Mortgage Lenders and Brokers in Sterling, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sterling, Georgia mortgage lenders include South Coast Bank & TrustSouth Coast Bank & Trust1500 Newcastle St, Brunswick, GA 31520A+5.0 ★Texas Ratio: 0.49%, PrimeSouth BankPrimeSouth Bank3473 Us Highway 84, Blackshear, GA 31516A5.0 ★Texas Ratio: 8.84%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Southeastern BankSoutheastern Bank15 Trade St, Brunswick, GA 31525A+5.0 ★Texas Ratio: 2.15%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Interstate Credit UnionInterstate Credit Union665 W Parker St, Baxley, GA 31513A+5.0 ★Texas Ratio: 2.66%, and Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sterling, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sterling are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sterling, Georgia
Market share is the lender's share of all home loans closed in Sterling, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1500 Newcastle St, Brunswick, GA 31520 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 5 | 3.8% | 100% | $225,000 | View |
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3473 Us Highway 84, Blackshear, GA 31516 A5.0 ★Texas Ratio: 8.84% |
Conventional, Jumbo | 4 | 3% | 100% | $562,500 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 3 | 2.3% | 100% | $185,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 100% | $260,000 | |
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15 Trade St, Brunswick, GA 31525 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.5% | 100% | $125,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 100% | $155,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
FHA, HELOC | 1 +3 HELOCs |
0.8% | 25% | $295,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $165,000 | View |
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665 W Parker St, Baxley, GA 31513 A+5.0 ★Texas Ratio: 2.66% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.5% | 100% | $450,000 | View |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 34 | 25.8% | 92.3% | $313,823 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 6.8% | 81.8% | $272,777 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 7 | 5.3% | 100% | $252,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 5.3% | 70% | $240,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 4.5% | 100% | $366,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +1 HELOCs |
3% | 80% | $105,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 3 | 2.3% | 75% | $418,333 | View |
Kind Lending, LLC
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FHA, VA | 3 | 2.3% | 60% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 3 | 2.3% | 100% | $211,666 | View |
Mortgage Research Center
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VA | 3 | 2.3% | 50% | $358,333 | |
Cornerstone First Mortgage, LLC
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Conventional, VA | 2 | 1.5% | 100% | $235,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.5% | 66.7% | $180,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.5% | 100% | $235,000 | |
VyStar Credit Union
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Conventional | 2 | 1.5% | 100% | $85,000 | |
21St Mortgage
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Conventional | 2 | 1.5% | 100% | $100,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.8% | 50% | $205,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.8% | 33.3% | $455,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Loansteady LLC
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FHA | 1 | 0.8% | 100% | $405,000 | |
Guild Mortgage Company
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VA | 1 | 0.8% | 100% | $335,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.8% | 100% | $265,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.8% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $685,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.8% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.8% | 100% | $415,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.8% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.8% | 100% | $685,000 | View |
New American Funding, LLC.
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VA | 1 | 0.8% | 100% | $605,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $395,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.8% | 100% | $825,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.8% | 100% | $145,000 | View |
Vanderbilt Mortgage and Finance, Inc
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FHA | 1 | 0.8% | 50% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 33.3% | $35,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.8% | 100% | $585,000 | View |
Leaderone Financial Corp.
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Conventional | 1 | 0.8% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sterling Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sterling, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Sterling? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sterling in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sterling, GA
Use these to narrow the list above. Each category shows how many Sterling, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Sterling, GA
Independent mortgage companies closed 68.9 percent of home loans in Sterling, Georgia in 2025, banks 25 percent and credit unions 6.1 percent. Rocket Mortgage was the largest mortgage company, South Coast Bank & Trust the largest bank and Interstate Credit Union the largest credit union. Among lenders headquartered in Georgia, South Coast Bank & Trust led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sterling, GA
By home loans closed in 2025, South Coast Bank & Trust was the largest mortgage lender in Sterling, Georgia with 5 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Sterling, Georgia in 2025, led by Rocket Mortgage with 7. 16 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 6 credit unions closed home loans in Sterling, Georgia in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sterling, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sterling, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sterling. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
