Mortgage Lenders and Brokers in Harlem, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Harlem, Georgia mortgage lenders include Regions BankRegions Bank255 N Louisville St, Harlem, GA 30814A+5.0 ★Texas Ratio: 4.37%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Queensborough National Bank and TrustQueensborough National Bank and Trust1450 Greene St, Augusta, GA 30901A+5.0 ★Texas Ratio: 4.52%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, First State BankFirst State Bank140 W Milledgeville Rd, Harlem, GA 30814, Security Federal BankSecurity Federal Bank1109 Broad St, Augusta, GA 30901A+5.0 ★Texas Ratio: 4.39%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, and Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Harlem, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Harlem are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Harlem, Georgia
Market share is the lender's share of all home loans closed in Harlem, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Harlem 255 N Louisville St, Harlem, GA 30814 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 7 +6 HELOCs |
1% | 71.4% | $266,428 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 13 | 1.9% | 76.5% | $262,692 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
1.6% | 84.6% | $327,727 | View |
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1450 Greene St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.52% |
Conventional, FHA, VA, USDA, Jumbo | 10 | 1.4% | 90.9% | $370,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, USDA | 10 | 1.4% | 100% | $280,000 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA, VA | 8 | 1.1% | 88.9% | $270,000 | View |
First State Bank
140 W Milledgeville Rd, Harlem, GA 30814 |
Conventional, Jumbo | 7 | 1% | 100% | $282,142 | |
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1109 Broad St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.39% |
Conventional, VA, Jumbo | 5 | 0.7% | 100% | $549,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 4 | 0.6% | 100% | $275,000 | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.3% | 100% | $350,000 | View |
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10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $360,000 | View |
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123 Broad Street, Crawfordville, GA 30631 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $105,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 33.3% | $95,000 | View |
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300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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115 N Washington St, Lincolnton, GA 30817 A+5.0 ★Texas Ratio: 0.60% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
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3473 Us Highway 84, Blackshear, GA 31516 A5.0 ★Texas Ratio: 8.84% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,305,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 50% | $195,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
VA | 1 | 0.1% | 100% | $305,000 | |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 0.7% | 83.3% | $279,000 | |
First Choice Mortgage, Inc.
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Conventional, FHA, VA | 4 | 0.6% | 100% | $217,500 | |
Acu
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 0.3% | 66.7% | $265,000 | View |
BoxCar Mortgage, LLC
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VA | 2 | 0.3% | 100% | $310,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 20% | $65,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 61 | 8.8% | 93.8% | $335,163 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 57 | 8.2% | 87.9% | $312,894 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 55 | 7.9% | 95% | $249,545 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 44 +1 HELOCs |
6.3% | 86.8% | $369,090 | |
Rocket Mortgage
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Conventional, FHA, VA | 44 | 6.3% | 88.5% | $262,727 | |
Mortgage Research Center
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Conventional, VA | 40 | 5.7% | 83.7% | $325,750 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 29 +9 HELOCs |
4.2% | 78.4% | $285,000 | |
Freedom Mortgage Corporation
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FHA, VA | 26 | 3.7% | 91.4% | $331,538 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 20 | 2.9% | 100% | $334,500 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 19 | 2.7% | 100% | $440,789 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 16 +2 HELOCs |
2.3% | 80% | $253,750 | |
Newrez LLC
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Conventional, VA | 12 | 1.7% | 86.7% | $316,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 1.7% | 72.2% | $286,666 | |
SRP Federal Credit Union
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Conventional, VA | 12 | 1.7% | 85.7% | $130,833 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 9 +1 HELOCs |
1.3% | 100% | $362,777 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.3% | 90% | $202,777 | |
Planet Home Lending, LLC
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Conventional, VA | 7 | 1% | 87.5% | $366,428 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 6 | 0.9% | 85.7% | $226,666 | View |
Carolina One Mortgage, LLC
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FHA, VA | 6 | 0.9% | 100% | $356,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 6 | 0.9% | 85.7% | $365,000 | View |
Village Capital & Investment
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FHA, VA, Jumbo | 6 | 0.9% | 80% | $425,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 0.7% | 83.3% | $153,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 0.7% | 100% | $223,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 0.6% | 87.5% | $205,000 | |
Towne Mortgage Company
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FHA, VA, USDA | 4 | 0.6% | 100% | $307,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 4 | 0.6% | 55.6% | $287,500 | |
Spring Eq, LLC
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Conventional | 4 | 0.6% | 62.5% | $70,000 | |
Cadence Bank
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FHA, VA, USDA, HELOC | 3 +2 HELOCs |
0.4% | 100% | $221,666 | |
Mortgage Solutions of Colorado
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FHA, VA | 3 | 0.4% | 100% | $348,333 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.4% | 75% | $418,333 | |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 2 +2 HELOCs |
0.3% | 50% | $380,000 | |
Primelending
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FHA, VA | 2 | 0.3% | 100% | $330,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $130,000 | |
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A+5.0 ★Texas Ratio: 0.26% |
Conventional, VA | 2 | 0.3% | 100% | $790,000 | View |
Nfm, Inc
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FHA | 2 | 0.3% | 100% | $305,000 | |
New Day Financial, LLC.
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VA | 2 | 0.3% | 66.7% | $255,000 | |
Atlantic Bay Mortgage Group
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VA, USDA | 2 | 0.3% | 100% | $245,000 | |
Lower, LLC
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FHA, VA, Jumbo | 2 | 0.3% | 66.7% | $680,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.3% | 66.7% | $280,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 0.3% | 100% | $220,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.3% | 42.9% | $275,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $115,000 | |
American Financial Resources LLC
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FHA | 1 | 0.1% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.1% | 50% | $485,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Kind Lending, LLC
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FHA | 1 | 0.1% | 100% | $295,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 100% | $245,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $295,000 | |
Data Mortgage, Inc
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VA | 1 | 0.1% | 100% | $115,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.1% | 100% | $315,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.1% | 50% | $185,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.1% | 50% | $235,000 | |
Addition Financial Credit Union
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Royal Pacific Funding
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FHA | 1 | 0.1% | 100% | $365,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.1% | 100% | $155,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 33.3% | $235,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Union Home Mortgage Corp.
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VA | 1 | 0.1% | 100% | $465,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $255,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.1% | 50% | $295,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.1% | 100% | $305,000 | |
Resource Financial Services, Inc.
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.1% | 100% | $275,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.1% | 100% | $165,000 | |
The Mortgage Firm
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FHA | 1 | 0.1% | 100% | $185,000 | |
Iserve Residential Lending
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Conventional | 1 | 0.1% | 100% | $145,000 | |
V.I.P. Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $375,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Veritas Funding, LLC
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VA | 1 | 0.1% | 100% | $225,000 | |
Liberty Home Mortgage Corp
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FHA | 1 | 0.1% | 100% | $315,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Right Start Mortgage, Inc
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VA, Jumbo | 1 | 0.1% | 100% | $945,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Southwest Stage Funding LLC
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VA | 1 | 0.1% | 100% | $405,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 50% | $225,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.1% | 100% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Harlem Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Harlem, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Harlem? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Harlem in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Harlem, GA
Use these to narrow the list above. Each category shows how many Harlem, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Harlem, GA
Independent mortgage companies closed 76.6 percent of home loans in Harlem, Georgia in 2025, banks 16.7 percent and credit unions 6.8 percent. Equity Prime Mortgage LLC was the largest mortgage company, Regions Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Harlem, GA
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Harlem, Georgia with 7 loans, about 1 percent of the market. The largest lender headquartered in Georgia was Pinnacle Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Harlem, Georgia, Guild Mortgage Company approved the highest share of completed applications in 2025 at 95 percent, against a 86.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Harlem, Georgia in 2025, led by First Heritage Mortgage, LLC with 20. 59 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 8 credit unions closed home loans in Harlem, Georgia in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Harlem, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Harlem, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Harlem. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
