about 15.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Streator, Illinois in 2025, led by loanDepot.com LLC with 13. 9 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 6 credit unions closed home loans in Streator, Illinois in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Streator, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Streator, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Streator. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
