Winter Park, Florida mortgage lenders include Truist BankTruist Bank2006 Aloma Ave, Winter Park, FL 32792A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank1245 W Fairbanks Ave, Winter Park, FL 32789A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA608 N Orlando Ave, Winter Park, FL 32789A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1905 Aloma Ave, Winter Park, FL 32792A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association2200 Aloma Ave, Winter Park, FL 32792A+5.0 ★Texas Ratio: 2.27%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2011 Aloma Ave, Winter Park, FL 32792A+5.0 ★Texas Ratio: 3.22%, Wells Fargo Bank NAWells Fargo Bank NA631 S Orlando Ave, Winter Park, FL 32789A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank810 N Orlando Ave, Winter Park, FL 32789A+5.0 ★Texas Ratio: 3.71%, First Horizon BankFirst Horizon Bank840 Denning Drive, Winter Park, FL 32789A+5.0 ★Texas Ratio: 5.76%, and Climate First BankClimate First Bank1150 S Orlando Ave, Winter Park, FL 32789A+5.0 ★Texas Ratio: 1.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winter Park, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winter Park are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Winter Park, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 3 offices in Winter Park 2006 Aloma Ave, Winter Park, FL 32792 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 16 +15 HELOCs |
3.8% | 94.1% | $909,375 | View |
|
2 offices in Winter Park 1245 W Fairbanks Ave, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 10 +7 HELOCs |
2.4% | 80% | $916,000 | View |
|
3 offices in Winter Park 608 N Orlando Ave, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 8 +2 HELOCs |
1.9% | 88.9% | $1,345,000 | View |
|
3 offices in Winter Park 1905 Aloma Ave, Winter Park, FL 32792 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +27 HELOCs |
1.4% | 100% | $1,370,000 | View |
|
★ 5 stars, 1 review 2 offices in Winter Park 2200 Aloma Ave, Winter Park, FL 32792 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 6 +5 HELOCs |
1.4% | 85.7% | $973,333 | View |
|
1 office in Winter Park 2011 Aloma Ave, Winter Park, FL 32792 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 6 +5 HELOCs |
1.4% | 85.7% | $883,333 | View |
|
6 offices in Winter Park 631 S Orlando Ave, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 1.2% | 100% | $1,055,000 | View |
|
1 office in Winter Park 810 N Orlando Ave, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
0.7% | 100% | $898,333 | View |
|
★ 5 stars, 1 review 1 office in Winter Park 840 Denning Drive, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $410,000 | View |
|
1 office in Winter Park 1150 S Orlando Ave, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 1.15% |
Conventional | 2 | 0.5% | 100% | $465,000 | View |
|
1 office in Winter Park 655 W Morse Blvd, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 0.5% | 100% | $405,000 | View |
|
1 office in Winter Park 700 W Morse Blvd, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $645,000 | View |
|
1 office in Winter Park 369 N New York Ave, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 0.2% | 100% | $4,325,000 | View |
|
1 office in Winter Park 517 W Morse Blvd, Winter Park, FL 32789 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
|
2 offices in Winter Park 200 E New England Ave, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,485,000 | View |
|
★ 5 stars, 1 review 1 office in Winter Park 1031 W Morse Blvd, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1 office in Winter Park 1000 N Orlando Ave, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
★ 1.8 stars, 5 reviews 2 offices in Winter Park 1211 Orange Ave, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 33.3% | View | |
|
699 N Orlando Ave, Winter Park, FL 32789 2917 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 18 +6 HELOCs |
4.3% | 74.1% | $875,555 | View |
|
605 N Orlando Ave, Winter Park, FL 32789 A5.0 ★Texas Ratio: 9.56% |
Conventional, Jumbo | 6 | 1.4% | 85.7% | $1,258,333 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.2% | 71.4% | $825,000 | View |
|
847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional, HELOC | 2 +8 HELOCs |
0.5% | 66.7% | $140,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 66.7% | $280,000 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $640,000 | View |
|
5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $545,000 | View |
|
710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,365,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $405,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $165,000 | View |
|
18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $2,245,000 | View |
|
12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,995,000 | View |
|
702 Orange Ave, Winter Park, FL 32789 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
|
16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
|
1662 W Orange Blossom Trl, Apopka, FL 32712 2641 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
|
2201 Crawfordville Hwy, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
|
14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71% |
Conventional, Jumbo | 1 | 0.2% | 100% | $855,000 | View |
|
2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,965,000 | View |
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
|
3100 N Military Trl, Boca Raton, FL 33431 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,505,000 | View |
|
5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,345,000 | View |
Acrisure Mortgage, LLC
|
Conventional, VA, Jumbo | 8 | 1.9% | 88.9% | $1,141,250 | |
Alkan Mortgage Corporation
|
Conventional, Jumbo | 5 | 1.2% | 100% | $853,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 1% | 85.7% | $440,000 | |
The Mortgage Firm
|
Conventional, Jumbo | 3 | 0.7% | 100% | $651,666 | |
PHH Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $310,000 | |
Builders Choice Mortgage LLC
|
Conventional, Jumbo | 2 | 0.5% | 66.7% | $965,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $465,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 50% | $85,000 | |
First Equity Mortgage Bankers Inc.
|
Conventional, Jumbo | 1 | 0.2% | 100% | $855,000 | |
Fairway Funding Group, Inc
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Rocket Mortgage
|
Conventional, VA, Jumbo | 46 | 11% | 93.9% | $373,260 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 45 +1 HELOCs |
10.7% | 83.6% | $550,555 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo | 12 | 2.9% | 85.7% | $999,166 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 11 | 2.6% | 84.6% | $645,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, VA, Jumbo | 9 | 2.1% | 75% | $500,555 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +7 HELOCs |
1.4% | 75% | $423,333 | |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 5 | 1.2% | 100% | $603,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 5 | 1.2% | 100% | $373,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 4 +1 HELOCs |
1% | 66.7% | $242,500 | |
Movement Mortgage, LLC
|
Conventional, FHA, Jumbo | 4 | 1% | 80% | $742,500 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 4 | 1% | 100% | $532,500 | View |
Union Home Mortgage Corp.
|
Conventional, FHA | 4 | 1% | 100% | $460,000 | |
Waterstone Mortgage Corporation
|
Conventional | 4 | 1% | 100% | $542,500 | |
The Loan Store, Inc
|
Conventional | 4 | 1% | 66.7% | $345,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 4 | 1% | 80% | $390,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, Jumbo | 4 | 1% | 100% | $735,000 | View |
Arc Home LLC
|
Conventional, Jumbo | 3 | 0.7% | 100% | $788,333 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 3 | 0.7% | 100% | $281,666 | |
Guaranteed Rate, Inc.
|
Conventional, Jumbo | 3 | 0.7% | 100% | $891,666 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 0.7% | 100% | $361,666 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA, Jumbo | 3 | 0.7% | 75% | $485,000 | View |
Better Mortgage Corporation
|
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 0.5% | 66.7% | $520,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.5% | 100% | $655,000 | View |
All Credit Considered Mortgage, Inc.
|
Conventional | 2 | 0.5% | 100% | $325,000 | |
Kind Lending, LLC
|
Conventional, Jumbo | 2 | 0.5% | 100% | $1,100,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.5% | 100% | $525,000 | View |
PFN Lending Group, Inc.
|
Conventional | 2 | 0.5% | 16.7% | $450,000 | |
Mortgage Equity Partners LLC
|
Conventional | 2 | 0.5% | 100% | $280,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,605,000 | View |
Mortgage Research Center
|
Conventional, VA | 2 | 0.5% | 66.7% | $355,000 | |
New American Funding, LLC.
|
Conventional | 2 | 0.5% | 66.7% | $515,000 | |
ClearEdge Lending LLC
|
Conventional, Jumbo | 2 | 0.5% | 100% | $1,095,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,670,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $500,000 | |
Luxury Mortgage Corp.
|
Conventional, Jumbo | 2 | 0.5% | 100% | $2,065,000 | |
Champions Funding, LLC
|
Conventional | 2 | 0.5% | 100% | $300,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $185,000 | View |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +3 HELOCs |
0.2% | 100% | $345,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 14.3% | $305,000 | |
Fourleaf Federal Credit Union
|
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,205,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Originpoint, LLC
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Tidewater Mortgage Services, Inc
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,325,000 | View |
Primelending
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,485,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,995,000 | View |
SWBC Mortgage Corporation
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | |
|
A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | View |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
Norwich Commercial Group Inc
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 1 | 0.2% | 100% | $755,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 14.3% | $105,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.2% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 1 | 0.2% | 50% | $1,185,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Select Lending Services, LLC
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
East Coast Capital Corp.
|
Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | |
American Financing Corporation
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
SIRVA Mortgage, Inc.
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,235,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $715,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.2% | 100% | $725,000 | |
Loanpeople, LLC
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.2% | 50% | $295,000 | |
Communityamerica Federal Credit Union
|
Conventional, Jumbo | 1 | 0.2% | 100% | $985,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,595,000 | View |
Lake Michigan Credit Union
|
Conventional | 1 | 0.2% | 100% | $625,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
DFCU Financial
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,895,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.2% | 50% | $415,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
RBC Bank (Georgia), N.A.
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,925,000 | |
Drew Mortgage Associates, Inc
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 0.16% |
Conventional, Jumbo | 1 | 0.2% | 100% | $3,695,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 50% | $475,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 50% | $235,000 | |
Vista Point Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $745,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Synovus Bank
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Advia Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Elements Financial Federal Cre
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Canandaigua National Bank & Trust
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mason-McDuffie Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Winter Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winter Park in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Winter Park, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 58.7 percent of home loans in Winter Park, Florida in 2025, banks 29.8 percent and credit unions 11.5 percent. Acrisure Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Winter Park, Florida with 16 loans, about 3.8 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Winter Park, Florida in 2025, led by Freedom Mortgage Corporation with 1. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 54 banks and 22 credit unions closed home loans in Winter Park, Florida in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winter Park, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winter Park, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winter Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.