Mortgage Lenders and Brokers in Morganton, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Morganton, Georgia mortgage lenders include United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, and Pinnacle BankPinnacle Bank2102 E Oglethorpe Blvd, Albany, GA 31705A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morganton, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morganton are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Morganton, Georgia
Market share is the lender's share of all home loans closed in Morganton, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 11 +19 HELOCs |
6.7% | 84.6% | $324,090 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.8% | 100% | $285,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 1.2% | 100% | $1,895,000 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1.2% | 66.7% | $430,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, Jumbo | 2 | 1.2% | 100% | $835,000 | |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 1.2% | 100% | $510,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.6% | 50% | $825,000 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,805,000 | View |
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2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,105,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
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200 W Jackson St, Dublin, GA 31021 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.6% | 100% | $455,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.8% | 100% | $378,333 | View |
BoxCar Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 12.5% | $115,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Rocket Mortgage
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Conventional, Jumbo | 17 | 10.3% | 81% | $439,117 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 7 | 4.2% | 100% | $546,428 | |
United Wholesale Mortgage
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Conventional | 6 | 3.6% | 87.5% | $440,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 3.6% | 100% | $255,000 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 3% | 83.3% | $373,000 | |
SWBC Mortgage Corporation
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Conventional | 4 | 2.4% | 100% | $390,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 4 | 2.4% | 100% | $512,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 2.4% | 100% | $1,425,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 4 | 2.4% | 100% | $272,500 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
1.8% | 100% | $461,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.8% | 75% | $361,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 1.8% | 100% | $341,666 | |
Towne Mortgage Company
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Conventional | 3 | 1.8% | 100% | $475,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $500,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 1.2% | 100% | $375,000 | View |
Primelending
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Conventional | 2 | 1.2% | 100% | $610,000 | |
Newrez LLC
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Conventional | 2 | 1.2% | 50% | $525,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $475,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.2% | 100% | $410,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 1.2% | 100% | $250,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.2% | 50% | $80,000 | |
Bank Ozk
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Conventional, HELOC | 1 +5 HELOCs |
0.6% | 33.3% | $245,000 | |
Alliance Credit Union
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Conventional | 1 | 0.6% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 50% | $325,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $595,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Liberty Federal Credit Union
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,045,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.6% | 100% | $475,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.6% | 50% | $335,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 50% | $565,000 | |
Nbkc Bank
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Conventional, Jumbo | 1 | 0.6% | 100% | $995,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.6% | 100% | $115,000 | |
PHH Mortgage Corporation
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VA, Jumbo | 1 | 0.6% | 100% | $995,000 | |
Milo Credit, LLC
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,915,000 | |
Shelter Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.6% | 100% | $475,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $565,000 | View |
Mid-Continent Funding, Inc.
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VA | 1 | 0.6% | 100% | $455,000 | |
Real Genius LLC
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Conventional | 1 | 0.6% | 100% | $795,000 | |
Suncoast Credit Union
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Conventional | 1 | 0.6% | 100% | $565,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Community Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $385,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 50% | $675,000 | |
Acopia, LLC
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Peoples Bank of East Tennessee
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 0.6% | 50% | $1,405,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $445,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.6% | 100% | $805,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,465,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $465,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.6% | 100% | $445,000 | View |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.6% | 100% | $765,000 | View |
Mortgage Investors Group
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FHA | 1 | 0.6% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.6% | 100% | $465,000 | View |
21St Mortgage
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Conventional | 1 | 0.6% | 50% | $235,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $565,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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D2.1 ★Texas Ratio: 14.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Morganton Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Morganton, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Morganton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morganton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Morganton, GA
Use these to narrow the list above. Each category shows how many Morganton, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Morganton, GA
Independent mortgage companies closed 67.3 percent of home loans in Morganton, Georgia in 2025, banks 29.1 percent and credit unions 3.6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Morganton, GA
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Morganton, Georgia with 11 loans, about 6.7 percent of the market. The largest lender headquartered in Georgia was Pinnacle Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Morganton, Georgia in 2025, led by Kind Lending, LLC with 1. 8 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 6 credit unions closed home loans in Morganton, Georgia in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morganton, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morganton, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morganton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
