Mortgage Lenders and Brokers in Siesta Key, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Siesta Key, Florida mortgage lenders include US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, The Bank of TampaThe Bank of Tampa10650 Boardwalk Loop, Bradenton, FL 34202A+5.0 ★Texas Ratio: 2.04%, and PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Siesta Key, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Siesta Key are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Siesta Key, Florida
Market share is the lender's share of all home loans closed in Siesta Key, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 4 | 3.3% | 100% | $642,500 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 2.4% | 100% | $3,408,333 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 2.4% | 75% | $1,371,666 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.6% | 66.7% | $925,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.6% | 100% | $1,875,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.6% | 66.7% | $2,945,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 2 | 1.6% | 100% | $1,690,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 2 | 1.6% | 100% | $1,820,000 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional | 2 | 1.6% | 100% | $370,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 2 | 1.6% | 66.7% | $660,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, Jumbo | 2 | 1.6% | 66.7% | $870,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.8% | 33.3% | $2,565,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $4,805,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,505,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,005,000 | View |
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8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.8% | 100% | $905,000 | View |
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400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 1 | 0.8% | 50% | $205,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional, Jumbo | 1 | 0.8% | 100% | $6,205,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo | 1 | 0.8% | 100% | $2,825,000 | View |
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1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55% |
Conventional, Jumbo | 1 | 0.8% | 100% | $2,005,000 | View |
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1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
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3100 N Military Trl, Boca Raton, FL 33431 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,905,000 | View |
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17900 Bicayne Boulevard, Aventura, FL 33160 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 1 | 0.8% | 100% | $5,265,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.8% | 100% | $3,195,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,325,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Funding Group, Inc
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Conventional | 2 | 1.6% | 100% | $360,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.8% | 100% | $525,000 | |
FineMark National Bank & Trust
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Conventional, Jumbo | 1 | 0.8% | 100% | $3,605,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, Jumbo, HELOC | 7 +1 HELOCs |
5.7% | 87.5% | $987,857 | |
Rocket Mortgage
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Conventional, Jumbo | 5 | 4.1% | 50% | $649,000 | |
Union Savings Bank
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Conventional, Jumbo | 5 | 4.1% | 100% | $677,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 3.3% | 100% | $815,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.6% | 100% | $3,605,000 | View |
RBC Bank (Georgia), N.A.
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.6% | 66.7% | $835,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 1.6% | 100% | $350,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.6% | 66.7% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 2 | 1.6% | 100% | $675,000 | View |
Logan Finance Corporation
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Conventional, Jumbo | 2 | 1.6% | 100% | $2,405,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.6% | 40% | $495,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.6% | 100% | $1,050,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.8% | 100% | $845,000 | View |
Synovus Bank
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Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.8% | 50% | $1,435,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $425,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional, Jumbo | 1 | 0.8% | 100% | $905,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional, Jumbo | 1 | 0.8% | 100% | $2,155,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.8% | 50% | $1,035,000 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.8% | 25% | $445,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $905,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 33.3% | $495,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $665,000 | |
Dart Bank
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Conventional | 1 | 0.8% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.8% | 100% | $585,000 | View |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Glendenning Mortgage Corporation
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,285,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $805,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.8% | 100% | $275,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 0.8% | 100% | $945,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.8% | 50% | $585,000 | |
Premium Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Summit Credit Union
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Conventional | 1 | 0.8% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,125,000 | View |
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A+5.0 ★Texas Ratio: 1.26% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,915,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.8% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
Bristol Morgan Bank
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,315,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.8% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.44% |
Conventional, Jumbo | 1 | 0.8% | 100% | $3,185,000 | View |
Victory Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 0.8% | 100% | $805,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $325,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.8% | 50% | $355,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 0.8% | 100% | $2,005,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.8% | 50% | $445,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 11.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Siesta Key Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Siesta Key, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Siesta Key? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Siesta Key in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Siesta Key, FL
Use these to narrow the list above. Each category shows how many Siesta Key, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Siesta Key, FL
Independent mortgage companies closed 41.5 percent of home loans in Siesta Key, Florida in 2025, banks 53.7 percent and credit unions 4.9 percent. Fairway Funding Group, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, The Bank of Tampa led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Siesta Key, FL
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Siesta Key, Florida with 4 loans, about 3.3 percent of the market. The largest lender headquartered in Florida was The Bank of Tampa with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 47 banks and 8 credit unions closed home loans in Siesta Key, Florida in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Siesta Key, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Siesta Key, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Siesta Key. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
