Mortgage Lenders and Brokers in Collinsville, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Collinsville, Illinois mortgage lenders include Fcb BanksFcb Banks800 Belt Line Rd, Collinsville, IL 62234A5.0 ★Texas Ratio: 7.31%, Collinsville Building and Loan AssociationCollinsville Building and Loan Association701 Belt Line Rd, Collinsville, IL 62234A+5.0 ★Texas Ratio: 0.23%, US Bank, N.A.US Bank, N.A.501 Belt Line Rd Ste 20, Collinsville, IL 62234A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank1 Eastport Plaza Dr, Collinsville, IL 62234A+5.0 ★Texas Ratio: 4.37%, Busey BankBusey Bank101 S Morrison Ave, Collinsville, IL 62234A+5.0 ★Texas Ratio: 2.31%, Umb Bank NAUmb Bank NA201 E Main St, Collinsville, IL 62234A+5.0 ★Texas Ratio: 1.78%, First National Bank of WaterlooFirst National Bank of Waterloo100 E Clay St, Collinsville, IL 62234A5.0 ★Texas Ratio: 8.07%, PNC Bank N.A.PNC Bank N.A.359 N Bluff Rd, Collinsville, IL 62234A+5.0 ★Texas Ratio: 4.24%, Scott Credit UnionScott Credit Union1100 Belt Line Rd, Collinsville, IL 62234 4367A+5.0 ★Texas Ratio: 3.36%, and Carrollton BankCarrollton Bank120 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Collinsville, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Collinsville are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Collinsville, Illinois
Market share is the lender's share of all home loans closed in Collinsville, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Collinsville 800 Belt Line Rd, Collinsville, IL 62234 A5.0 ★Texas Ratio: 7.31% |
Conventional, FHA, VA, USDA, HELOC | 95 +24 HELOCs |
14.5% | 87.4% | $195,631 | View |
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701 Belt Line Rd, Collinsville, IL 62234 A+5.0 ★Texas Ratio: 0.23% |
Conventional | 18 | 2.7% | 94.7% | $146,111 | View |
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1 office in Collinsville 501 Belt Line Rd Ste 20, Collinsville, IL 62234 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 16 +3 HELOCs |
2.4% | 51.6% | $172,500 | View |
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1 office in Collinsville 1 Eastport Plaza Dr, Collinsville, IL 62234 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 13 +17 HELOCs |
2% | 58.3% | $130,384 | View |
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1 office in Collinsville 101 S Morrison Ave, Collinsville, IL 62234 A+5.0 ★Texas Ratio: 2.31% |
Conventional, FHA, HELOC | 11 +5 HELOCs |
1.7% | 84.6% | $170,454 | View |
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1 office in Collinsville 201 E Main St, Collinsville, IL 62234 A+5.0 ★Texas Ratio: 1.78% |
Conventional, VA, HELOC | 5 +14 HELOCs |
0.8% | 71.4% | $57,000 | View |
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1 office in Collinsville 100 E Clay St, Collinsville, IL 62234 A5.0 ★Texas Ratio: 8.07% |
Conventional | 4 | 0.6% | 100% | $167,500 | View |
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★ 1.7 stars, 3 reviews 1 office in Collinsville 359 N Bluff Rd, Collinsville, IL 62234 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 100% | $385,000 | View |
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1100 Belt Line Rd, Collinsville, IL 62234 4367 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, HELOC | 35 +15 HELOCs |
5.3% | 92.1% | $173,857 | View |
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120 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.58% |
Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
2.1% | 93.3% | $207,857 | View |
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1502 Vandalia St, Collinsville, IL 62234 4457 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 13 | 2% | 92.9% | $122,692 | View |
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285 Southwoods Ctr, Columbia, IL 62236 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 6 | 0.9% | 100% | $120,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 5 +1 HELOCs |
0.8% | 100% | $163,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.6% | 80% | $172,500 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 4 | 0.6% | 100% | $210,000 | View |
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901 S Lincoln Ave, OFallon, IL 62269 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 4 | 0.6% | 100% | $117,500 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 75% | $215,000 | View |
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128 W 2nd St, Flora, IL 62839 A5.0 ★Texas Ratio: 7.80% |
Conventional | 3 | 0.5% | 100% | $155,000 | View |
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3553 College Ave, Alton, IL 62002 A5.0 ★Texas Ratio: 11.80% |
Conventional | 3 | 0.5% | 75% | $155,000 | View |
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620 N State St, Freeburg, IL 62243 D3.1 ★Texas Ratio: 38.34% |
Conventional | 3 | 0.5% | 100% | $95,000 | View |
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1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68% |
Conventional | 2 | 0.3% | 100% | $290,000 | View |
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327 Missouri Ave # 333, East St Louis, IL 62201 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 2 | 0.3% | 100% | $255,000 | View |
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215 S Illinois St, Belleville, IL 62220 B4.6 ★Texas Ratio: 19.57% |
Conventional | 2 | 0.3% | 100% | $160,000 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 2 | 0.3% | 100% | $275,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 2 | 0.3% | 100% | $325,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 66.7% | $140,000 | View |
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2400 Madison Ave, Granite City, IL 62040 A+5.0 ★Texas Ratio: 2.23% |
Conventional | 2 | 0.3% | 100% | $65,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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550 N 2nd St, Breese, IL 62230 B+4.7 ★Texas Ratio: 18.69% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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1309 Swanwick St, Chester, IL 62233 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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115 S Madison St, Lebanon, IL 62254 B+4.8 ★Texas Ratio: 17.14% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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502 East Main Street, Alhambra, IL 62001 A+5.0 ★Texas Ratio: 4.88% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 0.2% | 100% | $225,000 | |
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900 W Main St, Carlinville, IL 62626 A+5.0 ★Texas Ratio: 2.47% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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1101 Trinity Ln, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 12 | 1.8% | 100% | $326,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 8 | 1.2% | 100% | $167,500 | |
Cmg Mortgage Inc
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VA | 1 | 0.2% | 100% | $255,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.2% | 100% | $415,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 41 +2 HELOCs |
6.2% | 91.1% | $159,878 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 31 | 4.7% | 88.6% | $220,161 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 3.8% | 81.8% | $123,000 | |
Endeavor Capital, LLC
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Conventional, FHA, VA | 22 | 3.4% | 100% | $203,181 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 19 | 2.9% | 100% | $209,210 | View |
Mortgage Research Center
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Conventional, VA | 19 | 2.9% | 86.4% | $317,631 | |
Guild Mortgage Company
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Conventional, FHA | 17 | 2.6% | 95% | $190,882 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 13 | 2% | 92.9% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional, FHA, VA | 10 | 1.5% | 90.9% | $277,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.4% | 69.2% | $142,777 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +3 HELOCs |
1.2% | 66.7% | $241,250 | |
loanDepot.com LLC
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Conventional, FHA, VA | 8 | 1.2% | 88.9% | $176,250 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 7 | 1.1% | 87.5% | $163,571 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 7 | 1.1% | 100% | $172,142 | |
First Community Credit Union
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Conventional, HELOC | 6 +6 HELOCs |
0.9% | 60% | $193,333 | |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
0.8% | 100% | $93,000 | |
Primelending
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Conventional, FHA, VA | 5 | 0.8% | 88.9% | $237,000 | |
Nqm Funding, LLC
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Conventional | 5 | 0.8% | 100% | $177,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 0.8% | 100% | $107,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.6% | 71.4% | $155,000 | |
Newrez LLC
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Conventional, FHA | 4 | 0.6% | 66.7% | $197,500 | |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 4 | 0.6% | 100% | $130,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.6% | 44.4% | $150,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 4 | 0.6% | 100% | $267,500 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, FHA | 3 | 0.5% | 75% | $105,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 0.5% | 100% | $271,666 | |
Flat Branch Mortgage, Inc.
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Conventional, VA | 3 | 0.5% | 100% | $245,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 3 | 0.5% | 100% | $311,666 | View |
Zillow Home Loans, LLC
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Conventional | 3 | 0.5% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 3 | 0.5% | 75% | $281,666 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.5% | 100% | $288,333 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $240,000 | |
PHH Mortgage Corporation
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VA | 2 | 0.3% | 100% | $260,000 | |
Saint Louis Bank
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Conventional | 2 | 0.3% | 100% | $95,000 | |
American Financing Corporation
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Conventional, VA | 2 | 0.3% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.3% | 66.7% | $440,000 | View |
Nations Direct Mortgage, LLC
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VA | 2 | 0.3% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 2 | 0.3% | 100% | $210,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.3% | 66.7% | $75,000 | |
Geneva Financial LLC
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Conventional, VA | 2 | 0.3% | 100% | $170,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Greenstate Credit Union
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FHA | 1 | 0.2% | 60% | $185,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $325,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.2% | 40% | $115,000 | |
Royal Banks of Missouri
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $195,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.2% | 100% | $185,000 | View |
First State Bank of St Charles
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $215,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $395,000 | |
Boeing Employees' Credit Union
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Conventional | 1 | 0.2% | 100% | $355,000 | |
T2 Financial LLC
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VA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
Tjc Mortgage Inc
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FHA | 1 | 0.2% | 100% | $275,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 0.2% | 50% | $105,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 50% | $605,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Collinsville Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Collinsville, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Collinsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Collinsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Collinsville, IL
Use these to narrow the list above. Each category shows how many Collinsville, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Collinsville, IL
Independent mortgage companies closed 47.9 percent of home loans in Collinsville, Illinois in 2025, banks 40.4 percent and credit unions 11.7 percent. United Home Loans, Inc. was the largest mortgage company, Fcb Banks the largest bank and Scott Credit Union the largest credit union. Among lenders headquartered in Illinois, Fcb Banks led with 95 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Collinsville, IL
By home loans closed in 2025, Fcb Banks was the largest mortgage lender in Collinsville, Illinois with 95 loans, about 14.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Collinsville, Illinois, Fcb Banks approved the highest share of completed applications in 2025 at 87.4 percent, against a 86 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Collinsville, Illinois in 2025, led by New American Funding, LLC. with 12. 33 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 12 credit unions closed home loans in Collinsville, Illinois in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Collinsville, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Collinsville, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Collinsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
