Mortgage Lenders and Brokers in Oakbrook Terrace, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oakbrook Terrace, Illinois mortgage lenders include BMO Harris Bank NABMO Harris Bank NA17 W 695 Roosevelt Road, Oakbrook Terrace, IL 60181A+5.0 ★Texas Ratio: 3.54%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, Busey BankBusey Bank1 Mid America Plz, Oakbrook Terrace, IL 60181A+5.0 ★Texas Ratio: 2.31%, The Federal Savings BankThe Federal Savings Bank4000 W Diversey Ave, Chicago, IL 60639B+4.8 ★Texas Ratio: 16.98%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, First Northern Credit UnionFirst Northern Credit Union230 W Monroe St, Chicago, IL 60606A+5.0 ★Texas Ratio: 4.14%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, and CIBM BankCIBM Bank1801 E Empire St, Bloomington, IL 61704A5.0 ★Texas Ratio: 8.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oakbrook Terrace, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakbrook Terrace are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oakbrook Terrace, Illinois
Market share is the lender's share of all home loans closed in Oakbrook Terrace, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oakbrook Terrace 17 W 695 Roosevelt Road, Oakbrook Terrace, IL 60181 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
1.9% | 100% | $215,000 | View |
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1 office in Oakbrook Terrace 2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $185,000 | View |
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1 office in Oakbrook Terrace 1 Mid America Plz, Oakbrook Terrace, IL 60181 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 1% | 100% | $185,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 5 | 4.9% | 100% | $151,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +1 HELOCs |
3.9% | 100% | $252,500 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.9% | 100% | $148,333 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 2.9% | 75% | $225,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 2.9% | 100% | $101,666 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA | 2 | 1.9% | 66.7% | $200,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 2 | 1.9% | 100% | $440,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 1.9% | 100% | $200,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 50% | $255,000 | View |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 1% | 100% | $125,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 1% | 100% | $245,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 1% | 100% | $805,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional | 6 | 5.8% | 100% | $183,333 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 2.9% | 100% | $178,333 | View |
Originpoint, LLC
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Conventional | 1 | 1% | 100% | $105,000 | |
Pacor Mortgage Corp
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Conventional | 1 | 1% | 100% | $145,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1% | 100% | $245,000 | View |
Crown Mortgage Company
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Conventional | 1 | 1% | 100% | $185,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 1% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA | 9 | 8.7% | 81.8% | $196,111 | |
loanDepot.com LLC
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Conventional, FHA | 8 | 7.8% | 80% | $210,000 | |
Rocket Mortgage
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Conventional, FHA | 6 | 5.8% | 100% | $170,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 5.8% | 100% | $166,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.9% | 100% | $211,666 | |
Greenstate Credit Union
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Conventional | 2 | 1.9% | 100% | $120,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.9% | 50% | $230,000 | |
Leaderone Financial Corp.
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Conventional | 2 | 1.9% | 100% | $125,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $35,000 | |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 1% | 100% | $165,000 | View |
First Community Mortgage, Inc.
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FHA | 1 | 1% | 100% | $245,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1% | 100% | $195,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 1% | 100% | $155,000 | |
Newrez LLC
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Conventional | 1 | 1% | 50% | $55,000 | |
Guidance Residential, LLC
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Conventional | 1 | 1% | 100% | $185,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1% | 100% | $245,000 | |
Gateway Mortgage Corporation
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Conventional | 1 | 1% | 100% | $275,000 | |
Guild Mortgage Company
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Conventional | 1 | 1% | 100% | $125,000 | |
Discover Bank
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Conventional | 1 | 1% | 50% | $55,000 | |
Select Lending Services, LLC
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Conventional | 1 | 1% | 100% | $175,000 | |
Self Help Federal Credit Union
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Conventional | 1 | 1% | 100% | $245,000 | |
Summit Funding.Inc
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Conventional | 1 | 1% | 100% | $135,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional | 1 | 1% | 100% | $565,000 | |
Lower, LLC
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FHA | 1 | 1% | 100% | $185,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 1% | 100% | $225,000 | |
Liberty Savings Bank, FSB
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Oakbrook Terrace Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oakbrook Terrace, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Oakbrook Terrace? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakbrook Terrace in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oakbrook Terrace, IL
Use these to narrow the list above. Each category shows how many Oakbrook Terrace, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Oakbrook Terrace, IL
Independent mortgage companies closed 63.1 percent of home loans in Oakbrook Terrace, Illinois in 2025, banks 30.1 percent and credit unions 6.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, BMO Harris Bank NA the largest bank and First Northern Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oakbrook Terrace, IL
By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Oakbrook Terrace, Illinois with 2 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Oakbrook Terrace, Illinois in 2025, led by United Wholesale Mortgage with 4. 1 lenders closed VA loans, led by The Federal Savings Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 5 credit unions closed home loans in Oakbrook Terrace, Illinois in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oakbrook Terrace, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakbrook Terrace, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakbrook Terrace. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
