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Mortgage Lenders and Brokers in Cartersville, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Cartersville, Georgia mortgage lenders include Ameris BankAmeris Bank301 E Church St, Cartersville, GA 30120A+5.0 ★Texas Ratio: 1.82%, Renasant BankRenasant Bank880 Joe Frank Harris Pkwy Se, Cartersville, GA 30120A+5.0 ★Texas Ratio: 4.72%, Regions BankRegions Bank620 E Main St, Cartersville, GA 30121A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA499 E Main St, Cartersville, GA 30121A+5.0 ★Texas Ratio: 5.36%, United Community BankUnited Community Bank1320 Joe Frank Harris Pkwy Se, Cartersville, GA 30120A+5.0 ★Texas Ratio: 2.97%, Truist BankTruist Bank515 E Main St, Cartersville, GA 30121A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank215 E Main St, Cartersville, GA 30120A5.0 ★Texas Ratio: 7.51%, Bank of America NABank of America NA829 Joe Frank Harris Pkwy Se, Cartersville, GA 30120A+5.0 ★Texas Ratio: 4.14%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, and LGE Community Credit UnionLGE Community Credit Union32 W Main St, Cartersville, GA 30120A+5.0 ★Texas Ratio: 2.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Cartersville, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cartersville are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Cartersville, Georgia

Market share is the lender's share of all home loans closed in Cartersville, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 2 offices in Cartersville 301 E Church St, Cartersville, GA 30120 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, USDA, HELOC	23 +5 HELOCs	1.9%	88.5%	$340,217	View
Renasant Bank 1 office in Cartersville 880 Joe Frank Harris Pkwy Se, Cartersville, GA 30120 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, USDA, HELOC	17 +3 HELOCs	1.4%	100%	$346,176	View
Regions Bank 1 office in Cartersville 620 E Main St, Cartersville, GA 30121 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, Jumbo, HELOC	16 +6 HELOCs	1.3%	72.7%	$265,000	View
Wells Fargo Bank NA 1 office in Cartersville 499 E Main St, Cartersville, GA 30121 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	14	1.1%	82.4%	$175,000	View
United Community Bank 1 office in Cartersville 1320 Joe Frank Harris Pkwy Se, Cartersville, GA 30120 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, VA, HELOC	13 +20 HELOCs	1%	100%	$288,076	View
Truist Bank ★ 1 stars, 1 review 1 office in Cartersville 515 E Main St, Cartersville, GA 30121 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	11 +29 HELOCs	0.9%	100%	$306,818	View
Firstbank 1 office in Cartersville 215 E Main St, Cartersville, GA 30120 A5.0 ★Texas Ratio: 7.51%	Conventional, HELOC	5 +13 HELOCs	0.4%	38.5%	$113,000	View
Bank of America NA 1 office in Cartersville 829 Joe Frank Harris Pkwy Se, Cartersville, GA 30120 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	5 +10 HELOCs	0.4%	100%	$273,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, VA, USDA	65	5.2%	98.5%	$275,000
LGE Community Credit Union 32 W Main St, Cartersville, GA 30120 A+5.0 ★Texas Ratio: 2.70%	Conventional	17	1.4%	94.4%	$159,117	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	9 +2 HELOCs	0.7%	69.2%	$143,888	View
Coosa Valley Credit Union 1149 N Tennessee St, Cartersville, GA 30120 2324 A+5.0 ★Texas Ratio: 4.80%	Conventional	6	0.5%	100%	$238,333	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	4 +1 HELOCs	0.3%	66.7%	$357,500	View
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.3%	80%	$412,500	View
Synovus Bank 323 E Church St, Cartersville, GA 30120	Conventional, HELOC	2 +6 HELOCs	0.2%	100%	$330,000
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional	2	0.2%	66.7%	$425,000	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA	2	0.2%	100%	$210,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	Conventional	2	0.2%	100%	$405,000	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$275,000	View
Affinity Bank 400 Galleria Pkwy Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.98%	Conventional	1	0.1%	100%	$445,000	View
PromiseOne Bank 5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$275,000	View
First National Community Bank 325 Cherokee Pl, Cartersville, GA 30121	Conventional	1	0.1%	100%	$35,000
Millennium Bank 100 Red Bud Rd Ne, Calhoun, GA 30701 A5.0 ★Texas Ratio: 7.27%	Conventional	1	0.1%	50%	$325,000	View
Colony Bank 2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01%	Conventional	1	0.1%	100%	$305,000	View
Georgia United Credit Union 134 E Felton Rd, Cartersville, GA 30120 2110 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +14 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +6 HELOCs	0%	n/a		View
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	HELOC	0 +1 HELOCs	0%	n/a
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Amerisave Mortgage Company	Conventional, FHA, VA	17	1.4%	43.6%	$142,058
Direct Lenders, LLC.	Conventional, FHA, VA	10	0.8%	100%	$321,000
Mortgage Assurance Inc	Conventional, FHA, USDA	7	0.6%	100%	$272,142
Milend, Inc	Conventional, FHA, VA	7	0.6%	88.9%	$292,142
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	3 +1 HELOCs	0.2%	50%	$348,333	View
First Option Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$188,333
Acu	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$505,000
Equity Prime Mortgage LLC	VA	1	0.1%	100%	$335,000
Rocket Mortgage	Conventional, FHA, VA	136	10.9%	82.6%	$207,720
SWBC Mortgage Corporation	Conventional, FHA, VA, USDA, Jumbo	99	8%	97.1%	$238,737
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	85 +4 HELOCs	6.8%	89.6%	$302,294
Movement Mortgage, LLC	Conventional, FHA, VA, USDA, HELOC	83 +1 HELOCs	6.7%	97.8%	$298,493
loanDepot.com LLC	Conventional, FHA, VA, HELOC	33 +2 HELOCs	2.7%	87.2%	$270,454
Everett Financial, Inc.	Conventional, FHA, HELOC	32 +1 HELOCs	2.6%	86.5%	$212,500
Pennymac Loan Services LLC	Conventional, FHA, VA	32	2.6%	82.5%	$206,875
Fairway Independent Mort Corp	Conventional, FHA	32	2.6%	97%	$293,125
American Pacific Mortgage Corporation	Conventional, FHA, VA, USDA	21	1.7%	95.5%	$271,666
Freedom Mortgage Corporation	Conventional, FHA, VA	20	1.6%	75.9%	$285,000
CrossCountry Mortgage, LLC	Conventional, FHA	19	1.5%	95%	$311,842
Nationstar Mortgage	Conventional, FHA, VA	19	1.5%	76.9%	$199,210
Canopy Mortgage, LLC	Conventional, FHA, VA, USDA	18	1.4%	100%	$309,444
Member First Mortgage, LLC A+5.0 ★Texas Ratio: 1.12%	Conventional, FHA, USDA, Jumbo	16	1.3%	81%	$336,875	View
Homeowners Financial Group, LLC	Conventional, FHA, VA	13	1%	86.7%	$302,692
Guaranteed Rate, Inc.	Conventional, FHA, USDA	12	1%	92.3%	$250,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA	12	1%	100%	$308,333	View
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA, USDA	12	1%	56.5%	$243,333
Newrez LLC	Conventional, FHA, VA, Jumbo	10	0.8%	66.7%	$371,000
Mortgage Research Center	FHA, VA	10	0.8%	58.8%	$328,000
Kind Lending, LLC	Conventional, FHA, VA, USDA	8	0.6%	53.3%	$297,500
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.6%	88.9%	$271,250
The Loan Store, Inc	Conventional, FHA, HELOC	7 +7 HELOCs	0.6%	100%	$250,714
New American Funding, LLC.	Conventional, FHA, HELOC	7 +1 HELOCs	0.6%	70%	$233,571
Click n' Close, Inc.	Conventional, FHA	7	0.6%	70%	$142,142
Towne Mortgage Company	Conventional, FHA, VA, USDA	7	0.6%	100%	$267,857
Prosperity Home Mortgage, LLC	Conventional, FHA	7	0.6%	87.5%	$215,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	7	0.6%	87.5%	$217,857	View
Family Savings Credit Union	Conventional, HELOC	6 +58 HELOCs	0.5%	64.3%	$145,000
Discover Bank	Conventional	6	0.5%	40%	$61,666
Union Home Mortgage Corp.	Conventional, FHA, VA	6	0.5%	100%	$343,333
Village Capital & Investment	VA	6	0.5%	83.3%	$350,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	5 +4 HELOCs	0.4%	41.7%	$171,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.4%	41.2%	$183,000
Cmg Mortgage Inc	Conventional, FHA, VA	5	0.4%	100%	$345,000
Success Mortgage Partners, Inc	Conventional, FHA, VA	5	0.4%	100%	$375,000
Mutual of Omaha Mortgage	Conventional, FHA	5	0.4%	54.5%	$323,000
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$145,000
AdvantageFirst Lending Inc	FHA, VA	4	0.3%	66.7%	$292,500
Securitynational Mortgage Company	Conventional, FHA	4	0.3%	100%	$190,000
Acopia, LLC	Conventional, FHA	4	0.3%	83.3%	$152,500
Zillow Home Loans, LLC	Conventional	4	0.3%	100%	$272,500
Premier Mortgage Resources, LLC	Conventional, FHA	3	0.2%	100%	$365,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	3	0.2%	75%	$261,666	View
AmeriHome Mortgage Company, LLC	Conventional, FHA	3	0.2%	100%	$305,000
Stockton Mortgage Corporation	Conventional	3	0.2%	100%	$321,666
Tjc Mortgage Inc	Conventional, FHA	3	0.2%	100%	$245,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.2%	100%	$328,333	View
Lower, LLC	Conventional, FHA	3	0.2%	75%	$338,333
Paramount Residential Mortgage	Conventional, USDA	3	0.2%	75%	$445,000
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	33.3%	$165,000
Better Mortgage Corporation	Conventional, HELOC	2 +2 HELOCs	0.2%	50%	$80,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA, HELOC	2 +1 HELOCs	0.2%	37.5%	$215,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	100%	$370,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	2	0.2%	100%	$315,000	View
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$75,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.2%	100%	$115,000
Sage Home Loans Corporation	Conventional, VA	2	0.2%	100%	$310,000
Guild Mortgage Company	Conventional, FHA	2	0.2%	100%	$285,000
American Financial Network, Inc.	FHA	2	0.2%	100%	$295,000
Constant Investments, Inc	Conventional	2	0.2%	100%	$285,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$125,000
American Financing Corporation	FHA	2	0.2%	33.3%	$205,000
SIRVA Mortgage, Inc.	Conventional	2	0.2%	100%	$325,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	2	0.2%	100%	$505,000
New Day Financial, LLC.	VA	2	0.2%	28.6%	$240,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	100%	$325,000	View
Nations Lending Corporation	FHA	2	0.2%	100%	$235,000
Nvr Mortgage Finance, Inc.	FHA, USDA	2	0.2%	100%	$240,000
Nations Direct Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$325,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.2%	100%	$420,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	2	0.2%	100%	$255,000	View
Spring Eq, LLC	Conventional	2	0.2%	18.2%	$70,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.2%	50%	$100,000
Top Flite Financial, Inc.	FHA	2	0.2%	100%	$390,000
Leaderone Financial Corp.	Conventional, USDA	2	0.2%	100%	$245,000
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$275,000
Bank Ozk	Conventional, HELOC	1 +6 HELOCs	0.1%	33.3%	$135,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$265,000	View
HomeBridge Financial Services, Inc	FHA, HELOC	1 +3 HELOCs	0.1%	100%	$185,000
Guaranteed Rate Affinity, LLC	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$305,000
Goodleap, LLC	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$255,000
Pentagon Federal Credit Union	VA, HELOC	1 +1 HELOCs	0.1%	100%	$415,000
American Financial Resources LLC	FHA	1	0.1%	100%	$205,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$215,000
Primelending	FHA	1	0.1%	50%	$325,000
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$245,000
Virginia Federal Credit Union	Conventional	1	0.1%	100%	$495,000
Assemblies of God Credit Union	Conventional	1	0.1%	100%	$355,000
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$265,000
Success Lending, LLC	FHA	1	0.1%	100%	$275,000
Nbkc Bank	Conventional	1	0.1%	100%	$275,000
PHH Mortgage Corporation	FHA	1	0.1%	50%	$205,000
Builtwell Bank	Conventional	1	0.1%	100%	$105,000
Resicentral LLC	Conventional	1	0.1%	50%	$265,000
Synergy One Lending, Inc.	FHA	1	0.1%	100%	$325,000
Eustis Mortgage Corp	USDA	1	0.1%	100%	$255,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$365,000
Acre Mortgage & Financial, Inc.	FHA	1	0.1%	100%	$295,000
Valon Mortgage	Conventional	1	0.1%	50%	$245,000
Michigan Mutual, Inc	FHA	1	0.1%	100%	$355,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$235,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	FHA	1	0.1%	100%	$355,000	View
Sun West Mortgage Company, Inc	VA	1	0.1%	50%	$575,000
Bay Equity LLC	Conventional	1	0.1%	50%	$275,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$535,000
Greenbox Loans	Conventional	1	0.1%	100%	$155,000
Nfm, Inc	FHA	1	0.1%	100%	$245,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$245,000
Atlantic Bay Mortgage Group	FHA	1	0.1%	100%	$195,000
Provident Funding Associates	Conventional	1	0.1%	100%	$285,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$365,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$275,000	View
Iserve Residential Lending	VA	1	0.1%	100%	$325,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$435,000
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$15,000	View
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$865,000
Summit Funding.Inc	FHA	1	0.1%	100%	$305,000
Veritas Funding, LLC	FHA	1	0.1%	100%	$275,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$145,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0.1%	100%	$335,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$375,000
Southwest Stage Funding LLC	FHA	1	0.1%	100%	$365,000
Consumers Credit Union	Conventional	1	0.1%	100%	$105,000
Southwest Funding LP	Conventional	1	0.1%	100%	$305,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$245,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$75,000
JMAC Lending, Inc.	FHA	1	0.1%	50%	$275,000
Figure Lending LLC	HELOC	0 +19 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	0%		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Cartersville Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Cartersville, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Cartersville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cartersville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Cartersville, GA

Use these to narrow the list above. Each category shows how many Cartersville, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 112 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 41 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 88 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 43 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 17 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 25 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Cartersville, GA

Independent mortgage companies closed 77.3 percent of home loans in Cartersville, Georgia in 2025, banks 18 percent and credit unions 4.7 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 23 loans.

77.3%

Mortgage companies

18%

Banks

4.7%

Credit unions

27%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Cartersville, GA

Who is the largest mortgage lender in Cartersville, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Cartersville, Georgia with 23 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Cartersville, GA have the highest approval rates?

Among lenders with meaningful volume in Cartersville, Georgia, BankSouth Mortgage Company LLC approved the highest share of completed applications in 2025 at 98.5 percent, against a 82.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Cartersville, GA mortgage lenders offer FHA, VA and USDA loans?

88 lenders closed FHA loans in Cartersville, Georgia in 2025, led by Rocket Mortgage with 26. 43 lenders closed VA loans, led by United Wholesale Mortgage, and 17 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Cartersville, GA lender list?

Yes. 41 banks and 19 credit unions closed home loans in Cartersville, Georgia in 2025, alongside 112 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Cartersville, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Cartersville, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cartersville, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cartersville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.