Mortgage Lenders and Brokers in Decatur, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Decatur, Georgia mortgage lenders include Ameris BankAmeris Bank1120 Commerce Dr, Decatur, GA 30030A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank2727 Candler Rd, Decatur, GA 30034A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA4960 Flat Shoals Pkwy, Decatur, GA 30034A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association150 E Ponce De Leon Ave, Decatur, GA 30030A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2782 Candler Rd, Decatur, GA 30034A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank1565 Church St, Decatur, GA 30033A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA3615 Flat Shoals Rd, Decatur, GA 30034A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.2710 Wesley Chapel Rd, Decatur, GA 30034A+5.0 ★Texas Ratio: 4.24%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust2630 Rainbow Way, Decatur, GA 30034A5.0 ★Texas Ratio: 7.72%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Decatur, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Decatur are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Decatur, Georgia
Market share is the lender's share of all home loans closed in Decatur, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 1 office in Decatur 1120 Commerce Dr, Decatur, GA 30030 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, Jumbo, HELOC | 29 +5 HELOCs |
8.6% | 100% | $453,275 | View |
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★ 1 stars, 1 review 5 offices in Decatur 2727 Candler Rd, Decatur, GA 30034 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 9 +8 HELOCs |
2.7% | 100% | $968,333 | View |
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4 offices in Decatur 4960 Flat Shoals Pkwy, Decatur, GA 30034 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +9 HELOCs |
2.1% | 100% | $716,428 | View |
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★ 5 stars, 1 review 1 office in Decatur 150 E Ponce De Leon Ave, Decatur, GA 30030 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 5 +3 HELOCs |
1.5% | 100% | $535,000 | View |
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4 offices in Decatur 2782 Candler Rd, Decatur, GA 30034 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 1.5% | 100% | $755,000 | View |
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1 office in Decatur 1565 Church St, Decatur, GA 30033 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $800,000 | View |
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3 offices in Decatur 3615 Flat Shoals Rd, Decatur, GA 30034 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 66.7% | $510,000 | View |
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★ 1.7 stars, 3 reviews 2 offices in Decatur 2710 Wesley Chapel Rd, Decatur, GA 30034 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $785,000 | View |
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1 office in Decatur 2630 Rainbow Way, Decatur, GA 30034 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $105,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 8 +2 HELOCs |
2.4% | 88.9% | $1,103,750 | View |
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160 Clairemont Ave, Decatur, GA 30030 2500 A+5.0 ★Texas Ratio: 1.24% |
Conventional, Jumbo, HELOC | 4 +12 HELOCs |
1.2% | 80% | $737,500 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 3 | 0.9% | 100% | $1,101,666 | View |
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2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99% |
Conventional, HELOC | 2 +5 HELOCs |
0.6% | 100% | $100,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 0.6% | 100% | $390,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 2 | 0.6% | 100% | $195,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $345,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,105,000 | |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 0.3% | 100% | $125,000 | |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.3% | 100% | $305,000 | View |
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1701 Columbia Ave Ste 135, College Park, GA 30337 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.3% | 100% | $775,000 | View |
Atlanta Postal Credit Union
520 W Ponce De Leon Ave, Decatur, GA 30031 4260 |
Conventional | 1 | 0.3% | 100% | $545,000 | |
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125 Glenridge Point Pkwy, Atlanta, GA 30342 A+5.0 ★Texas Ratio: 4.89% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,765,000 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 100% | $725,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.3% | 50% | $275,000 | View |
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5173 Panola Industrial Blvd, Decatur, GA 30035 4010 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
BoxCar Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 37 | 10.9% | 100% | $542,837 | |
Acu
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Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.8% | 100% | $480,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.9% | 100% | $275,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 16.7% | $75,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.3% | 100% | $805,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 23 | 6.8% | 95.8% | $560,652 | |
Rocket Mortgage
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Conventional | 16 | 4.7% | 89.5% | $123,750 | |
Toll Brothers Mortgage Company
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Conventional, FHA, VA | 16 | 4.7% | 81.5% | $362,500 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 16 | 4.7% | 100% | $650,000 | |
Shelter Home Mortgage, LLC
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Conventional | 11 | 3.3% | 91.7% | $475,909 | |
Pennymac Loan Services LLC
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Conventional | 8 | 2.4% | 100% | $407,500 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 7 | 2.1% | 100% | $583,571 | |
Canopy Mortgage, LLC
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Conventional | 5 | 1.5% | 100% | $363,000 | |
Newrez LLC
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Conventional | 4 | 1.2% | 66.7% | $427,500 | |
Acrisure Mortgage, LLC
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Conventional, Jumbo | 4 | 1.2% | 100% | $1,057,500 | |
Onward Home Mortgage, LLC
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Conventional | 4 | 1.2% | 100% | $497,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.2% | 100% | $280,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.9% | 75% | $391,666 | |
Primelending
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Conventional, FHA, Jumbo | 3 | 0.9% | 100% | $558,333 | |
Credit Union 1
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Conventional | 3 | 0.9% | 100% | $315,000 | |
Atlantic Bay Mortgage Group
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Conventional, Jumbo | 3 | 0.9% | 100% | $765,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.9% | 75% | $351,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.9% | 100% | $738,333 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +5 HELOCs |
0.6% | 40% | $290,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.6% | 66.7% | $150,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $600,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.6% | 100% | $445,000 | |
Nqm Funding, LLC
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Conventional | 2 | 0.6% | 100% | $610,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, Jumbo | 2 | 0.6% | 100% | $755,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 0.6% | 75% | $275,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $645,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 2 | 0.6% | 50% | $810,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.6% | 100% | $245,000 | |
Lower, LLC
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Conventional | 2 | 0.6% | 100% | $690,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $205,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.6% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.3% | 100% | $1,145,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.3% | 100% | $1,305,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Fundloans Capital
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Conventional | 1 | 0.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Aspire Home Loans
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
United Trust Bank
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VA, Jumbo | 1 | 0.3% | 100% | $1,225,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Sanctuary Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.3% | 100% | $765,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 50% | $185,000 | |
Eastman Credit Union
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
First Heritage Mortgage, LLC
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VA | 1 | 0.3% | 100% | $625,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,045,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $785,000 | |
Towne Mortgage Company
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FHA | 1 | 0.3% | 100% | $395,000 | |
Iserve Residential Lending
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FHA | 1 | 0.3% | 100% | $485,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 50% | $625,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 25% | $165,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $655,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 50% | $65,000 | |
Leaderone Financial Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,105,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.27% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Southern Energy Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Decatur Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Decatur, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Decatur? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Decatur in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Decatur, GA
Use these to narrow the list above. Each category shows how many Decatur, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Decatur, GA
Independent mortgage companies closed 62.4 percent of home loans in Decatur, Georgia in 2025, banks 30.2 percent and credit unions 7.4 percent. BoxCar Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Decatur, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Decatur, Georgia with 29 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Decatur, Georgia in 2025, led by Ameris Bank with 2. 9 lenders closed VA loans, led by BoxCar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 20 credit unions closed home loans in Decatur, Georgia in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Decatur, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Decatur, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Decatur. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
