Sebring, Florida mortgage lenders include Seacoast National BankSeacoast National Bank320 Us Highway 27 N, Sebring, FL 33870A+5.0 ★Texas Ratio: 2.72%, Crews Bank & TrustCrews Bank & Trust1385 Us Highway 27 S, Sebring, FL 33870A+5.0 ★Texas Ratio: 0.31%, Southstate Bank, National AssociationSouthstate Bank, National Association3540 Us Highway 27 S, Sebring, FL 33870A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA4215 Sebring Pkwy, Sebring, FL 33870A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA3635 Us Highway 27 N, Sebring, FL 33870A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank3601 Us Highway 27 N, Sebring, FL 33870A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2720 Us 27 N, Sebring, FL 33870A+5.0 ★Texas Ratio: 3.68%, Midflorida Credit UnionMidflorida Credit Union3863 US Highway 27 S, Sebring, FL 33870A+5.0 ★Texas Ratio: 3.18%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, and Suncoast Credit UnionSuncoast Credit Union6505 US Highway 27 N, Sebring, FL 33870 1230A5.0 ★Texas Ratio: 6.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sebring, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sebring are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sebring, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 2 offices in Sebring 320 Us Highway 27 N, Sebring, FL 33870 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 18 +9 HELOCs |
2% | 75% | $281,111 | View |
|
1 office in Sebring 1385 Us Highway 27 S, Sebring, FL 33870 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 15 | 1.7% | 100% | $155,000 | View |
|
★ 5 stars, 1 review 2 offices in Sebring 3540 Us Highway 27 S, Sebring, FL 33870 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA, HELOC | 13 +8 HELOCs |
1.5% | 59.1% | $149,615 | View |
|
1 office in Sebring 4215 Sebring Pkwy, Sebring, FL 33870 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +4 HELOCs |
0.4% | 80% | $340,000 | View |
|
2 offices in Sebring 3635 Us Highway 27 N, Sebring, FL 33870 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 4 | 0.4% | 50% | $180,000 | View |
|
★ 1 stars, 1 review 2 offices in Sebring 3601 Us Highway 27 N, Sebring, FL 33870 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +13 HELOCs |
0.2% | 100% | $420,000 | View |
|
1 office in Sebring 2720 Us 27 N, Sebring, FL 33870 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.2% | 100% | $270,000 | View |
|
★ 1 stars, 1 review 3863 US Highway 27 S, Sebring, FL 33870 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 70 +24 HELOCs |
7.8% | 58.2% | $111,142 | View |
|
1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 8 | 0.9% | 63% | $137,500 | View |
|
6505 US Highway 27 N, Sebring, FL 33870 1230 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 5 +11 HELOCs |
0.6% | 71.4% | $273,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +2 HELOCs |
0.3% | 75% | $275,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 50% | $180,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.2% | 100% | $130,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.2% | 66.7% | $185,000 | View |
|
16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 2 | 0.2% | 100% | $150,000 | View |
|
850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
USDA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $135,000 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.1% | 33.3% | $195,000 | View |
|
18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Metroplex Mortgage Services
|
Conventional, FHA, VA, USDA | 51 | 5.7% | 96.2% | $230,686 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 24 | 2.7% | 89.7% | $269,583 | |
Alkan Mortgage Corporation
|
Conventional, FHA, VA | 11 | 1.2% | 100% | $267,727 | |
Acrisure Mortgage, LLC
|
Conventional, FHA | 5 | 0.6% | 100% | $247,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 0.4% | 80% | $220,000 | View |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 4 | 0.4% | 100% | $170,000 | |
New Day Financial, LLC.
|
VA | 3 | 0.3% | 33.3% | $228,333 | |
Builders Choice Mortgage LLC
|
Conventional | 2 | 0.2% | 100% | $200,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.1% | 14.3% | $155,000 | |
American Bancshares Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $55,000 | |
Nqm Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 87 | 9.7% | 80.9% | $176,034 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, HELOC | 85 +1 HELOCs |
9.5% | 85% | $238,882 | |
Leaderone Financial Corp.
|
Conventional, FHA, VA, USDA | 82 | 9.2% | 93.2% | $195,975 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 19 | 2.1% | 61.3% | $196,578 | View |
Nfm, Inc
|
Conventional, FHA, VA, USDA | 19 | 2.1% | 95% | $234,473 | |
Nationstar Mortgage
|
Conventional, FHA | 18 | 2% | 95% | $135,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 15 | 1.7% | 88.2% | $243,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 15 | 1.7% | 75% | $258,333 | |
Mortgage Research Center
|
Conventional, FHA, VA | 15 | 1.7% | 65.2% | $275,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 15 | 1.7% | 100% | $264,333 | View |
Inspire Home Loans Inc.
|
Conventional, FHA | 14 | 1.6% | 60.9% | $237,142 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 14 | 1.6% | 82.4% | $174,285 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA | 13 | 1.5% | 86.7% | $215,000 | View |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 12 | 1.3% | 70.6% | $237,500 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
1.1% | 62.5% | $123,000 | |
Equity Prime Mortgage LLC
|
FHA, VA, USDA | 10 | 1.1% | 83.3% | $248,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA, VA | 10 | 1.1% | 66.7% | $220,000 | View |
21St Mortgage
|
Conventional | 10 | 1.1% | 34.5% | $125,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +2 HELOCs |
1% | 64.3% | $176,111 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 8 | 0.9% | 88.9% | $252,500 | |
Kind Lending, LLC
|
Conventional, FHA | 7 | 0.8% | 87.5% | $227,857 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 6 | 0.7% | 85.7% | $185,000 | |
Village Capital & Investment
|
VA | 6 | 0.7% | 66.7% | $208,333 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 5 | 0.6% | 100% | $159,000 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $209,000 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 4 | 0.4% | 100% | $177,500 | |
Loanunited.Com, LLC
|
FHA, VA | 4 | 0.4% | 80% | $275,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 0.4% | 17.4% | $75,000 | |
AdvantageFirst Lending Inc
|
Conventional, VA | 4 | 0.4% | 100% | $247,500 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.3% | 75% | $221,666 | |
Geneva Financial LLC
|
Conventional | 3 | 0.3% | 100% | $131,666 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.3% | 100% | $228,333 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 0.3% | 100% | $128,333 | |
Fairway Independent Mort Corp
|
Conventional | 3 | 0.3% | 100% | $155,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $210,000 | |
Guaranteed Rate, Inc.
|
VA | 2 | 0.2% | 100% | $210,000 | |
Goodleap, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $130,000 | |
|
F1.0 ★Texas Ratio: 85.21% |
Conventional | 2 | 0.2% | 100% | $45,000 | View |
Preferred Lending Services, LLC
|
Conventional | 2 | 0.2% | 100% | $105,000 | |
PFN Lending Group, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $170,000 | |
American Liberty Mortgage Inco
|
Conventional, FHA | 2 | 0.2% | 100% | $220,000 | |
Das Acquisition Company, LLC
|
Conventional, VA | 2 | 0.2% | 100% | $290,000 | |
My Mortgage, Inc
|
FHA | 2 | 0.2% | 100% | $225,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.2% | 100% | $350,000 | View |
Mortgage Equity Partners LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $95,000 | |
American Pacific Mortgage Corporation
|
FHA | 2 | 0.2% | 100% | $315,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $95,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 2 | 0.2% | 100% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.2% | 12.5% | $85,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 0.2% | 75% | $120,000 | View |
Tomo Mortgage LLC
|
Conventional | 2 | 0.2% | 100% | $300,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 12.5% | $55,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $135,000 | View |
Movement Mortgage, LLC
|
VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | |
Neighborhood Loans, Inc
|
Conventional | 1 | 0.1% | 33.3% | $15,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.1% | 100% | $255,000 | View |
Contour Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $125,000 | |
Loansteady LLC
|
FHA | 1 | 0.1% | 100% | $445,000 | |
United Trust Bank
|
FHA | 1 | 0.1% | 100% | $185,000 | |
Filo Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $465,000 | |
Resicentral LLC
|
FHA | 1 | 0.1% | 100% | $255,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.1% | 100% | $195,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 1 | 0.1% | 50% | $975,000 | |
Willow Bend Mortgage Company, LLC
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.1% | 100% | $285,000 | |
Bayshore Mortgage Funding
|
USDA | 1 | 0.1% | 100% | $225,000 | |
Ahl Funding
|
FHA | 1 | 0.1% | 100% | $315,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.1% | 50% | $205,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.1% | 33.3% | $55,000 | |
Connexus Credit Union
|
Conventional | 1 | 0.1% | 100% | $55,000 | |
Midwest Mortgage Associates Corp
|
FHA | 1 | 0.1% | 100% | $275,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
Point Mortgage Corp
|
FHA | 1 | 0.1% | 100% | $185,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.1% | 100% | $65,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.1% | 100% | $145,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $55,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $55,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 1 | 0.1% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $295,000 | View |
Synovus Bank
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
Lake Michigan Credit Union
|
VA | 1 | 0.1% | 100% | $235,000 | |
Premier America Credit Union
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.1% | 100% | $505,000 | View |
Towne Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $445,000 | |
Pentagon Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
Summit Funding.Inc
|
FHA | 1 | 0.1% | 100% | $415,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $195,000 | |
Nationwide Mortgage Bankers, Inc.
|
FHA | 1 | 0.1% | 100% | $365,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.1% | 100% | $225,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 50% | $155,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.1% | 33.3% | $185,000 | |
Coastal Community Bank
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Everett Financial, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Atlanta Postal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sebring? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sebring in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sebring, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 77.9 percent of home loans in Sebring, Florida in 2025, banks 11.9 percent and credit unions 10.3 percent. Triad Financial Services, Inc. was the largest mortgage company, Seacoast National Bank the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Seacoast National Bank led with 18 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Seacoast National Bank was the largest mortgage lender in Sebring, Florida with 18 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sebring, Florida, Metroplex Mortgage Services approved the highest share of completed applications in 2025 at 96.2 percent, against a 75.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
61 lenders closed FHA loans in Sebring, Florida in 2025, led by United Wholesale Mortgage with 36. 36 lenders closed VA loans, led by Rocket Mortgage, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 13 credit unions closed home loans in Sebring, Florida in 2025, alongside 105 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sebring, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sebring, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sebring. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.