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Mortgage Lenders and Brokers in Sebring, Florida

Sebring, Florida mortgage lenders include Seacoast National BankSeacoast National Bank320 Us Highway 27 N, Sebring, FL 33870A+5.0 ★Texas Ratio: 2.72%, Crews Bank & TrustCrews Bank & Trust1385 Us Highway 27 S, Sebring, FL 33870A+5.0 ★Texas Ratio: 0.31%, Southstate Bank, National AssociationSouthstate Bank, National Association3540 Us Highway 27 S, Sebring, FL 33870A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA4215 Sebring Pkwy, Sebring, FL 33870A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA3635 Us Highway 27 N, Sebring, FL 33870A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank3601 Us Highway 27 N, Sebring, FL 33870A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2720 Us 27 N, Sebring, FL 33870A+5.0 ★Texas Ratio: 3.68%, Midflorida Credit UnionMidflorida Credit Union3863 US Highway 27 S, Sebring, FL 33870A+5.0 ★Texas Ratio: 3.18%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, and Suncoast Credit UnionSuncoast Credit Union6505 US Highway 27 N, Sebring, FL 33870 1230A5.0 ★Texas Ratio: 6.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sebring, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sebring are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sebring, Florida

Market share is the lender's share of all home loans closed in Sebring, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 5 stars, 1 review
2 offices in Sebring
320 Us Highway 27 N, Sebring, FL 33870
A+5.0 ★Texas Ratio: 2.72%
Conventional, HELOC 18
+9 HELOCs
2% 75% $281,111 View
1 office in Sebring
1385 Us Highway 27 S, Sebring, FL 33870
A+5.0 ★Texas Ratio: 0.31%
Conventional 15 1.7% 100% $155,000 View
★ 5 stars, 1 review
2 offices in Sebring
3540 Us Highway 27 S, Sebring, FL 33870
A+5.0 ★Texas Ratio: 2.27%
Conventional, FHA, VA, HELOC 13
+8 HELOCs
1.5% 59.1% $149,615 View
1 office in Sebring
4215 Sebring Pkwy, Sebring, FL 33870
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 4
+4 HELOCs
0.4% 80% $340,000 View
2 offices in Sebring
3635 Us Highway 27 N, Sebring, FL 33870
A+5.0 ★Texas Ratio: 5.36%
Conventional, VA 4 0.4% 50% $180,000 View
★ 1 stars, 1 review
2 offices in Sebring
3601 Us Highway 27 N, Sebring, FL 33870
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 2
+13 HELOCs
0.2% 100% $420,000 View
1 office in Sebring
2720 Us 27 N, Sebring, FL 33870
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 0.2% 100% $270,000 View
★ 1 stars, 1 review
3863 US Highway 27 S, Sebring, FL 33870
A+5.0 ★Texas Ratio: 3.18%
Conventional, HELOC 70
+24 HELOCs
7.8% 58.2% $111,142 View
1209 Kingsway Rd, Brandon, FL 33510
A+5.0 ★Texas Ratio: 5.93%
Conventional 8 0.9% 63% $137,500 View
6505 US Highway 27 N, Sebring, FL 33870 1230
A5.0 ★Texas Ratio: 6.26%
Conventional, HELOC 5
+11 HELOCs
0.6% 71.4% $273,000 View
360 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.37%
Conventional, HELOC 3
+2 HELOCs
0.3% 75% $275,000 View
70 S Dixie Hwy, Boca Raton, FL 33432
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 2
+1 HELOCs
0.2% 50% $180,000 View
9105 Strada Pl, Naples, FL 34108
A+5.0 ★Texas Ratio: 2.85%
Conventional 2 0.2% 100% $130,000 View
20423 State Road 7, Boca Raton, FL 33498
D3.3 ★Texas Ratio: 35.11%
Conventional 2 0.2% 66.7% $185,000 View
16460 SW 304th St, Homestead, FL 33033 3260
A+5.0 ★Texas Ratio: 2.35%
Conventional 2 0.2% 100% $150,000 View
850 Park Shore Drive, Naples, FL 34103
A+5.0 ★Texas Ratio: 4.11%
USDA, HELOC 1
+1 HELOCs
0.1% 100% $135,000 View
20437 State Road 7, Boca Raton, FL 33498
A+5.0 ★Texas Ratio: 5.37%
Conventional 1 0.1% 33.3% $195,000 View
18999 Biscayne Blvd, Aventura, FL 33180
A+5.0 ★Texas Ratio: 2.82%
Conventional 1 0.1% 100% $535,000 View
514 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 3.71%
HELOC 0
+3 HELOCs
0% n/a View
3001 Aventura Blvd, Aventura, FL 33180
B+4.7 ★Texas Ratio: 18.65%
HELOC 0
+1 HELOCs
0% n/a View
7375 University Pkwy, Bradenton, FL 34202 2300
A5.0 ★Texas Ratio: 7.65%
HELOC 0
+1 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
900 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
Metroplex Mortgage Services
Conventional, FHA, VA, USDA 51 5.7% 96.2% $230,686
Freedom Mortgage Corporation
Conventional, FHA, VA 24 2.7% 89.7% $269,583
Alkan Mortgage Corporation
Conventional, FHA, VA 11 1.2% 100% $267,727
Acrisure Mortgage, LLC
Conventional, FHA 5 0.6% 100% $247,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 4 0.4% 80% $220,000 View
Reliable Holdings Manager dba Lendz Financial
Conventional 4 0.4% 100% $170,000
New Day Financial, LLC.
VA 3 0.3% 33.3% $228,333
Builders Choice Mortgage LLC
Conventional 2 0.2% 100% $200,000
Lakeview Loan Servicing, LLC
Conventional 1 0.1% 14.3% $155,000
American Bancshares Mortgage, LLC
Conventional 1 0.1% 100% $55,000
Nqm Funding, LLC
Conventional 1 0.1% 100% $205,000
A5.0 ★Texas Ratio: 10.20%
HELOC 0
+1 HELOCs
0% n/a View
Rocket Mortgage
Conventional, FHA, VA 87 9.7% 80.9% $176,034
United Wholesale Mortgage
Conventional, FHA, VA, USDA, HELOC 85
+1 HELOCs
9.5% 85% $238,882
Leaderone Financial Corp.
Conventional, FHA, VA, USDA 82 9.2% 93.2% $195,975
A5.0 ★Texas Ratio: 8.10%
Conventional, FHA, VA 19 2.1% 61.3% $196,578 View
Nfm, Inc
Conventional, FHA, VA, USDA 19 2.1% 95% $234,473
Nationstar Mortgage
Conventional, FHA 18 2% 95% $135,000
CrossCountry Mortgage, LLC
Conventional, FHA 15 1.7% 88.2% $243,666
Pennymac Loan Services LLC
Conventional, FHA, VA 15 1.7% 75% $258,333
Mortgage Research Center
Conventional, FHA, VA 15 1.7% 65.2% $275,000
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA, VA 15 1.7% 100% $264,333 View
Inspire Home Loans Inc.
Conventional, FHA 14 1.6% 60.9% $237,142
New American Funding, LLC.
Conventional, FHA, VA 14 1.6% 82.4% $174,285
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, VA 13 1.5% 86.7% $215,000 View
Planet Home Lending, LLC
Conventional, FHA, VA 12 1.3% 70.6% $237,500
loanDepot.com LLC
Conventional, FHA, VA, HELOC 10
+1 HELOCs
1.1% 62.5% $123,000
Equity Prime Mortgage LLC
FHA, VA, USDA 10 1.1% 83.3% $248,000
A-4.9 ★Texas Ratio: 16.71%
Conventional, FHA, VA 10 1.1% 66.7% $220,000 View
21St Mortgage
Conventional 10 1.1% 34.5% $125,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 9
+2 HELOCs
1% 64.3% $176,111
AmeriHome Mortgage Company, LLC
Conventional, FHA 8 0.9% 88.9% $252,500
Kind Lending, LLC
Conventional, FHA 7 0.8% 87.5% $227,857
Paramount Residential Mortgage
Conventional, FHA, VA 6 0.7% 85.7% $185,000
Village Capital & Investment
VA 6 0.7% 66.7% $208,333
Gold Star Mortgage Financial Group, Corporation
Conventional, FHA 5 0.6% 100% $159,000
HomeBridge Financial Services, Inc
Conventional, FHA, VA 5 0.6% 100% $205,000
Plaza Home Mortgage, Inc
Conventional, FHA, VA 5 0.6% 100% $209,000
American Financial Resources LLC
Conventional, FHA, VA 4 0.4% 100% $177,500
Loanunited.Com, LLC
FHA, VA 4 0.4% 80% $275,000
Amerisave Mortgage Company
Conventional, FHA 4 0.4% 17.4% $75,000
AdvantageFirst Lending Inc
Conventional, VA 4 0.4% 100% $247,500
The Loan Store, Inc
Conventional, FHA, HELOC 3
+1 HELOCs
0.3% 75% $221,666
Geneva Financial LLC
Conventional 3 0.3% 100% $131,666
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.3% 100% $228,333 View
Mutual of Omaha Mortgage
Conventional, FHA 3 0.3% 100% $128,333
Fairway Independent Mort Corp
Conventional 3 0.3% 100% $155,000
Union Home Mortgage Corp.
Conventional, FHA, HELOC 2
+1 HELOCs
0.2% 100% $210,000
Guaranteed Rate, Inc.
VA 2 0.2% 100% $210,000
Goodleap, LLC
Conventional, FHA 2 0.2% 100% $130,000
F1.0 ★Texas Ratio: 85.21%
Conventional 2 0.2% 100% $45,000 View
Preferred Lending Services, LLC
Conventional 2 0.2% 100% $105,000
PFN Lending Group, Inc.
Conventional, FHA 2 0.2% 100% $170,000
American Liberty Mortgage Inco
Conventional, FHA 2 0.2% 100% $220,000
Das Acquisition Company, LLC
Conventional, VA 2 0.2% 100% $290,000
My Mortgage, Inc
FHA 2 0.2% 100% $225,000
B-3.5 ★Texas Ratio: 6.80%
VA 2 0.2% 100% $350,000 View
Mortgage Equity Partners LLC
Conventional, FHA 2 0.2% 100% $95,000
American Pacific Mortgage Corporation
FHA 2 0.2% 100% $315,000
Genway Home Mortgage, Inc.
Conventional, FHA 2 0.2% 100% $95,000
Angel Oak Mortgage Solutions LLC
Conventional 2 0.2% 100% $205,000
Vanderbilt Mortgage and Finance, Inc
Conventional 2 0.2% 12.5% $85,000
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA 2 0.2% 75% $120,000 View
Tomo Mortgage LLC
Conventional 2 0.2% 100% $300,000
Spring Eq, LLC
Conventional, HELOC 1
+4 HELOCs
0.1% 12.5% $55,000
A+5.0 ★Texas Ratio: 2.02%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $135,000 View
Movement Mortgage, LLC
VA, HELOC 1
+1 HELOCs
0.1% 100% $155,000
Neighborhood Loans, Inc
Conventional 1 0.1% 33.3% $15,000
Atlantic Coast Mortgage, LLC
Conventional 1 0.1% 100% $205,000
A5.0 ★Texas Ratio: 11.06%
VA 1 0.1% 100% $255,000 View
Contour Mortgage Corporation
FHA 1 0.1% 100% $125,000
Loansteady LLC
FHA 1 0.1% 100% $445,000
United Trust Bank
FHA 1 0.1% 100% $185,000
Filo Mortgage, LLC
VA 1 0.1% 100% $465,000
Resicentral LLC
FHA 1 0.1% 100% $255,000
Synergy One Lending, Inc.
Conventional 1 0.1% 100% $285,000
American Financial Network, Inc.
FHA 1 0.1% 100% $195,000
Homestead Funding Corp.
Conventional 1 0.1% 100% $185,000
A+5.0 ★Texas Ratio: 2.18%
Conventional 1 0.1% 100% $55,000 View
HomeXpress Mortgage Corp.
Conventional, Jumbo 1 0.1% 50% $975,000
Willow Bend Mortgage Company, LLC
Conventional 1 0.1% 100% $345,000
Success Mortgage Partners, Inc
FHA 1 0.1% 100% $285,000
Bayshore Mortgage Funding
USDA 1 0.1% 100% $225,000
Ahl Funding
FHA 1 0.1% 100% $315,000
Sun West Mortgage Company, Inc
FHA 1 0.1% 50% $205,000
Credit Human Federal Credit Un
Conventional 1 0.1% 33.3% $55,000
Connexus Credit Union
Conventional 1 0.1% 100% $55,000
Midwest Mortgage Associates Corp
FHA 1 0.1% 100% $275,000
American Heritage Lending, LLC
Conventional 1 0.1% 100% $185,000
Point Mortgage Corp
FHA 1 0.1% 100% $185,000
Cardinal Financial Company, Li
Conventional 1 0.1% 100% $245,000
A+5.0 ★Texas Ratio: 0.22%
FHA 1 0.1% 100% $65,000 View
Provident Funding Associates
Conventional 1 0.1% 100% $255,000
Nations Lending Corporation
FHA 1 0.1% 100% $145,000
T2 Financial LLC
Conventional 1 0.1% 100% $55,000
BoxCar Mortgage, LLC
Conventional 1 0.1% 100% $55,000
Sierra Pacific Mortgage Co. Inc
FHA 1 0.1% 100% $195,000
A+5.0 ★Texas Ratio: 2.20%
VA 1 0.1% 100% $295,000 View
Synovus Bank
Conventional 1 0.1% 100% $375,000
Lake Michigan Credit Union
VA 1 0.1% 100% $235,000
Premier America Credit Union
Conventional 1 0.1% 100% $125,000
Mission Loans, LLC
Conventional 1 0.1% 100% $175,000
A+5.0 ★Texas Ratio: 2.15%
FHA 1 0.1% 100% $505,000 View
Towne Mortgage Company
Conventional 1 0.1% 100% $445,000
Pentagon Federal Credit Union
Conventional 1 0.1% 100% $195,000
Better Mortgage Corporation
Conventional 1 0.1% 100% $215,000
A+5.0 ★Texas Ratio: 5.45%
Conventional 1 0.1% 100% $385,000 View
Summit Funding.Inc
FHA 1 0.1% 100% $415,000
Zillow Home Loans, LLC
Conventional 1 0.1% 100% $155,000
Prosperity Home Mortgage, LLC
FHA 1 0.1% 100% $195,000
Nationwide Mortgage Bankers, Inc.
FHA 1 0.1% 100% $365,000
Loan Simple, Inc.
FHA 1 0.1% 100% $225,000
Ark-La-Tex Financial Services LLC
Conventional 1 0.1% 100% $165,000
Top Flite Financial, Inc.
FHA 1 0.1% 100% $265,000
Champions Funding, LLC
Conventional 1 0.1% 50% $155,000
Cake Mortgage Corp.
Conventional 1 0.1% 100% $275,000
JMAC Lending, Inc.
Conventional 1 0.1% 33.3% $185,000
Coastal Community Bank
HELOC 0
+6 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+4 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
Everett Financial, Inc.
HELOC 0
+1 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Atlanta Postal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Sebring, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Sebring? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sebring in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sebring, FL

Use these to narrow the list above. Each category shows how many Sebring, FL lenders fit and what that kind of lender is usually best for.

Who Lends in Sebring, FL

Independent mortgage companies closed 77.9 percent of home loans in Sebring, Florida in 2025, banks 11.9 percent and credit unions 10.3 percent. Triad Financial Services, Inc. was the largest mortgage company, Seacoast National Bank the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Seacoast National Bank led with 18 loans.

77.9%
Mortgage companies
11.9%
Banks
10.3%
Credit unions
25%
FHA loans
15%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Sebring, FL

Who is the largest mortgage lender in Sebring, FL?

By home loans closed in 2025, Seacoast National Bank was the largest mortgage lender in Sebring, Florida with 18 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sebring, FL have the highest approval rates?

Among lenders with meaningful volume in Sebring, Florida, Metroplex Mortgage Services approved the highest share of completed applications in 2025 at 96.2 percent, against a 75.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sebring, FL mortgage lenders offer FHA, VA and USDA loans?

61 lenders closed FHA loans in Sebring, Florida in 2025, led by United Wholesale Mortgage with 36. 36 lenders closed VA loans, led by Rocket Mortgage, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sebring, FL lender list?

Yes. 27 banks and 13 credit unions closed home loans in Sebring, Florida in 2025, alongside 105 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sebring, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sebring, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sebring, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sebring. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.