Mortgage Lenders and Brokers in Cumming, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cumming, Georgia mortgage lenders include Ameris BankAmeris Bank2740 Nuckolls Rd, Cumming, GA 30041A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank6005 Post Rd, Cumming, GA 30040A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank5530 Bethelview Rd, Cumming, GA 30040A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3480 Canton Hwy, Cumming, GA 30040A+5.0 ★Texas Ratio: 3.68%, The Citizens Bank of GeorgiaThe Citizens Bank of Georgia651 Veterans Memorial Blvd, Cumming, GA 30040A+5.0 ★Texas Ratio: 0.00%, Bank of America NABank of America NA501 Tri County Plz, Cumming, GA 30040A+5.0 ★Texas Ratio: 4.14%, Renasant BankRenasant Bank500 Canton Rd, Cumming, GA 30040A+5.0 ★Texas Ratio: 4.72%, United Community BankUnited Community Bank1015 Buford Rd, Cumming, GA 30041A+5.0 ★Texas Ratio: 2.97%, Wells Fargo Bank NAWells Fargo Bank NA1729 Buford Hwy, Cumming, GA 30041A+5.0 ★Texas Ratio: 5.36%, and First Horizon BankFirst Horizon Bank2555 Peachtree Pkwy, Cumming, GA 30041A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cumming, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cumming are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cumming, Georgia
Market share is the lender's share of all home loans closed in Cumming, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 1 office in Cumming 2740 Nuckolls Rd, Cumming, GA 30041 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, HELOC | 32 +2 HELOCs |
3.2% | 97.1% | $412,812 | View |
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★ 1 stars, 1 review 5 offices in Cumming 6005 Post Rd, Cumming, GA 30040 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 11 +13 HELOCs |
1.1% | 100% | $335,909 | View |
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4 offices in Cumming 5530 Bethelview Rd, Cumming, GA 30040 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 10 +7 HELOCs |
1% | 80% | $425,000 | View |
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5 offices in Cumming 3480 Canton Hwy, Cumming, GA 30040 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
0.8% | 88.9% | $742,500 | View |
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1 office in Cumming 651 Veterans Memorial Blvd, Cumming, GA 30040 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 6 | 0.6% | 100% | $120,000 | View |
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2 offices in Cumming 501 Tri County Plz, Cumming, GA 30040 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +21 HELOCs |
0.3% | 75% | $391,666 | View |
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1 office in Cumming 500 Canton Rd, Cumming, GA 30040 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 3 | 0.3% | 100% | $478,333 | View |
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2 offices in Cumming 1015 Buford Rd, Cumming, GA 30041 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $490,000 | View |
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4 offices in Cumming 1729 Buford Hwy, Cumming, GA 30041 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 50% | $415,000 | View |
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★ 5 stars, 1 review 1 office in Cumming 2555 Peachtree Pkwy, Cumming, GA 30041 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Cumming 1640 Buford Hwy, Cumming, GA 30041 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2450 Atlanta Hwy, Cumming, GA 30040 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 18 | 1.8% | 94.7% | $390,000 | View |
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445 Peachtree Pkwy, Cumming, GA 30041 7228 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 11 +6 HELOCs |
1.1% | 78.6% | $230,454 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 6 +3 HELOCs |
0.6% | 66.7% | $335,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 5 | 0.5% | 100% | $383,000 | |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional, Jumbo | 5 | 0.5% | 100% | $341,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 4 | 0.4% | 71.4% | $87,500 | View |
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5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01% |
Conventional | 3 | 0.3% | 100% | $251,666 | View |
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5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 2 | 0.2% | 100% | $180,000 | View |
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731 Atlanta Hwy, Cumming, GA 30040 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 1 +22 HELOCs |
0.1% | 100% | $345,000 | View |
Synovus Bank
960 Buford Rd, Cumming, GA 30041 |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $405,000 | |
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10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $845,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 20% | $255,000 | View |
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1 Coca Cola Plz NW, Atlanta, GA 30313 2420 |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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2905 Bethany Bnd, Milton, GA 30004 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Milend, Inc
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Conventional, FHA | 7 | 0.7% | 77.8% | $273,571 | |
Amerisave Mortgage Company
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Conventional | 4 | 0.4% | 22.2% | $215,000 | |
Acu
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Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.3% | 100% | $678,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.3% | 50% | $458,333 | View |
BoxCar Mortgage, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $441,666 | |
Mortgage Assurance Inc
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Conventional | 2 | 0.2% | 100% | $275,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $325,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $435,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $445,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 185 +6 HELOCs |
18.6% | 90.6% | $487,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 135 +1 HELOCs |
13.6% | 88.9% | $367,592 | |
Pulte Mortgage LLC
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Conventional, FHA | 59 | 5.9% | 90.8% | $571,610 | |
Guild Mortgage Company
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Conventional, FHA | 43 | 4.3% | 100% | $481,744 | |
Trailblazer Mortgage L.L.C.
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Conventional | 29 | 2.9% | 96.7% | $638,103 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 27 | 2.7% | 90% | $390,555 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, HELOC | 23 +1 HELOCs |
2.3% | 95.8% | $351,521 | |
Newrez LLC
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Conventional, FHA, VA | 19 | 1.9% | 76% | $333,421 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 15 +2 HELOCs |
1.5% | 94.1% | $233,666 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 14 | 1.4% | 100% | $433,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 13 +7 HELOCs |
1.3% | 92.9% | $580,384 | |
Everett Financial, Inc.
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Conventional, VA | 13 | 1.3% | 100% | $464,230 | |
Nationstar Mortgage
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Conventional, FHA | 12 | 1.2% | 76.5% | $212,500 | |
Toll Brothers Mortgage Company
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Conventional | 11 | 1.1% | 87.5% | $470,454 | |
Paramount Residential Mortgage
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Conventional, FHA | 11 | 1.1% | 100% | $476,818 | |
Provident Funding Associates
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Conventional | 10 | 1% | 100% | $480,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 8 | 0.8% | 100% | $476,250 | |
The Loan Store, Inc
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Conventional, HELOC | 7 +2 HELOCs |
0.7% | 77.8% | $327,857 | |
Mortgage Research Center
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VA, Jumbo | 7 | 0.7% | 70% | $606,428 | |
Digital Federal Credit Union
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Conventional, HELOC | 6 +11 HELOCs |
0.6% | 85.7% | $275,000 | |
Kind Lending, LLC
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Conventional, FHA | 6 | 0.6% | 75% | $513,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 0.6% | 100% | $388,333 | |
Discover Bank
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Conventional | 6 | 0.6% | 43.8% | $120,000 | |
Zillow Home Loans, LLC
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Conventional | 6 | 0.6% | 100% | $461,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, VA | 6 | 0.6% | 85.7% | $421,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 5 +5 HELOCs |
0.5% | 62.5% | $489,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 5 +1 HELOCs |
0.5% | 55.6% | $183,000 | |
Cmg Mortgage Inc
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Conventional | 5 | 0.5% | 100% | $563,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +3 HELOCs |
0.4% | 29.2% | $180,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.4% | 100% | $480,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 0.4% | 100% | $360,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.4% | 28.6% | $235,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.4% | 75% | $342,500 | |
Onward Home Mortgage, LLC
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Conventional | 4 | 0.4% | 80% | $535,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 4 | 0.4% | 100% | $452,500 | View |
Lower, LLC
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Conventional, FHA, VA | 4 | 0.4% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +6 HELOCs |
0.3% | 100% | $71,666 | View |
Premier Mortgage Resources, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $268,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.3% | 100% | $358,333 | |
Stockton Mortgage Corporation
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Conventional | 3 | 0.3% | 100% | $351,666 | |
Village Capital & Investment
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FHA, VA | 3 | 0.3% | 100% | $491,666 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $320,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.2% | 100% | $490,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.2% | 100% | $540,000 | View |
AdvantageFirst Lending Inc
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FHA | 2 | 0.2% | 100% | $260,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 2 | 0.2% | 100% | $460,000 | |
Sanctuary Home Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $535,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 0.2% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.2% | 100% | $445,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.2% | 100% | $610,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 2 | 0.2% | 100% | $580,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.2% | 100% | $395,000 | View |
United Nations Federal CU
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Conventional | 2 | 0.2% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 50% | $150,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 0.2% | 100% | $730,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.2% | 66.7% | $610,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.2% | 50% | $320,000 | |
Bank Ozk
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Conventional, HELOC | 1 +4 HELOCs |
0.1% | 100% | $745,000 | |
| Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $375,000 | View | |
Arc Home LLC
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Conventional | 1 | 0.1% | 100% | $555,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Primelending
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FHA | 1 | 0.1% | 100% | $455,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.1% | 100% | $725,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $355,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
American Financial Network, Inc.
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VA | 1 | 0.1% | 50% | $365,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.1% | 100% | $305,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
Valon Mortgage
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Conventional | 1 | 0.1% | 100% | $255,000 | |
River Bank & Trust
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Conventional | 1 | 0.1% | 100% | $625,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $495,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.1% | 100% | $255,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Real Genius LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Stg Mortgage Inc
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VA | 1 | 0.1% | 100% | $615,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 33.3% | $635,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 33.3% | $535,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, Jumbo | 1 | 0.1% | 100% | $885,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 7.48% |
VA | 1 | 0.1% | 100% | $775,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
Nasa Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
Emet Lending Group, Inc.
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Conventional | 1 | 0.1% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 1.12% |
FHA | 1 | 0.1% | 100% | $415,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.1% | 100% | $365,000 | |
Uif Corporation
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Conventional | 1 | 0.1% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.1% | 100% | $395,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.1% | 100% | $435,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.1% | 100% | $725,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Gmfs, LLC
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Consumers Credit Union
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,205,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.1% | 100% | $305,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.1% | 100% | $645,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.1% | 100% | $445,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.1% | 50% | $445,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,075,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +13 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Southern Energy Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cumming Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cumming, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Cumming? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cumming in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cumming, GA
Use these to narrow the list above. Each category shows how many Cumming, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Cumming, GA
Independent mortgage companies closed 80.7 percent of home loans in Cumming, Georgia in 2025, banks 14.5 percent and credit unions 4.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cumming, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Cumming, Georgia with 32 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Cumming, Georgia, Pulte Mortgage LLC approved the highest share of completed applications in 2025 at 90.8 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Cumming, Georgia in 2025, led by United Wholesale Mortgage with 7. 22 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 22 credit unions closed home loans in Cumming, Georgia in 2025, alongside 105 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cumming, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cumming, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cumming. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
