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Mortgage Lenders and Brokers in The Villages, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

The Villages, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA660 Kristine Way, The Villages, FL 32163A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2415 Parr Dr, The Villages, FL 32162A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank2365 Parr Dr, The Villages, FL 32162A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA2565 Burnsed Blvd, The Villages, FL 32163A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3910 Wedgewood Ln, The Villages, FL 32162A+5.0 ★Texas Ratio: 3.22%, Regions BankRegions Bank2385 Parr Dr, The Villages, FL 32162A+5.0 ★Texas Ratio: 4.37%, Citizens First BankCitizens First BankThe Villages, FL, Midflorida Credit UnionMidflorida Credit Union2285 Parr Dr, The Villages, FL 32162A+5.0 ★Texas Ratio: 3.18%, Campus USA Credit UnionCampus USA Credit Union2945 Traverse Trl, The Villages, FL 32163 2017A+5.0 ★Texas Ratio: 2.45%, and Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in The Villages, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in The Villages are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in The Villages, Florida

Market share is the lender's share of all home loans closed in The Villages, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in The Villages 660 Kristine Way, The Villages, FL 32163 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	44 +2 HELOCs	2.4%	95.7%	$285,681	View
Wells Fargo Bank NA 3 offices in The Villages 2415 Parr Dr, The Villages, FL 32162 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	31	1.7%	91.2%	$228,548	View
Truist Bank ★ 1 stars, 1 review 3 offices in The Villages 2365 Parr Dr, The Villages, FL 32162 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	23 +27 HELOCs	1.2%	100%	$274,130	View
Bank of America NA 1 office in The Villages 2565 Burnsed Blvd, The Villages, FL 32163 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	14 +34 HELOCs	0.8%	93.3%	$431,428	View
Fifth Third Bank, National Association 3 offices in The Villages 3910 Wedgewood Ln, The Villages, FL 32162 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, Jumbo, HELOC	13 +5 HELOCs	0.7%	100%	$319,615	View
Regions Bank 1 office in The Villages 2385 Parr Dr, The Villages, FL 32162 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	9 +13 HELOCs	0.5%	75%	$167,222	View
Citizens First Bank	Conventional, Jumbo, HELOC	402 +148 HELOCs	21.7%	98.8%	$302,537
Midflorida Credit Union ★ 1 stars, 1 review 2285 Parr Dr, The Villages, FL 32162 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	28 +28 HELOCs	1.5%	90.3%	$133,928	View
Campus USA Credit Union 2945 Traverse Trl, The Villages, FL 32163 2017 A+5.0 ★Texas Ratio: 2.45%	Conventional, HELOC	16 +2 HELOCs	0.9%	94.1%	$88,125	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	10 +9 HELOCs	0.5%	84.6%	$183,000	View
VyStar Credit Union 3340 Wedgewood Ln, The Villages, FL 32162 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	9 +2 HELOCs	0.5%	75%	$122,777	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	7 +3 HELOCs	0.4%	100%	$206,428	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	7 +2 HELOCs	0.4%	87.5%	$216,428	View
Suncoast Credit Union 4085 Wedgewood Ln, The Villages, FL 32162 9329 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	6 +11 HELOCs	0.3%	100%	$281,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	6 +7 HELOCs	0.3%	100%	$335,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	5	0.3%	100%	$327,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	5	0.3%	100%	$319,000	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	Conventional, HELOC	4 +3 HELOCs	0.2%	71.4%	$250,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	4 +2 HELOCs	0.2%	100%	$272,500	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	4	0.2%	100%	$260,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	3 +1 HELOCs	0.2%	60%	$205,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, VA, HELOC	3 +1 HELOCs	0.2%	100%	$205,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, VA	3	0.2%	100%	$271,666	View
United Southern Bank 331 Raintree Dr, Altoona, FL 32702 A+5.0 ★Texas Ratio: 3.19%	Conventional	3	0.2%	100%	$271,666	View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	Conventional	3	0.2%	100%	$228,333	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional	2	0.1%	100%	$125,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0.1%	100%	$330,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +7 HELOCs	0.1%	50%	$165,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$385,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.1%	100%	$1,685,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$175,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.1%	100%	$765,000	View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	Conventional	1	0.1%	100%	$265,000	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$715,000	View
American Momentum Bank 1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55%	Conventional	1	0.1%	100%	$655,000	View
Cogent Bank 1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.1%	100%	$415,000	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	50%	$215,000	View
Trustmark Bank 993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.1%	100%	$275,000	View
The Central Trust Bank 3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$255,000	View
Innovations Financial Credit Union 402 N Waukesha ST, Bonifay, FL 32425 2014 A+5.0 ★Texas Ratio: 1.14%	Conventional	1	0.1%	100%	$55,000	View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$225,000	View
Mainstreet Community Bank of Florida 1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27%	Conventional	1	0.1%	100%	$425,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$585,000	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +2 HELOCs	0%	n/a		View
Capital City Bank 15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Ithink Financial Credit Union 790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06%	HELOC	0 +1 HELOCs	0%	n/a		View
Busey Bank 2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +1 HELOCs	0%	n/a		View
Acrisure Mortgage, LLC	Conventional, FHA, VA, Jumbo	31	1.7%	100%	$361,451
The Mortgage Firm	Conventional, FHA, VA	30	1.6%	100%	$266,666
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	20	1.1%	95.5%	$379,500
New Day Financial, LLC.	FHA, VA	10	0.5%	57.9%	$320,000
Lakeview Loan Servicing, LLC	Conventional, VA	4	0.2%	41.7%	$240,000
Mortgage Financial Group Inc	Conventional, VA, USDA	4	0.2%	100%	$295,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.2%	75%	$238,333	View
PHH Mortgage Corporation	Conventional	3	0.2%	100%	$261,666
Mortgage Lenders Investment Tr	Conventional	2	0.1%	100%	$225,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$415,000
Alkan Mortgage Corporation	Conventional	1	0.1%	100%	$155,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$245,000
Rocket Mortgage	Conventional, FHA, VA, HELOC	182 +1 HELOCs	9.8%	83.7%	$201,593
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	154 +2 HELOCs	8.3%	94.6%	$290,519
Union Home Mortgage Corp.	Conventional, FHA, VA	45	2.4%	95.7%	$332,777
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	38 +2 HELOCs	2.1%	97.4%	$297,894
Mortgage Research Center	Conventional, VA, Jumbo	33	1.8%	75.6%	$357,424
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	31 +2 HELOCs	1.7%	93.9%	$270,483
Pennymac Loan Services LLC	Conventional, FHA, VA	30	1.6%	79.5%	$291,666
Primelending	Conventional, VA	29	1.6%	96.7%	$319,482
loanDepot.com LLC	Conventional, FHA, VA, HELOC	21 +1 HELOCs	1.1%	79.3%	$141,190
American Financial Network, Inc.	Conventional, FHA, VA	19	1%	95%	$251,315
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	15	0.8%	62.5%	$270,333	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	13	0.7%	81.2%	$281,923	View
Guaranteed Rate, Inc.	Conventional, VA	12	0.6%	85.7%	$295,833
Fairway Independent Mort Corp	Conventional, FHA	12	0.6%	100%	$235,833
Movement Mortgage, LLC	Conventional, VA, HELOC	11 +1 HELOCs	0.6%	100%	$240,454
Nationstar Mortgage	Conventional, FHA	10	0.5%	90.9%	$167,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA	10	0.5%	90.9%	$260,000
Everett Financial, Inc.	Conventional, FHA, HELOC	9 +1 HELOCs	0.5%	90%	$199,444
Success Mortgage Partners, Inc	Conventional, FHA, VA	9	0.5%	100%	$296,111
The Loan Store, Inc	Conventional, HELOC	8 +4 HELOCs	0.4%	100%	$287,500
Guild Mortgage Company	Conventional, FHA, VA	8	0.4%	90%	$196,250
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	8	0.4%	100%	$357,500	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, HELOC	7 +1 HELOCs	0.4%	100%	$277,857	View
Pentagon Federal Credit Union	Conventional, VA, HELOC	6 +5 HELOCs	0.3%	100%	$351,666
New American Funding, LLC.	Conventional, HELOC	6 +1 HELOCs	0.3%	85.7%	$191,666
Amerisave Mortgage Company	Conventional, FHA	6	0.3%	22.2%	$51,666
Provident Funding Associates	Conventional	6	0.3%	100%	$245,000
Union Savings Bank	Conventional, FHA	6	0.3%	100%	$288,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	6	0.3%	100%	$181,666	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	6	0.3%	100%	$156,666	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	5	0.3%	71.4%	$311,000	View
Kind Lending, LLC	Conventional, FHA	5	0.3%	83.3%	$263,000
Filo Mortgage, LLC	Conventional, FHA	5	0.3%	100%	$375,000
Zillow Home Loans, LLC	Conventional	5	0.3%	100%	$225,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.3%	66.7%	$311,000
Royal United Mortgage LLC	Conventional	4	0.2%	100%	$125,000
Equity Prime Mortgage LLC	VA	4	0.2%	57.1%	$287,500
Resicentral LLC	Conventional, VA	4	0.2%	100%	$202,500
Nextmortgage, LLC	Conventional	4	0.2%	100%	$220,000
Acu	Conventional	4	0.2%	100%	$302,500
Paramount Residential Mortgage	Conventional, FHA, VA	4	0.2%	80%	$235,000
Plaza Home Mortgage, Inc	Conventional, FHA	4	0.2%	100%	$282,500
Spring Eq, LLC	Conventional, HELOC	3 +3 HELOCs	0.2%	20%	$71,666
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	3	0.2%	100%	$521,666	View
Guaranteed Rate Affinity, LLC	Conventional	3	0.2%	100%	$291,666
American Financial Resources LLC	Conventional, FHA, VA	3	0.2%	100%	$265,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0.2%	100%	$521,666	View
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	3	0.2%	100%	$305,000
Discover Bank	Conventional	3	0.2%	30%	$61,666
Network Funding, L.P.	Conventional	3	0.2%	100%	$205,000
Bay Equity LLC	Conventional	3	0.2%	100%	$358,333
Mid-Continent Funding, Inc.	Conventional, VA	3	0.2%	100%	$221,666
Nfm, Inc	Conventional	3	0.2%	100%	$265,000
Waterstone Mortgage Corporation	Conventional	3	0.2%	100%	$278,333
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.2%	100%	$491,666
American Pacific Mortgage Corporation	Conventional, FHA	3	0.2%	75%	$331,666
Saygo Home Loans, LLC	VA	3	0.2%	100%	$218,333
Nations Direct Mortgage, LLC	Conventional, VA	3	0.2%	100%	$285,000
Leaderone Financial Corp.	Conventional, VA	3	0.2%	100%	$311,666
Champions Funding, LLC	Conventional	3	0.2%	50%	$415,000
EMM Loans LLC	Conventional	2	0.1%	100%	$310,000
First Community Mortgage, Inc.	Conventional, VA	2	0.1%	100%	$375,000
Servion	VA	2	0.1%	100%	$255,000
Sage Home Loans Corporation	Conventional, FHA	2	0.1%	100%	$285,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	2	0.1%	100%	$425,000	View
AdvantageFirst Lending Inc	VA	2	0.1%	100%	$350,000
HomeBridge Financial Services, Inc	FHA, VA	2	0.1%	100%	$355,000
PFN Lending Group, Inc.	Conventional	2	0.1%	100%	$250,000
Flexpoint, Inc.	Conventional	2	0.1%	100%	$335,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$80,000
East Coast Capital Corp.	Conventional, VA	2	0.1%	100%	$290,000
American Financing Corporation	Conventional, FHA	2	0.1%	50%	$175,000
American Heritage Lending, LLC	Conventional	2	0.1%	100%	$350,000
Independent Bank A5.0 ★Texas Ratio: 6.46%	Conventional	2	0.1%	100%	$175,000	View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.1%	100%	$275,000	View
Atlantic Bay Mortgage Group	Conventional	2	0.1%	100%	$190,000
Churchill Mortgage Corporation	VA	2	0.1%	100%	$270,000
Mortgage Center LC	Conventional	2	0.1%	100%	$125,000
Geneva Financial LLC	Conventional	2	0.1%	100%	$270,000
Hometown Equity Mortgage, LLC	Conventional	2	0.1%	50%	$295,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	2	0.1%	66.7%	$285,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	66.7%	$235,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$270,000	View
Stockton Mortgage Corporation	Conventional	2	0.1%	100%	$310,000
Prosperity Home Mortgage, LLC	FHA, VA	2	0.1%	100%	$345,000
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$420,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	2	0.1%	100%	$270,000	View
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional	2	0.1%	100%	$290,000	View
Frandsen Bank & Trust A+5.0 ★Texas Ratio: 5.91%	Conventional	2	0.1%	100%	$495,000	View
Angel Oak Mortgage Solutions LLC	Conventional	2	0.1%	100%	$490,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, VA	2	0.1%	50%	$155,000	View
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$225,000
Tomo Mortgage LLC	Conventional	2	0.1%	66.7%	$315,000
Village Capital & Investment	VA	2	0.1%	62.5%	$285,000
American Neighborhood Mortgage Acceptance Company	Conventional	2	0.1%	100%	$210,000
JMAC Lending, Inc.	Conventional, FHA	2	0.1%	100%	$235,000
Goodleap, LLC	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$125,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000	View
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000
Corning Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$175,000
Delta Community Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$225,000
Wings Financial Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$85,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	20%	$215,000
People's Alliance Federal Credit Union	Conventional	1	0.1%	100%	$25,000
Bank of Springfield A5.0 ★Texas Ratio: 13.68%	Conventional	1	0.1%	100%	$255,000	View
Originpoint, LLC	Conventional	1	0.1%	100%	$345,000
Ruoff Mortgage Company	Conventional	1	0.1%	100%	$285,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Tidewater Home Funding, LLC	Conventional	1	0.1%	100%	$425,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0.1%	100%	$65,000	View
Fundloans Capital	Conventional, Jumbo	1	0.1%	100%	$2,625,000
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$525,000
Greenstate Credit Union	Conventional	1	0.1%	100%	$245,000
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0.1%	100%	$415,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$215,000	View
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$215,000
NOVA Financial & Investment Corporation	FHA	1	0.1%	100%	$245,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$205,000
Nbkc Bank	Conventional	1	0.1%	100%	$205,000
Pacific Lending LLC A+5.0 ★Texas Ratio: 0.08%	VA	1	0.1%	100%	$315,000	View
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$695,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$295,000
First Federal Savings Bank A5.0 ★Texas Ratio: 12.96%	Conventional	1	0.1%	100%	$275,000	View
Cumberland Valley National Bank & Trust Co A+5.0 ★Texas Ratio: 1.64%	Conventional	1	0.1%	100%	$215,000	View
Kinecta Federal Credit Union	Conventional	1	0.1%	100%	$25,000
Loanunited.Com, LLC	VA	1	0.1%	50%	$295,000
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	Conventional	1	0.1%	100%	$285,000	View
United Trust Bank	Conventional	1	0.1%	100%	$535,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$115,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$605,000	View
Fidelity Lending Solutions Inc	Conventional	1	0.1%	100%	$195,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$375,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$345,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$255,000	View
HomeXpress Mortgage Corp.	VA	1	0.1%	100%	$265,000
First State Bank of St Charles	Conventional	1	0.1%	100%	$175,000
Consumer First Mortgage, Inc.	FHA	1	0.1%	100%	$215,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$205,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$325,000
Citizens State Bank A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$355,000	View
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$135,000	View
Community Bank Mankato B+4.7 ★Texas Ratio: 19.05%	Conventional	1	0.1%	100%	$205,000	View
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$125,000	View
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$295,000
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$165,000	View
Eastman Credit Union	Conventional	1	0.1%	100%	$85,000
Chevron Federal Credit Union	Conventional	1	0.1%	100%	$285,000
Service Federal Credit Union	Conventional	1	0.1%	100%	$105,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Quad City Bank and Trust A+5.0 ★Texas Ratio: 3.05%	Conventional	1	0.1%	100%	$585,000	View
Credit Union of Georgia A5.0 ★Texas Ratio: 6.55%	Conventional	1	0.1%	100%	$365,000	View
Capital Center LLC	Conventional	1	0.1%	100%	$245,000
Guardian Savings Bank A+5.0 ★Texas Ratio: 1.35%	Conventional	1	0.1%	100%	$255,000	View
Intouch Credit Union	Conventional	1	0.1%	100%	$215,000
Covantage Credit Union	Conventional	1	0.1%	100%	$155,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$185,000
First Peoples Bank A+5.0 ★Texas Ratio: 0.79%	Conventional	1	0.1%	100%	$575,000	View
Loanleaders of America, Inc	Conventional	1	0.1%	100%	$355,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	33.3%	$295,000	View
Credence Funding Corporation	VA	1	0.1%	100%	$335,000
The Equitable Mortgage Corporation	Conventional	1	0.1%	100%	$215,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$355,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$105,000	View
Intelliloan, Inc.	FHA	1	0.1%	100%	$325,000
First Heritage Financial LLC	Conventional	1	0.1%	100%	$135,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$455,000
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$255,000
Genesee Regional Bank A+5.0 ★Texas Ratio: 3.91%	Conventional	1	0.1%	100%	$495,000	View
Harborone Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	50%	$345,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$315,000
Community Mortgage Corporation A+5.0 ★Texas Ratio: 3.83%	Conventional	1	0.1%	100%	$295,000	View
Gardner Financial Services	Conventional	1	0.1%	100%	$75,000
Aberdeen Proving Ground FCU	Conventional	1	0.1%	100%	$305,000
Mid-Island Mortgage Corp.	Conventional	1	0.1%	100%	$265,000
Mercantile Bank A+5.0 ★Texas Ratio: 0.63%	Conventional	1	0.1%	100%	$305,000	View
Scient Federal Credit Union	Conventional	1	0.1%	100%	$275,000
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$375,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$75,000
Bay Capital Mortgage Corporation	Conventional	1	0.1%	100%	$175,000
Empower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	Conventional	1	0.1%	100%	$235,000	View
Abbott Laboratories Employees Credit Union	Conventional	1	0.1%	100%	$305,000
University Bank A+5.0 ★Texas Ratio: 3.82%	FHA	1	0.1%	100%	$195,000	View
Amres Corporation ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	FHA	1	0.1%	100%	$265,000	View
PremierBank	Conventional	1	0.1%	100%	$305,000
The Richwood Banking Company	Conventional	1	0.1%	100%	$235,000
Radius Financial Group Inc	Conventional	1	0.1%	100%	$285,000
City & County Credit Union	Conventional	1	0.1%	100%	$35,000
Interstate Home Loan Center, Inc.	Conventional	1	0.1%	100%	$265,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$255,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$215,000	View
Geo-Corp, Inc.	FHA	1	0.1%	100%	$255,000
Hebron Savings Bank	Conventional	1	0.1%	100%	$175,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	100%	$655,000	View
BLG Holdings, LLC	FHA	1	0.1%	100%	$235,000
Associated Bank NA A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$315,000	View
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$155,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	FHA	1	0.1%	100%	$265,000	View
First Federal Bank of Kansas City A+5.0 ★Texas Ratio: 3.50%	Conventional	1	0.1%	100%	$385,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$255,000	View
First Financial Bank A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$225,000	View
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$215,000
Charter West Bank A+5.0 ★Texas Ratio: 2.29%	Conventional	1	0.1%	100%	$205,000	View
Bank Five Nine A5.0 ★Texas Ratio: 8.25%	FHA	1	0.1%	100%	$235,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$255,000
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional	1	0.1%	100%	$155,000	View
Marquette Bank A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0.1%	100%	$415,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	33.3%	$315,000	View
21St Mortgage	Conventional	1	0.1%	40%	$65,000
Portage Community Bank	Conventional	1	0.1%	100%	$205,000
Texana Bank	FHA	1	0.1%	100%	$505,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$295,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$295,000	View
Civista Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$275,000	View
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$475,000
Coastal Community Bank	HELOC	0 +9 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Northwest Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lake Michigan Credit Union	HELOC	0 +1 HELOCs	0%	n/a
The Park National Bank A5.0 ★Texas Ratio: 6.62%	HELOC	0 +1 HELOCs	0%	n/a		View
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

The Villages Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in The Villages, Florida

Looking for mortgage lenders near me or mortgage brokers near me in The Villages? The list below shows the banks, credit unions and mortgage brokers that closed home loans in The Villages in 2025, with lenders based there listed first.

Types of Mortgage Lenders in The Villages, FL

Use these to narrow the list above. Each category shows how many The Villages, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 142 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 101 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 44 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 55 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 62 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 14 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 32 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in The Villages, FL

Independent mortgage companies closed 51.7 percent of home loans in The Villages, Florida in 2025, banks 40.5 percent and credit unions 7.8 percent. Acrisure Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Citizens First Bank led with 402 loans.

51.7%

Mortgage companies

40.5%

Banks

7.8%

Credit unions

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in The Villages, FL

Who is the largest mortgage lender in The Villages, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in The Villages, Florida with 44 loans, about 2.4 percent of the market. The largest lender headquartered in Florida was Citizens First Bank with 402 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in The Villages, FL have the highest approval rates?

Among lenders with meaningful volume in The Villages, Florida, Citizens First Bank approved the highest share of completed applications in 2025 at 98.8 percent, against a 89.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which The Villages, FL mortgage lenders offer FHA, VA and USDA loans?

55 lenders closed FHA loans in The Villages, Florida in 2025, led by United Wholesale Mortgage with 15. 62 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this The Villages, FL lender list?

Yes. 101 banks and 44 credit unions closed home loans in The Villages, Florida in 2025, alongside 142 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in The Villages, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in The Villages, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in The Villages, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up The Villages. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.