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Mortgage Lenders and Brokers in Rome, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Rome, Georgia mortgage lenders include United Community BankUnited Community Bank2760 Martha Berry Hwy Ne, Rome, GA 30165A+5.0 ★Texas Ratio: 2.97%, Regions BankRegions Bank400 Turner Mccall Blvd Sw, Rome, GA 30165A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA2 Redmond Rd Nw, Rome, GA 30165A+5.0 ★Texas Ratio: 5.36%, River City BankRiver City Bank228 N 2nd Ave Sw, Rome, GA 30165A+5.0 ★Texas Ratio: 0.00%, Truist BankTruist Bank100 E 2nd Ave, Rome, GA 30161A+5.0 ★Texas Ratio: 2.87%, Coosa Valley Credit UnionCoosa Valley Credit Union2010 Redmond CIR NW, Rome, GA 30165A+5.0 ★Texas Ratio: 4.80%, LGE Community Credit UnionLGE Community Credit Union800 E 2nd Ave SW, Rome, GA 30161 3310A+5.0 ★Texas Ratio: 2.70%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, First National Community BankFirst National Community Bank2211 Shorter Ave Sw, Rome, GA 30165, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rome, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rome are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rome, Georgia

Market share is the lender's share of all home loans closed in Rome, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
United Community Bank 2 offices in Rome 2760 Martha Berry Hwy Ne, Rome, GA 30165 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, VA, Jumbo, HELOC	57 +66 HELOCs	4.9%	85.3%	$279,035	View
Regions Bank 2 offices in Rome 400 Turner Mccall Blvd Sw, Rome, GA 30165 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	34 +12 HELOCs	2.9%	57.1%	$146,176	View
Wells Fargo Bank NA 1 office in Rome 2 Redmond Rd Nw, Rome, GA 30165 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	15	1.3%	68.2%	$163,666	View
River City Bank 228 N 2nd Ave Sw, Rome, GA 30165 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	14	1.2%	93.3%	$217,857	View
Truist Bank ★ 1 stars, 1 review 2 offices in Rome 100 E 2nd Ave, Rome, GA 30161 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	10 +29 HELOCs	0.9%	83.3%	$315,000	View
Coosa Valley Credit Union 2010 Redmond CIR NW, Rome, GA 30165 A+5.0 ★Texas Ratio: 4.80%	Conventional	8	0.7%	100%	$126,250	View
LGE Community Credit Union 800 E 2nd Ave SW, Rome, GA 30161 3310 A+5.0 ★Texas Ratio: 2.70%	Conventional, Jumbo	24	2.1%	92.6%	$234,166	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, VA, USDA	16	1.4%	100%	$245,625
First National Community Bank 2211 Shorter Ave Sw, Rome, GA 30165	Conventional	15	1.3%	84.2%	$153,000
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	8 +2 HELOCs	0.7%	88.9%	$217,500	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA	8	0.7%	80%	$337,500	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	8	0.7%	88.9%	$250,000	View
Synovus Bank 701 Broad St, Rome, GA 30161	Conventional, FHA, HELOC	7 +8 HELOCs	0.6%	70%	$393,571
Firstbank 338 W 3rd St Sw, Rome, GA 30165 A5.0 ★Texas Ratio: 7.51%	Conventional	5	0.4%	50%	$105,000	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional	2	0.2%	66.7%	$300,000	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, VA	2	0.2%	100%	$200,000	View
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	FHA, HELOC	1 +4 HELOCs	0.1%	100%	$195,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$235,000	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$375,000	View
Atlanta Postal Credit Union 3040 Martha Berry Hwy NE, Rome, GA 30165	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$145,000
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$805,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,105,000	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0.1%	100%	$135,000	View
Colony Bank 2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01%	Conventional	1	0.1%	50%	$125,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	50%	$455,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0.1%	100%	$205,000	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$205,000	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	HELOC	0 +1 HELOCs	0%	100%		View
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Direct Lenders, LLC.	Conventional, FHA, VA	17	1.5%	100%	$277,941
Mortgage Assurance Inc	Conventional, FHA, USDA	11	0.9%	100%	$327,727
Amerisave Mortgage Company	Conventional	7	0.6%	47.1%	$189,285
Credit Union Financial Services, LLC	Conventional	4	0.3%	100%	$195,000
Equity Prime Mortgage LLC	FHA	2	0.2%	100%	$195,000
Acu	Conventional	2	0.2%	100%	$210,000
BoxCar Mortgage, LLC	Conventional	2	0.2%	100%	$230,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	1 +1 HELOCs	0.1%	25%	$35,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$215,000	View
Loanunited.Com, LLC	FHA	1	0.1%	100%	$325,000
Milend, Inc	Conventional	1	0.1%	50%	$165,000
Rocket Mortgage	Conventional, FHA, VA	140	12%	83.3%	$213,071
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	72 +2 HELOCs	6.2%	83.1%	$259,722
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	40 +2 HELOCs	3.4%	100%	$243,500
American Pacific Mortgage Corporation	Conventional, FHA, VA, USDA	36	3.1%	100%	$222,500
Everett Financial, Inc.	Conventional, FHA, VA	34	2.9%	94.4%	$198,235
Fairway Independent Mort Corp	Conventional, FHA, VA	29	2.5%	82.9%	$245,344
loanDepot.com LLC	Conventional, FHA, HELOC	27 +2 HELOCs	2.3%	84.4%	$206,111
Pennymac Loan Services LLC	Conventional, FHA, VA	23	2%	71.9%	$184,565
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	21	1.8%	91.3%	$257,857
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	19 +1 HELOCs	1.6%	95%	$229,210
Nationstar Mortgage	Conventional, FHA, VA	19	1.6%	95.5%	$127,631
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	18 +1 HELOCs	1.5%	100%	$230,000
Newrez LLC	Conventional, FHA, VA	17	1.5%	78.3%	$257,941
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	17	1.5%	81%	$257,352
New American Funding, LLC.	Conventional, FHA, HELOC	15 +1 HELOCs	1.3%	93.8%	$177,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	14	1.2%	93.3%	$172,857	View
Freedom Mortgage Corporation	FHA	13	1.1%	75%	$242,692
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	13	1.1%	15.7%	$138,076
Canopy Mortgage, LLC	Conventional, FHA, USDA	12	1%	100%	$221,666
Kind Lending, LLC	Conventional, FHA, USDA	12	1%	100%	$285,833
Click n' Close, Inc.	Conventional, FHA	12	1%	85.7%	$122,500
Mortgage Research Center	FHA, VA	12	1%	40%	$280,000
Member First Mortgage, LLC A+5.0 ★Texas Ratio: 1.12%	Conventional, FHA	12	1%	68.4%	$240,833	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	10 +5 HELOCs	0.9%	71.4%	$267,000
SWBC Mortgage Corporation	Conventional, FHA	10	0.9%	100%	$154,000
Guild Mortgage Company	Conventional, FHA	7	0.6%	100%	$170,714
Homeowners Financial Group, LLC	Conventional, FHA, VA	6	0.5%	100%	$223,333
Primelending	Conventional, FHA	5	0.4%	85.7%	$301,000
Lakeview Loan Servicing, LLC	FHA, VA	5	0.4%	31.6%	$271,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.4%	71.4%	$265,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	4 +1 HELOCs	0.3%	100%	$280,000
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	4	0.3%	100%	$245,000
Premier Mortgage Resources, LLC	Conventional, FHA	4	0.3%	100%	$172,500
Guaranteed Rate Affinity, LLC	Conventional, VA	4	0.3%	100%	$245,000
Envoy Mortgage, Ltd	FHA	4	0.3%	100%	$215,000
Triad Financial Services, Inc.	Conventional	4	0.3%	39.1%	$110,000
Builtwell Bank	Conventional	4	0.3%	100%	$315,000
AdvantageFirst Lending Inc	Conventional, FHA, VA	4	0.3%	57.1%	$290,000
NJ Lenders Corp	Conventional, FHA	4	0.3%	100%	$245,000
New Day Financial, LLC.	VA	4	0.3%	80%	$212,500
Atlantic Bay Mortgage Group	Conventional, FHA	4	0.3%	100%	$147,500
Provident Funding Associates	Conventional	4	0.3%	100%	$357,500
Zillow Home Loans, LLC	Conventional, FHA	4	0.3%	100%	$127,500
Lower, LLC	Conventional, FHA	4	0.3%	80%	$90,000
Bank Ozk	Conventional, FHA, USDA, HELOC	3 +4 HELOCs	0.3%	100%	$285,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional	3	0.3%	100%	$451,666	View
Liberty Federal Credit Union	Conventional	3	0.3%	100%	$355,000
Cmg Mortgage Inc	Conventional, FHA	3	0.3%	100%	$345,000
Intercoastal Mortgage, LLC	Conventional, VA	3	0.3%	100%	$531,666
Churchill Mortgage Corporation	Conventional, FHA	3	0.3%	100%	$191,666
Planet Home Lending, LLC	FHA, VA	3	0.3%	60%	$235,000
Acopia, LLC	Conventional, FHA	3	0.3%	100%	$171,666
Towne Mortgage Company	Conventional, FHA	3	0.3%	60%	$328,333
Paramount Residential Mortgage	Conventional, FHA, USDA	3	0.3%	100%	$211,666
Carrington Mortgage Services LLC	Conventional, FHA	3	0.3%	50%	$168,333
Champions Funding, LLC	Conventional	3	0.3%	100%	$211,666
American Financial Resources LLC	FHA	2	0.2%	100%	$200,000
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$105,000
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.2%	100%	$145,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	FHA	2	0.2%	100%	$225,000	View
Acrisure Mortgage, LLC	Conventional	2	0.2%	100%	$260,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$215,000
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional, FHA	2	0.2%	100%	$310,000	View
Discover Bank	Conventional	2	0.2%	20%	$60,000
Tennessee Valley Federal C U	Conventional	2	0.2%	100%	$145,000
Nfm, Inc	FHA	2	0.2%	100%	$220,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	2	0.2%	100%	$300,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	2	0.2%	100%	$285,000	View
Stockton Mortgage Corporation	Conventional	2	0.2%	100%	$205,000
Iserve Residential Lending	FHA	2	0.2%	100%	$340,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	2	0.2%	100%	$240,000	View
21St Mortgage	Conventional	2	0.2%	14.3%	$40,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.2%	50%	$190,000	View
Spring Eq, LLC	Conventional	2	0.2%	60%	$65,000
Plaza Home Mortgage, Inc	Conventional, USDA	2	0.2%	66.7%	$210,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.2%	100%	$100,000
Village Capital & Investment	FHA, VA	2	0.2%	66.7%	$265,000
Family Savings Credit Union	Conventional, HELOC	1 +9 HELOCs	0.1%	25%	$55,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$375,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	VA, HELOC	1 +1 HELOCs	0.1%	100%	$225,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$165,000	View
Cadence Bank	Conventional	1	0.1%	100%	$275,000
Interlinc Mortgage Services, LLC	VA	1	0.1%	100%	$245,000
State Employees' Credit Union	Conventional	1	0.1%	100%	$75,000
Studio Bank A5.0 ★Texas Ratio: 11.28%	VA	1	0.1%	100%	$425,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$255,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$255,000	View
Panorama Mortgage Group, LLC	FHA	1	0.1%	100%	$275,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$265,000	View
Alameda Mortgage Corporation	FHA	1	0.1%	100%	$215,000
Fundloans Capital	Conventional	1	0.1%	100%	$355,000
Goodleap, LLC	FHA	1	0.1%	50%	$175,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$145,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
ALCOVA Mortgage, LLC	FHA	1	0.1%	100%	$275,000
Loansteady LLC	Conventional	1	0.1%	100%	$85,000
Fed Ex Employees Credit Association	Conventional	1	0.1%	100%	$45,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$245,000
Guaranty Mortgage Services, LLC	Conventional	1	0.1%	100%	$255,000
Onward Home Mortgage, LLC	Conventional	1	0.1%	100%	$445,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$125,000
Sun West Mortgage Company, Inc	VA	1	0.1%	60%	$245,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	FHA	1	0.1%	100%	$315,000	View
American Security Mortgage Cor	VA	1	0.1%	100%	$505,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$145,000
Strong Home Mortgage, LLC	VA	1	0.1%	100%	$495,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$195,000
Real Genius LLC	Conventional	1	0.1%	100%	$465,000
First Heritage Mortgage, LLC	VA	1	0.1%	100%	$205,000
Greenbox Loans	Conventional	1	0.1%	100%	$385,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	50%	$205,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$165,000	View
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$145,000
Capital Center LLC	Conventional	1	0.1%	100%	$445,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	33.3%	$205,000	View
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$55,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$245,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$195,000	View
CB&S Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$315,000	View
Tjc Mortgage Inc	FHA	1	0.1%	100%	$375,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$85,000
Mortgage Solutions of Colorado	VA	1	0.1%	50%	$245,000
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$185,000
Nations Direct Mortgage, LLC	FHA	1	0.1%	100%	$165,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$375,000	View
CSL Financial, LLC	Conventional	1	0.1%	100%	$95,000
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$215,000	View
Nmsi, Inc.	Conventional	1	0.1%	100%	$375,000
Founders Federal Credit Union	Conventional	1	0.1%	100%	$235,000
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$305,000	View
Local Bank A5.0 ★Texas Ratio: 8.28%	FHA	1	0.1%	100%	$355,000	View
Southwest Stage Funding LLC	FHA	1	0.1%	100%	$155,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$515,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	50%	$315,000	View
Reliance First Capital, LLC	FHA	1	0.1%	100%	$185,000
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$385,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$115,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$335,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Rome Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Rome, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Rome? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rome in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rome, GA

Use these to narrow the list above. Each category shows how many Rome, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 113 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 50 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 79 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 44 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 9 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 27 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Rome, GA

Independent mortgage companies closed 71.7 percent of home loans in Rome, Georgia in 2025, banks 22.7 percent and credit unions 5.6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and Coosa Valley Credit Union the largest credit union. Among lenders headquartered in Georgia, River City Bank led with 14 loans.

71.7%

Mortgage companies

22.7%

Banks

5.6%

Credit unions

31%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Rome, GA

Who is the largest mortgage lender in Rome, GA?

By home loans closed in 2025, United Community Bank was the largest mortgage lender in Rome, Georgia with 57 loans, about 4.9 percent of the market. The largest lender headquartered in Georgia was River City Bank with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Rome, GA have the highest approval rates?

Among lenders with meaningful volume in Rome, Georgia, United Community Bank approved the highest share of completed applications in 2025 at 85.3 percent, against a 77.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rome, GA mortgage lenders offer FHA, VA and USDA loans?

79 lenders closed FHA loans in Rome, Georgia in 2025, led by United Wholesale Mortgage with 41. 44 lenders closed VA loans, led by United Wholesale Mortgage, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rome, GA lender list?

Yes. 50 banks and 23 credit unions closed home loans in Rome, Georgia in 2025, alongside 113 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rome, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rome, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rome, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rome. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.