Mortgage Lenders and Brokers in Tarpon Springs, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tarpon Springs, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA41206 Us Highway 19 N, Tarpon Springs, FL 34689A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank40786 Us Highway 19 N, Tarpon Springs, FL 34689A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA101 Federal Pl, Tarpon Springs, FL 34689A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA910 E Tarpon Ave, Tarpon Springs, FL 34689A+5.0 ★Texas Ratio: 4.14%, Flagship BankFlagship Bank1101 S Pinellas Ave, Tarpon Springs, FL 34689A+5.0 ★Texas Ratio: 0.10%, Truist BankTruist Bank203 E Tarpon Ave, Tarpon Springs, FL 34689A+5.0 ★Texas Ratio: 2.87%, Hancock Whitney BankHancock Whitney Bank503 S Pinellas Ave, Tarpon Springs, FL 34689A+5.0 ★Texas Ratio: 3.41%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Valley National BankValley National Bank710 E Tarpon Ave, Tarpon Springs, FL 34689A+5.0 ★Texas Ratio: 5.76%, and TD BankTD Bank40916 Us Highway 19 N, Tarpon Springs, FL 34689A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tarpon Springs, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tarpon Springs are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tarpon Springs, Florida
Market share is the lender's share of all home loans closed in Tarpon Springs, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Tarpon Springs 41206 Us Highway 19 N, Tarpon Springs, FL 34689 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 10 +1 HELOCs |
2.4% | 91.7% | $319,000 | View |
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1 office in Tarpon Springs 40786 Us Highway 19 N, Tarpon Springs, FL 34689 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 8 +9 HELOCs |
1.9% | 76.9% | $168,750 | View |
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1 office in Tarpon Springs 101 Federal Pl, Tarpon Springs, FL 34689 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 6 | 1.4% | 100% | $296,666 | View |
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1 office in Tarpon Springs 910 E Tarpon Ave, Tarpon Springs, FL 34689 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +18 HELOCs |
1% | 80% | $475,000 | View |
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1 office in Tarpon Springs 1101 S Pinellas Ave, Tarpon Springs, FL 34689 A+5.0 ★Texas Ratio: 0.10% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,135,000 | View |
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★ 1 stars, 1 review 1 office in Tarpon Springs 203 E Tarpon Ave, Tarpon Springs, FL 34689 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 100% | $245,000 | View |
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★ 4 stars, 3 reviews 1 office in Tarpon Springs 503 S Pinellas Ave, Tarpon Springs, FL 34689 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $330,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Tarpon Springs 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $155,000 | View |
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1 office in Tarpon Springs 710 E Tarpon Ave, Tarpon Springs, FL 34689 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Tarpon Springs 40916 Us Highway 19 N, Tarpon Springs, FL 34689 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
1.4% | 77.8% | $396,666 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 4 +20 HELOCs |
1% | 80% | $182,500 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 4 | 1% | 75% | $120,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +10 HELOCs |
0.7% | 100% | $81,666 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 33.3% | $295,000 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 2 | 0.5% | 100% | $180,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $205,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $135,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | View |
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701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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2501 N Rocky Point Dr, Tampa, FL 33607 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional | 1 | 0.2% | 100% | $1,035,000 | View |
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3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.2% | 100% | $775,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +10 HELOCs |
0% | 0% | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 6 | 1.4% | 46.7% | $293,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.2% | 62.5% | $371,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 2 | 0.5% | 100% | $700,000 | View |
Home Access Financial, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $570,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
First Equity Mortgage Bankers Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 50 | 12% | 77.3% | $244,200 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 46 +2 HELOCs |
11% | 87.3% | $395,434 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 20 | 4.8% | 100% | $402,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 15 +1 HELOCs |
3.6% | 100% | $369,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 3.6% | 83.3% | $257,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 13 | 3.1% | 65% | $298,846 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +1 HELOCs |
2.2% | 81.8% | $302,777 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA | 8 | 1.9% | 100% | $355,000 | View |
Mortgage Research Center
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VA | 8 | 1.9% | 66.7% | $417,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 7 | 1.7% | 100% | $202,142 | View |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA, VA | 6 | 1.4% | 100% | $283,333 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 6 | 1.4% | 100% | $478,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 1.2% | 100% | $323,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 4 +3 HELOCs |
1% | 50% | $197,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
1% | 100% | $470,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 4 | 1% | 100% | $97,500 | |
Everett Financial, Inc.
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Conventional | 4 | 1% | 100% | $257,500 | |
Guild Mortgage Company
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Conventional | 4 | 1% | 100% | $235,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 4 | 1% | 80% | $295,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1% | 100% | $355,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 4 | 1% | 100% | $470,000 | |
JMAC Lending, Inc.
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Conventional, FHA, VA | 4 | 1% | 100% | $415,000 | |
Kind Lending, LLC
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Conventional, VA | 3 | 0.7% | 80% | $298,333 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.7% | 100% | $341,666 | |
Nfm, Inc
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Conventional, VA | 3 | 0.7% | 100% | $318,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.7% | 75% | $468,333 | |
Iserve Residential Lending
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FHA, VA | 3 | 0.7% | 100% | $268,333 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $80,000 | |
New American Funding, LLC.
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Conventional, VA, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $915,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $285,000 | |
Go Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $235,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 100% | $180,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.5% | 66.7% | $300,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $175,000 | |
Legend Lending Corporation
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Conventional | 2 | 0.5% | 100% | $575,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $165,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.5% | 100% | $355,000 | |
Atlantic Bay Mortgage Group
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Conventional | 2 | 0.5% | 100% | $310,000 | |
Provident Funding Associates
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Conventional | 2 | 0.5% | 66.7% | $415,000 | |
Milend, Inc
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Conventional, VA | 2 | 0.5% | 100% | $420,000 | |
Mission Loans, LLC
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Conventional | 2 | 0.5% | 100% | $195,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 60% | $70,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.5% | 100% | $175,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 50% | $385,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Preferred Lending Services, LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 16.7% | $75,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $335,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 12.5% | $195,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $235,000 | |
My Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
First Option Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Servis One, Inc
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.2% | 100% | $685,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,455,000 | |
Wolfe Financial Inc
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VA | 1 | 0.2% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $255,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Lake Michigan Credit Union
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $175,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 25% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 40% | $525,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DFCU Financial
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Tarpon Springs Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tarpon Springs, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Tarpon Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tarpon Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tarpon Springs, FL
Use these to narrow the list above. Each category shows how many Tarpon Springs, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Tarpon Springs, FL
Independent mortgage companies closed 77.9 percent of home loans in Tarpon Springs, Florida in 2025, banks 15.6 percent and credit unions 6.5 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Flagship Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tarpon Springs, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Tarpon Springs, Florida with 10 loans, about 2.4 percent of the market. The largest lender headquartered in Florida was Flagship Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Tarpon Springs, Florida, Rocket Mortgage approved the highest share of completed applications in 2025 at 77.3 percent, against a 81.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Tarpon Springs, Florida in 2025, led by United Wholesale Mortgage with 14. 29 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 18 credit unions closed home loans in Tarpon Springs, Florida in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tarpon Springs, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tarpon Springs, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tarpon Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
