Mortgage Lenders and Brokers in Chicago Heights, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chicago Heights, Illinois mortgage lenders include US Bank, N.A.US Bank, N.A.101 Dixie Hwy, Chicago Heights, IL 60411A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank1030 Dixie Hwy, Chicago Heights, IL 60411A+5.0 ★Texas Ratio: 4.98%, BMO Harris Bank NABMO Harris Bank NA1630 Chicago Rd, Chicago Heights, IL 60411A+5.0 ★Texas Ratio: 3.54%, Old Second National BankOld Second National Bank195 W Joe Orr Rd, Chicago Heights, IL 60411A5.0 ★Texas Ratio: 6.17%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Illiana Financial Credit UnionIlliana Financial Credit Union1030 Chicago Rd, Chicago Heights, IL 60411 2636A+5.0 ★Texas Ratio: 3.13%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, and United Home Loans, Inc.United Home Loans, Inc.4747 W Peterson Ave Ste 100, Chicago, IL 60646. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chicago Heights, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chicago Heights are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chicago Heights, Illinois
Market share is the lender's share of all home loans closed in Chicago Heights, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Chicago Heights 101 Dixie Hwy, Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 7 +7 HELOCs |
1.8% | 53.3% | $137,857 | View |
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1 office in Chicago Heights 1030 Dixie Hwy, Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 3 +8 HELOCs |
0.8% | 30% | $158,333 | View |
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1 office in Chicago Heights 1630 Chicago Rd, Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
0.8% | 45.5% | $158,333 | View |
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1 office in Chicago Heights 195 W Joe Orr Rd, Chicago Heights, IL 60411 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $85,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 27 | 6.9% | 80.6% | $241,666 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 8 | 2% | 88.9% | $141,250 | View |
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1030 Chicago Rd, Chicago Heights, IL 60411 2636 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 5 | 1.3% | 45.5% | $73,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +2 HELOCs |
1% | 100% | $162,500 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1% | 41.7% | $130,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional, FHA | 3 | 0.8% | 100% | $135,000 | |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.5% | 66.7% | $220,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.5% | 66.7% | $215,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
FHA | 2 | 0.5% | 100% | $195,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 2 | 0.5% | 66.7% | $195,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.5% | 50% | $150,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 2 | 0.5% | 100% | $40,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $155,000 | View |
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1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional | 1 | 0.3% | 33.3% | $25,000 | |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 1 | 0.3% | 50% | $35,000 | View |
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1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 33.3% | $105,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.3% | 50% | $145,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 28 +2 HELOCs |
7.1% | 96.6% | $156,428 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 7 | 1.8% | 77.8% | $173,571 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 5 | 1.3% | 71.4% | $249,000 | |
Neighborhood Loans, Inc
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Conventional | 5 | 1.3% | 37.5% | $9,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 3 | 0.8% | 80% | $118,333 | View |
Originpoint, LLC
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Conventional | 2 | 0.5% | 100% | $235,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.5% | 66.7% | $235,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Crown Mortgage Company
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 7.9% | 71.1% | $179,516 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 29 | 7.4% | 80.6% | $249,827 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 24 +1 HELOCs |
6.1% | 66.7% | $147,916 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 13 | 3.3% | 100% | $210,384 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 12 +1 HELOCs |
3% | 92.3% | $239,166 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 2.3% | 100% | $175,000 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 2.3% | 90.9% | $167,222 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 2% | 100% | $203,750 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.8% | 70% | $183,571 | |
Mortgage Research Center
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VA | 6 | 1.5% | 75% | $223,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.5% | 75% | $191,666 | |
Leaderone Financial Corp.
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Conventional, FHA | 6 | 1.5% | 75% | $135,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.3% | 71.4% | $127,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.3% | 66.7% | $215,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 1.3% | 45.5% | $121,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 4 | 1% | 100% | $112,500 | View |
Newrez LLC
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Conventional, FHA | 4 | 1% | 66.7% | $200,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 4 | 1% | 50% | $285,000 | View |
Bay Equity LLC
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Conventional, FHA | 4 | 1% | 100% | $125,000 | |
Towne Mortgage Company
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Conventional, FHA | 4 | 1% | 100% | $130,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
0.8% | 50% | $311,666 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $165,000 | |
American Financial Resources LLC
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FHA, VA | 3 | 0.8% | 75% | $275,000 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 0.8% | 75% | $188,333 | |
Lower, LLC
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FHA, VA | 3 | 0.8% | 60% | $348,333 | |
Discover Bank
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Conventional | 2 | 0.5% | 40% | $45,000 | |
Geneva Financial LLC
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Conventional | 2 | 0.5% | 100% | $185,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.5% | 100% | $320,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $195,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.5% | 66.7% | $160,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $135,000 | View |
Affordable Mortgage Advisors
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FHA | 1 | 0.3% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 25% | $85,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $305,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.3% | 100% | $265,000 | |
Resicentral LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $175,000 | |
City Lending Inc.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $295,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $115,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $145,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 66.7% | $295,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
Tech Credit Union
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 50% | $175,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 50% | $525,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $385,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 0.3% | 33.3% | $145,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $175,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $505,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.3% | 100% | $175,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Chicago Heights Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chicago Heights, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Chicago Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chicago Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chicago Heights, IL
Use these to narrow the list above. Each category shows how many Chicago Heights, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Chicago Heights, IL
Independent mortgage companies closed 71.3 percent of home loans in Chicago Heights, Illinois in 2025, banks 25.4 percent and credit unions 3.3 percent. United Home Loans, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Illiana Financial Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chicago Heights, IL
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Chicago Heights, Illinois with 7 loans, about 1.8 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Chicago Heights, Illinois in 2025, led by United Wholesale Mortgage with 15. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 9 credit unions closed home loans in Chicago Heights, Illinois in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chicago Heights, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chicago Heights, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chicago Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
