Mortgage Lenders and Brokers in Highland, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Highland, Illinois mortgage lenders include Fcb BanksFcb Banks111 Walnut St, Highland, IL 62249A5.0 ★Texas Ratio: 7.31%, The Bradford National Bank of GreenvilleThe Bradford National Bank of Greenville1100 Merantile Drive, Highland, IL 62249A5.0 ★Texas Ratio: 11.76%, Regions BankRegions Bank12515 State Route 143, Highland, IL 62249A+5.0 ★Texas Ratio: 4.37%, Busey BankBusey Bank100 Suppiger Ln, Highland, IL 62249A+5.0 ★Texas Ratio: 2.31%, US Bank, N.A.US Bank, N.A.1000 Broadway, Highland, IL 62249A+5.0 ★Texas Ratio: 2.85%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA12616 State Route 143, Highland, IL 62249A+5.0 ★Texas Ratio: 3.88%, Scott Credit UnionScott Credit Union12455 State Route 143, Highland, IL 62249A+5.0 ★Texas Ratio: 3.36%, Constitution Bank N.A.Constitution Bank N.A.40 Apex Dr, Highland, IL 62249A+5.0 ★Texas Ratio: 4.88%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company485 Lake St, Antioch, IL 60002A+5.0 ★Texas Ratio: 0.84%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highland, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highland are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Highland, Illinois
Market share is the lender's share of all home loans closed in Highland, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Highland 111 Walnut St, Highland, IL 62249 A5.0 ★Texas Ratio: 7.31% |
Conventional, FHA, USDA, HELOC | 36 +14 HELOCs |
14.2% | 90.2% | $240,277 | View |
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1 office in Highland 1100 Merantile Drive, Highland, IL 62249 A5.0 ★Texas Ratio: 11.76% |
Conventional | 14 | 5.5% | 93.8% | $180,000 | View |
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1 office in Highland 12515 State Route 143, Highland, IL 62249 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 9 +15 HELOCs |
3.5% | 90.9% | $108,333 | View |
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1 office in Highland 100 Suppiger Ln, Highland, IL 62249 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 9 +7 HELOCs |
3.5% | 100% | $173,888 | View |
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1 office in Highland 1000 Broadway, Highland, IL 62249 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +5 HELOCs |
2.8% | 77.8% | $119,285 | View |
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1 office in Highland 12616 State Route 143, Highland, IL 62249 A+5.0 ★Texas Ratio: 3.88% |
Conventional, FHA, HELOC | 4 +6 HELOCs |
1.6% | 44.4% | $250,000 | View |
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12455 State Route 143, Highland, IL 62249 A+5.0 ★Texas Ratio: 3.36% |
Conventional, VA, HELOC | 19 +16 HELOCs |
7.5% | 100% | $180,789 | View |
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40 Apex Dr, Highland, IL 62249 A+5.0 ★Texas Ratio: 4.88% |
Conventional | 4 | 1.6% | 80% | $215,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 3 | 1.2% | 100% | $51,666 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 66.7% | $135,000 | View |
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550 N 2nd St, Breese, IL 62230 B+4.7 ★Texas Ratio: 18.69% |
Conventional | 2 | 0.8% | 100% | $165,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $180,000 | View |
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4105 Humbert Rd, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 2 | 0.8% | 100% | $330,000 | View |
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620 N State St, Freeburg, IL 62243 D3.1 ★Texas Ratio: 38.34% |
Conventional | 2 | 0.8% | 100% | $155,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $135,000 | View |
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120 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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1310 E City Route 40, Greenville, IL 62246 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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701 Belt Line Rd, Collinsville, IL 62234 A+5.0 ★Texas Ratio: 0.23% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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3553 College Ave, Alton, IL 62002 A5.0 ★Texas Ratio: 11.80% |
Conventional | 1 | 0.4% | 50% | $325,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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100 E Clay St, Collinsville, IL 62234 A5.0 ★Texas Ratio: 8.07% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 1.2% | 75% | $271,666 | |
Cmg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 20 +3 HELOCs |
7.9% | 100% | $223,500 | |
Rocket Mortgage
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Conventional, VA | 12 | 4.7% | 81.2% | $160,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, VA | 9 | 3.5% | 90.9% | $235,000 | View |
Endeavor Capital, LLC
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Conventional, FHA, VA | 9 | 3.5% | 100% | $202,777 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 7 | 2.8% | 87.5% | $257,857 | |
Mortgage Research Center
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FHA, VA, USDA | 6 | 2.4% | 75% | $223,333 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 5 +1 HELOCs |
2% | 71.4% | $255,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.6% | 80% | $165,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 1.6% | 80% | $227,500 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 4 | 1.6% | 50% | $212,500 | |
Royal United Mortgage LLC
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Conventional, FHA | 3 | 1.2% | 100% | $88,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.2% | 50% | $211,666 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.2% | 50% | $45,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.2% | 100% | $198,333 | |
Lower, LLC
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Conventional | 3 | 1.2% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.8% | 50% | $240,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $285,000 | |
Nqm Funding, LLC
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Conventional, VA | 2 | 0.8% | 100% | $180,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 2 | 0.8% | 100% | $230,000 | |
First Community Credit Union
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Conventional | 2 | 0.8% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.8% | 100% | $450,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $125,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.8% | 100% | $130,000 | View |
Fairway Independent Mort Corp
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FHA, VA | 2 | 0.8% | 100% | $235,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 50% | $25,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $135,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $75,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $295,000 | |
Texana Bank
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VA | 1 | 0.4% | 100% | $215,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Highland Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Highland, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Highland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Highland, IL
Use these to narrow the list above. Each category shows how many Highland, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Highland, IL
Independent mortgage companies closed 44.9 percent of home loans in Highland, Illinois in 2025, banks 44.1 percent and credit unions 11 percent. Guaranteed Rate, Inc. was the largest mortgage company, Fcb Banks the largest bank and Scott Credit Union the largest credit union. Among lenders headquartered in Illinois, Fcb Banks led with 36 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Highland, IL
By home loans closed in 2025, Fcb Banks was the largest mortgage lender in Highland, Illinois with 36 loans, about 14.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Highland, Illinois in 2025, led by New American Funding, LLC. with 5. 18 lenders closed VA loans, led by New American Funding, LLC., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 6 credit unions closed home loans in Highland, Illinois in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highland, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highland, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
