MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Goodfield, Illinois

Goodfield, Illinois mortgage lenders include Goodfield State BankGoodfield State Bank201 S Eureka St, Goodfield, IL 61742B4.6 ★Texas Ratio: 20.01%, Busey BankBusey Bank4415 Martin Luther King Dr, Alton, IL 62002A+5.0 ★Texas Ratio: 2.31%, Morton Community BankMorton Community Bank209 S Main St, Albany, IL 61230A+5.0 ★Texas Ratio: 5.85%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company485 Lake St, Antioch, IL 60002A+5.0 ★Texas Ratio: 0.84%, First State Mortgage ServicesFirst State Mortgage Services825 N Randall Rd, Batavia, IL 60510, United Community BankUnited Community Bank2403 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 2.53%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Iaa Credit UnionIaa Credit Union1711 General Electric Rd, Bloomington, IL 61704 2286A+5.0 ★Texas Ratio: 1.90%, and Bank of PontiacBank of Pontiac4001 General Electric Rd, Bloomington, IL 61704A+5.0 ★Texas Ratio: 1.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Goodfield, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Goodfield are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Goodfield, Illinois

Market share is the lender's share of all home loans closed in Goodfield, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
201 S Eureka St, Goodfield, IL 61742
B4.6 ★Texas Ratio: 20.01%
Conventional 23 37.1% 95.8% $219,347 View
4415 Martin Luther King Dr, Alton, IL 62002
A+5.0 ★Texas Ratio: 2.31%
Conventional, HELOC 2
+3 HELOCs
3.2% 100% $415,000 View
209 S Main St, Albany, IL 61230
A+5.0 ★Texas Ratio: 5.85%
Conventional, HELOC 2
+2 HELOCs
3.2% 100% $155,000 View
485 Lake St, Antioch, IL 60002
A+5.0 ★Texas Ratio: 0.84%
Conventional, HELOC 2
+1 HELOCs
3.2% 100% $125,000 View
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510
Conventional 2 3.2% 66.7% $155,000
2403 Homer M Adams Pkwy, Alton, IL 62002
A+5.0 ★Texas Ratio: 2.53%
Conventional 2 3.2% 100% $125,000 View
540 W Lake St, Addison, IL 60101
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 1.6% 100% $125,000 View
600 W Lake St, Addison, IL 60101
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 1.6% 100% $155,000 View
1711 General Electric Rd, Bloomington, IL 61704 2286
A+5.0 ★Texas Ratio: 1.90%
Conventional 1 1.6% 100% $395,000 View
4001 General Electric Rd, Bloomington, IL 61704
A+5.0 ★Texas Ratio: 1.83%
Conventional 1 1.6% 100% $115,000 View
★ 1.7 stars, 3 reviews
791 S Randall Rd, Algonquin, IL 60102
A+5.0 ★Texas Ratio: 4.24%
Conventional 1 1.6% 100% $305,000 View
300 Washington St, Beardstown, IL 62618
A+5.0 ★Texas Ratio: 1.02%
Conventional 1 1.6% 50% $155,000 View
915 8th Ave, Erie, IL 61250
B+4.8 ★Texas Ratio: 17.30%
Conventional 1 1.6% 50% $185,000 View
403 State St, Benson, IL 61516
A4.7 ★Texas Ratio: 2.58%
Conventional 1 1.6% 100% $185,000 View
11900 S Pulaski Rd, Alsip, IL 60803
A+5.0 ★Texas Ratio: 4.98%
HELOC 0
+1 HELOCs
0% n/a View
1408 Airport Rd, Bloomington, IL 61704 2566
A+5.0 ★Texas Ratio: 3.66%
HELOC 0
+1 HELOCs
0% n/a View
Citizens Equity First Credit U
Conventional, HELOC 1
+2 HELOCs
1.6% 100% $155,000
Mutual of Omaha Mortgage
Conventional 1 1.6% 100% $135,000
Rocket Mortgage
Conventional 3 4.8% 100% $168,333
Compeer Financial
Conventional 3 4.8% 100% $251,666
United Wholesale Mortgage
Conventional, FHA 2 3.2% 100% $255,000
Pennymac Loan Services LLC
Conventional, FHA 2 3.2% 100% $425,000
Flat Branch Mortgage, Inc.
Conventional, FHA 2 3.2% 66.7% $280,000
Royal United Mortgage LLC
Conventional 1 1.6% 100% $55,000
Freedom Mortgage Corporation
Conventional 1 1.6% 50% $245,000
Synergy One Lending, Inc.
Conventional 1 1.6% 100% $175,000
Point Mortgage Corp
Conventional 1 1.6% 100% $235,000
A+5.0 ★Texas Ratio: 2.14%
FHA 1 1.6% 100% $275,000 View
Mld Mortgage, Inc.Dba the Money Store
FHA 1 1.6% 100% $375,000
JMAC Lending, Inc.
Conventional 1 1.6% 100% $355,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Goodfield, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Goodfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Goodfield in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Goodfield, IL

Use these to narrow the list above. Each category shows how many Goodfield, IL lenders fit and what that kind of lender is usually best for.

Who Lends in Goodfield, IL

Independent mortgage companies closed 30.6 percent of home loans in Goodfield, Illinois in 2025, banks 66.1 percent and credit unions 3.2 percent. Mutual of Omaha Mortgage was the largest mortgage company, Goodfield State Bank the largest bank and Iaa Credit Union the largest credit union. Among lenders headquartered in Illinois, Goodfield State Bank led with 23 loans.

30.6%
Mortgage companies
66.1%
Banks
3.2%
Credit unions
8%
FHA loans
0%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Goodfield, IL

Who is the largest mortgage lender in Goodfield, IL?

By home loans closed in 2025, Goodfield State Bank was the largest mortgage lender in Goodfield, Illinois with 23 loans, about 37.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Goodfield, IL mortgage lenders offer FHA, VA and USDA loans?

5 lenders closed FHA loans in Goodfield, Illinois in 2025, led by United Wholesale Mortgage with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Goodfield, IL lender list?

Yes. 16 banks and 3 credit unions closed home loans in Goodfield, Illinois in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Goodfield, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Goodfield, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Goodfield, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Goodfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.