Mortgage Lenders and Brokers in Madison, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Madison, Georgia mortgage lenders include Bank of MadisonBank of Madison153 N Main St, Madison, GA 30650A+5.0 ★Texas Ratio: 0.12%, Regions BankRegions Bank1460 Eatonton Rd, Madison, GA 30650A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank286 Hancock St, Madison, GA 30650A+5.0 ★Texas Ratio: 2.87%, United BankUnited Bank256 N Main St, Madison, GA 30650A+5.0 ★Texas Ratio: 2.15%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, and United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Madison, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Madison are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Madison, Georgia
Market share is the lender's share of all home loans closed in Madison, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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153 N Main St, Madison, GA 30650 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 11 | 8.2% | 91.7% | $204,090 | View |
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1 office in Madison 1460 Eatonton Rd, Madison, GA 30650 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
3% | 80% | $605,000 | View |
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★ 1 stars, 1 review 1 office in Madison 286 Hancock St, Madison, GA 30650 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $165,000 | View |
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256 N Main St, Madison, GA 30650 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 4 +8 HELOCs |
3% | 66.7% | $427,500 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, VA | 3 | 2.2% | 75% | $341,666 | |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 3 | 2.2% | 100% | $305,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.5% | 100% | $1,055,000 | |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 1.5% | 100% | $630,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $185,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $355,000 | View |
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3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Morris Bank
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Acu
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Conventional | 1 | 0.7% | 100% | $415,000 | |
Milend, Inc
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FHA | 1 | 0.7% | 100% | $355,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 26 | 19.4% | 100% | $380,769 | |
Rocket Mortgage
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Conventional, VA | 9 | 6.7% | 90% | $157,222 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 5.2% | 100% | $319,285 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 3.7% | 71.4% | $375,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 3.7% | 62.5% | $375,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 2.2% | 75% | $445,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.2% | 100% | $308,333 | |
Lennar Mortgage, LLC
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Conventional, FHA | 3 | 2.2% | 60% | $495,000 | |
Acopia, LLC
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Conventional | 3 | 2.2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 2 | 1.5% | 100% | $150,000 | View |
loanDepot.com LLC
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FHA | 2 | 1.5% | 100% | $80,000 | |
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A5.0 ★Texas Ratio: 7.12% |
Conventional | 2 | 1.5% | 100% | $495,000 | View |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.5% | 100% | $400,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 1.5% | 100% | $430,000 | View |
Spring Eq, LLC
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Conventional | 2 | 1.5% | 50% | $40,000 | |
American Financial Resources LLC
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FHA | 1 | 0.7% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 50% | $65,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
Eustis Mortgage Corp
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VA | 1 | 0.7% | 100% | $665,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Nfm, Inc
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FHA | 1 | 0.7% | 100% | $455,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 33.3% | $485,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.7% | 100% | $395,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $685,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Summit Funding.Inc
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FHA | 1 | 0.7% | 100% | $475,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.7% | 50% | $405,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $345,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Madison Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Madison, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Madison? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Madison in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Madison, GA
Use these to narrow the list above. Each category shows how many Madison, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Madison, GA
Independent mortgage companies closed 67.2 percent of home loans in Madison, Georgia in 2025, banks 32.1 percent and credit unions 0.7 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Bank of Madison the largest bank and Acu the largest credit union. Among lenders headquartered in Georgia, Bank of Madison led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Madison, GA
By home loans closed in 2025, Bank of Madison was the largest mortgage lender in Madison, Georgia with 11 loans, about 8.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Madison, Georgia in 2025, led by Fairway Independent Mort Corp with 4. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 3 credit unions closed home loans in Madison, Georgia in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Madison, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Madison, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Madison. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
