Tallulah Falls, Georgia mortgage lenders include Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Oconee Federal Savings and Loan AssociationOconee Federal Savings and Loan Association221 Highway 76 E, Clayton, GA 30525A+5.0 ★Texas Ratio: 1.96%, First American BankFirst American Bank300 College Ave, Athens, GA 30601A+5.0 ★Texas Ratio: 0.01%, and Peach State Federal Credit UnionPeach State Federal Credit Union155 Hawthorne Park, Athens, GA 30606A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tallulah Falls, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tallulah Falls are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Tallulah Falls, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, Jumbo | 12 | 6.8% | 92.3% | $1,673,333 | |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 10 +13 HELOCs |
5.7% | 76.9% | $667,000 | View |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 7 +5 HELOCs |
4% | 87.5% | $296,428 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 7 | 4% | 100% | $339,285 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, Jumbo, HELOC | 5 +2 HELOCs |
2.8% | 53.8% | $745,000 | View |
|
1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional, USDA | 4 | 2.3% | 83.3% | $110,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +1 HELOCs |
1.7% | 100% | $468,333 | View |
|
221 Highway 76 E, Clayton, GA 30525 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 3 | 1.7% | 75% | $511,666 | View |
|
300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 3 | 1.7% | 100% | $321,666 | View |
|
155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 3 | 1.7% | 100% | $328,333 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA, Jumbo | 3 | 1.7% | 100% | $1,145,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, Jumbo | 2 | 1.1% | 100% | $2,245,000 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 2 | 1.1% | 100% | $195,000 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $160,000 | View |
|
10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 2 | 1.1% | 100% | $875,000 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $1,985,000 | View |
|
205 Collins Industrial Blvd, Athens, GA 30601 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
|
140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
|
2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
|
400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
|
★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 50% | $105,000 | |
Acu
|
Conventional | 1 | 0.6% | 100% | $655,000 | |
AgGeorgia Farm Credit
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo | 1 | 0.6% | 100% | $2,975,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 11 | 6.2% | 91.7% | $378,636 | |
Rocket Mortgage
|
Conventional | 6 | 3.4% | 75% | $101,666 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA, VA | 5 | 2.8% | 100% | $335,000 | |
Homeowners Financial Group, LLC
|
Conventional, FHA | 5 | 2.8% | 100% | $533,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 5 | 2.8% | 100% | $343,000 | |
21St Mortgage
|
Conventional | 5 | 2.8% | 62.5% | $163,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 2.3% | 80% | $322,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 1.7% | 60% | $255,000 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 1.7% | 100% | $161,666 | |
Sente Mortgage, Inc.
|
Conventional, FHA | 3 | 1.7% | 100% | $181,666 | |
Newrez LLC
|
Conventional | 2 | 1.1% | 75% | $100,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 1.1% | 100% | $175,000 | |
Atlantic Bay Mortgage Group
|
Conventional, VA | 2 | 1.1% | 100% | $470,000 | |
Mortgage Research Center
|
VA | 2 | 1.1% | 100% | $400,000 | |
Stockton Mortgage Corporation
|
Conventional, FHA | 2 | 1.1% | 100% | $235,000 | |
The Loan Store, Inc
|
Conventional, Jumbo | 2 | 1.1% | 100% | $1,250,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 2 | 1.1% | 100% | $220,000 | View |
Right Start Mortgage, Inc
|
Conventional, FHA | 2 | 1.1% | 100% | $150,000 | |
State Employees' Credit Union
|
Conventional, Jumbo | 1 | 0.6% | 100% | $965,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $295,000 | |
Alameda Mortgage Corporation
|
FHA | 1 | 0.6% | 100% | $265,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.6% | 100% | $135,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.6% | 100% | $475,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.6% | 50% | $415,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.6% | 50% | $225,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $215,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.6% | 100% | $225,000 | |
Assurance Financial Group, L.L.C.
|
FHA | 1 | 0.6% | 100% | $345,000 | |
Onward Home Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $405,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.6% | 100% | $455,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.6% | 100% | $295,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $455,000 | View |
Churchill Mortgage Corporation
|
VA | 1 | 0.6% | 100% | $275,000 | |
Truliant Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $225,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $135,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $55,000 | |
Bank Ozk
|
Conventional | 1 | 0.6% | 100% | $705,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.6% | 100% | $395,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.6% | 100% | $135,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.6% | 100% | $215,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.6% | 100% | $315,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 33.3% | $755,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.6% | 100% | $855,000 | View |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Tallulah Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tallulah Falls in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Tallulah Falls, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 51.7 percent of home loans in Tallulah Falls, Georgia in 2025, banks 42.6 percent and credit unions 5.7 percent. Amerisave Mortgage Company was the largest mortgage company, Synovus Bank the largest bank and Peach State Federal Credit Union the largest credit union. Among lenders headquartered in Georgia, Synovus Bank led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Synovus Bank was the largest mortgage lender in Tallulah Falls, Georgia with 12 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Tallulah Falls, Georgia in 2025, led by United Wholesale Mortgage with 3. 14 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 9 credit unions closed home loans in Tallulah Falls, Georgia in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tallulah Falls, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tallulah Falls, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tallulah Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.