Dalton, Georgia mortgage lenders include FirstbankFirstbank1237 N Glenwood Ave, Dalton, GA 30721A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank500 E Walnut Ave, Dalton, GA 30721A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank2500 E Walnut Ave, Dalton, GA 30721A+5.0 ★Texas Ratio: 2.87%, Millennium BankMillennium Bank1412 Chattanooga Avenue Extension, Dalton, GA 30720A5.0 ★Texas Ratio: 7.27%, Wells Fargo Bank NAWells Fargo Bank NA1305 W Walnut Ave, Dalton, GA 30720A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA300 S Thornton Ave, Dalton, GA 30720A+5.0 ★Texas Ratio: 4.14%, Georgia United Credit UnionGeorgia United Credit Union605 Calhoun St, Dalton, GA 30721 3302A+5.0 ★Texas Ratio: 5.53%, Synovus BankSynovus Bank1501 N Thornton Ave, Dalton, GA 30720, First National Community BankFirst National Community Bank415 S Thornton Ave, Dalton, GA 30720, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dalton, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dalton are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Dalton, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Dalton 1237 N Glenwood Ave, Dalton, GA 30721 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 60 +14 HELOCs |
8.6% | 90.9% | $209,166 | View |
|
2 offices in Dalton 500 E Walnut Ave, Dalton, GA 30721 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 25 +14 HELOCs |
3.6% | 53.4% | $121,000 | View |
|
★ 1 stars, 1 review 2 offices in Dalton 2500 E Walnut Ave, Dalton, GA 30721 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 10 +11 HELOCs |
1.4% | 83.3% | $155,000 | View |
|
1 office in Dalton 1412 Chattanooga Avenue Extension, Dalton, GA 30720 A5.0 ★Texas Ratio: 7.27% |
Conventional | 5 | 0.7% | 83.3% | $143,000 | View |
|
3 offices in Dalton 1305 W Walnut Ave, Dalton, GA 30720 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 5 | 0.7% | 50% | $151,000 | View |
|
1 office in Dalton 300 S Thornton Ave, Dalton, GA 30720 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
|
605 Calhoun St, Dalton, GA 30721 3302 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 15 +68 HELOCs |
2.1% | 88.9% | $215,666 | View |
Synovus Bank
1501 N Thornton Ave, Dalton, GA 30720 |
Conventional, FHA | 11 | 1.6% | 84.6% | $235,000 | |
First National Community Bank
415 S Thornton Ave, Dalton, GA 30720 |
Conventional | 10 | 1.4% | 100% | $226,000 | |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 0.7% | 71.4% | $239,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 5 | 0.7% | 83.3% | $309,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 3 | 0.4% | 100% | $268,333 | |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.3% | 100% | $180,000 | View |
|
3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 2 | 0.3% | 100% | $270,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $275,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $405,000 | View |
|
206 Highway 515 E, Blairsville, GA 30512 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
|
★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
|
Conventional, FHA | 10 | 1.4% | 62.5% | $86,000 | |
Equity Prime Mortgage LLC
|
FHA | 5 | 0.7% | 100% | $207,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.3% | 50% | $415,000 | View |
First Option Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $265,000 | |
Milend, Inc
|
FHA, VA | 2 | 0.3% | 66.7% | $250,000 | |
|
D2.1 ★Texas Ratio: 14.02% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
Citizens Bank & Trust, Inc.
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 51 | 7.3% | 71.8% | $180,882 | |
Primelending
|
Conventional, FHA | 46 | 6.6% | 80.3% | $176,739 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 44 +1 HELOCs |
6.3% | 83.3% | $247,954 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 41 | 5.9% | 100% | $233,780 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 28 +1 HELOCs |
4% | 96.6% | $183,571 | |
Builtwell Bank
|
Conventional | 23 | 3.3% | 65.7% | $181,086 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 17 | 2.4% | 73.9% | $192,647 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, USDA, HELOC | 15 +1 HELOCs |
2.1% | 92.3% | $251,000 | |
loanDepot.com LLC
|
Conventional, FHA | 13 | 1.9% | 86.7% | $210,384 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 12 | 1.7% | 100% | $254,166 | |
Tennessee Valley Federal C U
|
Conventional, VA | 12 | 1.7% | 54.5% | $235,000 | |
Summit Funding.Inc
|
Conventional, FHA | 12 | 1.7% | 85.7% | $281,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 11 | 1.6% | 84.6% | $226,818 | |
Mortgage Research Center
|
Conventional, FHA, VA | 10 | 1.4% | 66.7% | $252,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 8 | 1.1% | 27.9% | $78,750 | |
Guild Mortgage Company
|
FHA, VA | 7 | 1% | 72.7% | $260,714 | |
General Mortgage Capital Corporation
|
Conventional | 7 | 1% | 100% | $239,285 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 7 | 1% | 100% | $192,142 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 6 | 0.9% | 88.9% | $298,333 | View |
Click n' Close, Inc.
|
Conventional, FHA, VA | 6 | 0.9% | 100% | $266,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 6 | 0.9% | 85.7% | $238,333 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 5 | 0.7% | 83.3% | $199,000 | |
Newrez LLC
|
Conventional, VA | 4 | 0.6% | 66.7% | $132,500 | |
Alameda Mortgage Corporation
|
Conventional, FHA | 3 | 0.4% | 100% | $281,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $235,000 | |
Discover Bank
|
Conventional | 3 | 0.4% | 42.9% | $48,333 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 3 | 0.4% | 100% | $265,000 | |
Provident Funding Associates
|
Conventional | 3 | 0.4% | 100% | $248,333 | |
|
A+5.0 ★Texas Ratio: 1.74% |
Conventional, FHA | 3 | 0.4% | 100% | $305,000 | View |
Nationstar Mortgage
|
Conventional, VA | 3 | 0.4% | 100% | $145,000 | |
Stockton Mortgage Corporation
|
Conventional | 3 | 0.4% | 60% | $91,666 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 3 | 0.4% | 75% | $395,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.4% | 100% | $145,000 | View |
HomeBridge Financial Services, Inc
|
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.3% | 50% | $180,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $165,000 | |
American Financial Resources LLC
|
Conventional | 2 | 0.3% | 100% | $175,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 2 | 0.3% | 100% | $125,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.3% | 100% | $285,000 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 2 | 0.3% | 100% | $245,000 | |
Loansteady LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $280,000 | |
AdvantageFirst Lending Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $250,000 | |
Sun West Mortgage Company, Inc
|
FHA | 2 | 0.3% | 100% | $305,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 2 | 0.3% | 66.7% | $270,000 | |
Cardinal Financial Company, Li
|
Conventional | 2 | 0.3% | 100% | $330,000 | |
Stg Mortgage Inc
|
FHA | 2 | 0.3% | 100% | $290,000 | |
|
A5.0 ★Texas Ratio: 9.59% |
Conventional | 2 | 0.3% | 100% | $160,000 | View |
Planet Home Lending, LLC
|
FHA | 2 | 0.3% | 100% | $255,000 | |
T2 Financial LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $235,000 | |
Geneva Financial LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $220,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.3% | 100% | $520,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.3% | 100% | $110,000 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $205,000 | |
Insouth Bank
|
Conventional | 2 | 0.3% | 100% | $175,000 | |
21St Mortgage
|
Conventional | 2 | 0.3% | 20% | $70,000 | |
Carrington Mortgage Services LLC
|
FHA | 2 | 0.3% | 33.3% | $165,000 | |
Plaza Home Mortgage, Inc
|
Conventional, USDA | 2 | 0.3% | 66.7% | $225,000 | |
Bank Ozk
|
Conventional, HELOC | 1 +7 HELOCs |
0.1% | 100% | $445,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 33.3% | $155,000 | |
Cadence Bank
|
FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $315,000 | |
All In Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $385,000 | |
Genisys Credit Union
|
Conventional | 1 | 0.1% | 100% | $665,000 | |
|
A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.1% | 100% | $85,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
Everett Financial, Inc.
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.1% | 25% | $195,000 | |
PHH Mortgage Corporation
|
VA, Jumbo | 1 | 0.1% | 50% | $815,000 | |
Filo Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $95,000 | |
Resicentral LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 1 | 0.1% | 100% | $965,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.1% | 100% | $355,000 | |
Valon Mortgage
|
FHA | 1 | 0.1% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Absolute Home Mortgage
|
FHA | 1 | 0.1% | 100% | $175,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.1% | 100% | $235,000 | |
Publix Employees Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
ClearPath Lending
|
VA | 1 | 0.1% | 100% | $175,000 | |
Securitynational Mortgage Company
|
FHA | 1 | 0.1% | 100% | $305,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
First National Bank of Middle Tennessee
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.1% | 25% | $195,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 33.3% | $155,000 | View |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $565,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.1% | 100% | $265,000 | View |
Tjc Mortgage Inc
|
FHA | 1 | 0.1% | 33.3% | $255,000 | |
Iserve Residential Lending
|
FHA | 1 | 0.1% | 100% | $435,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.1% | 50% | $75,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
Southwest Stage Funding LLC
|
FHA | 1 | 0.1% | 75% | $235,000 | |
Mortgage Investors Group
|
Conventional | 1 | 0.1% | 100% | $655,000 | |
Ascend Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Texana Bank
|
FHA | 1 | 0.1% | 100% | $155,000 | |
Loan Simple, Inc.
|
USDA | 1 | 0.1% | 100% | $305,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.1% | 50% | $215,000 | |
Village Capital & Investment
|
FHA | 1 | 0.1% | 50% | $205,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Figure Lending LLC
|
HELOC | 0 +8 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Dalton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dalton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Dalton, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 59.5 percent of home loans in Dalton, Georgia in 2025, banks 35.5 percent and credit unions 5 percent. Amerisave Mortgage Company was the largest mortgage company, Firstbank the largest bank and Georgia United Credit Union the largest credit union. Among lenders headquartered in Georgia, Georgia United Credit Union led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Firstbank was the largest mortgage lender in Dalton, Georgia with 60 loans, about 8.6 percent of the market. The largest lender headquartered in Georgia was Georgia United Credit Union with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Dalton, Georgia, Firstbank approved the highest share of completed applications in 2025 at 90.9 percent, against a 76.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
65 lenders closed FHA loans in Dalton, Georgia in 2025, led by Primelending with 26. 25 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 9 credit unions closed home loans in Dalton, Georgia in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dalton, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dalton, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dalton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.