Kingsland, Georgia mortgage lenders include Southeastern BankSoutheastern Bank1501 Ga Highway 40 E, Kingsland, GA 31548A+5.0 ★Texas Ratio: 2.15%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Pineland BankPineland Bank201 E King Ave, Kingsland, GA 31548A+5.0 ★Texas Ratio: 0.73%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union160 N Gross Rd, Kingsland, GA 31548 6229A5.0 ★Texas Ratio: 7.35%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.3402 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, and Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingsland, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingsland are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Kingsland, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Kingsland 1501 Ga Highway 40 E, Kingsland, GA 31548 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 4 | 0.5% | 100% | $327,500 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA, USDA, HELOC | 4 +1 HELOCs |
0.5% | 100% | $297,500 | View |
|
★ 5 stars, 1 review 201 E King Ave, Kingsland, GA 31548 A+5.0 ★Texas Ratio: 0.73% |
Conventional | 4 | 0.5% | 66.7% | $115,000 | View |
|
160 N Gross Rd, Kingsland, GA 31548 6229 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 3 +2 HELOCs |
0.4% | 50% | $188,333 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 3 | 0.4% | 100% | $205,000 | View |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $270,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
VA | 2 | 0.2% | 75% | $335,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 2 | 0.2% | 66.7% | $340,000 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 2 | 0.2% | 100% | $160,000 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 100% | $175,000 | View |
|
2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 2 | 0.2% | 100% | $480,000 | View |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA | 2 | 0.2% | 100% | $185,000 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $585,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
VA | 1 | 0.1% | 100% | $285,000 | |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
|
3473 Us Highway 84, Blackshear, GA 31516 A5.0 ★Texas Ratio: 8.84% |
Conventional | 1 | 0.1% | 100% | $715,000 | View |
|
3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
|
Conventional, FHA | 5 | 0.6% | 41.7% | $165,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Loanunited.Com, LLC
|
VA | 1 | 0.1% | 100% | $365,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 228 | 28% | 94.6% | $297,456 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 74 +26 HELOCs |
9.1% | 82.2% | $214,864 | |
Inspire Home Loans Inc.
|
Conventional, FHA, VA | 53 | 6.5% | 87.7% | $335,000 | |
Mortgage Research Center
|
VA | 39 | 4.8% | 78% | $315,256 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 38 | 4.7% | 83% | $317,631 | |
Freedom Mortgage Corporation
|
FHA, VA | 29 | 3.6% | 92.3% | $300,517 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 27 | 3.3% | 100% | $310,555 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 26 | 3.2% | 93.1% | $275,384 | |
RMC Home Mortgage, LLC
|
Conventional, FHA, VA | 22 | 2.7% | 95.8% | $394,090 | |
Canopy Mortgage, LLC
|
FHA, VA | 12 | 1.5% | 100% | $391,666 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 11 | 1.3% | 100% | $297,727 | |
Kind Lending, LLC
|
FHA, VA | 10 | 1.2% | 62.5% | $340,000 | |
Towne Mortgage Company
|
Conventional, FHA, VA, USDA | 10 | 1.2% | 100% | $248,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 10 | 1.2% | 100% | $272,000 | |
Nbkc Bank
|
Conventional, VA | 9 | 1.1% | 100% | $316,111 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 9 | 1.1% | 81.8% | $228,333 | |
|
A+5.0 ★Texas Ratio: 5.08% |
Conventional, FHA, VA | 9 | 1.1% | 100% | $300,555 | View |
Guaranteed Rate, Inc.
|
FHA, VA, HELOC | 7 +1 HELOCs |
0.9% | 100% | $307,857 | |
EMM Loans LLC
|
Conventional, FHA, VA | 7 | 0.9% | 100% | $272,142 | |
Nationstar Mortgage
|
Conventional, VA | 7 | 0.9% | 87.5% | $109,285 | |
Lower, LLC
|
Conventional, FHA, VA, USDA | 7 | 0.9% | 100% | $347,857 | |
21St Mortgage
|
Conventional | 7 | 0.9% | 53.8% | $150,714 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA, VA | 6 | 0.7% | 85.7% | $271,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 6 | 0.7% | 100% | $295,000 | View |
Newrez LLC
|
Conventional, VA | 5 | 0.6% | 45.5% | $207,000 | |
VyStar Credit Union
|
Conventional | 5 | 0.6% | 45.5% | $65,000 | |
Carrington Mortgage Services LLC
|
FHA, VA | 5 | 0.6% | 46.7% | $277,000 | |
Village Capital & Investment
|
FHA, VA | 5 | 0.6% | 88.9% | $305,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 50% | $55,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 4 | 0.5% | 36.8% | $300,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 4 | 0.5% | 100% | $270,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
FHA, VA | 4 | 0.5% | 100% | $320,000 | View |
Premier Mortgage Resources, LLC
|
Conventional, FHA, USDA | 3 | 0.4% | 100% | $171,666 | |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $255,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $168,333 | |
New Day Financial, LLC.
|
VA | 3 | 0.4% | 75% | $238,333 | |
Planet Home Lending, LLC
|
VA | 3 | 0.4% | 75% | $331,666 | |
The Loan Store, Inc
|
VA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional, VA | 2 | 0.2% | 100% | $305,000 | View |
American Financial Resources LLC
|
FHA, USDA | 2 | 0.2% | 100% | $310,000 | |
AmWest Funding Corp
|
Conventional | 2 | 0.2% | 100% | $220,000 | |
First Heritage Mortgage, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $120,000 | |
Calcon Mutual Mortgage LLC
|
FHA, VA | 2 | 0.2% | 100% | $220,000 | |
Cardinal Financial Company, Li
|
VA | 2 | 0.2% | 100% | $260,000 | |
Evergreen Moneysource Mortgage Company
|
VA | 2 | 0.2% | 100% | $455,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.2% | 66.7% | $295,000 | |
Mutual of Omaha Mortgage
|
VA | 2 | 0.2% | 50% | $365,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $55,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.1% | 100% | $425,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $55,000 | |
HomePromise Corporation
|
VA | 1 | 0.1% | 50% | $305,000 | |
Everett Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $425,000 | |
Sage Home Loans Corporation
|
FHA | 1 | 0.1% | 100% | $325,000 | |
Envoy Mortgage, Ltd
|
VA | 1 | 0.1% | 100% | $275,000 | |
|
★ 4 stars, 3 reviews A+5.0 ★Texas Ratio: 3.41% |
FHA | 1 | 0.1% | 100% | $235,000 | View |
Norwich Commercial Group Inc
|
VA | 1 | 0.1% | 100% | $275,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $155,000 | View |
United Trust Bank
|
VA | 1 | 0.1% | 100% | $235,000 | |
Resicentral LLC
|
FHA | 1 | 0.1% | 100% | $225,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.1% | 100% | $345,000 | |
American Financial Network, Inc.
|
VA | 1 | 0.1% | 100% | $415,000 | |
Acre Mortgage & Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $245,000 | |
Valon Mortgage
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 7.12% |
VA | 1 | 0.1% | 100% | $225,000 | View |
Flexpoint, Inc.
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
American Financing Corporation
|
FHA | 1 | 0.1% | 40% | $205,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.1% | 100% | $525,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.1% | 100% | $275,000 | |
American Pacific Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Pentagon Federal Credit Union
|
VA | 1 | 0.1% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.1% | 100% | $115,000 | View |
New American Funding, LLC.
|
VA | 1 | 0.1% | 33.3% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $375,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.1% | 100% | $575,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
|
A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $375,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
American Neighborhood Mortgage Acceptance Company
|
VA | 1 | 0.1% | 100% | $435,000 | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Kingsland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingsland in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Kingsland, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 77.2 percent of home loans in Kingsland, Georgia in 2025, banks 12.3 percent and credit unions 10.6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Southeastern Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Southeastern Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Southeastern Bank was the largest mortgage lender in Kingsland, Georgia with 4 loans, about 0.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kingsland, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 94.6 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Kingsland, Georgia in 2025, led by Rocket Mortgage with 37. 61 lenders closed VA loans, led by Rocket Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 9 credit unions closed home loans in Kingsland, Georgia in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingsland, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingsland, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingsland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.