Mortgage Lenders and Brokers in Granite City, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Granite City, Illinois mortgage lenders include Revity Credit UnionRevity Credit Union3970 Maryville Rd, Granite City, IL 62040 4179A+5.0 ★Texas Ratio: 2.35%, Regions BankRegions Bank3206 Nameoki Rd, Granite City, IL 62040A+5.0 ★Texas Ratio: 4.37%, Busey BankBusey Bank3502 Maryville Rd, Granite City, IL 62040A+5.0 ★Texas Ratio: 2.31%, US Bank, N.A.US Bank, N.A.3303 Nameoki Rd, Granite City, IL 62040A+5.0 ★Texas Ratio: 2.85%, Community Partners Savings BankCommunity Partners Savings Bank3800 Nameoki Rd, Granite City, IL 62040A5.0 ★Texas Ratio: 7.80%, Carrollton BankCarrollton Bank120 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.58%, Fcb BanksFcb Banks201 N Commercial St, Albers, IL 62215A5.0 ★Texas Ratio: 7.31%, 1St Midamerica Credit Union1St Midamerica Credit Union3830 Nameoki Rd, Granite City, IL 62040A5.0 ★Texas Ratio: 11.80%, Scott Credit UnionScott Credit Union4807 W Main St, Belleville, IL 62226 4722A+5.0 ★Texas Ratio: 3.36%, and United Community BankUnited Community Bank2403 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 2.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Granite City, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Granite City are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Granite City, Illinois
Market share is the lender's share of all home loans closed in Granite City, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3970 Maryville Rd, Granite City, IL 62040 4179 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 50 | 8.2% | 94.5% | $76,000 | View |
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2 offices in Granite City 3206 Nameoki Rd, Granite City, IL 62040 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 21 +13 HELOCs |
3.5% | 53.2% | $66,428 | View |
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1 office in Granite City 3502 Maryville Rd, Granite City, IL 62040 A+5.0 ★Texas Ratio: 2.31% |
Conventional, FHA, HELOC | 14 +8 HELOCs |
2.3% | 87.5% | $69,285 | View |
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1 office in Granite City 3303 Nameoki Rd, Granite City, IL 62040 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +4 HELOCs |
1.5% | 69.2% | $156,111 | View |
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1 office in Granite City 3800 Nameoki Rd, Granite City, IL 62040 A5.0 ★Texas Ratio: 7.80% |
Conventional | 3 | 0.5% | 75% | $65,000 | View |
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120 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.58% |
Conventional, FHA, VA, HELOC | 27 +1 HELOCs |
4.4% | 93.1% | $106,111 | View |
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201 N Commercial St, Albers, IL 62215 A5.0 ★Texas Ratio: 7.31% |
Conventional, FHA, HELOC | 22 +2 HELOCs |
3.6% | 84.6% | $87,727 | View |
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3830 Nameoki Rd, Granite City, IL 62040 A5.0 ★Texas Ratio: 11.80% |
Conventional | 14 | 2.3% | 88.9% | $89,285 | View |
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4807 W Main St, Belleville, IL 62226 4722 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, HELOC | 13 +4 HELOCs |
2.1% | 92.9% | $112,692 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional, FHA | 5 | 0.8% | 100% | $87,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +1 HELOCs |
0.7% | 100% | $175,000 | View |
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215 S Illinois St, Belleville, IL 62220 B4.6 ★Texas Ratio: 19.57% |
Conventional | 4 | 0.7% | 100% | $80,000 | View |
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1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68% |
Conventional, FHA | 3 | 0.5% | 100% | $155,000 | View |
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350 Riverpark Dr, East Saint Louis, IL 62201 A+5.0 ★Texas Ratio: 2.49% |
FHA | 3 | 0.5% | 100% | $135,000 | View |
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2400 Madison Ave, Granite City, IL 62040 A+5.0 ★Texas Ratio: 2.23% |
Conventional | 3 | 0.5% | 100% | $58,333 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 100% | $155,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $245,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 0.3% | 66.7% | $245,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 2 | 0.3% | 66.7% | $135,000 | View |
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901 S Lincoln Ave, OFallon, IL 62269 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 2 | 0.3% | 100% | $90,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.2% | 100% | $165,000 | View |
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550 N 2nd St, Breese, IL 62230 B+4.7 ★Texas Ratio: 18.69% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
VA | 1 | 0.2% | 100% | $165,000 | View |
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442 S Demazenod Dr, Belleville, IL 62223 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 33.3% | $215,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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358 17th Ave, East Moline, IL 61244 A5.0 ★Texas Ratio: 6.34% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mutual of Omaha Mortgage
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Conventional, FHA | 16 | 2.6% | 100% | $125,625 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 8 | 1.3% | 83.3% | $107,500 | |
Neighborhood Loans, Inc
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Conventional | 3 | 0.5% | 50% | $8,333 | |
Citizens Equity First Credit U
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Conventional | 3 | 0.5% | 100% | $95,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 53 +5 HELOCs |
8.7% | 93% | $114,811 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 6.3% | 76.9% | $116,578 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 33 | 5.4% | 86.8% | $146,212 | |
Guild Mortgage Company
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Conventional, FHA, VA | 28 | 4.6% | 100% | $115,357 | |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional, FHA, VA | 22 | 3.6% | 95.7% | $126,818 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, VA | 18 | 3% | 96.2% | $147,222 | View |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 16 | 2.6% | 94.1% | $150,625 | |
Endeavor Capital, LLC
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Conventional, FHA, VA | 15 | 2.5% | 93.8% | $166,333 | |
Mortgage Research Center
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FHA, VA | 11 | 1.8% | 56% | $185,909 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.3% | 66.7% | $127,500 | |
Das Acquisition Company, LLC
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Conventional, FHA | 8 | 1.3% | 90.9% | $146,250 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 8 | 1.3% | 100% | $210,000 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.2% | 100% | $145,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 7 | 1.2% | 36.4% | $89,285 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 7 | 1.2% | 87.5% | $109,285 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 1% | 75% | $103,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1% | 66.7% | $103,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 0.8% | 71.4% | $125,000 | |
Frontier Financial, Inc. DBA Frontier Mortgage
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Conventional, FHA | 5 | 0.8% | 100% | $139,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 5 | 0.8% | 100% | $167,000 | |
Primelending
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Conventional, VA | 4 | 0.7% | 83.3% | $140,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.5% | 100% | $85,000 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.5% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.5% | 100% | $198,333 | |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $60,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 33.3% | $55,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.3% | 75% | $70,000 | |
loanDepot.com LLC
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FHA | 2 | 0.3% | 25% | $115,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA, VA | 2 | 0.3% | 33.3% | $150,000 | View |
Gershman Investment Corp.
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Conventional, FHA | 2 | 0.3% | 100% | $115,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 0.3% | 50% | $65,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.3% | 100% | $185,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 50% | $115,000 | |
Newrez LLC
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Conventional | 1 | 0.2% | 33.3% | $55,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $65,000 | |
Kind Lending, LLC
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VA | 1 | 0.2% | 100% | $165,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $205,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $225,000 | |
Neighbors Credit Union
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Saint Louis Bank
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Conventional | 1 | 0.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.2% | 100% | $105,000 | View |
First State Bank of St Charles
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $145,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 14.3% | $55,000 | |
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A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $165,000 | View |
First Community Credit Union
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Conventional | 1 | 0.2% | 14.3% | $85,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $125,000 | |
First Heritage Financial LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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A+5.0 ★Texas Ratio: 2.67% |
Conventional | 1 | 0.2% | 100% | $65,000 | |
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A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Lower, LLC
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Conventional | 1 | 0.2% | 50% | $165,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Gmfs, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Texana Bank
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FHA | 1 | 0.2% | 100% | $135,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 100% | $165,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
All In Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.97% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Granite City Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Granite City, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Granite City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Granite City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Granite City, IL
Use these to narrow the list above. Each category shows how many Granite City, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Granite City, IL
Independent mortgage companies closed 57.5 percent of home loans in Granite City, Illinois in 2025, banks 27.3 percent and credit unions 15.2 percent. Mutual of Omaha Mortgage was the largest mortgage company, Regions Bank the largest bank and Revity Credit Union the largest credit union. Among lenders headquartered in Illinois, Revity Credit Union led with 50 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Granite City, IL
By home loans closed in 2025, Revity Credit Union was the largest mortgage lender in Granite City, Illinois with 50 loans, about 8.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Granite City, Illinois, Revity Credit Union approved the highest share of completed applications in 2025 at 94.5 percent, against a 81 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Granite City, Illinois in 2025, led by New American Funding, LLC. with 29. 25 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 13 credit unions closed home loans in Granite City, Illinois in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Granite City, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Granite City, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Granite City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
