Mortgage Lenders and Brokers in Morris, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Morris, Illinois mortgage lenders include Grundy BankGrundy Bank444 Bedford Rd, Morris, IL 60450A+5.0 ★Texas Ratio: 0.94%, First Federal Savings BankFirst Federal Savings Bank124 E Main St, Morris, IL 60450A5.0 ★Texas Ratio: 8.80%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1925 N Division St, Morris, IL 60450A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank1111 W Us Route 6, Morris, IL 60450A+5.0 ★Texas Ratio: 4.98%, Busey BankBusey Bank1400 Heritage Dr, Morris, IL 60450A+5.0 ★Texas Ratio: 2.31%, Osb Community BankOsb Community Bank1508 Creek Dr, Morris, IL 60450A+5.0 ★Texas Ratio: 2.75%, American Commercial Bank & Trust, National AssociationAmerican Commercial Bank & Trust, National Association1771 N Division St, Morris, IL 60450A+5.0 ★Texas Ratio: 3.75%, Financial Plus Credit UnionFinancial Plus Credit Union1300 N Division St, Morris, IL 60450 1452A+5.0 ★Texas Ratio: 4.80%, Streator Onized Credit UnionStreator Onized Credit Union1804 N Division St, Morris, IL 60450 1127A+5.0 ★Texas Ratio: 2.17%, and Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morris, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morris are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Morris, Illinois
Market share is the lender's share of all home loans closed in Morris, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Morris 444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 50 | 18.2% | 100% | $169,000 | View |
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1 office in Morris 124 E Main St, Morris, IL 60450 A5.0 ★Texas Ratio: 8.80% |
Conventional | 9 | 3.3% | 90.9% | $152,777 | View |
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1 office in Morris 1925 N Division St, Morris, IL 60450 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.5% | 100% | $257,500 | View |
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2 offices in Morris 1111 W Us Route 6, Morris, IL 60450 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +16 HELOCs |
0.7% | 66.7% | $110,000 | View |
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1 office in Morris 1400 Heritage Dr, Morris, IL 60450 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 100% | $490,000 | View |
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1 office in Morris 1508 Creek Dr, Morris, IL 60450 A+5.0 ★Texas Ratio: 2.75% |
Conventional | 2 | 0.7% | 66.7% | $150,000 | View |
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1 office in Morris 1771 N Division St, Morris, IL 60450 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 2 | 0.7% | 100% | $300,000 | View |
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1300 N Division St, Morris, IL 60450 1452 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 10 | 3.6% | 100% | $190,000 | View |
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1804 N Division St, Morris, IL 60450 1127 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 4 | 1.5% | 66.7% | $95,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 3 | 1.1% | 100% | $361,666 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 2 | 0.7% | 100% | $215,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 2 | 0.7% | 100% | $155,000 | |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $175,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $225,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 33.3% | $175,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.4% | 100% | $175,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0.4% | 50% | $195,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Central Federal Savings & Loan Association
6940 Ogden Ave, Berwyn, IL 60402 |
Conventional | 1 | 0.4% | 100% | $305,000 | |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.4% | 50% | $235,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 27 +5 HELOCs |
9.8% | 87.5% | $233,888 | |
Compass Mortgage, Inc.
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Conventional | 5 | 1.8% | 100% | $197,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 1.1% | 100% | $268,333 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Rocket Mortgage
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Conventional, FHA | 29 | 10.5% | 85.7% | $224,655 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
4% | 100% | $294,090 | |
loanDepot.com LLC
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Conventional, FHA | 10 | 3.6% | 100% | $171,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 10 | 3.6% | 90.9% | $143,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 8 | 2.9% | 100% | $337,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.8% | 100% | $343,000 | |
Guild Mortgage Company
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Conventional | 5 | 1.8% | 100% | $303,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 1.5% | 100% | $362,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.5% | 80% | $92,500 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA | 4 | 1.5% | 100% | $297,500 | |
Greenstate Credit Union
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Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $328,333 | |
Freedom Mortgage Corporation
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VA | 3 | 1.1% | 100% | $341,666 | |
Newrez LLC
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Conventional | 3 | 1.1% | 66.7% | $91,666 | |
Mortgage Research Center
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VA | 3 | 1.1% | 100% | $275,000 | |
Towne Mortgage Company
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FHA | 3 | 1.1% | 100% | $271,666 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.7% | 100% | $185,000 | |
Point Mortgage Corp
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Conventional | 2 | 0.7% | 100% | $230,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 66.7% | $60,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.7% | 66.7% | $220,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 100% | $55,000 | View |
Village Capital & Investment
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VA | 2 | 0.7% | 100% | $300,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Endeavor Capital, LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 50% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 50% | $45,000 | View |
Lower, LLC
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Conventional | 1 | 0.4% | 50% | $145,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $155,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Morris Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Morris, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Morris? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morris in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Morris, IL
Use these to narrow the list above. Each category shows how many Morris, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Morris, IL
Independent mortgage companies closed 58.2 percent of home loans in Morris, Illinois in 2025, banks 33.5 percent and credit unions 8.4 percent. United Home Loans, Inc. was the largest mortgage company, Grundy Bank the largest bank and Financial Plus Credit Union the largest credit union. Among lenders headquartered in Illinois, Grundy Bank led with 50 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Morris, IL
By home loans closed in 2025, Grundy Bank was the largest mortgage lender in Morris, Illinois with 50 loans, about 18.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Morris, Illinois, Grundy Bank approved the highest share of completed applications in 2025 at 100 percent, against a 91.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Morris, Illinois in 2025, led by Guaranteed Rate, Inc. with 6. 11 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 8 credit unions closed home loans in Morris, Illinois in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morris, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morris, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morris. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
