Mortgage Lenders and Brokers in University, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
University, Florida mortgage lenders include Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, and Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in University, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in University are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in University, Florida
Market share is the lender's share of all home loans closed in University, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 10 +1 HELOCs |
3.5% | 100% | $108,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +4 HELOCs |
1.7% | 62.5% | $313,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 5 | 1.7% | 37.8% | $75,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.4% | 100% | $137,500 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 4 | 1.4% | 30.8% | $122,500 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1% | 60% | $191,666 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 66.7% | $305,000 | View |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 40% | $275,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $410,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $160,000 | View |
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931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 2 | 0.7% | 100% | $170,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 2 | 0.7% | 66.7% | $325,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 33.3% | $235,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $245,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
VA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $255,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $295,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $25,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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2201 Crawfordville Hwy, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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550 South Andrews Avenue Suite 640, Fort Lauderdale, FL 33301 A-5.0 ★Texas Ratio: 15.49% |
VA | 1 | 0.3% | 100% | $355,000 | View |
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14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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21 E 3rd St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 1.41% |
Conventional, Jumbo | 1 | 0.3% | 100% | $835,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 50% | $155,000 | View |
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2875 Ne 191st St, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,255,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA | 9 | 3.1% | 100% | $392,777 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 2.4% | 100% | $386,428 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.7% | 50% | $130,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $335,000 | View |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Alkan Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $295,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.3% | 100% | $195,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 35 +2 HELOCs |
12.1% | 77.8% | $349,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 30 | 10.4% | 79.5% | $274,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.8% | 90% | $367,500 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
2.4% | 87.5% | $77,857 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 2.1% | 70% | $325,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 6 | 2.1% | 100% | $158,333 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.7% | 71.4% | $429,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 5 | 1.7% | 55.6% | $243,000 | View |
Mortgage Research Center
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VA | 5 | 1.7% | 71.4% | $329,000 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 1.4% | 80% | $292,500 | |
AmWest Funding Corp
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Conventional | 4 | 1.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 4 | 1.4% | 100% | $322,500 | View |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.4% | 100% | $210,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.4% | 100% | $235,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 3 | 1% | 100% | $215,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 3 | 1% | 50% | $475,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 3 | 1% | 100% | $161,666 | |
Zillow Home Loans, LLC
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Conventional | 3 | 1% | 100% | $371,666 | |
21St Mortgage
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Conventional | 3 | 1% | 16.7% | $51,666 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +4 HELOCs |
0.7% | 100% | $220,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $520,000 | View |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.7% | 100% | $260,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.7% | 100% | $320,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 40% | $70,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.7% | 100% | $290,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 2 | 0.7% | 100% | $395,000 | View |
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A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA | 2 | 0.7% | 100% | $365,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.7% | 100% | $375,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.7% | 50% | $345,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 0.7% | 100% | $195,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $285,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $335,000 | |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Kbhs Home Loans, LLC
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VA | 1 | 0.3% | 100% | $415,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $335,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $275,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 33.3% | $265,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $385,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.3% | 100% | $95,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
FHA | 1 | 0.3% | 100% | $375,000 | View |
Velocio Mortgage, L.L.C.
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FHA | 1 | 0.3% | 100% | $265,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Advisors Mortgage Group, LLC
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FHA | 1 | 0.3% | 100% | $445,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 50% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.09% |
VA | 1 | 0.3% | 100% | $435,000 | View |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Nextmortgage, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 27.3% | $75,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $395,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
Point Mortgage Corp
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FHA | 1 | 0.3% | 100% | $355,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $485,000 | |
Resource Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
First Option Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $475,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Suffolk Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
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FHA | 1 | 0.3% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 20% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 33.3% | $25,000 | View |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 50% | $325,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $245,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lake Michigan Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Mutual of Omaha Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
University Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in University, Florida
Looking for mortgage lenders near me or mortgage brokers near me in University? The list below shows the banks, credit unions and mortgage brokers that closed home loans in University in 2025, with lenders based there listed first.
Types of Mortgage Lenders in University, FL
Use these to narrow the list above. Each category shows how many University, FL lenders fit and what that kind of lender is usually best for.
Who Lends in University, FL
Independent mortgage companies closed 73.7 percent of home loans in University, Florida in 2025, banks 16.6 percent and credit unions 9.7 percent. Triad Financial Services, Inc. was the largest mortgage company, Bank of America NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in University, FL
By home loans closed in 2025, Fairwinds Credit Union was the largest mortgage lender in University, Florida with 10 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in University, Florida in 2025, led by United Wholesale Mortgage with 14. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 16 credit unions closed home loans in University, Florida in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in University, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in University, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up University. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
