Mortgage Lenders and Brokers in Plano, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Plano, Illinois mortgage lenders include Old Second National BankOld Second National Bank7050 Burroughs Ave, Plano, IL 60545A5.0 ★Texas Ratio: 6.17%, BMO Harris Bank NABMO Harris Bank NA2005 W Route 34, Plano, IL 60545A+5.0 ★Texas Ratio: 3.54%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company11500 E Route 34, Plano, IL 60545A+5.0 ★Texas Ratio: 0.84%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, Credit Union 1Credit Union 16 W Main St, Plano, IL 60545, DuPage Credit UnionDuPage Credit Union725 Ogden Ave, Downers Grove, IL 60515 2915A+5.0 ★Texas Ratio: 3.55%, and Healthcare Associates Credit UnionHealthcare Associates Credit Union249 S River Rd, Des Plaines, IL 60016A+5.0 ★Texas Ratio: 5.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Plano, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Plano are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Plano, Illinois
Market share is the lender's share of all home loans closed in Plano, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Plano 7050 Burroughs Ave, Plano, IL 60545 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 5 +9 HELOCs |
1.9% | 71.4% | $199,000 | View |
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1 office in Plano 2005 W Route 34, Plano, IL 60545 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +12 HELOCs |
0.8% | 66.7% | $170,000 | View |
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1 office in Plano 11500 E Route 34, Plano, IL 60545 A+5.0 ★Texas Ratio: 0.84% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 8 | 3.1% | 100% | $222,500 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 4 | 1.5% | 100% | $217,500 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.8% | 100% | $550,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $220,000 | View |
Credit Union 1
6 W Main St, Plano, IL 60545 |
Conventional | 2 | 0.8% | 100% | $50,000 | |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 2 | 0.8% | 66.7% | $75,000 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 2 | 0.8% | 100% | $120,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 2 | 0.8% | 100% | $280,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +10 HELOCs |
0.4% | 100% | $215,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 20% | $195,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $235,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 50% | $175,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $335,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $45,000 | View |
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1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional | 1 | 0.4% | 100% | $215,000 | |
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504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
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1800 E Division St, Diamond, IL 60416 6007 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Guaranteed Rate, Inc.
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Conventional, FHA | 16 | 6.1% | 100% | $251,875 | |
Compass Mortgage, Inc.
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Conventional, FHA, VA | 9 | 3.4% | 100% | $327,222 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 5 | 1.9% | 83.3% | $377,000 | |
The Anderson Financial Group, Inc.
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Conventional | 3 | 1.1% | 100% | $245,000 | |
Neighborhood Loans, Inc
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Conventional | 2 | 0.8% | 25% | $5,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.8% | 100% | $290,000 | View |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 9.5% | 86.2% | $191,400 | |
Guild Mortgage Company
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Conventional, FHA, VA | 20 | 7.6% | 95.7% | $264,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 17 | 6.5% | 100% | $283,235 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 5.3% | 77.8% | $272,142 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
4.2% | 80% | $205,000 | |
Greenstate Credit Union
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Conventional, FHA | 7 | 2.7% | 100% | $232,142 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 2.7% | 63.6% | $337,857 | |
Nationstar Mortgage
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Conventional | 6 | 2.3% | 100% | $66,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 2.3% | 100% | $248,333 | |
Pennymac Loan Services LLC
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FHA | 5 | 1.9% | 100% | $257,000 | |
Point Mortgage Corp
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Conventional, FHA, VA | 5 | 1.9% | 100% | $213,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 1.9% | 100% | $195,000 | |
Mortgage Research Center
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FHA, VA | 4 | 1.5% | 100% | $307,500 | |
Freedom Mortgage Corporation
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FHA | 3 | 1.1% | 100% | $168,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.1% | 42.9% | $115,000 | |
Discover Bank
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Conventional | 3 | 1.1% | 33.3% | $65,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.1% | 100% | $158,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.1% | 100% | $195,000 | |
Servion
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Conventional, FHA | 2 | 0.8% | 100% | $245,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.8% | 50% | $55,000 | |
Nvr Mortgage Finance, Inc.
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Conventional | 2 | 0.8% | 100% | $255,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.8% | 100% | $285,000 | |
Lower, LLC
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Conventional | 2 | 0.8% | 100% | $160,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.8% | 100% | $240,000 | |
The Mortgage Link, Inc.
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FHA | 2 | 0.8% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +3 HELOCs |
0.4% | 100% | $205,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $255,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.4% | 100% | $375,000 | View |
Michigan Mutual, Inc
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.4% | 100% | $275,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.4% | 50% | $405,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.4% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.4% | 100% | $325,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 0.4% | 20% | $285,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Plano Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Plano, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Plano? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Plano in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Plano, IL
Use these to narrow the list above. Each category shows how many Plano, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Plano, IL
Independent mortgage companies closed 77.1 percent of home loans in Plano, Illinois in 2025, banks 15.3 percent and credit unions 7.6 percent. Guaranteed Rate, Inc. was the largest mortgage company, Old Second National Bank the largest bank and Credit Union 1 the largest credit union. Among lenders headquartered in Illinois, Old Second National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Plano, IL
By home loans closed in 2025, Old Second National Bank was the largest mortgage lender in Plano, Illinois with 5 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Plano, Illinois in 2025, led by Rocket Mortgage with 10. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 9 credit unions closed home loans in Plano, Illinois in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Plano, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Plano, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Plano. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
