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Mortgage Lenders and Brokers in Yulee, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Yulee, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA75950 William Burgess Blvd, Yulee, FL 32097A+5.0 ★Texas Ratio: 3.68%, First Federal BankFirst Federal Bank463845 State Road 200, Yulee, FL 32097A+5.0 ★Texas Ratio: 1.10%, Wells Fargo Bank NAWells Fargo Bank NA463743 State Road 200, Yulee, FL 32097A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, VyStar Credit UnionVyStar Credit Union463775 State Road 200, Yulee, FL 32097A5.0 ★Texas Ratio: 9.56%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, and Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Yulee, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Yulee are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Yulee, Florida

Market share is the lender's share of all home loans closed in Yulee, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Yulee 75950 William Burgess Blvd, Yulee, FL 32097 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	11 +2 HELOCs	1.2%	68.8%	$425,909	View
First Federal Bank 2 offices in Yulee 463845 State Road 200, Yulee, FL 32097 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	8	0.9%	100%	$406,250	View
Wells Fargo Bank NA 1 office in Yulee 463743 State Road 200, Yulee, FL 32097 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	4	0.4%	66.7%	$422,500	View
Fifth Third Bank, National Association 1 office in Yulee 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +3 HELOCs	0%	n/a		View
VyStar Credit Union 463775 State Road 200, Yulee, FL 32097 A5.0 ★Texas Ratio: 9.56%	Conventional, Jumbo, HELOC	45 +10 HELOCs	4.9%	64.8%	$156,777	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	13 +9 HELOCs	1.4%	87.5%	$415,000	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	5 +5 HELOCs	0.5%	100%	$305,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +7 HELOCs	0.4%	100%	$390,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +7 HELOCs	0.3%	60%	$528,333	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$468,333	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +1 HELOCs	0.2%	40%	$230,000	View
Radifi Federal Credit Union 801 Atlantic Blvd, Atlantic Beach, FL 32233	Conventional	2	0.2%	100%	$50,000
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	2	0.2%	100%	$665,000	View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, Jumbo	2	0.2%	100%	$830,000	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional	2	0.2%	100%	$420,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$355,000	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$345,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	VA	1	0.1%	100%	$465,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	1	0.1%	33.3%	$125,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Campus USA Credit Union 14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$45,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	VA	1	0.1%	100%	$705,000
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$455,000	View
Capital City Bank 15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +6 HELOCs	0%	n/a		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Radiant Credit Union 14520 NW US Highway 441, Alachua, FL 32615 8204 A+5.0 ★Texas Ratio: 3.03%	HELOC	0 +1 HELOCs	0%	n/a		View
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	20 +7 HELOCs	2.2%	76.9%	$135,000	View
Taylor Morrison Home Funding, Inc.	Conventional, VA	19	2.1%	100%	$567,631
Freedom Mortgage Corporation	FHA, VA	10	1.1%	77.8%	$345,000
Lakeview Loan Servicing, LLC	Conventional, VA	4	0.4%	45.5%	$332,500
Nqm Funding, LLC	Conventional	3	0.3%	100%	$511,666
Acrisure Mortgage, LLC	Conventional, VA, Jumbo	2	0.2%	100%	$890,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$345,000
Coastline Home Mortgage	Conventional	1	0.1%	100%	$45,000
Jet HomeLoans, LP	FHA	1	0.1%	100%	$495,000
New Day Financial, LLC.	VA	1	0.1%	28.6%	$375,000
Foundation Mortgage Corporation	Conventional	1	0.1%	100%	$325,000
The Mortgage Firm	Conventional	1	0.1%	100%	$445,000
Rocket Mortgage	Conventional, FHA, VA	87	9.4%	80.9%	$285,000
Pulte Mortgage LLC	Conventional, FHA, VA, Jumbo	85	9.2%	93.4%	$358,529
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	77 +2 HELOCs	8.3%	85.7%	$388,116
Inspire Home Loans Inc.	Conventional, FHA, VA	61	6.6%	91.9%	$336,639
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	41 +15 HELOCs	4.4%	79.2%	$296,219
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA, VA, Jumbo	35	3.8%	100%	$406,142	View
Pennymac Loan Services LLC	Conventional, FHA, VA	24	2.6%	92.3%	$308,750
Mortgage Research Center	Conventional, VA	20	2.2%	57.1%	$438,000
Homeamerican Mortgage Corporation	Conventional, FHA, VA	17	1.8%	90%	$381,470
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	16 +2 HELOCs	1.7%	94.1%	$420,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	14 +1 HELOCs	1.5%	77.8%	$329,285
loanDepot.com LLC	Conventional, FHA, VA, HELOC	12 +1 HELOCs	1.3%	66.7%	$312,500
Kind Lending, LLC	Conventional, FHA, VA	12	1.3%	80%	$350,833
Nationstar Mortgage	Conventional, VA, Jumbo	12	1.3%	85.7%	$235,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	11	1.2%	100%	$324,090	View
Union Home Mortgage Corp.	Conventional, FHA, VA, USDA	11	1.2%	100%	$362,272
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	10 +1 HELOCs	1.1%	90.9%	$323,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	10	1.1%	73.3%	$290,000	View
PrimeSouth Bank	Conventional, Jumbo	8	0.9%	100%	$577,500
American Pacific Mortgage Corporation	Conventional, FHA	8	0.9%	100%	$278,750
Planet Home Lending, LLC	Conventional, FHA, VA, Jumbo	7	0.8%	100%	$475,000
21St Mortgage	Conventional	7	0.8%	29.6%	$157,857
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, VA	7	0.8%	63.6%	$199,285	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA, USDA	7	0.8%	70%	$296,428
Everett Financial, Inc.	Conventional, FHA, VA	6	0.6%	100%	$448,333
Loanpeople, LLC	Conventional, VA	6	0.6%	100%	$358,333
Pineland Bank	Conventional	6	0.6%	100%	$410,000
American Financial Resources LLC	Conventional, FHA, VA	5	0.5%	100%	$325,000
Amerisave Mortgage Company	Conventional, FHA, VA	5	0.5%	33.3%	$187,000
Guild Mortgage Company	Conventional, FHA, VA	5	0.5%	100%	$357,000
Fairway Independent Mort Corp	Conventional, FHA, VA	5	0.5%	71.4%	$373,000
Zillow Home Loans, LLC	Conventional, VA	4	0.4%	100%	$285,000
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	3 +1 HELOCs	0.3%	100%	$248,333
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, VA	3	0.3%	75%	$351,666	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA	3	0.3%	100%	$225,000	View
Cardinal Financial Company, Li	Conventional, VA	3	0.3%	100%	$371,666
Mutual of Omaha Mortgage	Conventional, VA, Jumbo	3	0.3%	75%	$515,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	VA	3	0.3%	100%	$598,333	View
Paramount Residential Mortgage	FHA, VA	3	0.3%	100%	$378,333
Synovus Bank	Conventional, HELOC	2 +6 HELOCs	0.2%	100%	$700,000
The Loan Store, Inc	Conventional, HELOC	2 +5 HELOCs	0.2%	100%	$445,000
Spring Eq, LLC	Conventional, HELOC	2 +4 HELOCs	0.2%	22.2%	$70,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +2 HELOCs	0.2%	100%	$395,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.2%	100%	$215,000
Sage Home Loans Corporation	FHA	2	0.2%	100%	$460,000
Nbkc Bank	Conventional	2	0.2%	66.7%	$410,000
Equity Prime Mortgage LLC	FHA, USDA	2	0.2%	50%	$240,000
Filo Mortgage, LLC	VA	2	0.2%	100%	$510,000
Discover Bank	Conventional	2	0.2%	33.3%	$60,000
Nation One Mortgage Corporatio	Conventional	2	0.2%	100%	$370,000
ClearPath Lending	VA	2	0.2%	100%	$465,000
First Colony Mortgage Corporat	Conventional, VA, Jumbo	2	0.2%	100%	$575,000
Mid-Continent Funding, Inc.	VA	2	0.2%	100%	$315,000
Towne Mortgage Company	Conventional, FHA	2	0.2%	100%	$250,000
Prosperity Home Mortgage, LLC	Conventional, VA	2	0.2%	100%	$260,000
Nmsi, Inc.	Conventional	2	0.2%	100%	$300,000
Right Start Mortgage, Inc	Conventional	2	0.2%	100%	$295,000
Southwest Stage Funding LLC	FHA, VA	2	0.2%	100%	$315,000
American Neighborhood Mortgage Acceptance Company	Conventional	2	0.2%	100%	$200,000
Cadence Bank	Conventional	1	0.1%	100%	$525,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$285,000	View
First Community Mortgage, Inc.	VA	1	0.1%	100%	$285,000
Sharefax Credit Union	Conventional	1	0.1%	100%	$255,000
Primelending	Conventional	1	0.1%	100%	$685,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$365,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$205,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA	1	0.1%	100%	$485,000	View
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$375,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$325,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$435,000
AdvantageFirst Lending Inc	FHA	1	0.1%	50%	$205,000
Catalyst Mortgage	FHA	1	0.1%	100%	$525,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	VA	1	0.1%	100%	$735,000	View
Mortgage Assurance Inc	Conventional	1	0.1%	100%	$605,000
Success Mortgage Partners, Inc	VA	1	0.1%	100%	$565,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$305,000
Network Capital Funding Corporation	FHA	1	0.1%	100%	$245,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$465,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$245,000	View
First Option Mortgage, LLC	FHA	1	0.1%	100%	$355,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$285,000	View
Evergreen Moneysource Mortgage Company	VA	1	0.1%	100%	$235,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$185,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$485,000
Nations Lending Corporation	VA	1	0.1%	50%	$255,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$295,000	View
First Equity Mortgage Inc	Conventional	1	0.1%	25%	$365,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$175,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0.1%	100%	$55,000	View
Saygo Home Loans, LLC	FHA	1	0.1%	50%	$305,000
Bay Capital Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	VA	1	0.1%	100%	$305,000	View
V.I.P. Mortgage, Inc.	VA	1	0.1%	100%	$305,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	50%	$285,000
Summit Mortgage Corporation	Conventional	1	0.1%	100%	$285,000
First Port City Bank	Conventional	1	0.1%	100%	$575,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$355,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	25%	$55,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	VA	1	0.1%	100%	$365,000	View
Texana Bank	Conventional	1	0.1%	100%	$365,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$325,000
The Mortgage Link, Inc.	Conventional	1	0.1%	100%	$185,000
Village Capital & Investment	VA	1	0.1%	42.9%	$355,000
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +5 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	0%
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Chevron Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Corning Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Yulee Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Yulee, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Yulee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Yulee in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Yulee, FL

Use these to narrow the list above. Each category shows how many Yulee, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 94 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 43 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 15 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 41 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 63 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 15 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 23 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Yulee, FL

Independent mortgage companies closed 71.8 percent of home loans in Yulee, Florida in 2025, banks 15.9 percent and credit unions 12.3 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, First Federal Bank led with 8 loans.

71.8%

Mortgage companies

15.9%

Banks

12.3%

Credit unions

13%

FHA loans

25%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Yulee, FL

Who is the largest mortgage lender in Yulee, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Yulee, Florida with 11 loans, about 1.2 percent of the market. The largest lender headquartered in Florida was First Federal Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Yulee, FL have the highest approval rates?

Among lenders with meaningful volume in Yulee, Florida, Pulte Mortgage LLC approved the highest share of completed applications in 2025 at 93.4 percent, against a 80.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Yulee, FL mortgage lenders offer FHA, VA and USDA loans?

41 lenders closed FHA loans in Yulee, Florida in 2025, led by Inspire Home Loans Inc. with 14. 63 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Yulee, FL lender list?

Yes. 43 banks and 15 credit unions closed home loans in Yulee, Florida in 2025, alongside 94 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Yulee, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Yulee, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Yulee, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Yulee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.