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Mortgage Lenders and Brokers in Powder Springs, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Powder Springs, Georgia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5096 Dallas Hwy, Powder Springs, GA 30127A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1102 Richard D Sailors Pkwy, Powder Springs, GA 30127A+5.0 ★Texas Ratio: 5.36%, United Community BankUnited Community Bank1220 Richard D Sailors Pkwy, Powder Springs, GA 30127A+5.0 ★Texas Ratio: 2.97%, Fifth Third Bank, National AssociationFifth Third Bank, National Association4150 Macland Rd, Powder Springs, GA 30127A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.3720 New Macland Rd, Powder Springs, GA 30127A+5.0 ★Texas Ratio: 4.24%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust3270 Florence Rd, Powder Springs, GA 30127A5.0 ★Texas Ratio: 7.72%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, and LGE Community Credit UnionLGE Community Credit Union3891 Cobb Pkwy NW, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Powder Springs, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Powder Springs are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Powder Springs, Georgia

Market share is the lender's share of all home loans closed in Powder Springs, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Powder Springs 5096 Dallas Hwy, Powder Springs, GA 30127 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	29 +1 HELOCs	3.1%	96.9%	$295,689	View
Wells Fargo Bank NA 1 office in Powder Springs 1102 Richard D Sailors Pkwy, Powder Springs, GA 30127 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	15	1.6%	71.4%	$230,333	View
United Community Bank 2 offices in Powder Springs 1220 Richard D Sailors Pkwy, Powder Springs, GA 30127 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	4 +10 HELOCs	0.4%	62.5%	$182,500	View
Fifth Third Bank, National Association 1 office in Powder Springs 4150 Macland Rd, Powder Springs, GA 30127 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +1 HELOCs	0.3%	60%	$328,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Powder Springs 3720 New Macland Rd, Powder Springs, GA 30127 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +5 HELOCs	0.2%	66.7%	$355,000	View
First Ciitizens Bank and Trust 1 office in Powder Springs 3270 Florence Rd, Powder Springs, GA 30127 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$285,000	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	20 +4 HELOCs	2.1%	100%	$289,500	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA	16	1.7%	100%	$385,625
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA	13	1.4%	92.9%	$363,461	View
LGE Community Credit Union 3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70%	Conventional	13	1.4%	61.9%	$145,000	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional	6	0.6%	100%	$190,000	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	5 +2 HELOCs	0.5%	60%	$101,000	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, VA	5	0.5%	100%	$335,000	View
Truist Bank ★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	4 +6 HELOCs	0.4%	80%	$247,500	View
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	4 +2 HELOCs	0.4%	55.6%	$147,500	View
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +13 HELOCs	0.3%	100%	$288,333	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	3 +7 HELOCs	0.3%	75%	$191,666	View
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$305,000	View
Servisfirst Bank 300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75%	Conventional	2	0.2%	100%	$290,000	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional	2	0.2%	66.7%	$285,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional	2	0.2%	100%	$170,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	Conventional	2	0.2%	100%	$400,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$325,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$265,000	View
Paragon Bank 2970 Clairmont Rd Ne, Atlanta, GA 30329 A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$225,000	View
Cdc Federal Credit Union 2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99%	Conventional	1	0.1%	100%	$115,000	View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	Conventional	1	0.1%	100%	$235,000
Firstbank 400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51%	FHA	1	0.1%	100%	$205,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	HELOC	0 +2 HELOCs	0%	0%
Pinnacle Bank 2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Georgia Heritage FCU 102 Park Ave, Pooler, GA 31322 A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +1 HELOCs	0%	n/a		View
First Option Mortgage, LLC	Conventional, FHA	14	1.5%	93.3%	$262,142
Amerisave Mortgage Company	Conventional, VA	7	0.7%	30.4%	$157,857
Loanunited.Com, LLC	FHA, VA	4	0.4%	100%	$362,500
Acu	Conventional, HELOC	3 +3 HELOCs	0.3%	75%	$111,666
Equity Prime Mortgage LLC	FHA, VA	2	0.2%	50%	$405,000
Direct Lenders, LLC.	Conventional	2	0.2%	100%	$455,000
Milend, Inc	Conventional, VA	2	0.2%	100%	$430,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	VA, HELOC	1 +2 HELOCs	0.1%	16.7%	$445,000	View
Rocket Mortgage	Conventional, FHA, VA	130	13.9%	81.4%	$245,538
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	73 +2 HELOCs	7.8%	86.2%	$359,931
loanDepot.com LLC	Conventional, FHA, VA	59	6.3%	88.2%	$381,271
Freedom Mortgage Corporation	Conventional, FHA, VA	26	2.8%	85.4%	$391,923
Everett Financial, Inc.	Conventional, FHA, VA	26	2.8%	86.7%	$261,923
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	23 +18 HELOCs	2.5%	66.7%	$208,478
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	23	2.5%	79.3%	$296,304
Newrez LLC	Conventional, FHA, VA	21	2.2%	48.8%	$257,857
Mortgage Research Center	Conventional, VA	18	1.9%	72%	$395,555
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	16 +1 HELOCs	1.7%	89.5%	$271,875
Movement Mortgage, LLC	Conventional, FHA	14	1.5%	88.9%	$255,000
Pulte Mortgage LLC	Conventional, FHA, VA	14	1.5%	83.3%	$367,857
New American Funding, LLC.	Conventional, FHA, VA, HELOC	13 +2 HELOCs	1.4%	72.2%	$220,384
Nationstar Mortgage	Conventional, FHA	11	1.2%	78.6%	$147,727
Guaranteed Rate Affinity, LLC	Conventional, FHA	10	1.1%	100%	$340,000
Spring Eq, LLC	Conventional, HELOC	9 +3 HELOCs	1%	37.5%	$61,666
Kind Lending, LLC	Conventional, FHA, VA	9	1%	75%	$313,888
Homeowners Financial Group, LLC	Conventional, FHA, VA	9	1%	100%	$287,222
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	9	1%	64.3%	$296,111
Fairway Independent Mort Corp	Conventional, FHA, VA	8	0.9%	100%	$313,750
Guaranteed Rate, Inc.	Conventional, FHA, VA	7	0.7%	100%	$362,142
Guild Mortgage Company	Conventional, FHA	7	0.7%	88.9%	$293,571
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	7	0.7%	100%	$300,714	View
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	7	0.7%	100%	$313,571
Lower, LLC	Conventional, FHA, VA	6	0.6%	100%	$270,000
American Financing Corporation	Conventional, FHA	5	0.5%	33.3%	$197,000
Securitynational Mortgage Company	Conventional, FHA	5	0.5%	100%	$271,000
Planet Home Lending, LLC	FHA, VA	5	0.5%	100%	$389,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	5	0.5%	26.1%	$213,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	4	0.4%	100%	$357,500	View
Primary Residential Mortgage, INC.	Conventional, FHA	4	0.4%	100%	$297,500
Canopy Mortgage, LLC	Conventional, FHA	4	0.4%	100%	$282,500
AmeriHome Mortgage Company, LLC	FHA	4	0.4%	80%	$410,000
Zillow Home Loans, LLC	Conventional, FHA	4	0.4%	100%	$330,000
Paramount Residential Mortgage	Conventional, FHA	4	0.4%	80%	$290,000
The Loan Store, Inc	Conventional, FHA, HELOC	3 +1 HELOCs	0.3%	100%	$335,000
AdvantageFirst Lending Inc	FHA	3	0.3%	60%	$261,666
American Financial Network, Inc.	Conventional, FHA	3	0.3%	100%	$328,333
Success Mortgage Partners, Inc	Conventional, FHA	3	0.3%	100%	$278,333
New Day Financial, LLC.	VA	3	0.3%	60%	$378,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	42.9%	$335,000	View
Atlantic Bay Mortgage Group	Conventional	3	0.3%	100%	$298,333
Acopia, LLC	Conventional, FHA, VA	3	0.3%	100%	$255,000
Stockton Mortgage Corporation	Conventional	3	0.3%	75%	$421,666
Mortgage Solutions of Colorado	VA	3	0.3%	100%	$358,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA	3	0.3%	100%	$215,000	View
Plaza Home Mortgage, Inc	Conventional	3	0.3%	100%	$228,333
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +2 HELOCs	0.2%	66.7%	$375,000
Cadence Bank	Conventional	2	0.2%	100%	$480,000
Panorama Mortgage Group, LLC	Conventional, FHA	2	0.2%	66.7%	$180,000
Envoy Mortgage, Ltd	Conventional, FHA	2	0.2%	100%	$290,000
Nbkc Bank	Conventional	2	0.2%	50%	$400,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$250,000
Shelter Home Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$315,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	FHA	2	0.2%	100%	$310,000	View
Obsidian Financial Services	FHA	2	0.2%	100%	$360,000
City 1st Mortgage Services, LC	FHA	2	0.2%	100%	$355,000
Discover Bank	Conventional	2	0.2%	14.3%	$85,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.2%	60%	$200,000
Provident Funding Associates	Conventional	2	0.2%	66.7%	$360,000
Hometown Equity Mortgage, LLC	Conventional, FHA	2	0.2%	66.7%	$315,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.2%	100%	$365,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	2	0.2%	100%	$275,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	2	0.2%	66.7%	$260,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.2%	66.7%	$150,000
Summit Funding.Inc	FHA	2	0.2%	50%	$355,000
Mutual of Omaha Mortgage	Conventional, FHA	2	0.2%	66.7%	$160,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.2%	100%	$300,000	View
Top Flite Financial, Inc.	FHA, VA	2	0.2%	66.7%	$235,000
Village Capital & Investment	VA	2	0.2%	100%	$415,000
JMAC Lending, Inc.	Conventional, FHA	2	0.2%	100%	$180,000
Liberty Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$455,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$175,000
Union Home Mortgage Corp.	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$145,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$285,000	View
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0.1%	100%	$305,000	View
American Financial Resources LLC	VA	1	0.1%	100%	$245,000
Primelending	Conventional	1	0.1%	100%	$165,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$545,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$395,000	View
Lakeview Loan Servicing, LLC	FHA	1	0.1%	27.3%	$325,000
Success Lending, LLC	FHA	1	0.1%	100%	$505,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$225,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$155,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Filo Mortgage, LLC	VA	1	0.1%	100%	$395,000
Princeton Mortgage Corporation	Conventional	1	0.1%	100%	$325,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$335,000
Americas Mortgage Professionals, LLC	Conventional	1	0.1%	100%	$245,000
Sanctuary Home Mortgage, LLC	Conventional	1	0.1%	100%	$355,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	50%	$515,000	View
Cmg Mortgage Inc	VA	1	0.1%	100%	$315,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$265,000
Mid-Continent Funding, Inc.	FHA	1	0.1%	100%	$155,000
Highlands Residential Mortgage, Ltd.	VA	1	0.1%	100%	$365,000
Fairwinds Credit Union	Conventional	1	0.1%	50%	$35,000
Nfm, Inc	VA	1	0.1%	100%	$735,000
UNMB Home Loans Inc	Conventional	1	0.1%	100%	$195,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$315,000
Nations Lending Corporation	FHA	1	0.1%	100%	$125,000
Wright Patt Credit Union Inc	Conventional	1	0.1%	100%	$205,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$405,000
Wolfe Financial Inc	Conventional	1	0.1%	100%	$185,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	33.3%	$245,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$255,000	View
Geneva Financial LLC	Conventional	1	0.1%	100%	$325,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$245,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$295,000
Nations Direct Mortgage, LLC	FHA	1	0.1%	100%	$545,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$295,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0.1%	50%	$55,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$505,000	View
Gmfs, LLC	FHA	1	0.1%	100%	$155,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$195,000	View
Mortgage Investors Group	FHA	1	0.1%	100%	$445,000
VyStar Credit Union	Conventional	1	0.1%	50%	$165,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$185,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$575,000	View
Texana Bank	VA	1	0.1%	100%	$385,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$285,000
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$395,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$155,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$305,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$215,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Ithink Financial Credit Union	HELOC	0 +4 HELOCs	0%	0%
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	50%
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Addition Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
All In Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +1 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Powder Springs Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Powder Springs, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Powder Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Powder Springs in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Powder Springs, GA

Use these to narrow the list above. Each category shows how many Powder Springs, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 110 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 45 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 74 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 46 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 21 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Powder Springs, GA

Independent mortgage companies closed 76.1 percent of home loans in Powder Springs, Georgia in 2025, banks 17.3 percent and credit unions 6.5 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 20 loans.

76.1%

Mortgage companies

17.3%

Banks

6.5%

Credit unions

26%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Powder Springs, GA

Who is the largest mortgage lender in Powder Springs, GA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Powder Springs, Georgia with 29 loans, about 3.1 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Powder Springs, GA have the highest approval rates?

Among lenders with meaningful volume in Powder Springs, Georgia, loanDepot.com LLC approved the highest share of completed applications in 2025 at 88.2 percent, against a 76.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Powder Springs, GA mortgage lenders offer FHA, VA and USDA loans?

74 lenders closed FHA loans in Powder Springs, Georgia in 2025, led by United Wholesale Mortgage with 28. 46 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Powder Springs, GA lender list?

Yes. 45 banks and 19 credit unions closed home loans in Powder Springs, Georgia in 2025, alongside 110 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Powder Springs, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Powder Springs, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Powder Springs, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Powder Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.