Mortgage Lenders and Brokers in Flowery Branch, Georgia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Flowery Branch, Georgia mortgage lenders include Regions BankRegions Bank7405 Spout Springs Rd, Flowery Branch, GA 30542A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA7360 Spout Springs Rd, Flowery Branch, GA 30542A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank4676 Hog Mountain Rd, Flowery Branch, GA 30542A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7354 Spout Springs Rd, Flowery Branch, GA 30542A+5.0 ★Texas Ratio: 3.68%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, and Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Flowery Branch, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Flowery Branch are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Flowery Branch, Georgia
Market share is the lender's share of all home loans closed in Flowery Branch, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Flowery Branch 7405 Spout Springs Rd, Flowery Branch, GA 30542 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 9 +4 HELOCs |
1.7% | 75% | $291,666 | View |
|
2 offices in Flowery Branch 7360 Spout Springs Rd, Flowery Branch, GA 30542 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.9% | 83.3% | $329,000 | View |
|
★ 1 stars, 1 review 1 office in Flowery Branch 4676 Hog Mountain Rd, Flowery Branch, GA 30542 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +9 HELOCs |
0.7% | 66.7% | $405,000 | View |
|
1 office in Flowery Branch 7354 Spout Springs Rd, Flowery Branch, GA 30542 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 100% | $540,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 21 +1 HELOCs |
3.9% | 95.5% | $358,809 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA, Jumbo | 8 | 1.5% | 100% | $586,250 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +8 HELOCs |
0.9% | 100% | $685,000 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 4 +6 HELOCs |
0.7% | 66.7% | $377,500 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 4 | 0.7% | 100% | $427,500 | |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $335,000 | View |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 75% | $545,000 | View |
|
1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 3 | 0.6% | 75% | $135,000 | View |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $225,000 | View |
Peoples Bank & Trust
1899 Buford Hwy, Buford, GA 30518 |
Conventional | 2 | 0.4% | 100% | $240,000 | |
|
★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.4% | 100% | $425,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $375,000 | View |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
|
11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Option Mortgage, LLC
|
Conventional, FHA | 5 | 0.9% | 100% | $353,000 | |
Amerisave Mortgage Company
|
Conventional | 4 | 0.7% | 57.1% | $105,000 | |
Acu
|
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 75% | $238,333 | |
Loanunited.Com, LLC
|
Conventional, VA | 3 | 0.6% | 100% | $355,000 | |
Milend, Inc
|
Conventional, Jumbo | 3 | 0.6% | 100% | $431,666 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 100% | $235,000 | View |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Credit Union Financial Services, LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 60 | 11.2% | 88.4% | $275,833 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 38 +3 HELOCs |
7.1% | 79.6% | $406,052 | |
Inspire Home Loans Inc.
|
Conventional, FHA | 37 | 6.9% | 95% | $339,594 | |
Trailblazer Mortgage L.L.C.
|
Conventional, FHA, VA | 28 | 5.2% | 100% | $395,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 25 | 4.7% | 83.3% | $277,400 | |
Fairway Independent Mort Corp
|
Conventional, VA | 17 | 3.2% | 94.4% | $372,647 | |
Guaranty Mortgage Services, LLC
|
Conventional, FHA | 13 | 2.4% | 100% | $308,846 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 12 | 2.2% | 60% | $399,166 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 11 | 2.1% | 91.7% | $332,272 | |
New American Funding, LLC.
|
Conventional, FHA | 10 | 1.9% | 90.9% | $342,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 9 | 1.7% | 100% | $339,444 | |
Nationstar Mortgage
|
Conventional, VA | 9 | 1.7% | 90% | $95,000 | |
Everett Financial, Inc.
|
Conventional, FHA, VA | 7 | 1.3% | 100% | $456,428 | |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 1.3% | 87.5% | $393,571 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 6 +1 HELOCs |
1.1% | 66.7% | $351,666 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 6 | 1.1% | 100% | $345,000 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA, Jumbo | 6 | 1.1% | 100% | $493,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 5 +1 HELOCs |
0.9% | 55.6% | $79,000 | |
Stockton Mortgage Corporation
|
Conventional, FHA | 5 | 0.9% | 100% | $337,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 5 | 0.9% | 100% | $371,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA | 5 | 0.9% | 71.4% | $237,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 4 | 0.7% | 100% | $287,500 | |
Kind Lending, LLC
|
Conventional, VA | 4 | 0.7% | 66.7% | $382,500 | |
American Financial Network, Inc.
|
Conventional, FHA | 4 | 0.7% | 100% | $402,500 | |
Onward Home Mortgage, LLC
|
Conventional | 4 | 0.7% | 100% | $392,500 | |
Homeowners Financial Group, LLC
|
Conventional | 4 | 0.7% | 100% | $337,500 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 4 | 0.7% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 3 | 0.6% | 100% | $381,666 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $351,666 | |
Securitynational Mortgage Company
|
Conventional, FHA | 3 | 0.6% | 100% | $448,333 | |
Provident Funding Associates
|
Conventional | 3 | 0.6% | 75% | $368,333 | |
The Loan Store, Inc
|
Conventional | 3 | 0.6% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 40% | $320,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $415,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.4% | 100% | $330,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.4% | 42.9% | $75,000 | |
Canopy Mortgage, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $265,000 | |
Deephaven Mortgage LLC
|
Conventional | 2 | 0.4% | 100% | $460,000 | |
Flexpoint, Inc.
|
Conventional | 2 | 0.4% | 100% | $305,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.4% | 100% | $315,000 | |
Nfm, Inc
|
Conventional | 2 | 0.4% | 100% | $310,000 | |
Planet Home Lending, LLC
|
FHA | 2 | 0.4% | 66.7% | $275,000 | |
T2 Financial LLC
|
Conventional, VA | 2 | 0.4% | 100% | $285,000 | |
Acopia, LLC
|
Conventional | 2 | 0.4% | 100% | $205,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $325,000 | View |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.4% | 100% | $395,000 | |
Nexera Holding LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $345,000 | |
Carrington Mortgage Services LLC
|
FHA, VA | 2 | 0.4% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 2 | 0.4% | 100% | $550,000 | |
Cmg Mortgage Inc
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
American Financial Resources LLC
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
MortgageOne, Inc
|
VA | 1 | 0.2% | 100% | $805,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Movement Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $395,000 | |
Filo Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $395,000 | |
Resicentral LLC
|
FHA | 1 | 0.2% | 100% | $455,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.2% | 50% | $295,000 | |
Valon Mortgage
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Success Mortgage Partners, Inc
|
VA | 1 | 0.2% | 100% | $625,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.2% | 100% | $355,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.2% | 100% | $305,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Sente Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $785,000 | |
V.I.P. Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,605,000 | View |
Summit Funding.Inc
|
FHA | 1 | 0.2% | 100% | $315,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
Lower, LLC
|
FHA | 1 | 0.2% | 50% | $385,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
VyStar Credit Union
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.2% | 100% | $385,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Luxury Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Village Capital & Investment
|
FHA | 1 | 0.2% | 50% | $275,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Figure Lending LLC
|
HELOC | 0 +10 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cadence Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bank Ozk
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Flowery Branch Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Flowery Branch, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Flowery Branch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Flowery Branch in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Flowery Branch, GA
Use these to narrow the list above. Each category shows how many Flowery Branch, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Flowery Branch, GA
Independent mortgage companies closed 82.2 percent of home loans in Flowery Branch, Georgia in 2025, banks 14.8 percent and credit unions 3 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Regions Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Flowery Branch, GA
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Flowery Branch, Georgia with 9 loans, about 1.7 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Flowery Branch, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 88.4 percent, against a 87.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Flowery Branch, Georgia in 2025, led by Trailblazer Mortgage L.L.C. with 13. 23 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 9 credit unions closed home loans in Flowery Branch, Georgia in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Flowery Branch, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Flowery Branch, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Flowery Branch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
