Mortgage Lenders and Brokers in Vilano Beach, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vilano Beach, Florida mortgage lenders include VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, and Radifi Federal Credit UnionRadifi Federal Credit Union801 Atlantic Blvd, Atlantic Beach, FL 32233. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vilano Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vilano Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vilano Beach, Florida
Market share is the lender's share of all home loans closed in Vilano Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
4.5% | 45.5% | $509,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 4.5% | 71.4% | $3,131,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
2.7% | 75% | $855,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
1.8% | 66.7% | $295,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.8% | 100% | $2,450,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 1.8% | 100% | $890,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +6 HELOCs |
0.9% | 100% | $425,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.9% | 100% | $875,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $55,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 1 | 0.9% | 100% | $205,000 | |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $525,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,365,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.9% | 100% | $3,805,000 | View |
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21 E 3rd St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 1.41% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,585,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.9% | 100% | $755,000 | View |
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2875 Ne 191st St, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.12% |
Conventional, Jumbo | 1 | 0.9% | 100% | $865,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.7% | 75% | $941,666 | View |
Freedom Mortgage Corporation
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VA, Jumbo | 1 | 0.9% | 100% | $935,000 | |
United Wholesale Mortgage
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Conventional, Jumbo, HELOC | 13 +2 HELOCs |
11.7% | 86.7% | $558,076 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 12 | 10.8% | 81.2% | $487,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.7% | 100% | $2,041,666 | View |
Affordable Mortgage Advisors
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Conventional, VA, Jumbo | 3 | 2.7% | 100% | $675,000 | |
EMM Loans LLC
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FHA, VA | 2 | 1.8% | 100% | $520,000 | |
Everett Financial, Inc.
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Conventional, Jumbo | 2 | 1.8% | 100% | $1,040,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 2 | 1.8% | 100% | $1,730,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.8% | 100% | $480,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.8% | 100% | $470,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.8% | 100% | $510,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.8% | 100% | $490,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 25% | $255,000 | |
Hartford Funding, Ltd.
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Conventional | 1 | 0.9% | 100% | $805,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $255,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,255,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.9% | 50% | $65,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.9% | 100% | $245,000 | |
Resicentral LLC
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Conventional | 1 | 0.9% | 100% | $435,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 33.3% | $145,000 | |
Emporium Tpo LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,305,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,925,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,365,000 | |
Absolute Home Mortgage
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,305,000 | |
Royal Pacific Funding
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Conventional, Jumbo | 1 | 0.9% | 100% | $975,000 | |
Nfm, Inc
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Conventional | 1 | 0.9% | 100% | $645,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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VA | 1 | 0.9% | 100% | $405,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $755,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.9% | 33.3% | $2,505,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Allegacy Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $505,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $605,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.9% | 100% | $715,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $545,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
Paramount Residential Mortgage
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,885,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.9% | 100% | $655,000 | View |
Texana Bank
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Conventional | 1 | 0.9% | 100% | $765,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $785,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $655,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.9% | 100% | $315,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vilano Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vilano Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Vilano Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vilano Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vilano Beach, FL
Use these to narrow the list above. Each category shows how many Vilano Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Vilano Beach, FL
Independent mortgage companies closed 59.5 percent of home loans in Vilano Beach, Florida in 2025, banks 27.9 percent and credit unions 12.6 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vilano Beach, FL
By home loans closed in 2025, VyStar Credit Union was the largest mortgage lender in Vilano Beach, Florida with 5 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Vilano Beach, Florida in 2025, led by Rocket Mortgage with 1. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 13 credit unions closed home loans in Vilano Beach, Florida in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vilano Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vilano Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vilano Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
