Dacula, Georgia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA535 Dacula Rd, Dacula, GA 30019A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank3480 Braselton Hwy, Dacula, GA 30019A+5.0 ★Texas Ratio: 2.87%, Renasant BankRenasant Bank485 Dacula Rd Dacula, Dacula, GA 30019A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA3500 Braselton Hwy, Dacula, GA 30019A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank1985 Gravel Springs Rd, Dacula, GA 30019A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.3350 Braselton Hwy, Dacula, GA 30019A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA3535 Braselton Hwy, Dacula, GA 30019A+5.0 ★Texas Ratio: 4.14%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, and Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dacula, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dacula are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Dacula, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Dacula 535 Dacula Rd, Dacula, GA 30019 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.2% | 85.7% | $281,666 | View |
|
★ 1 stars, 1 review 2 offices in Dacula 3480 Braselton Hwy, Dacula, GA 30019 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +7 HELOCs |
0.4% | 66.7% | $125,000 | View |
|
1 office in Dacula 485 Dacula Rd Dacula, Dacula, GA 30019 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $220,000 | View |
|
1 office in Dacula 3500 Braselton Hwy, Dacula, GA 30019 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.4% | 66.7% | $280,000 | View |
|
1 office in Dacula 1985 Gravel Springs Rd, Dacula, GA 30019 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $135,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Dacula 3350 Braselton Hwy, Dacula, GA 30019 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1 office in Dacula 3535 Braselton Hwy, Dacula, GA 30019 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, Jumbo, HELOC | 8 +2 HELOCs |
1.6% | 100% | $398,750 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 8 +1 HELOCs |
1.6% | 72.7% | $213,750 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 4 | 0.8% | 100% | $177,500 | View |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $378,333 | View |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
FHA, VA | 3 | 0.6% | 100% | $305,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 60% | $85,000 | View |
|
155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $175,000 | View |
|
5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 2 | 0.4% | 100% | $355,000 | View |
|
10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $615,000 | View |
|
2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
|
★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 1 | 0.2% | 100% | $355,000 | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
Conventional | 1 | 0.2% | 50% | $195,000 | |
|
2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 50% | $305,000 | View |
|
2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.2% | 50% | $365,000 | View |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Option Mortgage, LLC
|
Conventional, FHA | 8 | 1.6% | 100% | $425,000 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA | 6 | 1.2% | 46.2% | $265,000 | |
Acu
|
Conventional, HELOC | 3 +4 HELOCs |
0.6% | 60% | $218,333 | |
Loanunited.Com, LLC
|
FHA, VA | 3 | 0.6% | 100% | $381,666 | |
Milend, Inc
|
FHA | 2 | 0.4% | 100% | $320,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $95,000 | View |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 100% | $435,000 | |
Mortgage Assurance Inc
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 100% | $695,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 43 +1 HELOCs |
8.6% | 74.1% | $419,186 | |
Rocket Mortgage
|
Conventional, FHA, VA | 43 | 8.6% | 77.2% | $259,186 | |
Trailblazer Mortgage L.L.C.
|
Conventional, FHA, VA | 41 | 8.2% | 91.3% | $385,731 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 31 | 6.2% | 91.4% | $528,870 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 29 | 5.8% | 93.9% | $358,793 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo | 15 | 3% | 83.3% | $431,666 | |
Taylor Morrison Home Funding, Inc.
|
Conventional, FHA, VA | 14 | 2.8% | 82.4% | $496,428 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 11 | 2.2% | 91.7% | $312,272 | |
T2 Financial LLC
|
Conventional, FHA, VA | 11 | 2.2% | 86.7% | $490,454 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +2 HELOCs |
2% | 62.5% | $157,000 | |
New American Funding, LLC.
|
Conventional, VA | 8 | 1.6% | 66.7% | $305,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 1.4% | 83.3% | $390,714 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 7 | 1.4% | 87.5% | $349,285 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 7 | 1.4% | 77.8% | $420,714 | |
Nationstar Mortgage
|
Conventional, FHA | 7 | 1.4% | 77.8% | $196,428 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 1.2% | 35.3% | $235,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 6 | 1.2% | 100% | $313,333 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1% | 71.4% | $323,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 5 | 1% | 85.7% | $287,000 | |
AmWest Funding Corp
|
Conventional | 5 | 1% | 100% | $287,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 4 | 0.8% | 80% | $370,000 | |
General Mortgage Capital Corporation
|
Conventional | 4 | 0.8% | 100% | $285,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 4 | 0.8% | 100% | $282,500 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 0.8% | 100% | $362,500 | |
The Loan Store, Inc
|
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $388,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 83.3% | $105,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 3 | 0.6% | 100% | $388,333 | View |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $428,333 | |
Alameda Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $290,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 2 | 0.4% | 100% | $175,000 | View |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 2 | 0.4% | 66.7% | $430,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $320,000 | |
Fidelity Lending Solutions Inc
|
Conventional | 2 | 0.4% | 100% | $365,000 | |
|
C+4.1 ★Texas Ratio: 26.20% |
Conventional | 2 | 0.4% | 100% | $365,000 | View |
American Financing Corporation
|
Conventional, FHA | 2 | 0.4% | 27.3% | $200,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 0.4% | 100% | $385,000 | |
Mortgage Research Center
|
VA | 2 | 0.4% | 100% | $495,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $310,000 | View |
Zillow Home Loans, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $490,000 | |
Nmsi, Inc.
|
Conventional | 2 | 0.4% | 100% | $310,000 | |
Carrington Mortgage Services LLC
|
Conventional | 2 | 0.4% | 28.6% | $130,000 | |
Champions Funding, LLC
|
Conventional | 2 | 0.4% | 100% | $470,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.4% | 44.4% | $450,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $705,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $475,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 40% | $495,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 33.3% | $505,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.2% | 100% | $245,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 50% | $175,000 | |
Resicentral LLC
|
FHA | 1 | 0.2% | 100% | $375,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Assurance Financial Group, L.L.C.
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
Guaranty Mortgage Services, LLC
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.2% | 100% | $505,000 | View |
|
A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 10% | $135,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.2% | 100% | $15,000 | |
Legend Lending Corporation
|
VA | 1 | 0.2% | 100% | $535,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.2% | 100% | $375,000 | |
Aurora Financial, LLC
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Ameritrust Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $425,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Peoples Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Nations Lending Corporation
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.2% | 50% | $335,000 | |
Gardner Financial Services
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Victorian Finance, LLC
|
FHA | 1 | 0.2% | 100% | $395,000 | |
Emet Lending Group, Inc.
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.2% | 100% | $195,000 | View |
Iserve Residential Lending
|
FHA | 1 | 0.2% | 100% | $345,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0.2% | 50% | $385,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $375,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $435,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.2% | 33.3% | $385,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 50% | $115,000 | View |
Lower, LLC
|
FHA | 1 | 0.2% | 100% | $495,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 16.7% | $55,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
FHA | 1 | 0.2% | 50% | $395,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 100% | $435,000 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
All In Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cmg Mortgage Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
| HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Dacula? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dacula in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Dacula, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 82.8 percent of home loans in Dacula, Georgia in 2025, banks 11.8 percent and credit unions 5.4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Dacula, Georgia with 6 loans, about 1.2 percent of the market. The largest lender headquartered in Georgia was Renasant Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
51 lenders closed FHA loans in Dacula, Georgia in 2025, led by Trailblazer Mortgage L.L.C. with 26. 25 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 12 credit unions closed home loans in Dacula, Georgia in 2025, alongside 92 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dacula, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dacula, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dacula. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.