☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Florida / Pinellas Park

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Pinellas Park, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Pinellas Park, Florida mortgage lenders include Bank of America NABank of America NA10200 66th St N, Pinellas Park, FL 33782A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA7323 Park Blvd N, Pinellas Park, FL 33781A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank4325 Park Blvd N, Pinellas Park, FL 33781A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7360 Us Highway 19 N, Pinellas Park, FL 33781A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank7694 49th St N, Pinellas Park, FL 33781A+5.0 ★Texas Ratio: 2.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association7770 66th St N, Pinellas Park, FL 33781A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.3976 Park Blvd N, Pinellas Park, FL 33781A+5.0 ★Texas Ratio: 4.24%, The Bank of TampaThe Bank of Tampa10650 Boardwalk Loop, Bradenton, FL 34202A+5.0 ★Texas Ratio: 2.04%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust7401 Park Blvd N, Pinellas Park, FL 33781A5.0 ★Texas Ratio: 7.72%, and Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Pinellas Park, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pinellas Park are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Pinellas Park, Florida

Market share is the lender's share of all home loans closed in Pinellas Park, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bank of America NA 2 offices in Pinellas Park 10200 66th St N, Pinellas Park, FL 33782 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	10 +21 HELOCs	1.1%	83.3%	$244,000	View
Wells Fargo Bank NA 2 offices in Pinellas Park 7323 Park Blvd N, Pinellas Park, FL 33781 A+5.0 ★Texas Ratio: 5.36%	Conventional	9	1%	64.3%	$198,333	View
Regions Bank 1 office in Pinellas Park 4325 Park Blvd N, Pinellas Park, FL 33781 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	8 +18 HELOCs	0.9%	39.1%	$158,750	View
JPMorgan Chase Bank, NA 1 office in Pinellas Park 7360 Us Highway 19 N, Pinellas Park, FL 33781 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	8 +1 HELOCs	0.9%	61.5%	$226,250	View
Truist Bank ★ 1 stars, 1 review 1 office in Pinellas Park 7694 49th St N, Pinellas Park, FL 33781 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, HELOC	5 +13 HELOCs	0.6%	83.3%	$189,000	View
Fifth Third Bank, National Association 1 office in Pinellas Park 7770 66th St N, Pinellas Park, FL 33781 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	4 +10 HELOCs	0.4%	57.1%	$387,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Pinellas Park 3976 Park Blvd N, Pinellas Park, FL 33781 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +6 HELOCs	0.3%	75%	$241,666	View
The Bank of Tampa 1 office in Pinellas Park 10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04%	Conventional, Jumbo	1	0.1%	100%	$1,025,000	View
First Ciitizens Bank and Trust 1 office in Pinellas Park 7401 Park Blvd N, Pinellas Park, FL 33781 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional, HELOC	13 +1 HELOCs	1.5%	72.2%	$222,692	View
Grow Financial Federal Credit Union 6900 Park Blvd N, Pinellas Park, FL 33781 3029 A+5.0 ★Texas Ratio: 3.70%	Conventional	11	1.2%	73.3%	$120,454	View
Midflorida Credit Union ★ 1 stars, 1 review 4300 Park Blvd N, Pinellas Park, FL 33781 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	10 +5 HELOCs	1.1%	38.5%	$126,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	9 +8 HELOCs	1%	64.3%	$138,333	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	8 +11 HELOCs	0.9%	88.9%	$298,750	View
Achieva Credit Union 7105 Park Blvd N, Pinellas Park, FL 33781 A+5.0 ★Texas Ratio: 2.57%	Conventional, HELOC	7 +31 HELOCs	0.8%	77.8%	$153,571	View
Republic Bank & Trust 12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	5 +3 HELOCs	0.6%	100%	$213,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$365,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	2 +1 HELOCs	0.2%	20%	$270,000	View
Floridacentral Credit Union 701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$105,000	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$105,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	33.3%	$375,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional	1	0.1%	100%	$375,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	1	0.1%	36.4%	$45,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	FHA	1	0.1%	50%	$345,000	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$315,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	HELOC	0 +2 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	Conventional, FHA, VA	10	1.1%	83.3%	$294,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.4%	100%	$315,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	4	0.4%	23.5%	$422,500
The Mortgage Firm	Conventional, FHA	4	0.4%	100%	$252,500
Acrisure Mortgage, LLC	Conventional, FHA	3	0.3%	75%	$328,333
New Day Financial, LLC.	VA	3	0.3%	37.5%	$258,333
PHH Mortgage Corporation	Conventional	1	0.1%	50%	$415,000
Americas Mortgage Professionals, LLC	VA	1	0.1%	100%	$385,000
Obsidian Financial Services	VA	1	0.1%	100%	$385,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$255,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$245,000
Bayfirst Financial A5.0 ★Texas Ratio: 10.20%	HELOC	0 +2 HELOCs	0%	0%		View
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	117 +3 HELOCs	13.1%	86.9%	$328,846
Rocket Mortgage	Conventional, FHA, VA	112	12.5%	76.2%	$212,410
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	43 +2 HELOCs	4.8%	97.7%	$343,604
Pennymac Loan Services LLC	Conventional, FHA, VA	23	2.6%	82.1%	$271,956
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA, Jumbo	17	1.9%	70.8%	$333,823	View
Mortgage Research Center	VA	17	1.9%	77.3%	$380,294
Nationstar Mortgage	Conventional, FHA	15	1.7%	88.2%	$132,333
Everett Financial, Inc.	Conventional, FHA, HELOC	14 +1 HELOCs	1.6%	100%	$215,714
Amerisave Mortgage Company	Conventional, FHA, VA	13	1.5%	43.8%	$125,000
AmWest Funding Corp	Conventional, FHA	13	1.5%	100%	$295,000
VanDyk Mortgage Corporation	Conventional, FHA, VA	13	1.5%	100%	$287,307
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	12 +3 HELOCs	1.3%	80%	$220,833
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA	11	1.2%	100%	$328,636	View
Guaranteed Rate, Inc.	Conventional, FHA	10	1.1%	90.9%	$374,000
Union Home Mortgage Corp.	Conventional, FHA, HELOC	9 +1 HELOCs	1%	90%	$299,444
Paramount Residential Mortgage	Conventional, FHA	9	1%	100%	$382,777
New American Funding, LLC.	Conventional, FHA, HELOC	8 +2 HELOCs	0.9%	57.1%	$185,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.9%	66.7%	$183,750
Homeowners Financial Group, LLC	Conventional, FHA	8	0.9%	88.9%	$341,250
Gershman Investment Corp.	Conventional, FHA, VA	8	0.9%	100%	$381,250
Zillow Home Loans, LLC	Conventional, FHA	7	0.8%	77.8%	$302,142
Mutual of Omaha Mortgage	Conventional	7	0.8%	100%	$195,000
Top Flite Financial, Inc.	Conventional, FHA	7	0.8%	77.8%	$185,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	6	0.7%	100%	$260,000
Kind Lending, LLC	Conventional, FHA, VA	6	0.7%	60%	$340,000
Click n' Close, Inc.	Conventional, FHA	6	0.7%	87.5%	$291,666
Legend Lending Corporation	Conventional, FHA	6	0.7%	100%	$383,333
Fairway Independent Mort Corp	Conventional, FHA, VA	6	0.7%	85.7%	$211,666
Goodleap, LLC	Conventional, FHA, HELOC	5 +5 HELOCs	0.6%	85.7%	$187,000
The Loan Store, Inc	Conventional, HELOC	5 +3 HELOCs	0.6%	85.7%	$337,000
American Financial Resources LLC	Conventional, FHA, VA	5	0.6%	100%	$281,000
Movement Mortgage, LLC	Conventional, VA	5	0.6%	100%	$241,000
Securitynational Mortgage Company	Conventional, FHA, VA	5	0.6%	83.3%	$211,000
Nfm, Inc	Conventional, FHA	5	0.6%	100%	$395,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	5	0.6%	100%	$299,000	View
21St Mortgage	Conventional	5	0.6%	50%	$91,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	5	0.6%	38.5%	$179,000	View
American Financial Network, Inc.	FHA, VA	4	0.4%	80%	$295,000
Waterstone Mortgage Corporation	Conventional, Jumbo	4	0.4%	100%	$462,500
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.4%	100%	$270,000	View
DHI Mortgage Company, LTD.	FHA, VA	4	0.4%	57.1%	$352,500
Village Capital & Investment	FHA, VA	4	0.4%	100%	$382,500
Spring Eq, LLC	Conventional, HELOC	3 +4 HELOCs	0.3%	27.3%	$155,000
Cornerstone First Mortgage, LLC	Conventional	3	0.3%	100%	$325,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	3	0.3%	100%	$305,000	View
Primary Residential Mortgage, INC.	Conventional	3	0.3%	50%	$151,666
Nbkc Bank	Conventional	3	0.3%	100%	$341,666
Equity Prime Mortgage LLC	FHA, VA	3	0.3%	75%	$261,666
Deephaven Mortgage LLC	Conventional	3	0.3%	100%	$188,333
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional, VA	3	0.3%	75%	$225,000	View
Guild Mortgage Company	Conventional, FHA	3	0.3%	100%	$365,000
AdvantageFirst Lending Inc	FHA, VA	3	0.3%	75%	$295,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	3	0.3%	100%	$228,333	View
Discover Bank	Conventional	3	0.3%	18.8%	$58,333
Point Mortgage Corp	Conventional, FHA	3	0.3%	100%	$201,666
Cardinal Financial Company, Li	Conventional, FHA	3	0.3%	42.9%	$208,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.3%	60%	$435,000	View
Synovus Bank	Conventional	3	0.3%	100%	$125,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	3	0.3%	100%	$278,333
Mission Loans, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$255,000
First Community Mortgage, Inc.	FHA	2	0.2%	100%	$335,000
Go Mortgage, LLC	Conventional	2	0.2%	100%	$190,000
AmeriHome Mortgage Company, LLC	FHA	2	0.2%	100%	$305,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.2%	66.7%	$65,000	View
Credit Human Federal Credit Un	Conventional	2	0.2%	75%	$145,000
Bay Equity LLC	Conventional	2	0.2%	100%	$520,000
My Mortgage, Inc	FHA	2	0.2%	100%	$330,000
Stg Mortgage Inc	FHA	2	0.2%	66.7%	$380,000
Planet Home Lending, LLC	FHA, VA	2	0.2%	100%	$270,000
Provident Funding Associates	Conventional	2	0.2%	66.7%	$325,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.2%	66.7%	$325,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$295,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	FHA, VA	2	0.2%	100%	$255,000	View
Lake Michigan Credit Union	Conventional	2	0.2%	100%	$210,000
Citadel Servicing Corporation	Conventional	2	0.2%	100%	$385,000
TowneBank	Conventional, FHA	2	0.2%	100%	$440,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.2%	50%	$100,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0.2%	20%	$45,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.2%	100%	$190,000	View
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$325,000
Bank Ozk	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$45,000
EMM Loans LLC	Conventional	1	0.1%	50%	$265,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,025,000
Equity Resources Inc	FHA	1	0.1%	100%	$265,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional, Jumbo	1	0.1%	100%	$1,315,000	View
Atlantic Coast Mortgage, LLC	VA	1	0.1%	100%	$345,000
Gold Star Mortgage Financial Group, Corporation	VA	1	0.1%	100%	$645,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$185,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$435,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$295,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
Synergy One Lending, Inc.	VA	1	0.1%	100%	$365,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$185,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional	1	0.1%	100%	$255,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$155,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	FHA	1	0.1%	100%	$285,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$175,000
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$245,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$285,000
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$225,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$315,000
American Financing Corporation	Conventional	1	0.1%	20%	$85,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$165,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$335,000
Chevron Federal Credit Union	Conventional	1	0.1%	100%	$305,000
Greenbox Loans	Conventional	1	0.1%	100%	$195,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$45,000	View
Encompass Lending Group, L.P.	FHA	1	0.1%	100%	$325,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0.1%	100%	$225,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$315,000
Nations Lending Corporation	VA	1	0.1%	100%	$245,000
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$75,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$585,000
Wolfe Financial Inc	Conventional	1	0.1%	100%	$305,000
Gardner Financial Services	FHA	1	0.1%	100%	$205,000
Milend, Inc	Conventional	1	0.1%	100%	$115,000
Stockton Mortgage Corporation	Conventional	1	0.1%	50%	$415,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$545,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$385,000
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$255,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$355,000
Nmsi, Inc.	FHA	1	0.1%	100%	$425,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$215,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	33.3%	$315,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$265,000
First Technology Federal Credit Union	Conventional	1	0.1%	50%	$125,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$325,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$235,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$305,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +7 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +3 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Pinellas Park Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Pinellas Park, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Pinellas Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pinellas Park in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Pinellas Park, FL

Use these to narrow the list above. Each category shows how many Pinellas Park, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 120 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 71 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 36 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 24 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Pinellas Park, FL

Independent mortgage companies closed 79.8 percent of home loans in Pinellas Park, Florida in 2025, banks 12.2 percent and credit unions 8 percent. Triad Financial Services, Inc. was the largest mortgage company, Bank of America NA the largest bank and Gte Federal Credit Union the largest credit union. Among lenders headquartered in Florida, The Bank of Tampa led with 1 loans.

79.8%

Mortgage companies

12.2%

Banks

Credit unions

21%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Pinellas Park, FL

Who is the largest mortgage lender in Pinellas Park, FL?

By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Pinellas Park, Florida with 10 loans, about 1.1 percent of the market. The largest lender headquartered in Florida was The Bank of Tampa with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Pinellas Park, FL have the highest approval rates?

Among lenders with meaningful volume in Pinellas Park, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 86.9 percent, against a 75.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Pinellas Park, FL mortgage lenders offer FHA, VA and USDA loans?

71 lenders closed FHA loans in Pinellas Park, Florida in 2025, led by United Wholesale Mortgage with 39. 36 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Pinellas Park, FL lender list?

Yes. 38 banks and 16 credit unions closed home loans in Pinellas Park, Florida in 2025, alongside 120 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Pinellas Park, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Pinellas Park, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pinellas Park, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pinellas Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.