Austell, Georgia mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA4046 Austell Rd, Austell, GA 30106A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank1593 Mulkey Rd, Austell, GA 30106A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank1661 East West Connector, Austell, GA 30106A+5.0 ★Texas Ratio: 2.87%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, LGE Community Credit UnionLGE Community Credit Union2760 E West Connector, Austell, GA 30106 6804A+5.0 ★Texas Ratio: 2.70%, Credit Union of GeorgiaCredit Union of Georgia140 Riverstone Pkwy, Canton, GA 30114 6421A5.0 ★Texas Ratio: 6.49%, and United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Austell, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Austell are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Austell, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Austell 4046 Austell Rd, Austell, GA 30106 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 6 | 1.5% | 66.7% | $261,666 | View |
|
1 office in Austell 1593 Mulkey Rd, Austell, GA 30106 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 5 | 1.3% | 55.6% | $273,000 | View |
|
★ 1 stars, 1 review 1 office in Austell 1661 East West Connector, Austell, GA 30106 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $145,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA, VA | 18 | 4.6% | 100% | $337,777 | |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 9 | 2.3% | 100% | $256,111 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 8 | 2.1% | 100% | $181,250 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +6 HELOCs |
1% | 100% | $352,500 | View |
|
2760 E West Connector, Austell, GA 30106 6804 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 4 | 1% | 100% | $172,500 | View |
|
140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 3 | 0.8% | 50% | $31,666 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $175,000 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $225,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.5% | 100% | $190,000 | View |
|
2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 2 | 0.5% | 100% | $265,000 | View |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
FHA | 1 | 0.3% | 100% | $305,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 135 Riverside Pkwy, Austell, GA 30168 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Option Mortgage, LLC
|
Conventional, FHA | 7 | 1.8% | 90% | $217,857 | |
Equity Prime Mortgage LLC
|
Conventional, FHA, VA | 6 | 1.5% | 75% | $328,333 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.5% | 23.1% | $150,000 | |
Milend, Inc
|
FHA | 2 | 0.5% | 66.7% | $325,000 | |
Acu
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
Loanunited.Com, LLC
|
VA | 1 | 0.3% | 100% | $395,000 | |
Direct Lenders, LLC.
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Mortgage Assurance Inc
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 46 | 11.8% | 79.3% | $218,695 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 42 | 10.8% | 84% | $337,380 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
6.4% | 76.5% | $296,200 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 23 | 5.9% | 100% | $295,434 | |
Movement Mortgage, LLC
|
Conventional, FHA | 15 | 3.9% | 85.7% | $339,666 | |
Freedom Mortgage Corporation
|
FHA, VA | 10 | 2.6% | 88.2% | $318,000 | |
Everett Financial, Inc.
|
Conventional, FHA, VA | 9 | 2.3% | 69.2% | $263,888 | |
Nationstar Mortgage
|
Conventional, FHA | 8 | 2.1% | 72.7% | $135,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +7 HELOCs |
1.5% | 50% | $211,666 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 1.5% | 42.9% | $241,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 6 | 1.5% | 85.7% | $205,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 5 | 1.3% | 71.4% | $303,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 5 | 1.3% | 100% | $293,000 | View |
American Pacific Mortgage Corporation
|
Conventional, VA | 4 | 1% | 100% | $287,500 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 1% | 80% | $285,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 1% | 100% | $335,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 1% | 100% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA | 4 | 1% | 57.1% | $240,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 4 | 1% | 57.1% | $187,500 | |
Securitynational Mortgage Company
|
Conventional | 3 | 0.8% | 60% | $268,333 | |
Encompass Lending Group, L.P.
|
Conventional, FHA | 3 | 0.8% | 100% | $201,666 | |
Mortgage Research Center
|
VA | 3 | 0.8% | 50% | $328,333 | |
Guaranteed Rate, Inc.
|
FHA | 2 | 0.5% | 100% | $305,000 | |
SWBC Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $120,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.5% | 100% | $355,000 | View |
Guild Mortgage Company
|
Conventional, FHA | 2 | 0.5% | 66.7% | $235,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.5% | 100% | $170,000 | View |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.5% | 66.7% | $205,000 | |
American Financing Corporation
|
FHA | 2 | 0.5% | 50% | $250,000 | |
Homeowners Financial Group, LLC
|
FHA | 2 | 0.5% | 100% | $350,000 | |
Nfm, Inc
|
Conventional, FHA | 2 | 0.5% | 100% | $430,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.5% | 66.7% | $255,000 | View |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 2 | 0.5% | 100% | $125,000 | |
Mortgage Solutions of Colorado
|
FHA, VA | 2 | 0.5% | 100% | $380,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $280,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $190,000 | |
Spring Eq, LLC
|
Conventional | 2 | 0.5% | 40% | $40,000 | |
EMM Loans LLC
|
FHA | 1 | 0.3% | 100% | $265,000 | |
Cornerstone First Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Guaranteed Rate Affinity, LLC
|
FHA | 1 | 0.3% | 100% | $275,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.3% | 50% | $315,000 | |
Goodleap, LLC
|
FHA | 1 | 0.3% | 100% | $55,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.3% | 66.7% | $365,000 | |
MortgageOne, Inc
|
VA | 1 | 0.3% | 100% | $275,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 100% | $335,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.3% | 33.3% | $215,000 | |
Shelter Home Mortgage, LLC
|
FHA | 1 | 0.3% | 50% | $355,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 25% | $75,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.3% | 50% | $275,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.3% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
Tjc Mortgage Inc
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Genway Home Mortgage, Inc.
|
FHA | 1 | 0.3% | 100% | $365,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0.3% | 100% | $235,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.3% | 50% | $245,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Loan Simple, Inc.
|
FHA | 1 | 0.3% | 100% | $305,000 | |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Top Flite Financial, Inc.
|
FHA | 1 | 0.3% | 100% | $335,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.3% | 100% | $485,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 37.5% | $455,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.3% | 100% | $435,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Family Savings Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Austell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Austell in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Austell, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 78.7 percent of home loans in Austell, Georgia in 2025, banks 17.2 percent and credit unions 4.1 percent. First Option Mortgage, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 18 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Austell, Georgia with 6 loans, about 1.5 percent of the market. The largest lender headquartered in Georgia was BankSouth Mortgage Company LLC with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
53 lenders closed FHA loans in Austell, Georgia in 2025, led by loanDepot.com LLC with 33. 20 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in Austell, Georgia in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Austell, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Austell, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Austell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.