Mortgage Lenders and Brokers in Villas, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Villas, Florida mortgage lenders include Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, and Achieva Credit UnionAchieva Credit Union4254 53rd Ave E, Bradenton, FL 34203A+5.0 ★Texas Ratio: 2.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Villas, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Villas are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Villas, Florida
Market share is the lender's share of all home loans closed in Villas, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 8 +29 HELOCs |
2.8% | 88.9% | $230,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +4 HELOCs |
2.5% | 77.8% | $325,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.8% | 100% | $217,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 100% | $775,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $210,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 0.7% | 57.1% | $85,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 50% | $575,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $55,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $65,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $125,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $245,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 50% | $205,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
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1533 Hendry St, Fort Myers, FL 33901 A5.0 ★Texas Ratio: 8.97% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 52 | 18.2% | 82.5% | $356,346 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 8 | 2.8% | 100% | $105,000 | |
FineMark National Bank & Trust
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Conventional, Jumbo | 5 | 1.8% | 100% | $597,000 | |
The Mortgage Warehouse, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $230,000 | |
New Day Financial, LLC.
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VA | 2 | 0.7% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
Freedom Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $245,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 50% | $335,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 36 +1 HELOCs |
12.6% | 83.7% | $331,666 | |
Rocket Mortgage
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Conventional, FHA | 26 | 9.1% | 81.2% | $256,538 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 9 | 3.2% | 100% | $242,777 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.8% | 92.3% | $220,000 | |
Pulte Mortgage LLC
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Conventional, FHA, VA | 7 | 2.5% | 87.5% | $482,142 | |
Lake Michigan Credit Union
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Conventional, Jumbo, HELOC | 6 +1 HELOCs |
2.1% | 100% | $701,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 1.8% | 100% | $361,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 4 | 1.4% | 100% | $280,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $281,666 | |
Cazle Mortgage, Inc.
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Conventional, FHA | 3 | 1.1% | 100% | $385,000 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.1% | 75% | $161,666 | |
Mortgage 1 Incorporated
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Conventional | 3 | 1.1% | 100% | $188,333 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 3 | 1.1% | 100% | $301,666 | View |
Spring Eq, LLC
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Conventional | 3 | 1.1% | 42.9% | $81,666 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $325,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.7% | 100% | $230,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 0.7% | 100% | $395,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.7% | 40% | $410,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.7% | 50% | $230,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.7% | 100% | $355,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.7% | 50% | $40,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.7% | 100% | $160,000 | View |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 0.7% | 40% | $390,000 | |
Mortgage Research Center
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VA | 2 | 0.7% | 66.7% | $270,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, VA | 2 | 0.7% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 66.7% | $205,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $205,000 | View |
Everett Financial, Inc.
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $285,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $115,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $265,000 | |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.4% | 100% | $925,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.4% | 100% | $355,000 | View |
Affordable Mortgage Advisors
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FHA | 1 | 0.4% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.4% | 25% | $345,000 | View |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Greater Alliance Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 14.3% | $105,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $55,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.4% | 100% | $395,000 | View |
American Financing Corporation
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Conventional | 1 | 0.4% | 50% | $265,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $235,000 | |
1st Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
Providence Bank & Trust
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 50% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $305,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Staunton Financial Inc
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VA | 1 | 0.4% | 100% | $425,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Philadelphia Federal Credit Un
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HELOC | 0 +1 HELOCs |
0% | n/a |
Villas Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Villas, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Villas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Villas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Villas, FL
Use these to narrow the list above. Each category shows how many Villas, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Villas, FL
Independent mortgage companies closed 78.6 percent of home loans in Villas, Florida in 2025, banks 12.6 percent and credit unions 8.8 percent. Triad Financial Services, Inc. was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Villas, FL
By home loans closed in 2025, Suncoast Credit Union was the largest mortgage lender in Villas, Florida with 8 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Villas, Florida, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 82.5 percent, against a 81.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Villas, Florida in 2025, led by Lennar Mortgage, LLC with 20. 11 lenders closed VA loans, led by Lennar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 18 credit unions closed home loans in Villas, Florida in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Villas, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Villas, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Villas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
