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Mortgage Lenders and Brokers in Ruskin, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Ruskin, Florida mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Suncoast Credit UnionSuncoast Credit Union150 Teco Rd, Ruskin, FL 33570A5.0 ★Texas Ratio: 6.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Triad Financial Services, Inc.Triad Financial Services, Inc.619 30th St NE, Ruskin, FL 33570A+5.0 ★Texas Ratio: 5.93%, Grow Financial Federal Credit UnionGrow Financial Federal Credit Union11008 Arcade Pl, Bradenton, FL 34211A+5.0 ★Texas Ratio: 3.70%, Republic Bank & TrustRepublic Bank & Trust12933 Walsingham Rd, Largo, FL 33774A+5.0 ★Texas Ratio: 2.91%, and TD BankTD Bank3726 Sun City Blvd Suite 101, Ruskin, FL 33570A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ruskin, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ruskin are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ruskin, Florida

Market share is the lender's share of all home loans closed in Ruskin, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Fifth Third Bank, National Association 1 office in Ruskin 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +8 HELOCs	0.3%	100%	$170,000	View
Suncoast Credit Union 150 Teco Rd, Ruskin, FL 33570 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	15 +49 HELOCs	2%	83.3%	$339,000	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	9	1.2%	100%	$322,777	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional, HELOC	7 +1 HELOCs	0.9%	100%	$127,857	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	5 +4 HELOCs	0.7%	83.3%	$373,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +3 HELOCs	0.5%	66.7%	$125,000	View
Triad Financial Services, Inc. 619 30th St NE, Ruskin, FL 33570 A+5.0 ★Texas Ratio: 5.93%	Conventional	4	0.5%	43.5%	$87,500	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	4	0.5%	100%	$130,000	View
Republic Bank & Trust 12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	3 +2 HELOCs	0.4%	100%	$165,000	View
TD Bank 3726 Sun City Blvd Suite 101, Ruskin, FL 33570 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.4%	100%	$405,000	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	3	0.4%	50%	$288,333	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional	3	0.4%	75%	$71,666	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	2 +1 HELOCs	0.3%	40%	$280,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	FHA	2	0.3%	100%	$280,000	View
The Bank of Tampa 10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04%	Conventional, Jumbo	2	0.3%	66.7%	$495,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	1 +1 HELOCs	0.1%	16.7%	$645,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	FHA	1	0.1%	14.3%	$325,000	View
Servisfirst Bank 316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75%	Conventional	1	0.1%	100%	$365,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$285,000	View
American Momentum Bank 1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55%	Conventional	1	0.1%	100%	$675,000	View
Cogent Bank 1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.1%	100%	$375,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	VA, Jumbo	1	0.1%	100%	$1,505,000
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional	1	0.1%	50%	$605,000	View
Citizens Bank and Trust 211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22%	Conventional	1	0.1%	100%	$285,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +4 HELOCs	0%	n/a		View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +2 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	n/a		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Lennar Mortgage, LLC	Conventional, FHA, VA	111	14.5%	81.6%	$257,162
Freedom Mortgage Corporation	FHA, VA	15	2%	70.8%	$403,666
The Mortgage Firm	Conventional, FHA	3	0.4%	100%	$365,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.3%	100%	$205,000	View
Lakeview Loan Servicing, LLC	FHA	2	0.3%	31.6%	$355,000
LoanFlight Lending, LLC.	FHA	2	0.3%	100%	$340,000
New Day Financial, LLC.	VA	2	0.3%	28.6%	$340,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
Metroplex Mortgage Services	USDA	1	0.1%	100%	$335,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	107	14%	84.3%	$315,186
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	87 +2 HELOCs	11.4%	78.4%	$357,528
Rocket Mortgage	Conventional, FHA, VA	51	6.7%	72.8%	$272,647
Pennymac Loan Services LLC	Conventional, FHA, VA	19	2.5%	87%	$340,263
Mortgage Research Center	VA, Jumbo	15	2%	51.7%	$387,666
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	14 +1 HELOCs	1.8%	93.3%	$417,857
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	11 +11 HELOCs	1.4%	61.1%	$315,909
Paramount Residential Mortgage	Conventional, FHA	10	1.3%	76.9%	$332,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	8	1%	53.3%	$315,000	View
Kind Lending, LLC	Conventional, FHA, VA	8	1%	80%	$366,250
Movement Mortgage, LLC	Conventional, FHA, VA	8	1%	90%	$281,250
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, USDA, Jumbo	7	0.9%	87.5%	$567,857	View
Cardinal Financial Company, Li	Conventional, FHA	7	0.9%	80%	$277,857
Fairway Independent Mort Corp	Conventional, FHA, VA	7	0.9%	87.5%	$259,285
New American Funding, LLC.	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.8%	66.7%	$275,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	6	0.8%	85.7%	$343,333
Union Home Mortgage Corp.	Conventional, FHA, VA	6	0.8%	85.7%	$343,333
Zillow Home Loans, LLC	Conventional, FHA, VA	6	0.8%	100%	$323,333
Spring Eq, LLC	Conventional	6	0.8%	33.3%	$95,000
Village Capital & Investment	FHA, VA	6	0.8%	76.9%	$396,666
Synovus Bank	Conventional, FHA	5	0.7%	100%	$127,000
JMAC Lending, Inc.	Conventional, FHA	5	0.7%	100%	$249,000
The Loan Store, Inc	Conventional, HELOC	4 +6 HELOCs	0.5%	66.7%	$325,000
Lake Michigan Credit Union	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.5%	100%	$767,500
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA	4	0.5%	100%	$387,500	View
Nexera Holding LLC	Conventional, FHA, Jumbo	4	0.5%	100%	$557,500
Plaza Home Mortgage, Inc	Conventional, FHA, VA	4	0.5%	66.7%	$300,000
Equity Resources Inc	Conventional, FHA, VA	3	0.4%	100%	$258,333
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	3	0.4%	100%	$248,333	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	3	0.4%	100%	$335,000
Everett Financial, Inc.	Conventional, FHA	3	0.4%	100%	$298,333
American Financial Network, Inc.	FHA	3	0.4%	50%	$328,333
Nfm, Inc	Conventional, FHA	3	0.4%	100%	$321,666
Nations Lending Corporation	FHA	3	0.4%	100%	$251,666
Nationstar Mortgage	Conventional, VA	3	0.4%	60%	$228,333
Towne Mortgage Company	Conventional, FHA	3	0.4%	100%	$218,333
Leaderone Financial Corp.	Conventional, FHA	3	0.4%	60%	$208,333
Guaranteed Rate Affinity, LLC	Conventional, VA	2	0.3%	100%	$245,000
American Financial Resources LLC	Conventional, FHA	2	0.3%	100%	$300,000
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.3%	100%	$145,000
Equity Prime Mortgage LLC	VA	2	0.3%	50%	$525,000
loanDepot.com LLC	FHA, VA	2	0.3%	42.9%	$335,000
Deephaven Mortgage LLC	Conventional	2	0.3%	66.7%	$330,000
AdvantageFirst Lending Inc	FHA	2	0.3%	66.7%	$255,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	2	0.3%	100%	$145,000	View
Preferred Lending Services, LLC	Conventional	2	0.3%	100%	$225,000
Valley West Corporation	Conventional, FHA	2	0.3%	100%	$300,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.3%	50%	$390,000
Absolute Home Mortgage	Conventional, FHA	2	0.3%	50%	$270,000
First Option Mortgage, LLC	Conventional, FHA	2	0.3%	100%	$310,000
Premier Lending Inc.	Conventional, FHA	2	0.3%	100%	$180,000
Planet Home Lending, LLC	Conventional, FHA	2	0.3%	66.7%	$465,000
BoxCar Mortgage, LLC	Conventional, FHA	2	0.3%	100%	$400,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.3%	66.7%	$270,000
Self Help Credit Union	Conventional	2	0.3%	100%	$280,000
Mutual of Omaha Mortgage	VA	2	0.3%	100%	$310,000
21St Mortgage	Conventional	2	0.3%	37.5%	$105,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA, VA	2	0.3%	100%	$530,000	View
Ark-La-Tex Financial Services LLC	FHA	2	0.3%	100%	$340,000
Top Flite Financial, Inc.	Conventional, VA	2	0.3%	100%	$480,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$185,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$245,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$145,000	View
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$365,000
EMM Loans LLC	VA	1	0.1%	50%	$505,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$105,000	View
Premier Mortgage Resources, LLC	FHA	1	0.1%	100%	$375,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$185,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$315,000
Amerisave Mortgage Company	Conventional	1	0.1%	20%	$675,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$255,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$345,000
Guild Mortgage Company	Conventional	1	0.1%	100%	$285,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$335,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	33.3%	$265,000
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$225,000
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$305,000
Discover Bank	Conventional	1	0.1%	9.1%	$165,000
Select Lending Services, LLC	Conventional	1	0.1%	100%	$355,000
Credit Human Federal Credit Un	Conventional	1	0.1%	40%	$65,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$405,000
Midwest Mortgage Associates Corp	FHA	1	0.1%	100%	$295,000
Mid-Continent Funding, Inc.	VA	1	0.1%	50%	$255,000
Homeowners Financial Group, LLC	FHA	1	0.1%	100%	$325,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$305,000
Ameritrust Mortgage Corporation	FHA	1	0.1%	100%	$505,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$365,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Provident Funding Associates	Conventional	1	0.1%	100%	$495,000
Northwest Bank A+5.0 ★Texas Ratio: 3.99%	Conventional, Jumbo	1	0.1%	100%	$855,000	View
Aberdeen Proving Ground FCU	VA	1	0.1%	100%	$415,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$325,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$255,000	View
Bankesb	Conventional	1	0.1%	100%	$235,000
Stockton Mortgage Corporation	FHA	1	0.1%	50%	$345,000
Interstate Home Loan Center, Inc.	FHA	1	0.1%	100%	$345,000
Keystone Funding, Inc	VA	1	0.1%	100%	$455,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$295,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$245,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$465,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$275,000	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0.1%	100%	$895,000	View
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	FHA	1	0.1%	40%	$265,000	View
Reliance First Capital, LLC	FHA	1	0.1%	100%	$265,000
Texana Bank	VA	1	0.1%	100%	$445,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$245,000	View
Gershman Investment Corp.	Conventional	1	0.1%	100%	$165,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$275,000
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +6 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	100%
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Total Mortgage Services, LLC	HELOC	0 +1 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Better Mortgage Corporation	HELOC	0 +1 HELOCs	0%	0%
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a
RBC Bank (Georgia), N.A.	HELOC	0 +1 HELOCs	0%	n/a
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Ruskin Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Ruskin, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Ruskin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ruskin in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ruskin, FL

Use these to narrow the list above. Each category shows how many Ruskin, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 104 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 42 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 65 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 11 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 25 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Ruskin, FL

Independent mortgage companies closed 85.1 percent of home loans in Ruskin, Florida in 2025, banks 8.6 percent and credit unions 6.3 percent. Triad Financial Services, Inc. was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 15 loans.

85.1%

Mortgage companies

8.6%

Banks

6.3%

Credit unions

41%

FHA loans

19%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Ruskin, FL

Who is the largest mortgage lender in Ruskin, FL?

By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Ruskin, Florida with 2 loans, about 0.3 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Ruskin, FL have the highest approval rates?

Among lenders with meaningful volume in Ruskin, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 84.3 percent, against a 74.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ruskin, FL mortgage lenders offer FHA, VA and USDA loans?

65 lenders closed FHA loans in Ruskin, Florida in 2025, led by DHI Mortgage Company, LTD. with 79. 41 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ruskin, FL lender list?

Yes. 42 banks and 19 credit unions closed home loans in Ruskin, Florida in 2025, alongside 104 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ruskin, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ruskin, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ruskin, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ruskin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.