Mortgage Lenders and Brokers in Macomb, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Macomb, Illinois mortgage lenders include Morton Community BankMorton Community Bank1400 E Jackson St, Macomb, IL 61455A+5.0 ★Texas Ratio: 5.85%, United Community BankUnited Community Bank1700 E Jackson St, Macomb, IL 61455A+5.0 ★Texas Ratio: 2.53%, MidAmerica National BankMidAmerica National Bank130 N Side Sq, Macomb, IL 61455D3.4 ★Texas Ratio: 33.80%, First Bankers Trust CompanyFirst Bankers Trust Company440 N Lafayette St, Macomb, IL 61455A5.0 ★Texas Ratio: 10.75%, Flanagan State BankFlanagan State Bank403 State St, Benson, IL 61516A4.7 ★Texas Ratio: 2.58%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Midwest BankMidwest Bank200 Se 13th Ave, Aledo, IL 61231A+5.0 ★Texas Ratio: 2.27%, I H Mississippi Valley Credit UnionI H Mississippi Valley Credit Union358 17th Ave, East Moline, IL 61244A5.0 ★Texas Ratio: 6.34%, Petefish, Skiles, & Company BankPetefish, Skiles, & Company Bank300 Washington St, Beardstown, IL 62618A+5.0 ★Texas Ratio: 1.02%, and PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Macomb, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Macomb are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Macomb, Illinois
Market share is the lender's share of all home loans closed in Macomb, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Macomb 1400 E Jackson St, Macomb, IL 61455 A+5.0 ★Texas Ratio: 5.85% |
Conventional, HELOC | 36 +20 HELOCs |
21.6% | 100% | $123,333 | View |
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2 offices in Macomb 1700 E Jackson St, Macomb, IL 61455 A+5.0 ★Texas Ratio: 2.53% |
Conventional, FHA, VA, USDA, HELOC | 22 +2 HELOCs |
13.2% | 95.7% | $71,363 | View |
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2 offices in Macomb 130 N Side Sq, Macomb, IL 61455 D3.4 ★Texas Ratio: 33.80% |
Conventional | 18 | 10.8% | 100% | $132,777 | View |
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1 office in Macomb 440 N Lafayette St, Macomb, IL 61455 A5.0 ★Texas Ratio: 10.75% |
Conventional | 3 | 1.8% | 75% | $185,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA, VA, USDA | 10 | 6% | 90.9% | $106,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.2% | 100% | $100,000 | View |
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200 Se 13th Ave, Aledo, IL 61231 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 1.2% | 100% | $60,000 | View |
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358 17th Ave, East Moline, IL 61244 A5.0 ★Texas Ratio: 6.34% |
Conventional | 2 | 1.2% | 100% | $50,000 | View |
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300 Washington St, Beardstown, IL 62618 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 1.2% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $135,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 33.3% | $45,000 | View |
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442 S Demazenod Dr, Belleville, IL 62223 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.6% | 25% | $65,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.6% | 50% | $35,000 | View |
Citizens Equity First Credit U
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Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $60,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.6% | 100% | $245,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.6% | 100% | $285,000 | |
Compass Mortgage, Inc.
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USDA | 1 | 0.6% | 50% | $95,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 11 | 6.6% | 78.6% | $155,909 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 5.4% | 69.2% | $103,888 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, USDA | 8 | 4.8% | 100% | $86,250 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 3.6% | 85.7% | $108,333 | |
Pennymac Loan Services LLC
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VA | 2 | 1.2% | 100% | $250,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.2% | 100% | $85,000 | |
Towne Mortgage Company
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Conventional, USDA | 2 | 1.2% | 100% | $60,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.2% | 100% | $165,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.6% | 100% | $145,000 | |
United Wholesale Mortgage
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Affordable Mortgage Advisors
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USDA | 1 | 0.6% | 100% | $55,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.6% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $55,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.6% | 100% | $415,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Success Mortgage Partners, Inc
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USDA | 1 | 0.6% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 100% | $225,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $185,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.6% | 100% | $65,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $105,000 | |
Village Capital & Investment
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FHA | 1 | 0.6% | 100% | $65,000 | |
Greenstate Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Macomb Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Macomb, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Macomb? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Macomb in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Macomb, IL
Use these to narrow the list above. Each category shows how many Macomb, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Macomb, IL
Independent mortgage companies closed 36.5 percent of home loans in Macomb, Illinois in 2025, banks 59.9 percent and credit unions 3.6 percent. Guaranteed Rate, Inc. was the largest mortgage company, Morton Community Bank the largest bank and I H Mississippi Valley Credit Union the largest credit union. Among lenders headquartered in Illinois, Morton Community Bank led with 36 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Macomb, IL
By home loans closed in 2025, Morton Community Bank was the largest mortgage lender in Macomb, Illinois with 36 loans, about 21.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Macomb, Illinois in 2025, led by Flat Branch Mortgage, Inc. with 4. 8 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Macomb, Illinois in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Macomb, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Macomb, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Macomb. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
