Mortgage Lenders and Brokers in Riverside, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Riverside, Illinois mortgage lenders include First American BankFirst American Bank15 Riverside Rd, Riverside, IL 60546A+5.0 ★Texas Ratio: 2.93%, Hinsdale Bank & Trust Company, N.AHinsdale Bank & Trust Company, N.A17 E Burlington St, Riverside, IL 60546A+5.0 ★Texas Ratio: 1.47%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, United Home Loans, Inc.United Home Loans, Inc.4747 W Peterson Ave Ste 100, Chicago, IL 60646, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, and Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Riverside, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Riverside are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Riverside, Illinois
Market share is the lender's share of all home loans closed in Riverside, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Riverside 15 Riverside Rd, Riverside, IL 60546 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 4 +18 HELOCs |
2.3% | 80% | $192,500 | View |
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1 office in Riverside 17 E Burlington St, Riverside, IL 60546 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.6% | 100% | $745,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 8 +1 HELOCs |
4.5% | 100% | $422,500 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
2.8% | 100% | $535,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional, FHA | 4 | 2.3% | 100% | $400,000 | |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 4 | 2.3% | 100% | $452,500 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +4 HELOCs |
1.1% | 50% | $410,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 66.7% | $460,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 100% | $455,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $435,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $460,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $495,000 | View |
Central Federal Savings & Loan Association
6940 Ogden Ave, Berwyn, IL 60402 |
Conventional | 2 | 1.1% | 100% | $550,000 | |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 1.1% | 100% | $210,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 1.1% | 66.7% | $590,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $485,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 100% | $645,000 | View |
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1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.6% | 100% | $665,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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201 W Main St, Aledo, IL 61231 A5.0 ★Texas Ratio: 9.12% |
Conventional | 1 | 0.6% | 100% | $495,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 20 +1 HELOCs |
11.4% | 90.9% | $475,500 | |
Originpoint, LLC
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Conventional | 9 | 5.1% | 90% | $453,888 | |
Mutual of Omaha Mortgage
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Conventional | 4 | 2.3% | 100% | $607,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.1% | 100% | $565,000 | View |
Proper Rate, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.6% | 33.3% | $5,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
United Wholesale Mortgage
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Conventional | 9 | 5.1% | 100% | $450,555 | |
New American Funding, LLC.
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Conventional | 9 | 5.1% | 100% | $346,111 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo, HELOC | 8 +1 HELOCs |
4.5% | 100% | $505,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 4.5% | 100% | $336,250 | |
Rocket Mortgage
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Conventional | 5 | 2.8% | 83.3% | $413,000 | |
loanDepot.com LLC
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Conventional | 5 | 2.8% | 100% | $507,000 | |
Greenstate Credit Union
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Conventional, Jumbo | 4 | 2.3% | 100% | $667,500 | |
Newrez LLC
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Conventional | 3 | 1.7% | 75% | $508,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.7% | 100% | $518,333 | |
Guild Mortgage Company
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Conventional | 2 | 1.1% | 100% | $375,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $285,000 | |
Lower, LLC
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Conventional | 2 | 1.1% | 100% | $470,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 1.1% | 100% | $585,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.1% | 100% | $735,000 | View |
Leaderone Financial Corp.
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Conventional | 2 | 1.1% | 100% | $610,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +3 HELOCs |
0.6% | 100% | $365,000 | |
Verve, A Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 33.3% | $165,000 | View |
First Community Mortgage, Inc.
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VA, Jumbo | 1 | 0.6% | 100% | $1,055,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 25% | $495,000 | |
Resicentral LLC
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.6% | 100% | $65,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.6% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.6% | 100% | $745,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
Northwest Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Bay Equity LLC
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VA | 1 | 0.6% | 100% | $495,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 50% | $775,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $495,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $575,000 | View |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $345,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.6% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.6% | 100% | $545,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 50% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Honor Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Riverside Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Riverside, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Riverside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Riverside in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Riverside, IL
Use these to narrow the list above. Each category shows how many Riverside, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Riverside, IL
Independent mortgage companies closed 64.8 percent of home loans in Riverside, Illinois in 2025, banks 28.4 percent and credit unions 6.8 percent. United Home Loans, Inc. was the largest mortgage company, First American Bank the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, First American Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Riverside, IL
By home loans closed in 2025, First American Bank was the largest mortgage lender in Riverside, Illinois with 4 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Riverside, Illinois in 2025, led by Fairway Independent Mort Corp with 3. 6 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 11 credit unions closed home loans in Riverside, Illinois in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Riverside, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Riverside, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Riverside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
