Mortgage Lenders and Brokers in Mattoon, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mattoon, Illinois mortgage lenders include First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA333 Broadway Ave E, Mattoon, IL 61938A+5.0 ★Texas Ratio: 3.88%, Prairie State Bank & TrustPrairie State Bank & Trust2121 Western Ave, Mattoon, IL 61938A+5.0 ★Texas Ratio: 2.86%, US Bank, N.A.US Bank, N.A.1400 Charleston Ave, Mattoon, IL 61938A+5.0 ★Texas Ratio: 2.85%, First Financial Bank NAFirst Financial Bank NA400 Public Sq, Benton, IL 62812A+5.0 ★Texas Ratio: 3.47%, First State Bank and TrustFirst State Bank and Trust131 N Main St, Atwood, IL 61913A+5.0 ★Texas Ratio: 2.03%, The Fisher National BankThe Fisher National Bank109 E Vermilion St, Catlin, IL 61817A5.0 ★Texas Ratio: 10.85%, Constitution Bank N.A.Constitution Bank N.A.502 East Main Street, Alhambra, IL 62001A+5.0 ★Texas Ratio: 4.88%, Wells Fargo Bank NAWells Fargo Bank NA245 N Main St, Canton, IL 61520A+5.0 ★Texas Ratio: 5.36%, Scott State BankScott State Bank101 W Main St, Bethany, IL 61914A+5.0 ★Texas Ratio: 1.21%, and Longview BankLongview Bank121 S Pennsylvania St, Chrisman, IL 61924A5.0 ★Texas Ratio: 8.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mattoon, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mattoon are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mattoon, Illinois
Market share is the lender's share of all home loans closed in Mattoon, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mattoon 333 Broadway Ave E, Mattoon, IL 61938 A+5.0 ★Texas Ratio: 3.88% |
Conventional, FHA, HELOC | 34 +22 HELOCs |
14.8% | 81% | $123,529 | View |
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1 office in Mattoon 2121 Western Ave, Mattoon, IL 61938 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 11 | 4.8% | 100% | $112,272 | View |
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1 office in Mattoon 1400 Charleston Ave, Mattoon, IL 61938 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +7 HELOCs |
3.9% | 71.4% | $71,666 | View |
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400 Public Sq, Benton, IL 62812 A+5.0 ★Texas Ratio: 3.47% |
Conventional, USDA, HELOC | 4 +3 HELOCs |
1.7% | 66.7% | $80,000 | View |
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131 N Main St, Atwood, IL 61913 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 3 | 1.3% | 100% | $88,333 | View |
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109 E Vermilion St, Catlin, IL 61817 A5.0 ★Texas Ratio: 10.85% |
Conventional | 2 | 0.9% | 100% | $275,000 | View |
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502 East Main Street, Alhambra, IL 62001 A+5.0 ★Texas Ratio: 4.88% |
Conventional | 2 | 0.9% | 100% | $105,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 100% | $65,000 | View |
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101 W Main St, Bethany, IL 61914 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.9% | 100% | $80,000 | View |
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121 S Pennsylvania St, Chrisman, IL 61924 A5.0 ★Texas Ratio: 8.41% |
Conventional | 2 | 0.9% | 100% | $205,000 | View |
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209 S Main St, Albany, IL 61230 A+5.0 ★Texas Ratio: 5.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $405,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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550 N 2nd St, Breese, IL 62230 B+4.7 ★Texas Ratio: 18.69% |
USDA | 1 | 0.4% | 100% | $125,000 | View |
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1309 Swanwick St, Chester, IL 62233 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional | 1 | 0.4% | 100% | $15,000 | |
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1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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East Illinois Street And Route 51, Assumption, IL 62510 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $135,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.4% | 50% | $265,000 | View |
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770 W Northwest Hwy, Barrington, IL 60010 A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
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300 Washington St, Beardstown, IL 62618 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Community Banc Mortgage Corp
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Conventional, USDA | 6 | 2.6% | 85.7% | $121,666 | |
Citizens Equity First Credit U
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $90,000 | |
Iroquois Federal Savings & Loan Association
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Conventional | 2 | 0.9% | 100% | $60,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, USDA, HELOC | 25 +1 HELOCs |
10.9% | 96.2% | $119,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 21 | 9.2% | 80.8% | $179,285 | |
Rocket Mortgage
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Conventional, FHA | 19 | 8.3% | 67.9% | $125,526 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, USDA | 15 | 6.6% | 100% | $143,666 | |
Castle & Cooke Mortgage, LLC
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Conventional, FHA, USDA | 8 | 3.5% | 100% | $100,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.2% | 83.3% | $217,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1.7% | 66.7% | $77,500 | |
Amerisave Mortgage Company
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.3% | 42.9% | $58,333 | |
Ruoff Mortgage Company
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Conventional, FHA | 3 | 1.3% | 100% | $71,666 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.3% | 100% | $168,333 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 1.3% | 100% | $108,333 | |
Nationstar Mortgage
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Conventional | 3 | 1.3% | 100% | $148,333 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 50% | $130,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.9% | 100% | $165,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.4% | 100% | $125,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0.4% | 33.3% | $65,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $25,000 | |
Primelending
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USDA | 1 | 0.4% | 100% | $135,000 | |
Newrez LLC
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USDA | 1 | 0.4% | 100% | $135,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.4% | 100% | $105,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 25% | $155,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 0.4% | 33.3% | $65,000 | View |
Gershman Investment Corp.
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FHA | 1 | 0.4% | 100% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mattoon Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mattoon, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Mattoon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mattoon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mattoon, IL
Use these to narrow the list above. Each category shows how many Mattoon, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Mattoon, IL
Independent mortgage companies closed 56.8 percent of home loans in Mattoon, Illinois in 2025, banks 41 percent and credit unions 2.2 percent. New American Funding, LLC. was the largest mortgage company, First Mid Bank and Trust, NA the largest bank and Credit Union 1 the largest credit union. Among lenders headquartered in Illinois, First Mid Bank and Trust, NA led with 34 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mattoon, IL
By home loans closed in 2025, First Mid Bank and Trust, NA was the largest mortgage lender in Mattoon, Illinois with 34 loans, about 14.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Mattoon, Illinois in 2025, led by New American Funding, LLC. with 7. 6 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 4 credit unions closed home loans in Mattoon, Illinois in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mattoon, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mattoon, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mattoon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
