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Mortgage Lenders and Brokers in Sun City Center, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Sun City Center, Florida mortgage lenders include Trustco BankTrustco Bank4441 Sun City Center Blvd, Sun City Center, FL 33573A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA702 N Pebble Beach Blvd, Sun City Center, FL 33573A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank4892 Sun City Center Blvd, Sun City Center, FL 33573A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA808 N Pebble Beach Blvd, Sun City Center, FL 33573A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1525 Rickenbacker Dr, Sun City Center, FL 33573A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA902 N Pebble Beach Blvd, Sun City Center, FL 33573A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.112 S Pebble Beach Blvd, Sun City Center, FL 33573A+5.0 ★Texas Ratio: 4.24%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, and Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sun City Center, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sun City Center are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sun City Center, Florida

Market share is the lender's share of all home loans closed in Sun City Center, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Trustco Bank ★ 1.8 stars, 5 reviews 1 office in Sun City Center 4441 Sun City Center Blvd, Sun City Center, FL 33573 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	24 +8 HELOCs	3%	77.4%	$165,833	View
JPMorgan Chase Bank, NA 1 office in Sun City Center 702 N Pebble Beach Blvd, Sun City Center, FL 33573 A+5.0 ★Texas Ratio: 3.68%	Conventional	18	2.3%	90%	$236,666	View
Regions Bank 1 office in Sun City Center 4892 Sun City Center Blvd, Sun City Center, FL 33573 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	8 +8 HELOCs	1%	52.6%	$181,250	View
Wells Fargo Bank NA 1 office in Sun City Center 808 N Pebble Beach Blvd, Sun City Center, FL 33573 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.8%	60%	$190,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Sun City Center 1525 Rickenbacker Dr, Sun City Center, FL 33573 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	4 +10 HELOCs	0.5%	80%	$235,000	View
Bank of America NA 1 office in Sun City Center 902 N Pebble Beach Blvd, Sun City Center, FL 33573 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +9 HELOCs	0.4%	75%	$175,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Sun City Center 112 S Pebble Beach Blvd, Sun City Center, FL 33573 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$195,000	View
TD Bank 1 office in Sun City Center 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional, HELOC	11 +1 HELOCs	1.4%	78.6%	$210,454	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	9 +47 HELOCs	1.1%	81.8%	$252,777	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +5 HELOCs	0.5%	57.1%	$117,500	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +4 HELOCs	0.4%	50%	$141,666	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	3	0.4%	100%	$121,666	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional, FHA	2	0.3%	100%	$200,000	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +2 HELOCs	0.1%	66.7%	$55,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	1 +1 HELOCs	0.1%	16.7%	$85,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	25%	$295,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	50%	$285,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$205,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional	1	0.1%	100%	$545,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional	1	0.1%	100%	$55,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$145,000	View
American Momentum Bank 1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55%	Conventional	1	0.1%	100%	$385,000	View
Educational Federal Credit Union 16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35%	Conventional	1	0.1%	100%	$65,000	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	VA	1	0.1%	100%	$395,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$325,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Floridacentral Credit Union 701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46%	HELOC	0 +2 HELOCs	0%	n/a		View
Republic Bank & Trust 12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +2 HELOCs	0%	n/a		View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Lennar Mortgage, LLC	Conventional, FHA, VA	39	4.9%	76.5%	$367,307
Freedom Mortgage Corporation	FHA, VA	28	3.5%	85.7%	$322,500
Mattamy Home Funding LLC	Conventional, FHA	10	1.3%	100%	$256,000
The Mortgage Firm	Conventional, FHA, VA	6	0.8%	100%	$205,000
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.5%	40.9%	$247,500
PHH Mortgage Corporation	Conventional, VA	2	0.3%	100%	$135,000
Fairway Funding Group, Inc	Conventional, VA	2	0.3%	100%	$135,000
New Day Financial, LLC.	VA	2	0.3%	44.4%	$260,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$125,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0.1%	100%	$285,000	View
Acrisure Mortgage, LLC	VA	1	0.1%	33.3%	$355,000
Americas Mortgage Professionals, LLC	VA	1	0.1%	100%	$185,000
LoanFlight Lending, LLC.	VA	1	0.1%	100%	$255,000
Bayfirst Financial A5.0 ★Texas Ratio: 10.20%	HELOC	0 +1 HELOCs	0%	n/a		View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	100 +1 HELOCs	12.6%	83.7%	$276,600
Pulte Mortgage LLC	Conventional, FHA, VA	62	7.8%	80.5%	$467,903
Rocket Mortgage	Conventional, FHA, VA	57	7.2%	72.1%	$210,614
Pennymac Loan Services LLC	Conventional, FHA, VA	20	2.5%	80.8%	$235,500
Fairway Independent Mort Corp	Conventional, FHA, VA	18	2.3%	100%	$183,333
Mortgage Research Center	Conventional, VA	17	2.1%	65.4%	$323,823
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	15 +1 HELOCs	1.9%	100%	$241,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +5 HELOCs	1.6%	65%	$267,307
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA	12	1.5%	92.9%	$194,166	View
Union Home Mortgage Corp.	Conventional, FHA, VA	12	1.5%	100%	$236,666
loanDepot.com LLC	Conventional, FHA, VA, HELOC	11 +1 HELOCs	1.4%	73.3%	$173,181
Everett Financial, Inc.	Conventional, FHA	11	1.4%	91.7%	$194,090
VanDyk Mortgage Corporation	Conventional, FHA, VA	10	1.3%	100%	$215,000
Nationstar Mortgage	Conventional, VA	10	1.3%	71.4%	$219,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	10	1.3%	83.3%	$252,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	9	1.1%	62.5%	$303,888	View
Zillow Home Loans, LLC	Conventional, FHA, VA	9	1.1%	100%	$206,111
Guaranteed Rate, Inc.	Conventional, FHA, VA	7	0.9%	100%	$227,857
Cardinal Financial Company, Li	Conventional, FHA	7	0.9%	70%	$385,000
Paramount Residential Mortgage	Conventional, FHA	7	0.9%	100%	$326,428
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	6	0.8%	100%	$340,000
Guild Mortgage Company	Conventional, FHA	6	0.8%	100%	$246,666
Sun West Mortgage Company, Inc	FHA, VA	6	0.8%	87.5%	$388,333
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	6	0.8%	87.5%	$113,333	View
Equity Resources Inc	Conventional	5	0.6%	100%	$123,000
New American Funding, LLC.	Conventional, FHA	4	0.5%	50%	$200,000
Lake Michigan Credit Union	Conventional, HELOC	3 +3 HELOCs	0.4%	75%	$148,333
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, HELOC	3 +1 HELOCs	0.4%	100%	$245,000	View
American Financial Resources LLC	Conventional, VA	3	0.4%	100%	$278,333
Filo Mortgage, LLC	Conventional	3	0.4%	100%	$275,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	3	0.4%	100%	$248,333	View
Planet Home Lending, LLC	Conventional, FHA	3	0.4%	100%	$238,333
Towne Mortgage Company	Conventional, VA	3	0.4%	100%	$228,333
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.4%	75%	$181,666
JMAC Lending, Inc.	Conventional, FHA	3	0.4%	75%	$291,666
The Loan Store, Inc	Conventional, FHA, HELOC	2 +7 HELOCs	0.3%	100%	$255,000
Synovus Bank	FHA, USDA, HELOC	2 +1 HELOCs	0.3%	40%	$315,000
EMM Loans LLC	Conventional, VA	2	0.3%	60%	$280,000
Royal United Mortgage LLC	Conventional	2	0.3%	50%	$105,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.3%	100%	$215,000	View
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.3%	100%	$135,000
Equity Prime Mortgage LLC	FHA, VA	2	0.3%	50%	$275,000
Kind Lending, LLC	FHA, VA	2	0.3%	100%	$330,000
Movement Mortgage, LLC	Conventional, VA	2	0.3%	100%	$330,000
Amerisave Mortgage Company	Conventional, VA	2	0.3%	9.5%	$280,000
AdvantageFirst Lending Inc	FHA, VA	2	0.3%	100%	$265,000
American Financial Network, Inc.	FHA, VA	2	0.3%	100%	$260,000
Securitynational Mortgage Company	Conventional, FHA	2	0.3%	100%	$165,000
Total Mortgage Services, LLC	Conventional	2	0.3%	100%	$210,000
Nfm, Inc	Conventional	2	0.3%	66.7%	$245,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	2	0.3%	100%	$170,000	View
Atlantic Bay Mortgage Group	Conventional, VA	2	0.3%	100%	$340,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.3%	100%	$195,000	View
Stockton Mortgage Corporation	Conventional	2	0.3%	100%	$275,000
Tjc Mortgage Inc	FHA, VA	2	0.3%	100%	$345,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional	2	0.3%	66.7%	$270,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.3%	100%	$385,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.3%	66.7%	$180,000	View
Gershman Investment Corp.	Conventional	2	0.3%	100%	$245,000
Village Capital & Investment	VA	2	0.3%	42.9%	$425,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	2	0.3%	100%	$270,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +4 HELOCs	0.1%	50%	$225,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$155,000
Interlinc Mortgage Services, LLC	Conventional	1	0.1%	100%	$355,000
Panorama Mortgage Group, LLC	Conventional	1	0.1%	100%	$275,000
Cornerstone First Mortgage, LLC	VA	1	0.1%	100%	$245,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	1	0.1%	100%	$235,000	View
Goodleap, LLC	FHA	1	0.1%	100%	$165,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	33.3%	$335,000
Go Mortgage, LLC	FHA	1	0.1%	100%	$335,000
Brighton Bank	Conventional	1	0.1%	100%	$125,000
Allied Mortgage Group, Inc	FHA	1	0.1%	100%	$335,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$285,000
Dart Bank	Conventional	1	0.1%	100%	$165,000
Resicentral LLC	Conventional	1	0.1%	100%	$245,000
Preferred Lending Services, LLC	VA	1	0.1%	100%	$365,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	VA	1	0.1%	50%	$315,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	VA	1	0.1%	100%	$345,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	VA	1	0.1%	100%	$415,000	View
Michigan Mutual, Inc	FHA	1	0.1%	100%	$365,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$195,000
Discover Bank	Conventional	1	0.1%	10%	$45,000
Nation One Mortgage Corporatio	Conventional	1	0.1%	100%	$165,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$445,000	View
Click n' Close, Inc.	Conventional	1	0.1%	50%	$275,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$145,000
American Financing Corporation	FHA	1	0.1%	50%	$325,000
Flat Branch Mortgage, Inc.	FHA	1	0.1%	100%	$235,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$275,000
Legend Lending Corporation	Conventional	1	0.1%	100%	$275,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$365,000
Weichert Financial Services	Conventional	1	0.1%	100%	$485,000
Justice Federal Credit Union	Conventional	1	0.1%	100%	$115,000
Premium Mortgage Corporation	Conventional	1	0.1%	100%	$115,000
First Commonwealth Federal Cre	Conventional	1	0.1%	100%	$235,000
Dakota Community Bank & Trust, NA A+5.0 ★Texas Ratio: 0.58%	VA	1	0.1%	100%	$295,000	View
Intelliloan, Inc.	FHA	1	0.1%	100%	$305,000
Teachers Federal Credit Union	Conventional	1	0.1%	50%	$55,000
T2 Financial LLC	Conventional	1	0.1%	100%	$215,000
Northwest Bank A+5.0 ★Texas Ratio: 3.99%	Conventional	1	0.1%	100%	$185,000	View
BoxCar Mortgage, LLC	VA	1	0.1%	100%	$595,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$125,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	50%	$195,000
Three Rivers Federal Crediit U	Conventional	1	0.1%	100%	$145,000
Union Savings Bank	Conventional	1	0.1%	100%	$385,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$185,000	View
Bankesb	Conventional	1	0.1%	100%	$235,000
Member First Mortgage, LLC	FHA	1	0.1%	50%	$185,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$125,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$335,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	50%	$475,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$205,000
Citadel Servicing Corporation	Conventional	1	0.1%	50%	$505,000
Veritas Funding, LLC	VA	1	0.1%	100%	$275,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$135,000	View
Mld Mortgage, Inc.Dba the Money Store	FHA	1	0.1%	100%	$265,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$255,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	50%	$55,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$125,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$165,000
Champions Funding, LLC	Conventional	1	0.1%	33.3%	$435,000
Coastal Community Bank	HELOC	0 +6 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Spring Eq, LLC	HELOC	0 +4 HELOCs	0%	0%
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Cadence Bank	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Trustone Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Corning Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Dupaco Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Webster Bank, N.A.	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Sun City Center Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Sun City Center, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Sun City Center? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sun City Center in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sun City Center, FL

Use these to narrow the list above. Each category shows how many Sun City Center, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 106 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 50 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 54 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 26 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Sun City Center, FL

Independent mortgage companies closed 79.5 percent of home loans in Sun City Center, Florida in 2025, banks 14.1 percent and credit unions 6.4 percent. Lennar Mortgage, LLC was the largest mortgage company, Trustco Bank the largest bank and Gte Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Gte Federal Credit Union led with 11 loans.

79.5%

Mortgage companies

14.1%

Banks

6.4%

Credit unions

18%

FHA loans

21%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Sun City Center, FL

Who is the largest mortgage lender in Sun City Center, FL?

By home loans closed in 2025, Trustco Bank was the largest mortgage lender in Sun City Center, Florida with 24 loans, about 3 percent of the market. The largest lender headquartered in Florida was Gte Federal Credit Union with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sun City Center, FL have the highest approval rates?

Among lenders with meaningful volume in Sun City Center, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 83.7 percent, against a 76.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sun City Center, FL mortgage lenders offer FHA, VA and USDA loans?

54 lenders closed FHA loans in Sun City Center, Florida in 2025, led by United Wholesale Mortgage with 21. 54 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sun City Center, FL lender list?

Yes. 50 banks and 23 credit unions closed home loans in Sun City Center, Florida in 2025, alongside 106 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sun City Center, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sun City Center, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sun City Center, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sun City Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.