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Mortgage Lenders and Brokers in Sarasota, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Sarasota, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA240 N Washington Blvd Ste 100, Sarasota, FL 34236A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1800 2nd Street, Sarasota, FL 34236A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA2891 S Tamiami Trl, Sarasota, FL 34239A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1201 S Tamiami Trl, Sarasota, FL 34239A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA3600 Bee Ridge Rd, Sarasota, FL 34233A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association4902 S Tamiami Trl, Sarasota, FL 34231A+5.0 ★Texas Ratio: 3.22%, Southstate Bank, National AssociationSouthstate Bank, National Association1100 S Tamiami Trl Ste 100, Sarasota, FL 34236A+5.0 ★Texas Ratio: 2.27%, Regions BankRegions Bank8455 Tuttle Ave, Sarasota, FL 34243A+5.0 ★Texas Ratio: 4.37%, United Community BankUnited Community Bank1561 Main Street, Sarasota, FL 34236A+5.0 ★Texas Ratio: 2.97%, and Huntington National BankHuntington National Bank8889 Pelican Bay Blvd, Naples, FL 34108A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sarasota, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sarasota are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sarasota, Florida

Market share is the lender's share of all home loans closed in Sarasota, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 9 offices in Sarasota 240 N Washington Blvd Ste 100, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	13	2.5%	100%	$1,926,538	View
US Bank, N.A. 1 office in Sarasota 1800 2nd Street, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	12 +2 HELOCs	2.4%	100%	$1,120,833	View
Wells Fargo Bank NA 7 offices in Sarasota 2891 S Tamiami Trl, Sarasota, FL 34239 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	11	2.2%	68.8%	$845,909	View
Truist Bank ★ 1 stars, 1 review 10 offices in Sarasota 1201 S Tamiami Trl, Sarasota, FL 34239 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	8 +10 HELOCs	1.6%	80%	$940,000	View
Bank of America NA 10 offices in Sarasota 3600 Bee Ridge Rd, Sarasota, FL 34233 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	6 +13 HELOCs	1.2%	85.7%	$1,491,666	View
Fifth Third Bank, National Association 9 offices in Sarasota 4902 S Tamiami Trl, Sarasota, FL 34231 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, Jumbo, HELOC	6 +8 HELOCs	1.2%	66.7%	$496,666	View
Southstate Bank, National Association ★ 5 stars, 1 review 2 offices in Sarasota 1100 S Tamiami Trl Ste 100, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	5 +3 HELOCs	1%	100%	$485,000	View
Regions Bank 5 offices in Sarasota 8455 Tuttle Ave, Sarasota, FL 34243 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, Jumbo, HELOC	4 +5 HELOCs	0.8%	53.8%	$517,500	View
United Community Bank 1 office in Sarasota 1561 Main Street, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.6%	75%	$1,608,333	View
Huntington National Bank 2 offices in Sarasota 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	3	0.6%	100%	$1,248,333	View
Third Federal Savings and Loan 1 office in Sarasota 4048 Jenkins Pl, Sarasota, FL 34238 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +10 HELOCs	0.4%	16.7%	$160,000	View
Centennial Bank 2 offices in Sarasota 5850 Fruitville Rd, Sarasota, FL 34232 A+5.0 ★Texas Ratio: 3.14%	Conventional, HELOC	2 +3 HELOCs	0.4%	100%	$240,000	View
BMO Harris Bank NA 4 offices in Sarasota 1201 Beneva Rd, Sarasota, FL 34232 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +1 HELOCs	0.4%	50%	$245,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 2 offices in Sarasota 5950 Beneva Rd, Sarasota, FL 34238 A+5.0 ★Texas Ratio: 4.14%	Conventional	2	0.4%	100%	$320,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 5 offices in Sarasota 3275 University Pkwy, Sarasota, FL 34243 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	1 +4 HELOCs	0.2%	50%	$6,185,000	View
Valley National Bank 1 office in Sarasota 1680 Fruitville Rd, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.2%	50%	$2,875,000	View
Servisfirst Bank 1 office in Sarasota 103 Links Avenue, Sarasota, FL 34236 A5.0 ★Texas Ratio: 8.75%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.2%	100%	$3,485,000	View
First Horizon Bank ★ 5 stars, 1 review 3 offices in Sarasota 2815 University Pkwy, Sarasota, FL 34243 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$425,000	View
The Bank of Tampa 1 office in Sarasota 1858 Ringling Blvd, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 2.04%	Conventional, Jumbo	1	0.2%	100%	$1,505,000	View
Ipava State Bank 1 office in Sarasota 1620 Main Street, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 1.43%	Conventional, Jumbo	1	0.2%	100%	$1,105,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1 office in Sarasota 1626 Ringling Blvd, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	n/a		View
Seacoast National Bank ★ 5 stars, 1 review 2 offices in Sarasota 5101 Fruitville Rd, Sarasota, FL 34232 A+5.0 ★Texas Ratio: 2.72%	HELOC	0 +1 HELOCs	0%	n/a		View
TD Bank 2 offices in Sarasota 3450 Clark Rd, Sarasota, FL 34231 A+5.0 ★Texas Ratio: 3.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Cogent Bank 1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54%	Conventional, FHA	6	1.2%	85.7%	$555,000	View
Suncoast Credit Union 4402 Bee Ridge Rd, Sarasota, FL 34233 2502 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	3 +17 HELOCs	0.6%	50%	$458,333	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	3	0.6%	100%	$791,666	View
Gte Federal Credit Union 3510 Fruitville Rd, Sarasota, FL 34237 A5.0 ★Texas Ratio: 7.65%	Conventional	3	0.6%	60%	$225,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	3	0.6%	100%	$828,333	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	2 +11 HELOCs	0.4%	66.7%	$5,930,000	View
Achieva Credit Union 3000 Bee Ridge Rd, Sarasota, FL 34239 A+5.0 ★Texas Ratio: 2.57%	Conventional, HELOC	2 +7 HELOCs	0.4%	50%	$275,000	View
Midflorida Credit Union ★ 1 stars, 1 review 544 S Washington Blvd, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	2 +5 HELOCs	0.4%	40%	$60,000	View
Floridacentral Credit Union 3451 Cattlemen Rd, Sarasota, FL 34232 A+5.0 ★Texas Ratio: 5.46%	Conventional, HELOC	2 +1 HELOCs	0.4%	100%	$135,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	2	0.4%	100%	$1,455,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	FHA	2	0.4%	100%	$205,000	View
City National Bank 801 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	2	0.4%	66.7%	$740,000	View
Bny Mellon, N.A. 350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0.2%	100%	$525,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional, Jumbo	1	0.2%	100%	$1,875,000	View
Commerce Bank 10010 Coconut Rd, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	1	0.2%	100%	$805,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0.2%	50%	$65,000	View
WSFS bank 980 North Federal Highway Suite 110 30, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.10%	Conventional, Jumbo	1	0.2%	100%	$1,005,000	View
Campus USA Credit Union 14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45%	Conventional	1	0.2%	100%	$25,000	View
Usf Credit Union 3487 Clark Rd, Sarasota, FL 34231 8405 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +2 HELOCs	0%	n/a		View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Republic Bank & Trust 12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
First American Bank 540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	FHA, VA	5	1%	75%	$265,000
Fairway Funding Group, Inc	Conventional, FHA	5	1%	100%	$255,000
The Mortgage Firm	Conventional	4	0.8%	100%	$335,000
PHH Mortgage Corporation	Conventional	3	0.6%	100%	$308,333
Bayfirst Financial A5.0 ★Texas Ratio: 10.20%	Conventional, HELOC	2 +10 HELOCs	0.4%	66.7%	$110,000	View
Neal Communities Funding, LLC	FHA	2	0.4%	100%	$390,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.2%	100%	$175,000	View
Acrisure Mortgage, LLC	Conventional	1	0.2%	50%	$485,000
American Bancshares Mortgage, LLC	Conventional	1	0.2%	100%	$425,000
New Day Financial, LLC.	VA	1	0.2%	100%	$235,000
Foundation Mortgage Corporation	Conventional	1	0.2%	100%	$265,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	42	8.2%	75.9%	$326,666
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	39 +1 HELOCs	7.6%	69.6%	$487,051
loanDepot.com LLC	Conventional, Jumbo	18	3.5%	82.6%	$446,111
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	15	2.9%	88.2%	$763,666
Pennymac Loan Services LLC	Conventional, FHA	11	2.2%	61.1%	$305,909
Guaranteed Rate Affinity, LLC	Conventional, FHA	8	1.6%	88.9%	$371,250
Guild Mortgage Company	Conventional, FHA	8	1.6%	90.9%	$223,750
Nfm, Inc	Conventional, FHA	8	1.6%	66.7%	$385,000
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	8	1.6%	80%	$370,000
New American Funding, LLC.	Conventional, FHA, HELOC	7 +1 HELOCs	1.4%	100%	$262,142
T2 Financial LLC	Conventional, FHA, VA	7	1.4%	87.5%	$379,285
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo, HELOC	6 +2 HELOCs	1.2%	100%	$921,666	View
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, Jumbo	6	1.2%	40%	$548,333	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	6	1.2%	75%	$1,093,333	View
Cardinal Financial Company, Li	Conventional, FHA, VA, Jumbo	5	1%	100%	$441,000
Spring Eq, LLC	Conventional	5	1%	29.4%	$81,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.8%	80%	$970,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.8%	100%	$1,012,500	View
Nationstar Mortgage	Conventional	4	0.8%	57.1%	$100,000
Mortgage Research Center	VA	4	0.8%	66.7%	$287,500
JMAC Lending, Inc.	Conventional, Jumbo	4	0.8%	100%	$745,000
Everence Federal Credit Union	Conventional, HELOC	3 +4 HELOCs	0.6%	100%	$265,000
Semper Home Loans, Inc	Conventional, FHA	3	0.6%	100%	$368,333
Cornerstone First Mortgage, LLC	Conventional, FHA	3	0.6%	100%	$278,333
Guaranteed Rate, Inc.	Conventional, Jumbo	3	0.6%	60%	$1,391,666
Movement Mortgage, LLC	Conventional, Jumbo	3	0.6%	75%	$605,000
Amerisave Mortgage Company	Conventional	3	0.6%	33.3%	$168,333
American Financial Network, Inc.	Conventional, FHA	3	0.6%	100%	$331,666
Union Home Mortgage Corp.	Conventional	3	0.6%	100%	$211,666
Point Mortgage Corp	Conventional, FHA	3	0.6%	100%	$155,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	3	0.6%	100%	$1,405,000	View
RBC Bank (Georgia), N.A.	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.4%	66.7%	$1,805,000
Mid Penn Bank A+5.0 ★Texas Ratio: 4.25%	Conventional	2	0.4%	100%	$200,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.4%	50%	$160,000	View
AmWest Funding Corp	Conventional	2	0.4%	100%	$340,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA	2	0.4%	100%	$400,000	View
City 1st Mortgage Services, LC	Conventional, FHA	2	0.4%	100%	$395,000
Sun West Mortgage Company, Inc	FHA	2	0.4%	100%	$205,000
Das Acquisition Company, LLC	Conventional	2	0.4%	100%	$705,000
Select Lending Services, LLC	Conventional, Jumbo	2	0.4%	100%	$575,000
VanDyk Mortgage Corporation	Conventional	2	0.4%	100%	$335,000
American Federal Mortgage Corporation	Conventional	2	0.4%	100%	$480,000
American Pacific Mortgage Corporation	Conventional, FHA, Jumbo	2	0.4%	100%	$845,000
Tjc Mortgage Inc	Conventional, Jumbo	2	0.4%	66.7%	$815,000
Zillow Home Loans, LLC	Conventional, FHA	2	0.4%	100%	$160,000
Mutual of Omaha Mortgage	Conventional	2	0.4%	66.7%	$475,000
Lake City Bank A+5.0 ★Texas Ratio: 2.66%	Conventional	2	0.4%	100%	$420,000	View
Paramount Residential Mortgage	Conventional, FHA, Jumbo	2	0.4%	100%	$1,440,000
Champions Funding, LLC	Conventional, Jumbo	2	0.4%	66.7%	$1,650,000
American Neighborhood Mortgage Acceptance Company	Conventional, Jumbo	2	0.4%	100%	$1,250,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$205,000
Synovus Bank	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$135,000
The Loan Store, Inc	Conventional, HELOC	1 +1 HELOCs	0.2%	50%	$685,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$175,000	View
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.2%	100%	$145,000	View
Arc Home LLC	Conventional	1	0.2%	100%	$375,000
Genisys Credit Union	Conventional	1	0.2%	100%	$105,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0.2%	100%	$1,655,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.2%	100%	$2,765,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo	1	0.2%	100%	$925,000	View
Main Street Bank Corp B-4.4 ★Texas Ratio: 22.15%	Conventional	1	0.2%	100%	$385,000	View
Primelending	Conventional, Jumbo	1	0.2%	100%	$2,005,000
Sage Home Loans Corporation	Conventional	1	0.2%	100%	$455,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.2%	100%	$295,000
Nbkc Bank	Conventional	1	0.2%	100%	$645,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.2%	100%	$405,000
Bonvenu Bank, Na A+5.0 ★Texas Ratio: 0.95%	Conventional	1	0.2%	100%	$805,000	View
Unified Bank A5.0 ★Texas Ratio: 11.50%	Conventional	1	0.2%	100%	$135,000	View
Advancial Federal Credit Union	Conventional, Jumbo	1	0.2%	100%	$1,005,000
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	Conventional	1	0.2%	100%	$235,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.2%	100%	$335,000	View
Filo Mortgage, LLC	Conventional	1	0.2%	100%	$315,000
Deephaven Mortgage LLC	Conventional	1	0.2%	50%	$665,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0.2%	100%	$325,000	View
AdvantageFirst Lending Inc	FHA	1	0.2%	100%	$285,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.2%	100%	$305,000	View
Michigan Mutual, Inc	FHA	1	0.2%	100%	$285,000
Success Mortgage Partners, Inc	Conventional	1	0.2%	100%	$315,000
Absolute Home Mortgage	Conventional	1	0.2%	100%	$135,000
Chippewa Valley Bank A+5.0 ★Texas Ratio: 1.81%	Conventional	1	0.2%	100%	$175,000	View
Glendenning Mortgage Corporation	Conventional, Jumbo	1	0.2%	100%	$3,005,000
Network Capital Funding Corporation	VA	1	0.2%	66.7%	$495,000
First Colony Mortgage Corporat	Conventional	1	0.2%	50%	$155,000
My Mortgage, Inc	FHA	1	0.2%	100%	$425,000
Univest Bank and Trust Co. A5.0 ★Texas Ratio: 6.10%	Conventional, Jumbo	1	0.2%	100%	$1,255,000	View
Stg Mortgage Inc	Conventional	1	0.2%	100%	$605,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.2%	33.3%	$625,000	View
Covantage Credit Union	Conventional, Jumbo	1	0.2%	100%	$1,335,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.2%	100%	$1,305,000	View
Atlantic Bay Mortgage Group	Conventional, Jumbo	1	0.2%	100%	$1,485,000
First Commonwealth Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.2%	100%	$255,000	View
Provident Funding Associates	Conventional	1	0.2%	100%	$805,000
Bridgewater Bank A+5.0 ★Texas Ratio: 3.43%	Conventional	1	0.2%	100%	$395,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.2%	100%	$405,000
Wintrust Bank, N.A. A+5.0 ★Texas Ratio: 3.24%	Conventional, Jumbo	1	0.2%	100%	$1,505,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo	1	0.2%	100%	$2,905,000
Milend, Inc	FHA	1	0.2%	100%	$325,000
GuardHill Financial LLC	Conventional, Jumbo	1	0.2%	100%	$3,485,000
Lake Michigan Credit Union	Conventional, Jumbo	1	0.2%	100%	$1,145,000
Mission Loans, LLC	Conventional	1	0.2%	100%	$125,000
Better Mortgage Corporation	FHA	1	0.2%	33.3%	$275,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.2%	100%	$395,000	View
TowneBank	Conventional	1	0.2%	100%	$375,000
First Financial Bank A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.2%	100%	$445,000	View
Vista Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.2%	100%	$505,000	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.2%	100%	$275,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.2%	100%	$225,000	View
Toyota Financial Savings Bank	Conventional	1	0.2%	100%	$465,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0.2%	100%	$1,795,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.2%	100%	$775,000	View
21St Mortgage	Conventional	1	0.2%	100%	$245,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.2%	33.3%	$755,000
Nexera Holding LLC	Conventional	1	0.2%	50%	$485,000
Reliance First Capital, LLC	Conventional	1	0.2%	100%	$305,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	1	0.2%	100%	$325,000	View
Mason-McDuffie Mortgage Corporation	Conventional	1	0.2%	100%	$285,000
First State Bank of Middlebury A5.0 ★Texas Ratio: 10.52%	Conventional	1	0.2%	100%	$195,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.2%	100%	$495,000	View
Top Flite Financial, Inc.	Conventional	1	0.2%	100%	$715,000
Vista Point Mortgage, LLC	Conventional	1	0.2%	100%	$505,000
The Mortgage Link, Inc.	Conventional, Jumbo	1	0.2%	100%	$2,505,000
The Union Bank Company A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0.2%	100%	$75,000	View
Luxury Mortgage Corp.	Conventional, Jumbo	1	0.2%	100%	$2,505,000
Tomo Mortgage LLC	Conventional	1	0.2%	100%	$255,000
Coastal Community Bank	HELOC	0 +5 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	HELOC	0 +1 HELOCs	0%	0%
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Sarasota Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Sarasota, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Sarasota? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sarasota in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sarasota, FL

Use these to narrow the list above. Each category shows how many Sarasota, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 92 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 79 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 35 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 10 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 61 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 26 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Sarasota, FL

Independent mortgage companies closed 62.2 percent of home loans in Sarasota, Florida in 2025, banks 33.3 percent and credit unions 4.5 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 5 loans.

62.2%

Mortgage companies

33.3%

Banks

4.5%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Sarasota, FL

Who is the largest mortgage lender in Sarasota, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Sarasota, Florida with 13 loans, about 2.5 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sarasota, FL mortgage lenders offer FHA, VA and USDA loans?

35 lenders closed FHA loans in Sarasota, Florida in 2025, led by United Wholesale Mortgage with 7. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sarasota, FL lender list?

Yes. 79 banks and 20 credit unions closed home loans in Sarasota, Florida in 2025, alongside 92 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sarasota, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sarasota, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sarasota, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sarasota. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.