Riverdale, Georgia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7145 Highway 85, Riverdale, GA 30274A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA6626 Highway 85, Riverdale, GA 30274A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA6656 Church St, Riverdale, GA 30274A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank7575 Highway 85, Riverdale, GA 30274A+5.0 ★Texas Ratio: 2.87%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, and BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Riverdale, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Riverdale are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Riverdale, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Riverdale 7145 Highway 85, Riverdale, GA 30274 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 8 | 1.4% | 81.8% | $170,000 | View |
|
1 office in Riverdale 6626 Highway 85, Riverdale, GA 30274 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 1% | 60% | $175,000 | View |
|
1 office in Riverdale 6656 Church St, Riverdale, GA 30274 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +5 HELOCs |
0.9% | 83.3% | $227,000 | View |
|
★ 1 stars, 1 review 1 office in Riverdale 7575 Highway 85, Riverdale, GA 30274 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 3 +6 HELOCs |
0.5% | 50% | $198,333 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 14 | 2.4% | 87.5% | $142,857 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.5% | 90% | $173,888 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 9 | 1.5% | 91.7% | $227,222 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA | 5 | 0.9% | 41.7% | $165,000 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 4 | 0.7% | 37.5% | $185,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 3 | 0.5% | 75% | $195,000 | |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 2 | 0.3% | 100% | $240,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $145,000 | |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $75,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 20% | $25,000 | View |
|
2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
|
155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional | 1 | 0.2% | 100% | $105,000 | |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
710 Glynn St N, Fayetteville, GA 30214 F1.0 ★Texas Ratio: 33.51% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Option Mortgage, LLC
|
Conventional, FHA | 8 | 1.4% | 100% | $173,750 | |
Amerisave Mortgage Company
|
Conventional | 6 | 1% | 21.4% | $85,000 | |
Loanunited.Com, LLC
|
Conventional, VA | 3 | 0.5% | 100% | $241,666 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.3% | 66.7% | $200,000 | |
Milend, Inc
|
Conventional, FHA | 2 | 0.3% | 40% | $140,000 | |
Acu
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $45,000 | |
Credit Union Financial Services, LLC
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
BoxCar Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $245,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 77 | 13.2% | 67.5% | $187,987 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 65 | 11.1% | 84.6% | $223,461 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 19 +2 HELOCs |
3.3% | 55.9% | $136,578 | |
Guild Mortgage Company
|
Conventional, FHA | 19 | 3.3% | 95% | $152,894 | |
Mortgage Research Center
|
Conventional, FHA, VA | 17 | 2.9% | 65.4% | $244,411 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
2.7% | 72.7% | $176,250 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 14 +5 HELOCs |
2.4% | 63.6% | $158,571 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 14 | 2.4% | 64% | $212,142 | |
Newrez LLC
|
Conventional, FHA, VA | 13 | 2.2% | 41.9% | $159,615 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 12 | 2.1% | 60% | $205,833 | |
Everett Financial, Inc.
|
Conventional, FHA | 11 | 1.9% | 100% | $133,181 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 11 | 1.9% | 100% | $197,727 | |
American Financing Corporation
|
FHA, VA | 8 | 1.4% | 30.8% | $166,250 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 8 | 1.4% | 88.9% | $178,750 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 7 | 1.2% | 87.5% | $99,285 | |
Acopia, LLC
|
Conventional, FHA | 7 | 1.2% | 100% | $115,000 | |
Lower, LLC
|
Conventional, FHA | 7 | 1.2% | 70% | $167,857 | |
Movement Mortgage, LLC
|
Conventional, FHA | 6 | 1% | 72.7% | $165,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 6 | 1% | 66.7% | $171,666 | |
Village Capital & Investment
|
FHA, VA | 6 | 1% | 87.5% | $245,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 5 | 0.9% | 100% | $135,000 | |
Diamond Residential Mtg Corp
|
Conventional, FHA | 5 | 0.9% | 100% | $197,000 | |
Sun West Mortgage Company, Inc
|
FHA | 5 | 0.9% | 62.5% | $231,000 | |
Securitynational Mortgage Company
|
Conventional, FHA | 5 | 0.9% | 83.3% | $181,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 5 | 0.9% | 71.4% | $251,000 | View |
Goodleap, LLC
|
Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.7% | 57.1% | $162,500 | |
Royal United Mortgage LLC
|
Conventional, FHA | 4 | 0.7% | 80% | $80,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 4 | 0.7% | 100% | $207,500 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 4 | 0.7% | 38.9% | $207,500 | |
American Financial Resources LLC
|
Conventional, FHA | 3 | 0.5% | 60% | $188,333 | |
Success Lending, LLC
|
FHA | 3 | 0.5% | 100% | $201,666 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 3 | 0.5% | 80% | $245,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 3 | 0.5% | 100% | $121,666 | |
Calcon Mutual Mortgage LLC
|
FHA | 3 | 0.5% | 75% | $261,666 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 3 | 0.5% | 75% | $128,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 0.5% | 100% | $191,666 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA | 3 | 0.5% | 60% | $261,666 | |
Reliance First Capital, LLC
|
Conventional, FHA, VA | 3 | 0.5% | 100% | $195,000 | |
Top Flite Financial, Inc.
|
Conventional, FHA | 3 | 0.5% | 100% | $118,333 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 2 | 0.3% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.3% | 23.1% | $50,000 | |
Canopy Mortgage, LLC
|
FHA, VA | 2 | 0.3% | 100% | $235,000 | |
PHH Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $120,000 | |
AmWest Funding Corp
|
Conventional | 2 | 0.3% | 100% | $135,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.3% | 100% | $110,000 | |
Nfm, Inc
|
FHA | 2 | 0.3% | 100% | $265,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 0.3% | 100% | $140,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.3% | 28.6% | $255,000 | |
Atlantic Bay Mortgage Group
|
Conventional, VA | 2 | 0.3% | 100% | $275,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.3% | 100% | $225,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.3% | 100% | $240,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 0.3% | 40% | $260,000 | |
Mortgage Solutions of Colorado
|
FHA, VA | 2 | 0.3% | 100% | $225,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $120,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $45,000 | |
Pentagon Federal Credit Union
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $265,000 | |
EMM Loans LLC
|
FHA | 1 | 0.2% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.2% | 50% | $235,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Orchard Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 50% | $225,000 | View |
TruHome Solutions, LLC
|
FHA | 1 | 0.2% | 100% | $245,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
Usalliance Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Valon Mortgage
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 16.7% | $115,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.2% | 100% | $205,000 | |
American Security Mortgage Cor
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.2% | 100% | $205,000 | |
Homeowners Financial Group, LLC
|
VA | 1 | 0.2% | 100% | $245,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $295,000 | View |
Credence Funding Corporation
|
VA | 1 | 0.2% | 100% | $265,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.2% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Geo-Corp, Inc.
|
FHA | 1 | 0.2% | 100% | $275,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.2% | 25% | $245,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $255,000 | View |
Consumers Credit Union
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 33.3% | $195,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
| Conventional | 1 | 0.2% | 100% | $55,000 | View | |
Loan Simple, Inc.
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wings Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Riverdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Riverdale in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Riverdale, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 84.2 percent of home loans in Riverdale, Georgia in 2025, banks 11.1 percent and credit unions 4.6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Southeast Mortgage of Georgia, Inc. led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Riverdale, Georgia with 8 loans, about 1.4 percent of the market. The largest lender headquartered in Georgia was Southeast Mortgage of Georgia, Inc. with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Riverdale, Georgia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 84.6 percent, against a 67.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
70 lenders closed FHA loans in Riverdale, Georgia in 2025, led by Rocket Mortgage with 32. 33 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 14 credit unions closed home loans in Riverdale, Georgia in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Riverdale, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Riverdale, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Riverdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.