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Mortgage Lenders and Brokers in Poinciana, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Poinciana, Florida mortgage lenders include TD BankTD Bank4674 Marigold Avenue, Poinciana, FL 34758A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association850 Cypress Pkwy, Poinciana, FL 34759A+5.0 ★Texas Ratio: 2.27%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, and Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Poinciana, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Poinciana are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Poinciana, Florida

Market share is the lender's share of all home loans closed in Poinciana, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
TD Bank 1 office in Poinciana 4674 Marigold Avenue, Poinciana, FL 34758 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	3 +1 HELOCs	0.2%	42.9%	$105,000	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	35	2.1%	86%	$225,285	View
Southstate Bank, National Association ★ 5 stars, 1 review 850 Cypress Pkwy, Poinciana, FL 34759 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	12 +7 HELOCs	0.7%	85.7%	$212,500	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	11 +3 HELOCs	0.7%	34.4%	$138,636	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional	8	0.5%	61.5%	$193,750	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	7 +8 HELOCs	0.4%	43.8%	$117,857	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	7 +5 HELOCs	0.4%	77.8%	$216,428	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	6 +1 HELOCs	0.4%	42.9%	$113,333	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	5 +8 HELOCs	0.3%	33.3%	$123,000	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional, HELOC	3 +6 HELOCs	0.2%	45.5%	$141,666	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	3	0.2%	80%	$261,666	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	3	0.2%	100%	$255,000	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	2 +3 HELOCs	0.1%	40%	$230,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	2 +2 HELOCs	0.1%	40%	$275,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	2	0.1%	100%	$195,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional	2	0.1%	50%	$35,000	View
Cogent Bank 1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54%	Conventional, FHA	2	0.1%	100%	$260,000	View
Citizens Bank and Trust 211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22%	Conventional	2	0.1%	100%	$275,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$195,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$395,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	FHA	1	0.1%	100%	$245,000	View
Terrabank N.A. 1533 Sunset Dr, Coral Gables, FL 33143 A+5.0 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$225,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional	1	0.1%	20%	$125,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$535,000	View
Mccoy Federal Credit Union 931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49%	Conventional	1	0.1%	50%	$45,000	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional	1	0.1%	50%	$35,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0.1%	33.3%	$35,000	View
First Florida Credit Union 8300 NW 53rd St, Doral, FL 33166 7710 A+5.0 ★Texas Ratio: 3.47%	Conventional	1	0.1%	100%	$205,000	View
Centennial Bank 22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$255,000	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	FHA	1	0.1%	100%	$375,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$415,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +4 HELOCs	0%	n/a		View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	HELOC	0 +4 HELOCs	0%	0%		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	0%		View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Floridacentral Credit Union 701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46%	HELOC	0 +1 HELOCs	0%	n/a		View
Lennar Mortgage, LLC	Conventional, FHA, VA	127	7.7%	64.5%	$305,944
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	54	3.3%	55.1%	$355,925
Coastal Loans, LLC	Conventional, FHA, VA	42	2.6%	84%	$291,666
Freedom Mortgage Corporation	Conventional, FHA, VA	22	1.3%	67.6%	$270,000
Acrisure Mortgage, LLC	Conventional, FHA	18	1.1%	85.7%	$285,000
The Mortgage Firm	Conventional, FHA, VA	12	0.7%	100%	$220,833
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.3%	25.5%	$163,000
Alkan Mortgage Corporation	Conventional, FHA	5	0.3%	83.3%	$267,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.2%	80%	$217,500	View
New Day Financial, LLC.	VA	4	0.2%	35.7%	$317,500
American Bancshares Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$211,666
Reliable Holdings Manager dba Lendz Financial	Conventional	3	0.2%	100%	$208,333
Nqm Funding, LLC	Conventional	2	0.1%	100%	$215,000
Mortgage Lenders Investment Tr	FHA	2	0.1%	100%	$300,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	FHA	1	0.1%	100%	$255,000	View
PHH Mortgage Corporation	FHA	1	0.1%	100%	$215,000
Americas Mortgage Professionals, LLC	Conventional	1	0.1%	100%	$285,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	238 +4 HELOCs	14.5%	76.4%	$287,773
Rocket Mortgage	Conventional, FHA, VA	118	7.2%	78.7%	$194,915
DHI Mortgage Company, LTD.	Conventional, FHA, VA	103	6.3%	67.1%	$298,980
loanDepot.com LLC	Conventional, FHA, VA, HELOC	84 +1 HELOCs	5.1%	49.4%	$249,047
New American Funding, LLC.	Conventional, FHA, VA	37	2.3%	84.1%	$245,810
Mortgage Research Center	FHA, VA	34	2.1%	70.8%	$297,058
Pennymac Loan Services LLC	Conventional, FHA, VA	32	1.9%	75%	$218,125
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	30 +1 HELOCs	1.8%	90.9%	$254,000
RMC Home Mortgage, LLC	Conventional, FHA, VA	29	1.8%	87.9%	$317,413
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA	27	1.6%	39.1%	$240,185	View
Inspire Home Loans Inc.	Conventional, FHA, VA	20	1.2%	77.8%	$297,500
Paramount Residential Mortgage	Conventional, FHA, VA	16	1%	94.1%	$238,750
Cornerstone First Mortgage, LLC	Conventional, FHA	14	0.9%	100%	$294,285
Stg Mortgage Inc	Conventional, FHA	14	0.9%	82.4%	$355,714
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	14	0.9%	82.4%	$227,857	View
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	13 +1 HELOCs	0.8%	81.2%	$197,307
Nationstar Mortgage	Conventional, FHA, VA	13	0.8%	60.9%	$204,230
Zillow Home Loans, LLC	Conventional, FHA, VA	13	0.8%	100%	$271,923
American Financial Resources LLC	Conventional, FHA, VA	11	0.7%	84.6%	$249,545
Nationwide Mortgage Bankers, Inc.	Conventional, FHA	11	0.7%	100%	$195,909
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	10 +3 HELOCs	0.6%	50%	$170,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.6%	90.9%	$316,000	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	10	0.6%	83.3%	$191,000	View
PFN Lending Group, Inc.	Conventional, FHA, VA	10	0.6%	90.9%	$396,000
Union Home Mortgage Corp.	Conventional, FHA	10	0.6%	100%	$199,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	9 +1 HELOCs	0.5%	60%	$303,888
Everett Financial, Inc.	Conventional, FHA, VA	9	0.5%	81.8%	$316,111
Amerisave Mortgage Company	Conventional, FHA, VA	9	0.5%	37.5%	$149,444
Guild Mortgage Company	Conventional, FHA, VA	8	0.5%	90%	$272,500
Click n' Close, Inc.	Conventional, FHA	8	0.5%	57.1%	$200,000
Village Capital & Investment	FHA, VA	8	0.5%	53.3%	$295,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	8	0.5%	88.9%	$311,250
Spring Eq, LLC	Conventional, HELOC	7 +1 HELOCs	0.4%	33.3%	$62,142
American Financial Network, Inc.	Conventional, FHA, VA	7	0.4%	70%	$216,428
Sun West Mortgage Company, Inc	Conventional, FHA, VA	6	0.4%	60%	$240,000
Planet Home Lending, LLC	FHA, VA	6	0.4%	60%	$250,000
American Portfolio Mortgage Corporation	Conventional, FHA	5	0.3%	100%	$209,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	5	0.3%	83.3%	$169,000
Equity Prime Mortgage LLC	FHA, VA	5	0.3%	45.5%	$249,000
Kind Lending, LLC	Conventional, FHA	5	0.3%	35.7%	$193,000
Waterstone Mortgage Corporation	Conventional, FHA, VA	5	0.3%	100%	$125,000
Mortgage Solutions of Colorado	FHA, VA	5	0.3%	83.3%	$293,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	5	0.3%	32%	$257,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.3%	55.6%	$191,000
JMAC Lending, Inc.	Conventional, FHA, VA	5	0.3%	83.3%	$265,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	4	0.2%	100%	$180,000	View
Hometown Equity Mortgage, LLC	Conventional, FHA	4	0.2%	40%	$280,000
Geo-Corp, Inc.	FHA	4	0.2%	100%	$325,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	4	0.2%	57.1%	$150,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	4	0.2%	100%	$220,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	4	0.2%	80%	$240,000	View
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, HELOC	3 +1 HELOCs	0.2%	75%	$218,333
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +1 HELOCs	0.2%	100%	$328,333
Guaranteed Rate Affinity, LLC	FHA, VA	3	0.2%	100%	$298,333
Primelending	Conventional	3	0.2%	100%	$318,333
AdvantageFirst Lending Inc	FHA, VA	3	0.2%	37.5%	$248,333
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	3	0.2%	100%	$218,333	View
Point Mortgage Corp	Conventional, FHA	3	0.2%	100%	$178,333
T2 Financial LLC	Conventional, FHA	3	0.2%	80%	$271,666
American Pacific Mortgage Corporation	FHA	3	0.2%	100%	$231,666
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	75%	$228,333	View
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	FHA	3	0.2%	100%	$275,000	View
Top Flite Financial, Inc.	Conventional, FHA	3	0.2%	100%	$301,666
Champions Funding, LLC	Conventional	3	0.2%	75%	$231,666
HomeBridge Financial Services, Inc	FHA, VA, HELOC	2 +6 HELOCs	0.1%	66.7%	$380,000
The Loan Store, Inc	Conventional, HELOC	2 +3 HELOCs	0.1%	80%	$280,000
AmWest Funding Corp	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$205,000
Cliffco, Inc.	FHA	2	0.1%	100%	$295,000
Aspire Home Loans	FHA	2	0.1%	100%	$245,000
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	40%	$300,000
Resicentral LLC	Conventional, FHA	2	0.1%	100%	$310,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	2	0.1%	100%	$135,000
HomeXpress Mortgage Corp.	Conventional	2	0.1%	33.3%	$210,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.1%	66.7%	$360,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.1%	75%	$180,000
Stockton Mortgage Corporation	FHA	2	0.1%	100%	$420,000
Mutual of Omaha Mortgage	FHA	2	0.1%	50%	$250,000
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$225,000
Local Bank A5.0 ★Texas Ratio: 8.28%	FHA	2	0.1%	100%	$390,000	View
Valon Mortgage	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$205,000
EMM Loans LLC	VA	1	0.1%	100%	$265,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$145,000	View
Southwest Airlines FCU	Conventional	1	0.1%	100%	$305,000
First Community Mortgage, Inc.	FHA	1	0.1%	100%	$315,000
Royal United Mortgage LLC	Conventional	1	0.1%	33.3%	$215,000
Neighborhood Loans, Inc	Conventional	1	0.1%	50%	$15,000
HomePromise Corporation	VA	1	0.1%	100%	$325,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$155,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$105,000	View
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Loanunited.Com, LLC	VA	1	0.1%	33.3%	$245,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	FHA	1	0.1%	100%	$315,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$335,000
Reliant Home Funding, Inc	Conventional	1	0.1%	100%	$265,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$295,000	View
Homestead Funding Corp.	Conventional	1	0.1%	100%	$275,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	VA	1	0.1%	100%	$315,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$225,000	View
American Liberty Mortgage Inco	FHA	1	0.1%	100%	$385,000
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$395,000
Discover Bank	Conventional	1	0.1%	8.3%	$35,000
Police and Fire Federal Credit Union	Conventional	1	0.1%	100%	$215,000
Royal Pacific Funding	FHA	1	0.1%	100%	$225,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$305,000
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$275,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$205,000
Mid-Continent Funding, Inc.	VA	1	0.1%	50%	$375,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$155,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$305,000
My Mortgage, Inc	FHA	1	0.1%	100%	$325,000
Nfm, Inc	Conventional	1	0.1%	100%	$145,000
Univest Bank and Trust Co. A5.0 ★Texas Ratio: 6.10%	FHA	1	0.1%	100%	$295,000	View
Delta Community Credit Union	Conventional	1	0.1%	50%	$375,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$225,000
Premium Mortgage Corporation	Conventional	1	0.1%	100%	$125,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$125,000
Churchill Mortgage Corporation	FHA	1	0.1%	50%	$145,000
Dakota Community Bank & Trust, NA A+5.0 ★Texas Ratio: 0.58%	Conventional	1	0.1%	100%	$215,000	View
Intelliloan, Inc.	FHA	1	0.1%	66.7%	$305,000
Mortgage Equity Partners LLC	FHA	1	0.1%	100%	$245,000
BoxCar Mortgage, LLC	FHA	1	0.1%	33.3%	$285,000
Village Bank & Trust, N.A. A+5.0 ★Texas Ratio: 1.60%	Conventional	1	0.1%	100%	$485,000	View
Milend, Inc	Conventional	1	0.1%	50%	$145,000
Financial Resources Federal Cr	Conventional	1	0.1%	100%	$145,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$415,000
Acopia, LLC	FHA	1	0.1%	100%	$325,000
Tjc Mortgage Inc	FHA	1	0.1%	100%	$255,000
Uif Corporation	Conventional	1	0.1%	100%	$205,000
Better Mortgage Corporation	Conventional	1	0.1%	50%	$385,000
Radius Financial Group Inc	Conventional	1	0.1%	100%	$185,000
Interstate Home Loan Center, Inc.	Conventional	1	0.1%	100%	$225,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	8.3%	$235,000
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.1%	100%	$345,000	View
Veritas Funding, LLC	FHA	1	0.1%	100%	$235,000
Liberty Home Mortgage Corp	Conventional	1	0.1%	100%	$305,000
Right Start Mortgage, Inc	VA	1	0.1%	100%	$305,000
Fairway Independent Mort Corp	Conventional	1	0.1%	50%	$235,000
Keesler Federal Credit Union	VA	1	0.1%	100%	$425,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$165,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$265,000
Nexera Holding LLC	Conventional	1	0.1%	50%	$285,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$215,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$325,000
Coastal Community Bank	HELOC	0 +8 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +2 HELOCs	0%	0%
RBC Bank (Georgia), N.A.	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Nextmortgage, LLC	HELOC	0 +1 HELOCs	0%	n/a
Geneva Financial LLC	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Poinciana Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Poinciana, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Poinciana? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Poinciana in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Poinciana, FL

Use these to narrow the list above. Each category shows how many Poinciana, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 134 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 105 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members Local lenders based in FL 35 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Poinciana, FL

Independent mortgage companies closed 87.8 percent of home loans in Poinciana, Florida in 2025, banks 9.4 percent and credit unions 2.9 percent. Lennar Mortgage, LLC was the largest mortgage company, TD Bank the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 12 loans.

87.8%

Mortgage companies

9.4%

Banks

2.9%

Credit unions

49%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Poinciana, FL

Who is the largest mortgage lender in Poinciana, FL?

By home loans closed in 2025, TD Bank was the largest mortgage lender in Poinciana, Florida with 3 loans, about 0.2 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Poinciana, FL have the highest approval rates?

Among lenders with meaningful volume in Poinciana, Florida, Rocket Mortgage approved the highest share of completed applications in 2025 at 78.7 percent, against a 67.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Poinciana, FL mortgage lenders offer FHA, VA and USDA loans?

105 lenders closed FHA loans in Poinciana, Florida in 2025, led by United Wholesale Mortgage with 142. 53 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Poinciana, FL lender list?

Yes. 47 banks and 25 credit unions closed home loans in Poinciana, Florida in 2025, alongside 134 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Poinciana, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Poinciana, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Poinciana, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Poinciana. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.