Jonesboro, Georgia mortgage lenders include Bank of America NABank of America NA825 Spur 138, Jonesboro, GA 30236A+5.0 ★Texas Ratio: 4.14%, Renasant BankRenasant Bank242 East Stockbridge Road, Jonesboro, GA 30236A+5.0 ★Texas Ratio: 4.72%, Truist BankTruist Bank223 N Main St, Jonesboro, GA 30236A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.7906 Tara Blvd, Jonesboro, GA 30236A+5.0 ★Texas Ratio: 4.24%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Wells Fargo Bank NAWells Fargo Bank NA154 S Main St, Jonesboro, GA 30236A+5.0 ★Texas Ratio: 5.36%, and Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jonesboro, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jonesboro are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Jonesboro, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Jonesboro 825 Spur 138, Jonesboro, GA 30236 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +2 HELOCs |
0.9% | 83.3% | $233,000 | View |
|
1 office in Jonesboro 242 East Stockbridge Road, Jonesboro, GA 30236 A+5.0 ★Texas Ratio: 4.72% |
FHA | 3 | 0.5% | 100% | $271,666 | View |
|
★ 1 stars, 1 review 1 office in Jonesboro 223 N Main St, Jonesboro, GA 30236 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $175,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Jonesboro 7906 Tara Blvd, Jonesboro, GA 30236 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 14 | 2.6% | 100% | $167,857 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 13 | 2.4% | 59.1% | $220,384 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 8 +2 HELOCs |
1.5% | 66.7% | $108,750 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 5 | 0.9% | 83.3% | $281,000 | View |
|
154 S Main St, Jonesboro, GA 30236 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.7% | 66.7% | $217,500 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 3 | 0.5% | 66.7% | $265,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $225,000 | |
|
2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.4% | 100% | $265,000 | View |
|
5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 2 | 0.4% | 100% | $250,000 | View |
|
2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
|
2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.2% | 50% | $275,000 | View |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
|
FHA, VA | 4 | 0.7% | 66.7% | $230,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 0.5% | 18.8% | $131,666 | |
Loanunited.Com, LLC
|
FHA, VA | 2 | 0.4% | 100% | $380,000 | |
BoxCar Mortgage, LLC
|
FHA | 2 | 0.4% | 100% | $175,000 | |
Milend, Inc
|
Conventional | 2 | 0.4% | 66.7% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $85,000 | View |
Mortgage Assurance Inc
|
FHA | 1 | 0.2% | 100% | $415,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 78 | 14.3% | 91.1% | $232,435 | |
Rocket Mortgage
|
Conventional, FHA, VA | 60 | 11% | 74.1% | $200,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 37 +1 HELOCs |
6.8% | 69.8% | $245,810 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 36 +2 HELOCs |
6.6% | 87.8% | $201,944 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 21 | 3.8% | 92.3% | $240,714 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
2.6% | 82.4% | $177,857 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 12 | 2.2% | 60% | $197,500 | |
Mortgage Research Center
|
VA | 12 | 2.2% | 60% | $279,166 | |
Everett Financial, Inc.
|
Conventional, FHA | 11 | 2% | 100% | $168,636 | |
Freedom Mortgage Corporation
|
FHA, VA | 11 | 2% | 69.6% | $262,272 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 10 +7 HELOCs |
1.8% | 47.6% | $143,000 | |
Nationstar Mortgage
|
Conventional, FHA | 9 | 1.6% | 91.7% | $86,111 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 7 | 1.3% | 77.8% | $232,142 | |
Paramount Residential Mortgage
|
Conventional, FHA | 7 | 1.3% | 100% | $147,857 | |
American Financing Corporation
|
Conventional, FHA, VA | 6 | 1.1% | 27.3% | $246,666 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 6 | 1.1% | 100% | $218,333 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 0.9% | 50% | $181,000 | |
Kind Lending, LLC
|
Conventional, FHA | 5 | 0.9% | 83.3% | $287,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 5 | 0.9% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 5 | 0.9% | 83.3% | $179,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 5 | 0.9% | 71.4% | $181,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 5 | 0.9% | 100% | $147,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 3 | 0.5% | 38.5% | $205,000 | |
Planet Home Lending, LLC
|
FHA, VA | 3 | 0.5% | 75% | $301,666 | |
Gardner Financial Services
|
FHA | 3 | 0.5% | 100% | $298,333 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 0.5% | 100% | $241,666 | View |
Nations Direct Mortgage, LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $191,666 | |
Lower, LLC
|
FHA, VA | 3 | 0.5% | 50% | $281,666 | |
Cadence Bank
|
Conventional, FHA | 2 | 0.4% | 100% | $125,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $120,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
FHA, VA | 2 | 0.4% | 100% | $225,000 | View |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.4% | 33.3% | $30,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 0.4% | 40% | $140,000 | |
Securitynational Mortgage Company
|
Conventional, FHA | 2 | 0.4% | 50% | $105,000 | |
Homeowners Financial Group, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $245,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 2 | 0.4% | 100% | $225,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 0.4% | 66.7% | $125,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 2 | 0.4% | 100% | $205,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $260,000 | View |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.4% | 50% | $170,000 | |
Carrington Mortgage Services LLC
|
FHA | 2 | 0.4% | 50% | $245,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.4% | 66.7% | $265,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.4% | 37.5% | $265,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 2 | 0.4% | 100% | $165,000 | |
Union Home Mortgage Corp.
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $305,000 | |
The Loan Store, Inc
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
Sharefax Credit Union
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Residential Wholesale Mortgage
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 50% | $95,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
ALCOVA Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $265,000 | |
TruHome Solutions, LLC
|
FHA | 1 | 0.2% | 100% | $175,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $255,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $305,000 | |
United Trust Bank
|
VA | 1 | 0.2% | 100% | $335,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Fidelity Lending Solutions Inc
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Diamond Residential Mtg Corp
|
FHA | 1 | 0.2% | 100% | $165,000 | |
Constant Investments, Inc
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.2% | 50% | $345,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 12.5% | $75,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.2% | 100% | $235,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $305,000 | |
Bay Equity LLC
|
FHA | 1 | 0.2% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Servis One, Inc
|
FHA | 1 | 0.2% | 100% | $225,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.2% | 100% | $275,000 | |
T2 Financial LLC
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Acopia, LLC
|
VA | 1 | 0.2% | 100% | $255,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.2% | 50% | $345,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.2% | 50% | $395,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0.2% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
ClearEdge Lending LLC
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 50% | $255,000 | View |
Mortgage Investors Group
|
FHA | 1 | 0.2% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $95,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Loan Simple, Inc.
|
FHA | 1 | 0.2% | 50% | $265,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $235,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.2% | 100% | $225,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Credit Union 1
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Jonesboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jonesboro in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Jonesboro, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 83.5 percent of home loans in Jonesboro, Georgia in 2025, banks 12.3 percent and credit unions 4.2 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Bank of America NA the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Jonesboro, Georgia with 5 loans, about 0.9 percent of the market. The largest lender headquartered in Georgia was Renasant Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Jonesboro, Georgia, Guild Mortgage Company approved the highest share of completed applications in 2025 at 91.1 percent, against a 73.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
66 lenders closed FHA loans in Jonesboro, Georgia in 2025, led by Guild Mortgage Company with 48. 29 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 11 credit unions closed home loans in Jonesboro, Georgia in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jonesboro, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jonesboro, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jonesboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.