Mortgage Lenders and Brokers in Dixon, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dixon, Illinois mortgage lenders include Sauk Valley Bank & Trust CompanySauk Valley Bank & Trust Company224 N Galena Ave, Dixon, IL 61021A5.0 ★Texas Ratio: 7.96%, US Bank, N.A.US Bank, N.A.160 Keul Rd, Dixon, IL 61021A+5.0 ★Texas Ratio: 2.85%, Midland States BankMidland States Bank212 N Hennepin Ave, Dixon, IL 61021A5.0 ★Texas Ratio: 9.50%, Central Bank IllinoisCentral Bank Illinois440 Mulberry St, Andover, IL 61233A-5.0 ★Texas Ratio: 15.39%, Union Savings BankUnion Savings Bank1320 N State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 2.18%, Holcomb BankHolcomb Bank504 W Blackhawk Dr, Byron, IL 61010A+5.0 ★Texas Ratio: 0.32%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, Farmers National BankFarmers National Bank700 Us Highway 6 E, Geneseo, IL 61254A+5.0 ★Texas Ratio: 0.91%, and Cornerstone Credit UnionCornerstone Credit Union550 W Meadows Dr, Freeport, IL 61032 7610A5.0 ★Texas Ratio: 8.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dixon, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dixon are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dixon, Illinois
Market share is the lender's share of all home loans closed in Dixon, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Dixon 224 N Galena Ave, Dixon, IL 61021 A5.0 ★Texas Ratio: 7.96% |
Conventional | 52 | 25% | 86.9% | $108,461 | View |
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1 office in Dixon 160 Keul Rd, Dixon, IL 61021 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 10 +4 HELOCs |
4.8% | 71.4% | $144,000 | View |
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1 office in Dixon 212 N Hennepin Ave, Dixon, IL 61021 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 4 +5 HELOCs |
1.9% | 100% | $170,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 5 | 2.4% | 100% | $57,000 | View |
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1320 N State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 3 | 1.4% | 100% | $118,333 | View |
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504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 3 | 1.4% | 100% | $128,333 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $130,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
FHA | 2 | 1% | 100% | $145,000 | View |
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700 Us Highway 6 E, Geneseo, IL 61254 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 2 | 1% | 100% | $165,000 | View |
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550 W Meadows Dr, Freeport, IL 61032 7610 A5.0 ★Texas Ratio: 8.59% |
Conventional | 2 | 1% | 100% | $70,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1% | 100% | $50,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 1% | 100% | $180,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 66.7% | $55,000 | View |
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200 N Walnut St, Byron, IL 61010 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
VA | 1 | 0.5% | 100% | $165,000 | |
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608 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 1 | 0.5% | 50% | $35,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
VA | 1 | 0.5% | 100% | $185,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
FHA | 1 | 0.5% | 50% | $145,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA | 8 | 3.8% | 100% | $127,500 | |
Community Banc Mortgage Corp
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Conventional, USDA | 3 | 1.4% | 100% | $151,666 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.5% | 100% | $15,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.5% | 100% | $385,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 8.7% | 79.2% | $155,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 14 | 6.7% | 100% | $171,428 | |
Mortgage Research Center
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VA | 8 | 3.8% | 90% | $242,500 | |
Towne Mortgage Company
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FHA, USDA | 7 | 3.4% | 100% | $146,428 | |
Envoy Mortgage, Ltd
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Conventional | 5 | 2.4% | 100% | $129,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.9% | 100% | $285,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 1.9% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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FHA | 4 | 1.9% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.4% | 100% | $138,333 | |
Newrez LLC
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Conventional | 2 | 1% | 66.7% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 1% | 50% | $35,000 | View |
Planet Home Lending, LLC
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FHA, VA | 2 | 1% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 66.7% | $115,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 1% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1% | 100% | $120,000 | View |
First Community Credit Union of Beloit
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 100% | $285,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.5% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.99% |
Conventional | 1 | 0.5% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 50% | $115,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.5% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $45,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 100% | $35,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Dixon Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dixon, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Dixon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dixon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dixon, IL
Use these to narrow the list above. Each category shows how many Dixon, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Dixon, IL
Independent mortgage companies closed 46.2 percent of home loans in Dixon, Illinois in 2025, banks 49 percent and credit unions 4.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, Sauk Valley Bank & Trust Company the largest bank and Cornerstone Credit Union the largest credit union. Among lenders headquartered in Illinois, Sauk Valley Bank & Trust Company led with 52 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dixon, IL
By home loans closed in 2025, Sauk Valley Bank & Trust Company was the largest mortgage lender in Dixon, Illinois with 52 loans, about 25 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Dixon, Illinois, Sauk Valley Bank & Trust Company approved the highest share of completed applications in 2025 at 86.9 percent, against a 89.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Dixon, Illinois in 2025, led by Rocket Mortgage with 6. 10 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Dixon, Illinois in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dixon, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dixon, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dixon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
